You did not mention about the STCG/LTCG applicable on every rebalance. That will also eat into your returns. I rarely see RU-vidrs including the taxes while explaining about the differences between MFs and SCs.
Never Invest if you don't know your tax. STCG is attraced in every rebalance and will be added to your income if you fall in 30% bracket you will be surprised while filing ITR.
Also, STCG tax means you have to fill ITR2, witch is tough and advised by fill by an CA expert. Unlike MF where you need to file Taxes (ITR2) at liquidity while smallcase you need to file Taxes (ITR2) every year. I think CA Experts charge ITR2 filing quite a high (2400 INR) witch is a lot to me.
Thanks very useful content. However, we have noticed that the past performance (for a significant period) is not available for small cases. Moreover, we have also noticed that if a small case did not perform well, then it has been removed from the platform. Kindly, correct me if I am wrong: The performance of the smallcase significantly depends on the fund manager performance. Also, the past history of the fund manager is not available as it is a very new product.
Not in this video,sorry to say. 50k ke investment pe 2k ke rebalancing r you kidding me and uske upper STCG ki baat nahi ki. And he'll lot of data manipulated to just prove that small case is better. Man small case either invest hugely, or stay away
@@AssetYogi 💥 Which has high return after all the deduction? Pls tell with percentage. also I am planning to invest for longer time probably 3-5 years for higher returns. So smallcase is best?
Best video ever on Smallcase functioning charges etc etc and that too with proper comparison Thanks a lot sir for this 🙏🏻❤️ This was very much needed 🙏🏻🙏🏻
My name is Ganesh my date of birth 1991 salary is 9000rs sales men in supermarket I neended 1bhk minimum price is 15lakh I have 7lahs calculate give your opinion sir
Very detailed video sir 🙏🏻 But we need to include tax calculations in our returns analysis. I rarely see any RU-vidr including STCG/LTCG in returns calculations. These returns look amazing till we factor in taxes (tax terrorism). Also, These STT/ DP charges are nothing in front of 15% and 10% charges which one has to pay for capital gains. After paying taxes usually moderate returns become average returns. Tax calculations are must for all returns analysis.
Also, STCG tax means you have to fill ITR2, witch is tough and advised by fill by an CA expert. Unlike MF where you need to file Taxes (ITR2) at liquidity while smallcase you need to file Taxes (ITR2) every year. I think CA Experts charge ITR2 filing quite a high (2400 INR) witch is a lot to me.
💥 Which has high return after all the deduction? Pls tell with percentage. also I am planning to invest for longer time probably 3-5 years for higher returns. So smallcase is best?
sir, Ek confusion hai Jab bahut sare videos mein maine yh suna ki ' hame sahi price pe koi stock milte hi invest kr dena chiye aur long term k leye chor dena chahiye ya fir kuch log downtrend mein correction ya kahe sell/buy kar skte hai jo ki kabhi kabhi esa hota hai, saal m 1 baar lagbhag ' Par small case ke concept mein rebalancing har 3/4 mahine mein hota hai ya fir jada frequently bhi ho skta hai - ese mein rebalancing ki wjh se charges bahaut jada ho jaayenge, 1 saal mein 4 4 rebalancing. Please ek regarding- 'prakash dalye' Thank you
Hello sir can you make video on ITR filling which should cover details like is ITR filling mandatory if income below २.५ lacs but having income from shares market
Hi Sir, Every body tells to study & analysis the profile of a company before buying the stocks of it but it will be very helpful if you can share some information regarding how to read and analysis the P&L, balance sheets etc etc with practical examples so that one can analyse it regardless if one is from a commerce background or not! Thank you!
Thanks a lot for sharing such an informative video. It answered a lot of questions that we have in our mind. I have one question. If a small case is getting adjusted in 3-6 months duration then we have to include the taxation on short term capital gain, right ?
धन्यवाद सर मैं 24 साल का हूं फाइनेंसियल एजुकेट करने के लिए आपका बहुत-बहुत धन्यवाद आपके वीडियो देखने के बाद मुझे पैसे कहां इन्वेस्ट करने चाहिए इसका पता लग जाता है
We have a freedom whether to follow the rebalance suggestions or not. To me, if I buy a stock (directly or via Smallcase) it's going to be in my dmat account for at least 3 yrs 😀 so 10% LTCG always.
@@paragabhyankar962 If we don't do rebalancing then what's the point of subscribing to a smallcase, we can directly invest in the stock market ourselves 🧐
@@namanpahuja7653 Agreed with you but also we need to keep in mind that one should only invest in a smallcase (specially paid one) if he/she has a sizable amount to invest. Capital minds who also have some smallcases have written articles explaining the details of smallcase investment and it's pros and cons which everyone should read before investing into smallcases.
Can you create a tax-related video for full-time college students who dont have any income, trading in stock market with their pocket money?! There is not a single video on this topic.. Will be helpful ! ✌️🙌
To isme ky video bnega.. pocket money jo tumhe mil rhi hai.. wo ek capital receipt hai, income nhi.. q ki it's post tax income of your guardian, which is being shared to you and other family members. Baki tm usse agar returns generate kr rhe ho to it'll be taxable in your hands. Also, if income for 1 F.Y. is >2.5LPA, you must file ITR. Even though no tax liability arises.
