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"Sugar Baby" Blows All His Sugar At Casinos | Financial Audit

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Опубликовано:

5 сен 2024

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Комментарии : 2,3 тыс.

@CalebHammer 11 месяцев назад

Fill out this survey: clickurl.ca/Caleb-Survey 4 people will win $250! We want to learn more about our audience, and we will be keeping you up to date on exciting things happening with this channel 😊 valid through Friday the 29th of this month.

@victorbaird8220 11 месяцев назад

😊😊😊😊

@TomH2681 11 месяцев назад

10:50 "I don't know what interest rates mean" Caleb... you should put trigger warnings before this stuff. I facepalmed so hard I almost knocked myself out. Some kind of "warning: incoming stupid in 3...2...1..." would be helpful. EDIT: "I was upset I bought the car, so I quit my job" AH. So this is an AVALANCHE of stupid.

@richardscott2491 11 месяцев назад

Survey won't open for me. ERR_SSL_PROTOCOL_ERROR

@mtaft00 11 месяцев назад

Took the survey. 😊

@YourDadBitch 11 месяцев назад

@@TomH2681mans a waste of calebs time.

@caseybechard9562 11 месяцев назад

168 hours in a week and this guy was working 160 of them. Incredible why no one believes him.

@Sfount 11 месяцев назад

Probably a month lol that would be 8 hour days and working 5 days a week 😂

@MarcoPrietoDD 11 месяцев назад

He’s just built different

@Yourpolice69 11 месяцев назад

He likes exaggerating

@groggdog15 11 месяцев назад

I’d like to hope he meant 160 hrs per paycheck, meaning every 2 weeks. That’s at least physically possible.

@CinemaCakes 11 месяцев назад

Time is a concept bro

@esotericcommonsense6366 11 месяцев назад

As a guy that works 200 hours a week selling bridges and ocean front property in Arizona, I believe him.

@StackingOZs 11 месяцев назад

😂 my guy 👊✌️

@_2315_ 11 месяцев назад

😂😂😂😂😂😂

@Krobon 11 месяцев назад

I work at least 26 hours a day.

@GooodGirlAsh 11 месяцев назад

😂😂😂😂😂😂

@cparkrun 11 месяцев назад

@@catherinefullmer983it's a joke, genius

@brandonb7120 11 месяцев назад

Took about 8 minutes to realise how much better the audits with the slightly older people are.

@jet4415 11 месяцев назад

Yeah, this guy is annoying.

@xpwnx4 11 месяцев назад

how so? i completely disagree, i cant watch the ones with older auditees they are just so stuck in their ways and also NEVER tell the truth and just little white lies with soon to not having any possibility of prospects.

@Dunkasnu 11 месяцев назад

@@jet4415nobody will be as annoying as the model train guy

@gregorypalmer2224 11 месяцев назад

Took me 4😂

@kilivanjg2813 11 месяцев назад

@@Dunkasnucan you link the episode ?

@kaitlyneg 11 месяцев назад

Watching Caleb’s content has made me understand that an expensive car is typically not a symbol of wealth, it’s a symbol of debt. 😩 Not always, but usually.

@jvolstad 11 месяцев назад

I love my paid for 2016 Honda Accord.

@magorose7382 11 месяцев назад

I learned when my brand new truck got totaled by a DUI driver and all I got was to feel poor again.

@johnrhue4587 11 месяцев назад

Actually it's a sign of a good credit score 🤣😂

@Youngstomata 11 месяцев назад

I love my 04 dodge ram for truck stuff and my 08 Toyota Yaris for grocery getting. Insurance is $500 fully covered for the year lol

@kaitlyneg 11 месяцев назад

@@johnrhue4587 you can definitely get approved for an expensive car with a low credit score. The APR you get offered will most likely be outrageous though.

@5ermad 11 месяцев назад

It’s funny how he lost $11,000 on gambling while underage but if he won anything they would have never gave it to him and he never once thought about that. What a special character the guy is…

@rce4651 11 месяцев назад

mid west lets you gamble at 18

@LittleBeanBag23 11 месяцев назад

Yeah if you hit a taxable, you can kiss it goodbye

@kenziematters8128 11 месяцев назад

@@rce4651not true😅😅😅

@rce4651 11 месяцев назад

they do in mn and canada @@kenziematters8128

@SallyJesseRaphael420lol 10 месяцев назад

Pathological liar

@chelbyxokay 11 месяцев назад

This guy is studying psychology when psychology should be studying him.

