Simplicity Funds in New Zealand | Non-Profit, Low Fees, Ethical Kiwisaver, Investment Funds

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Simplicity is one of New Zealand's most popular fund managers, boasting 6 Kiwisaver Funds and 11 Investment Funds. Simplicity is a non-profit provider, with fees as low as 0.10%, and they practice a high degree of ethical investing. In this video I walk through all 17 Simplicity funds, and give an introduction to their investment approach.
Today, Simplicity manage over $6.3B AUM held by over 154,000 members in New Zealand, or roughly 3% of the population in both Kiwisaver and Investment Funds.
Let me know down below in the comments if you've had experience investing with Simplicity, and how you found it!
#SimplicityFunds #NZInvesting #FinancialPlanningNZ
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// TIMESTAMPS
► 0:00 Intro
► 2:10 Funds Overview
► 2:56 Kiwisaver Funds
► 8:41 Investment Funds
► 11:59 Outro
Disclaimer:
I am not a financial adviser. This video is for education and entertainment purposes only. Seek professional help before making any investment decision.
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Опубликовано:

25 июл 2024

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Комментарии : 15

@ukidding Месяц назад

I like the KS growth fund and Hedged and unhedged global share funds. Keeping an eye on H&I - may be a better return than bank interest in the next year or so. Low cost passive funds for me.

@WhisperingDucky 2 месяца назад

Great video! When choosing a KiwiSaver, it’s essential to consider more than just the lowest fees. Comparing Simplicity to ASB is like comparing apples to pears, or the S&P 500 to the Global 100. While both have fees, they offer different returns. Low fees matter most when there’s a significant difference - for instance, if one company charges 1% for the S&P while another asks only 0.2%. Similarly, if a fund underperforms its peers, it’s worth questioning why you’d choose a growth fund with 0.2% fees yielding 8% after fees, when others offer 10% after a 1.3% fee.😊 Just don't think that because it is low fee, it is better. Sorry for the rant hehe - I'm just passionate.

@BrentColeman 2 месяца назад

You're absolutely right! There's a lot more to consider than just fees (e.g. returns, service, convenience...). Here I was just stressing how low Simplicity's fees are as compared to another popular provider, not necessarily that they're a better investment option.

@paolog7449 2 месяца назад

Great video im with simplicity ❤. Im very happy with it

@BrentColeman 2 месяца назад

Glad you like it!

@samocooper9070 2 месяца назад

a bit unrelated, but hey if someone completely new to investing had a thousand to take a punt on something what would you suggest? It seems NZ can only go up from here, is there any way to ride the wave, or am I way off the mark?

@Tehui1974 2 месяца назад

My first question is how long do you want to invest for before deciding to withdraw? If it's 10+ years, then I would go with either the High Growth Fund or the International Shares Fund. The money is invested across a diverse range of growth assets. Now is a good time to invest long-term in shares, as I expect the value of shares to increase over the next few years, due to central banks lowering their interest rates (in response to inflation lowering) which will result in money circulating across businesses and national economies.

@trevenen8882 2 месяца назад

If its just a punt you are after then this video says the international shares un-hedged is the bees knees

@fabulousglasswarden Месяц назад

I get your point about investing, but where do you even start if you're not familiar with any?

@sharonotaylorr7641 Месяц назад

@@fabulousglasswarden You're spot on. Knowing where to invest can be daunting, especially if you're new to the game.

@MalikAsqari Месяц назад

No wonder the demand for investment advisors has shot up since the pandemic.

@85therealdeal Месяц назад

I wonder why the Global Developed Country Unhedged one has a lower risk profile than the hedged. I have a Kernel investment account (saving account with a risk profile that suits me) but find the Simplicity fund more attractive with its lower fees, despite being less diversely invested without companies such as Amazon or Caterpillar because apparently they're unethical. I am a Simplicity Kiwisaver member (High Growth Fund). I am still a bit apprehensive whether the Unlisted Property part will be worth it for the Kiwisaver members that could have it invested in more international shares instead.

@slapnut892 2 месяца назад

Simplicity offering so many services does seem to go a bit against their name. And I think I'm better off keeping my money in the stock market. At least I can expect an on average 10% return every year.