The reason why I would choose Mf, Trust,, safety of my money..MF like Kotak, SBI, ICICI, Axis, HDFC are backed by biggest banks and corporate houses...And this is something which can't be valued...Safety and Trust is the most important aspect for me...Risk hi Lena hai toh I will directly invest in stock market...Else MF is best...
@@AssetYogi please do reply name Ganesh 1991 single I have 7lakhs I have a perfect house iam in goa but need a one more house my salary is 9000rs only ......
Nice way to promote smallcase, Now a days every youtuber promoting small and their 15% off 😁, . Not sure if your all information is transperant. Seems like another smallcase promotion vedio vs facts...
Smallcase has transparency problem. They ask investors to subscribe to a smallcase without knowing the components of the investment. You can not even see the stocks used in a smallcase without paying a fee.
I heard so much about Momentum based smallcases. Earlier there were two major such small cases one was from capital mind and other was from weekend investing. Now there are so many momentum based paid small cases. do you suggest such smallcases for someone in his early thirties and how much of one's portfolio one should allocate to such Momentum based investing
@Ankit 💥 Which has high return after all the deduction? Pls tell with percentage. also I am planning to invest for longer time probably 3-5 years for higher returns. So smallcase is best?
Not sure why you didn’t touch the topic of STCG & LTCG. Selling those stocks should cost much higher when there is a rebalancing. Correct me if I’m wrong.
Hello sir.. nice information... Par ek dought hai k agar small case me 5000 ki SIP karte hai to every transaction 118 rs charge lagega kya? Aur uske charges MF se Jayda honge kya?
Have seen you only reply to those who make positive comments on your videos. Why not those who have pointed out some things you have missed out? Will help viewers understand better
Thank you so much god bless you .only your channal is subscribe .you content is too good no need to search other channels. Your voice is too loud and clear .contend is too good ,explanation is Speachless.
If we buy multiple Smallcase then in my demat account the shares shown separately smallcase-wise, and any category-wise or share shows mixed with each other (Assorted)?
1.)When you Invest 1 Lakh or 50k rebalancing with Rs 2000 is hardly possible. 2.) Whenever you Sell a Stock their are DP charges Rs 13.5 + 18% GST on different Stock Sold (irrespective of Quantity) your small case will hold anywhere between 12 to 13 stocks, Rebalancing with just 3 stocks / Quarter you would end up paying Rs 191.16. 3.) STCG/ LTCG are taxed 15% and 10% would further dampen your returns 4.) Rs 300- 900 Demat account charges annually depending on your broker All these charges Add up more then the charges you would pay in Mutual Fund. And moreover the small cases are more off shorter timeframes and market cycles, Whereas mutual funds are true wealth building instruments that have proved themselves over the long run.
Ek video phone pe se gold buy Karna accha hota hai ya nahi. Iske baare me banaye.Agar phone pe band ho gaya toh humne Jo gold me invest kiya hi long term ke liye toh hume return kaise milega.
Sir I like your video, but still you have missed many of the small case points I think(no offence). 1. The rebalancing is more aggressive.(it will come in your tax bracket, never will be able to claim LTG) 2. If you have SIP will incur monthly charges. 3. In case of subscribed smallcase - the subsicription fees + rebalencing is more aggresive. ( it might even go more than 15-20% for 1-lakh yearly investment with risk of the fund manager methodology not working as expected for that market.)
Bro, it's dumb to take opinion about something from someone who has a vested interest in smallcase. He has skipped over the entire taxation which will eat your returns
I would request you to make a video for beginner investors. you can let us know your best free small cases and best paid small cases. If possible you can try to create a Portfolio according to age group. it can be mix of both paid and free including the hedging.
suggestthe top 5small casese with higher than 25 % return- also tell how to select smallcase and check the profile of person who made that smalllcase. How safe is smallcase is it regulated by SEBI
Hi what about capital gain taxes 15% we need to pay every time we sell stocks in small case. To rebalance our portfolio on an average if we rebalance it once every quarter . Pls do let me know if I am wrong.
@Ankit you have to pay while filling ITR. You can get the statement from the platforms like CAMS/KARVY in case of MFs, Zerodha in case of stocks. Smallcase also must be having the option to get the capital gain tax statement
बहुत बहुत धन्यवाद भाई. मेरी तो आपसे व्यक्तिगत मिलकर शेयर बाजार में आगे बढ़ने की इच्छा होती है. मैं आपकी सहायता जरूर लूंगा. मैंने आपके विडियो देखकर शेयर बाजार को बहुत कुछ जान लिया है. आपकी सहायता किस प्रकार ले सकते हैं जरूर बताइगा.
Sir, can I purchase in one small case again and again like one single mutual fund.And can I sell units again and again like single mutual fund.can I invest lumpsum or should I depend on manager for further lumpsum investmemt
Disspointed with smallcase. I made exit from all weather smallcase after 1 year when i was in profit but after exit there was around 15000 deducted from my 77000.