@Youre-Welcome 11 месяцев назад

My Dad always said people who go to school for psychology are trying to figure themselves out 😂

@matthunt3822 11 месяцев назад

Lmao

@nukeninmgt1504 11 месяцев назад

@@Youre-Welcome Lmao my mom always said "everyone in the mental health industry has a damn good reason for being in it"

@hippiesandassassins 11 месяцев назад

That’s usually how it goes

@princesslucillaa 9 месяцев назад

@@Youre-Welcomeive heard a large percentage of psychologists/students have their own mental health disorders or issues, and are often seeking to help themselves or someone they know which makes sense i suppose

@shawnkellam5010 11 месяцев назад

“I bought a car and then wasn’t happy with the car, so I got upset and just quit my job.” Like wtf? How does that logic make any sense?

@ema_jem 11 месяцев назад

literally the most bizarre thing i’ve ever heard….😂

@omotayosatuyi252 11 месяцев назад

I get that schools don’t teach personal finance and they should but damn that’s just really stupid

@garibaldisir 11 месяцев назад

I think his point was, that he started to work hard to get his dream car, it turned out the car sucked, so he doesnt want it anymore so he doesnt need the job anymore he only got for the car. It would have made sense if he a) sold the car and b) worked until his debt was paid off fully.

@joemachine4714 11 месяцев назад

Well there was the Uber driver guest that so he bought a new F150. Wish I could remember.. it was something like "I wasn't making enuff ubering so I took out a loan and bought a new truck" 😅

@ezequielrenovato6608 6 месяцев назад

The crazy thing is he said he doesn’t like the sound system. The freaking sound system of all things wtff

@ThePathOfLeastResistanc 11 месяцев назад

This kid is a waste of time to audit. A compulsive liar is a waste of everyone’s time

@derekwilliams7144 11 месяцев назад

Yeah Caleb and co. need to vet better

@TonyCox1351 11 месяцев назад

I’m 15 minutes in and I’m enjoying the hell out of it. This dude is cracking me up

@datownkidd 11 месяцев назад

@derekwilliams7144 I have had the same feeling towards the more recent videos. Don't get me wrong I still love watching them but some of the stuff people say seem way out there and full of lies.

@Mohammed-rw3hv 11 месяцев назад

what do you think now?@@TonyCox1351

@frankenvonstein3386 11 месяцев назад

@derekwilliams7144 you have to remember something like this will bring in views. Gotta make money and you need the views to do it.

@rcgmig 11 месяцев назад

him wanting to be a psychologist but not being interested in seeing a therapist is a red flag..

@TAEng-ug8kb 11 месяцев назад

This cat is so divorced from reality that there is a 0% chance he will follow any plan that Caleb comes up with for him. The guy doesn’t seem to know how many hours are in a week, can’t figure out how his vehicles keep getting totaled, and can’t remember how he got into a bizarre Sugar Daddy relationship with a 68-year-old. Financial advice is the last of his needs. 15 years of intensive therapy would be a start.

@nineteenfortyeight6762 11 месяцев назад

He's just a compulsive liar who's too stupid to come up with plausible, consistent stories.

@shlattwidow3109 11 месяцев назад

Yep he’s an idiot

@meagon1020 11 месяцев назад

If an older man is PAYING A MINOR for their company that is grooming and predatory and NOT OKAY. He may have been paying him for his time but the chances he could be preying on other young boys that could cause immense trauma is extremely high. Heart breaking.

@bridgetlove1884 11 месяцев назад

Someone needs to investigate that 68 year old creep. Eeek!

@CalebHammer 11 месяцев назад

Agreed. Disgusting.

@hydroxide5507 11 месяцев назад

dont be an anti lgbt bigot

@la6136 11 месяцев назад

Yeah someone needs to call the police on that man and check his computer for child p*rn or any other weird activity.

@KirbyJ89 11 месяцев назад

A 68 year old man ain’t paying 5g’s a month to “talk”.

@oreotookie 11 месяцев назад

Trying to get my 16 year old to watch your videos. He started out spending every dime he earned until he broke his phone (100% his fault). I told him he wasn’t going to get a new one until he saved the money. Took 6+ months to save doing all kinds of chores and jobs around the house but he did. Now he is very thrifty. Showing a young kid on this show might make it where he will watch.

@jokka6388 11 месяцев назад

It's hard for kids to get the concept of how much a dollar is worth until something like a phone breaks and they need to get a new one.

@tk50000 11 месяцев назад

What you should’ve done is bought the phone for him then made him pay you back at 20% interest rate, that’ll teach him (IM JOKING!!)

@kylerowland1227 11 месяцев назад

@@tk50000make him pay the interest and surprise him when he pays it all back by giving him the interest back as a reward and to show how much interest accrues

@christinefrier7888 11 месяцев назад

You are a parenting rock star! Tough love.

