uncle Dave would be proud of me. Just paid off my house and now i owe $0. took 6 yrs to paid it off along with 2 vehicles. both bought new at 0% interest. Not to brag because that’s nothing when compared to what other folks achieved. However, it took a lot of grinding and financial discipline to get it done.
I heard about Dave Ramsey in 2007 but really started listening to the podcast about 6years ago. Now a daily listener, As of last month my family is debt free. Home and everything
I have just watched one of his video "accidently" 3 months ago and i've managed to get debt free! I love this motivation i got from Dave and all his team! They are really saving people from great anxiety! God bless them all.
had a long talk with my co worker who shared alot of things with me and he told me about this channel so im tuned in to learn .40 years old and need to make major changes in my life for myself and kids
I hear what you’re saying, but he’s been doing this for over 30 yrs. Part of being a great leader is giving others the opportunity to rise up and use their skills (as well as sharpen them) to get to where they want to be! Perfect example of servant leadership!
@@jasoncurtis6105 I totally agree and think passing on knowledge to the next generation is wonderful. I am speaking as a spectator about the entertainment value only. I think the show was more entertaining without the disciples.
So confused about the caller towards the end of the show that was having a custom home built. The original quote was over $400k. They’ve only drawn $118k so far…and the house is 90% complete? And now the builder is saying it will cost over $600k total? Something is not adding up. Did the builder do a bunch of work with his own money, and they’re not paying him?
The math on construction loans is often fuzzy....Based on my own experiences, an accurate cost of construction works like this: take the original estimate, multiply it by 2, and you will have 50% of your house or work shop paid for....maybe
School debt so completely stinks. The more I watch Dave, the more I think, how do colleges do this to people? $27k approx debt for 4 years, just making $30k / year. Not like this some years ago
1:20:00 he should just cash out refinance down to 20% equity and sell his car. It’ll clean up the monthly cash flow and skip 2 years of saving up a down payment and take advantage of the cheapest house rates ever and keeps 2 years of equity growth and spares his family the trauma of moving twice in 2 years. Atleast.
The first caller has an over 6 figure settlement that he can use to pay off HIS credit card debts. Creditors try to track down people who owe, so it really shouldn’t be too difficult to track down the creditors to PAY them. I’m sorry. I have a simple mind. This is simple research. Meanwhile, you have countless others with NO money, all kinds of debt AND “current” substance abuse problems who are dodging creditors.
My thoughts exactly. Been clean all my life. Business degree. Handle millions of dollars for my employer. I tell head hunters I want $100k to make a move and they look at me like I have 3 heads. Meanwhile some guy is sitting on a 7 figure settlement pulling down 200k on top of that and he's calling a radio show for help? F me!
I don’t have debt but I barley make any money and I’m to scared to take on debt to buy anything. I only eat every other day and eat one cup of ramen noodles on the day I do eat and I save every dime and live in my car because I’m to scared to spend the 200k I have saved through the last 10 days of robbing banks, I’m gona just give it all away and live on a frozen island
Commenting on one of the first calls about the guy who's wife is tempted to go back to work, why is it when couples are in huge debt dave has no problem with the Man working 2 hundred hours a week and not ever seeing their kids but for women he will make excuses un til the cows come home? Whatever happened to gender equality 🤨
You're still a hero if all you saved is yourself and therefore your legacy. You're never gonna come up by tearing others down so calm down for a sec, and stop indulging in the cognitive distortions that make you so bitter.
@@barbieblue3336 It bears the hallmarks of a classic Alex Jones flic. I think it's in poor taste, but that's just my opinion, and he can do whatever he wants.
Dave is wrong here. You agreed to take the money. You agreed to the interest rate. You decided not to pay it as you said you would. You morally owe the entire debt. Stop being a baby. Stop demonizing the creditor. Don't ask for the money if you can't put your big boy pants on and pay what you owe.
@@tyneuku3673 he preaches/teaches morality on almost every call I've heard him take. That's why I feel he's being inconsistent when it comes to this. You can't just conveniently decide to do the right thing some or most of the time. If you owe the debt, you should pay it.