@ChefJerfey 11 месяцев назад

Makes sense. I was a troublemaker as a teen so my parents never bought me shit. No phones, no clothes, never even taught me how to drive because they said I didn't deserve it. So I watched them teach all my siblings, by them cars, pay their phones.. while I got kicked out & learned to hustle & make my own money for my own shit. I often felt ostracized but I'm glad that I learned the value of money & how to support myself on my own. I can fairly say I'm the only one in the family who did it all alone

@EFW93 11 месяцев назад

My grandma did the same thing. She took out a personal loan so she "had money in the bank".... BLOWS MY MIND that this is an actual thought process

@AlvinKazu 3 месяца назад

lmao.... Some people just need to feel secure and know they have money to pay for stuff. Some poeple just want to feel wealtthy.

@UnknownWarriorZz 10 месяцев назад

If I had a nickel for every time this kid told a lie…I wouldn’t need Caleb Hammer’s financial advice.

@missminty1996 11 месяцев назад

Hey Caleb! As a suggestion, you should use a loan amortization calculator to see how much they’re actually paying in interest for the entire life of the car to see how incredibly hurtful the interest really is. You don’t need to explain the whole formula, just the total amount paid if they do the minimum monthly payments. It helped me decide whether I should pay off my car early or not. Maybe you can do the same for the credit card minimum payments too!

@benthemusicalchemist 11 месяцев назад

I second this suggestion so I don't have to pull up my amortization calculator every time lol But also you're right that it would be beneficial to the guests.

@RedPilledFit 7 месяцев назад

You’re cute

@Stinkwolff83 Месяц назад

Good idea. I’d like to see those numbers

@henryhace 11 месяцев назад

The sugar daddy thing still seems super sketchy even if nothing sexual was going on. A minor hanging out with an adult going to movies, etc. Could’ve been a grooming situation.

@namastyle 11 месяцев назад

Giving a teen $5K/mo is like giving a handgun to a toddler; I'm surprised he even made it out alive after that. But yes, totally the definition of grooming.

@amoose8439 11 месяцев назад

16 and getting paid to hang out with a 68 year old.

@slammachine843 11 месяцев назад

I have a very hard time believing this dude was giving him 5k a month for a couple movie dates and “talking”. Very very very sketchy stuff

@CalebHammer 11 месяцев назад

Absolutely. Very inappropriate, weird, and honestly disgusting.

@3rdsidetriangle 11 месяцев назад

@@CalebHammer it's called grooming. The person was most likely waiting for him to turn of age. Depending on the conversation they has it could be considered illegal. And I can put money down it was.

@amoose8439 11 месяцев назад

7 minutes in I am having a harder and harder time trusting anything he says

@TeddyRocksteady586 11 месяцев назад

Wait until you get to the jewelry bit

@popamonkey190 11 месяцев назад

and Sugar Daddy part. @@TeddyRocksteady586

@radaroskeel8328 11 месяцев назад

I turned it off.

@Dis_is_fine 11 месяцев назад

Couldn’t imagine Caleb auditing me at 19 with all my $5 to my name

@baconoftheark 11 месяцев назад

Me too! I was working part-time job, uni, and taking public transit. He wouldn't approve my finances in junior college xD.

@dearestdarling9467 11 месяцев назад

lol ikr who is doing well at 19? He just got here 😂

@AaronBurr04 11 месяцев назад

That's like $60,000 above this guy's net worth though.

@hahagotrekt 11 месяцев назад

Better than debt!!!!!!

@Brys4n 11 месяцев назад

Same😂

@emeraldskelly 11 месяцев назад

Caleb, how did you let this guy say he worked 160 hours a week and "at least" 75 hours a week + being a full time student without any kinda backlash?

@XFizzlepop-Berrytwist 9 месяцев назад

I think he meant 160 every two weeks, and he said he was skipping school to work. Who knows though.

@XFizzlepop-Berrytwist 8 месяцев назад

@@abetterhandle I dunno? I think he does pretty well? No one is going to be perfect of course.

@uncoiledfish2561 7 месяцев назад

Dude he can freeze time, ease up.

@StraightFelon 4 месяца назад

I grew up with a guy who was a compulsive liar like this, and he would get extremely aggressive and upset when caked out. I think Caleb picked up this dude was schizo early on, and thus went west

@liyahs1energy 3 месяца назад

I was thinking he might’ve meant biweekly

@CrowChick 11 месяцев назад

As a nurse, this man will never survive nursing school.

@dirmeyerfarms 11 месяцев назад

“Working 160 hrs in a week” dude only slept an hour every night. He’s not lying guys 😂

@YourDadBitch 11 месяцев назад

Never ate, never showered, didn't have to travel to work, hes like a god 🤣

@BzerkBnny 11 месяцев назад

It’s shocking no one believes him! 😂

@GFL_Tech 11 месяцев назад

I think he is saying 160 a pay period. 80 per week 😂 he is probably biweekly

@churd825 11 месяцев назад

I beleive bro 🙌🤣

@gainsofglory6414 11 месяцев назад

Bro don't embellish to make him look dishonest. It could be up to 68.5 minutes of sleep per night. Plenty.

@wesleykushner8028 11 месяцев назад

I'm not a therapist but the gambling, the wanting to just be alone, panic attacks given the fact that as a child he was groomed as an escort all seems like it flows the same direction

@christinefrier7888 11 месяцев назад

Though you have to wonder how much of it is true, how much made up? Either way this kid needs a great deal of therapy.

@pdg7290 11 месяцев назад

I mean, common with homosexual males. Most have some story similar of being groomed by another man, or something along those lines.

@TophsThirdEye 11 месяцев назад

@@pdg7290lmao wut

@adamseidel9780 11 месяцев назад

@@GetOfflineGetGoodfar more common in the gay community, but obviously can happen to anybody. Far different balance of predatory vs voluntary/experimental behavior in the underage person’s part too, not to say any underage involvement isn’t inherently victimization.

@chrishayes5755 11 месяцев назад

@@GetOfflineGetGood Nobody said that. Why do you attack his statement with something he didn't even say, you're coming off as a dishonest little worm already 😂 Go look up government provided statistics of the percentage of children who are groomed and molested by men vs women. 95%+ done by men. Next have a look at what percentage of male vs female children are molested or groomed. And finally, lookup what percentage of the male population is homosexual, then compare that against the other statistics (male / female). Lmk what you find.

@worldwide_wes 11 месяцев назад

What kind of parents let their underage child hang out with a 68 year old man wtffff that is sick.

@chesh1rek1tten 11 месяцев назад

Apparently the type of parent that advises their child to invest in jewelry and says "buy the expensive car, it's a mistake that will make you stronger"

@GUITARTIME2024 11 месяцев назад

Hes 19, right?

@NewAdventuresOfUs 11 месяцев назад

@@GUITARTIME2024That part of the story happened when he was 16/17.

@kunya16 11 месяцев назад

The parents that say "well he'll do it anyway so might as well let him/encourage him."

@Kandisz_nora 11 месяцев назад

the parents who let their kid drive from Illinois to Texas and back on the regular at the ripe old age of 16. Go figure.

@pivorocks 11 месяцев назад

I can’t imagine having access to even $10k when I was 20. This guy blew $11k in slots on top of other stuff and he’s still 19. That. Is. Terrifying.

@FlowLikeAqua 11 месяцев назад

As a guy that works 300 hrs a week I believe him.

@Phoenixx101 11 месяцев назад

As a guy that works 350 hrs a week I don't believe him.

@Konokopops 11 месяцев назад

Pump those numbers up!

@imakebank6524 11 месяцев назад

I work 400 hours a week you lazy

@g00bers24 10 месяцев назад

@@imakebank6524 Pfffft, I work a minimum of 420.69 hours a week for $69.69 per hour, and I trust this guy with every cell in my body

@faithrose4440 6 месяцев назад

😂😂😂😂😂😂❤❤❤❤❤@@imakebank6524

@shelbymaberry3823 11 месяцев назад

Whenever I walk around and feel compelled to buy something I hear Caleb scream in my head "YOU CANT AFFORD IT!??"

@the_inquisitive_inquisitor 11 месяцев назад

Haha yeah... I spend over $100/week on taquitos...

@jarjarecotry2095 11 месяцев назад

Amazon Amazon Amazon

@shelbymaberry3823 11 месяцев назад

@@jarjarecotry2095 I stopped using Amazon in 2018! It was hard the first six months but I stopped thinking about ir

@jacobrheaume1 11 месяцев назад

Just because I can buy something doesn’t mean I can afford something

@candijames3741 11 месяцев назад

Literally! 😂

@spaulding22 11 месяцев назад

I almost took a death interest car loan but thankfully i watch this channel you saved me from years off payments thank you

@thomaswilley380 11 месяцев назад

Caleb, if your guest is just going to lie, cancel the audit. Not worth your time or the viewers.

@gabii936 11 месяцев назад

I don’t even think Calen realized he said 160 hrs a week 😂

@thearcher1740 11 месяцев назад

This isnt a college finance course, this is entertainment. Caleb can't peddle the same interview to you, the customer, everyday over and over again. He (rightfully) lives for this kinda of guest that create drama among you, the customers. You just helped the algo by commenting. So definitely worth his time (and the viewer because viewers watch for drama)

@flonkas 11 месяцев назад

It’s a train wreck and that gets views

@thomaswilley380 11 месяцев назад

@@thearcher1740 when I hear stuff like, “I had to pay 10% taxes on my Texas income to Illinois (where the rate is 5%)” I am just going to stop watching the channel. The algorithm can’t rebuild trust. Eventually, people will see the channel as just click bait. I think Caleb is better than that. My comment was meant to be productive feedback.

@AriZeTheSpy 11 месяцев назад

@@thearcher1740 I think the main thing before entertainment is showing people what not to do and that it is possible to get out of these debt death traps. As Caleb himself said "are you here to take this seriously as someone else who is more serious could benefit more from this." I personally think any guests that are just going on the show for exposure and drama aren't worth Calebs or the audience's time.

@33scottyp 11 месяцев назад

I started watching you probably about a year ago. Didn’t get my butt into gear until March this year and managed to pay off $12k worth of debt. Unfortunately I relapsed and got myself back into $5k debt again. So annoying but at least I have the tools to get myself out again. Update: as of the 26th of December, I am completely debt free again. No car loan or credit cards. 👌🏻

@cottoncandiez8872 5 месяцев назад

You still being good with budgeting?

@33scottyp 5 месяцев назад

@@cottoncandiez8872 Yeah still going well. Still saving and no debt. Thanks for the check up 🤙🏻

@TheRealMjb2k 11 месяцев назад

The sugar daddy stuff is extremely disgusting. He was certainly being groomed and was arguably predatory. We already know this kid was a truant, so I suspect he was at high risk of being preyed upon.

@japanesecinema6736 11 месяцев назад

If you hear him talk, he is extremely ignorant and unfortunately will be preyed upon by those that want to take advantage of him, whether it is people or companies.

@alexfraze12087 11 месяцев назад

Having a feeling his "160 hours of work at taco bell a week" is actually covering this up. He was probably underage doing sex work and was probably was a victim of human trafficking preventative laws being broken (i dont wanna say human trafficking but being taken to a location without full consent is against the law im fairly certain) however just the sugar baby activity as a minor is disgusting on the sugar daddy. Edit: okay, so the only qualifier of kidnapping is moving a person to a location without their consent and intentions of "nefarious activities." All im saying is, its likely he was doing sex work as a minor. The sugar daddy probably knew this. The sugar daddy would not be above taking someone somewhere without their consent. I mean: im projecting. This has happened to me. But it was a protest in which i told him to turn the car around 100 times and i told him to drop me off at where i lived 1000 times. No physical harm actually happened - you can be physically assaulted without physical harm - and i was in my own room that night but the mental reprocussions have been absolutely debilatating (ptsd. Woah, yay.)

@nbaumg 10 месяцев назад

well, thats assuming hes telling the truth. after the rest of it I have some serious doubts

@Bando-fx4mf 8 месяцев назад

Guys a compulsive liar. He started talking about his taxes in Texas. He didn’t know Texas was no income tax until host said something. That uncovered his lie. Dude was shocked when dude told him Texas doesn’t have income taxes. He replied with “I’m aware of that” when he wasn’t. He was just before telling dude he paid income tax in Texas. Then when host questioned more about the taxes. He sober he’s and says “I don’t know anything about taxes” dude is weirdo asf. Car mechanic told him about car damage and he says “im not having that” mad zesty. People With zesty cringe attitudes are the worst. This compulsive liar some how lied crazy to make it to This platform. Kinda weird to want to do that. Host needs people to read guest before they are a guest. Any one good at reading lairs would have seen dude is BS. Host is actually cool trying to help people. Dudes taking about his car getting totaled and he says “to wash is his own” when asked who was at fault. Wtfff. Some one needs to delete compulsive liars like that. Lghdtv weirdo. The host is actually really smart. He could hav helped some one really in need of advice not This weirdo liar. Dude is cringe. Excuses. You can’t use lghdtv as a excuse wtfff.

@MM-ng5wc 5 месяцев назад

Alot white Gay twink have this complex for older older men.

@christopherweaver4940 11 месяцев назад

It’s so stressful that at 17 for the average person they had to be asking for permission to use the bathroom at school. Then only two years later, that seem average person can go to a bank or wherever and get out some personal loan and have no idea what damages it can do to you. Best advice for all of you. Teenagers out there who want money. Work for it, spend it correctly. Don’t get into debt.

@danielredziniak2996 11 месяцев назад

Common sense, doesn’t take a genius to know the consequences of taking a loan out

@willmahan4161 11 месяцев назад

At 17 you know perfectly well what you're agreeing to when taking a loan. Don't try to justify bad behavior by shifting the blame and pretending like they're victims.

@willmahan4161 11 месяцев назад

I was 17 once and was no smarter than a 17 yr old now. I knew when I bought my first car to save up for a beater and buy it in cash. The only difference now is kids want nice things immediately so they choose to buy a fancy car despite knowing very well it's a bad financial move

@chrissy_g 11 месяцев назад

It was so odd in my first college class where people just got up to use the bathroom. The freedom was unreal 😂

@run8196 11 месяцев назад

@@willmahan4161 To some extent, but if debt and delinquency is normalized and downplayed in your family and social circle, you might not realize how big of a deal it is until you spend a few years covering all of your own bills. I thought I understood at 17, then I went to college and spent my paycheck frivolously, choosing to only work 10 hours while racking up student loan debt because I anticipated it would be super easy to pay it off once I had a full time income. Then I graduated and came to understand how much it limits you when you're also balancing things like rent, insurance policies, utilities, groceries, taxes. Thankfully my student loans aren't too bad and I'm probably earning more than I would without them, but the reality is, a lot of people don't fully understand debt at that age.

@laurenmiller7054 11 месяцев назад

As a college student, I enjoy seeing how other students are doing financially. It keeps me motivated I am doing the right thing working hard and cash flowing my school. One more year!! I would also love to see some recent graduates to learn some advice for when I graduate. I have turned so many people to your channel and love seeing the people I love gain their financial freedom!

@FRBSUWOO 11 месяцев назад

this kid said he bought the new car, didn’t like it so he quit his job 😭 2+2=7 w/ this guy 🤣

@Kia-mi6im Месяц назад

Because he thought his father was going to take on the debt.

@17tignau 11 месяцев назад

Once he said the story about getting kicked out of high school and saying how much he was making working at Taco Bell I immediately smelt bs. I’m glad I opened the comments to see I wasn’t the only one

@Crabernacker 11 месяцев назад

When i lived in dallas as a minor, every job i worked at was very strict on school age kids working within legal guidelines. If he is telling the truth about work 160 hours and missing school, then thatd be super illegal.

@the_inquisitive_inquisitor 11 месяцев назад

Literal slaves get more time off than that. No chance Taco Bell approved that much overtime.

@beerkegaard 11 месяцев назад

@@the_inquisitive_inquisitorhe’s not the best at math

@DeadAir21 11 месяцев назад

Because he’s lying about working 160 hours a week because there’s only 168 total hours in a week. He probably worked 160 hours in a two week pay period or about 12 hours a day everyday.

@JasonGroom 11 месяцев назад

I made the assumption he means 160 hours per pay period, so 80 hours a week. In a lot of states, once you turn 16, the child labor laws no longer apply.

@Playingwithproxies 11 месяцев назад

Maybe he was working 160 hours a month not 160 hours per week.

@bryndon_barrett 11 месяцев назад

You know…im not gonna call him a liar…but he isn’t a truther 😂

@Stinkwolff83 Месяц назад

😂😂😂😂😂

@crosoccer1 11 месяцев назад

When he said people don’t believe him when he works 160 hours a week I truly don’t believe him. That’s 22 hours a day for 7 days a week…

@runraul 11 месяцев назад

First thing I did was the math in my head and thought…”oh, this is gonna be a GOOD one 😂”

@kds6798 11 месяцев назад

i saw someone else say this but maybe he meant per pay period so 160 hours every two weeks = 80 hours a week

@runraul 11 месяцев назад

@@kds6798perhaps, but I’m not willing to give “Sugar Baby” that much credit 🍭 👶

@runraul 11 месяцев назад

@@ceelobrown8606but it’s not physically possible to do what he said. Your body will literally shut down if you go an extended period of time getting 1 hour of sleep per night…unless you are immortal or a wizard 🧙‍♂️ 🤔

@the_inquisitive_inquisitor 11 месяцев назад

@@ceelobrown8606 there's no way TB lets you get that much overtime; I don't think they'd let you work 80 hours per week.

@ryanstevens2722 11 месяцев назад

Caleb, my dude, how could you be so non-chalant about a teen taking $5,000 a month from an old pervert? This kid lied to you for the entire session about his finances and the creepy relationship.

@nineteenfortyeight6762 11 месяцев назад

It didn't happen

@willmahan4161 11 месяцев назад

Tf did you want him to do?

@jdawg3465 11 месяцев назад

This is a financial audit not a therapy session

@choreomaniac 11 месяцев назад

@@jdawg3465have you seen his audits? Especially in the last one they are more therapy than finance.

@Sniperboy5551 3 месяца назад

Dude, he did talk about it. He said “don’t do it” like 5 different times.

@Raegoul 11 месяцев назад

Father: Don't do something stupid. Also Father: Let me help you do something stupid.

@theaterlightman89 11 месяцев назад

Who ever told him that getting a headgasket fixed on a ct200 was 10k was trying to commit highway robbery, and probably just wanted the car

@Appiboi3 11 месяцев назад

Based on some of his other weird statements (Ex. working 160 of 168 hours in a week), I wonder if he’s ✨embellishing✨ the repair cost to justify getting a new car he didn’t need

@ericahoelscher3733 11 месяцев назад

Nothin' like a second opinion

@flick713 11 месяцев назад

This man gonna hit a million subs before the end of year. Definitely deserves everything

@ed8329 11 месяцев назад

He went up like 100K a month for the past few months! INSANE growth!

@Charlay_Charlay 11 месяцев назад

2024

@kmbdbz 11 месяцев назад

I love listening to these while im at work. Keeps me motivated to not leave early 😅

@Rossatron6 11 месяцев назад

I wish I could do that.

@FRBSUWOO 11 месяцев назад

same lmaooo

@otgenius 11 месяцев назад

😂😂😂 me three

@powsser 11 месяцев назад

It’s really interesting to me how a lot of your younger guests talk about things that happened six months or a year ago as if it were a different lifetime.

@M_SC 7 месяцев назад

It’s pointless to donthis with people under 21. Even under 25, they’re still in child mode, not even trying to be a grown up

@braidenwills749 11 месяцев назад

Caleb should put a guillotine on the counter where people can chop up their credit cards

@rmarquez25 11 месяцев назад

That would be a really good gimmick!!!

@katrina3560 11 месяцев назад

I feel a bit queasy listening to this young fella. Something is going on behind the scenes, seemingly much bigger than his finances. He seems to be struggling with honesty about various things and fell VICTIM to a predator relationship.

@meowiestwo 11 месяцев назад

yeah definitely a lot of lies in this one

@nineteenfortyeight6762 11 месяцев назад

He used an imaginary old man, and imaginary hours at work, to cover for his illegal source of income.

@amanandemichael4232 11 месяцев назад

I feel like in episodes with young adults (18-25), more emphasis should be put on their career plans. At this age that's truly the most important impact on their financial future

@Cloudyconfusion 11 месяцев назад

I love this approach

@SeptimusCreed Месяц назад

I agree. Even if a person chooses to not do college there are options to work towards where they’d be able to make a stable living. While one could wish a minimum wage job would be enough to live off of, the truth of the matter is that a person in our economy simply can’t thrive on a job at Taco Bell. For the you get people especially, the idea should be to direct them to the next step of their careers (though the paying of debt advice is also really good since it opens the door to cash flowing school).

@FineAntsFinance 11 месяцев назад

It'd be awesome if every year you had a party with all the people you audited from the previous year that fixed their finances. If I got left out because I didn't listen to your advice I'd feel so bad

@johnnier4250 11 месяцев назад

😂

@3brosinwinter781 11 месяцев назад

That would be a lonely party 😂

@FineAntsFinance 11 месяцев назад

@@3brosinwinter781 it might, unfortunately :( I think it's really hard for people to change how they spend their money, but financial responsibility might be the most important part of life because anybody can go broke

@TheMadSounds 11 месяцев назад

I’m here for this

@PotatoCamp 11 месяцев назад

A party with the low budget food and diy party deco 😂

@Faithwithbecca 11 месяцев назад

I’ve never been horrible with money, but I’ve also hated thinking about it and the thought of going through my subscriptions and making a budget felt overwhelming. However, after watching your videos, I just opened a SoFi account and I am canceling all my subscriptions that I don’t need and making a budget! Thanks Caleb ❤🎉

@josephdestaubin7426 11 месяцев назад

My accountant once gave me some pretty good advice: "Never let the IRS tail wag the dog". Meaning, make good financial decisions independently of tax consequences and then adjust those decisions to facilitate tax outcomes. In other words, start with the good business decisions, not the good tax decisions. To do otherwise means to commit to poverty because poverty is the only way you're minimizing the role the IRS plays in your life.

@Bmmrl 11 месяцев назад

I don’t know how I feel about the sugar daddy.. especially if the guy was 68 years old and he was only 16. I don’t blame the 16 year old, but I do blame the 68 year old!

@kellypowell1483 11 месяцев назад

Exactly!! I wondered why no one else has said anything about how gross this is! Eventually the SD would expect more..grooming is the word that comes to mind!

@ed8329 11 месяцев назад

Yes, agreed. I hate to drop the "g" word but I think it applies here.

@meganchambers8108 11 месяцев назад

I also blame bad parenting. I would know not to get into a situation like this at 16 primarily because of the values my parents instilled! A lot of these videos make me thankful for their good parenting.

@mmmd3429 11 месяцев назад

It's ok to blame both parties.

@sarahg4327 11 месяцев назад

@@meganchambers8108 I agree. How could the parents not know this was going on unless they were completely absent from his life (which it sounds like that is not the case). How could they not be weirded out by the old man who keeps hanging out with their son?

@svetlanadreher7190 11 месяцев назад

Isn’t it ironic that he’s getting a degree in psychology and rejects therapy? Therapists need to regularly see their own to make sure they don’t transfer their own issues onto patients…

@agentsnorlson7913 11 месяцев назад

Sadly pretty common.

@carlosb.9032 11 месяцев назад

@agentsnorlson7913 must be like doctors who refuse to see doctors or stay unhealthy. My fat doctor, who was my entire family's family doctor, that we still haven't found anyone to replace the amount of work he did for us and cared so much. Yeah. He died of a heart attack and never really watched his weight/health. But God damn was he good, competent, AND caring doctor. I worked in Healthcare and got to know him on a personal level as he was always active in the Hispanic healthcare community. I still miss him. But I'm not surprised he died. Or at how he died.

@adamseidel9780 11 месяцев назад

He’s just getting a degree in psychology because it’s a pretty easy and interesting undergrad degree. You can’t actually work in any aspect of the actual field without some sort of graduate degree, so it’s just a bs major if you’re going it for fun. But you get to take lots of fun classes like human sex, behavioral stuff, etc.

@SeptimusCreed Месяц назад

@@carlosb.9032 It’s an interesting phenomenon honestly. You’d expect doctors to all be in excellent health/shape. But when you consider the work load and stress the job entails it makes sense that some people compensate by indulging in vices. On top of that, as someone who is going through it myself, the process to become a doctor is pretty damn grueling and often involves sacrificing and cutting back on life a huge amount. I could definitely see someone who’s sacrificed for years rebounding in the other direction once they are in stable employment/earnings. It’s something I’ve had to work on personally as occasionally the inclination to splurge hits me. The problem for me is that I’m not yet at a stable position and unable to afford the choices I want to make.

@laurenhutain1804 11 месяцев назад

To be totally honest, this young man has a lot of growing up to do. He already works like a fiend but doesn't have anything to show for it, other than some debt. That Sugar Baby situation He was in sounded like he was being groomed and exploited. His high school had to have been calling his parents for all of those truancies, where were they during his formative years? I think he needs a lot of counseling, a positive role model (bc his parents certainly weren't), and a shot of maturity before he can ever tackle his debt.

@gabrielhoxie346 11 месяцев назад

Totally agree. The government does not take over till they have too. At the last resort. Something smells rotten.

@nineteenfortyeight6762 11 месяцев назад

He neither worked 160 out of 168 hours in the week, nor was he paid $5000/ month by some old man. He's a drug dealer.

@mgraffma61 10 месяцев назад

he's lying about everything

@27manda27 11 месяцев назад

I loved the new pie chart for spending and the new endorsement for card ratings bc Caleb curated it for us (not including myself, since I am not a credit card person)!

@JSmith-dj2pi 11 месяцев назад

I have a cousin who always had 3 full time jobs. He was able to sleep during one of them. He also managed to go into massive debt despite never have the time to enjoy it or even to spend it He'd take on loans he didn't need to because he thought it was his way of keeping the money he had. Eventually it all caught up with him because he's an idiot.

@Playingwithproxies 11 месяцев назад

That’s impressive to actually screw his finance’s up while holding 3 jobs.

@crgmonroe 11 месяцев назад

@CalebHammer, although it's probably not in your core demographic, your older trending audience with children and different financial responsibilities will help people who don't fall into the "20 something' demo. More than student loans, unaffordable car payment, etc. Love your show!

@lucyrosereeder15 11 месяцев назад

Caleb I know you aren't a therapist but any means but I think reading about or getting a training in a Motivational Interviewing could really level up some of these conversations. I think you do an amazing job but I do notice sometimes people get stuck when you ask them why about their behaviors. So I think there might be other more helpful ways to ask for the information you're wanting to elicit. Just my two cents./ that I know you didn't ask for. Loving the video as always!!

@cameronnelson8163 11 месяцев назад

"People don't believe I was working 22 hours a day, 7 days a week..."

@liveabovethecrowd 11 месяцев назад

😆

@criminalscum8472 11 месяцев назад

Dude has no idea what he is even talking about

@tylerkeogh4906 11 месяцев назад

2mins 36secs in. That’s how long it took me to realize this guy is a pathological liar.

@wafflemasta3516 11 месяцев назад

Dude really forgot he’d be lying to the whole world not just Caleb.

@mmmd3429 11 месяцев назад

Stuff definitely happened at $5k a month. People are creepy and doing that at 16 is creepy as well.

@thebosshouse 11 месяцев назад

I have a feeling that even if nothing physical happened, pictures and videos were involved. 😬

@nineteenfortyeight6762 11 месяцев назад

Drug sales were involved

@dirty_park 11 месяцев назад

160 hours a week assuming he gets paid every 2 weeks using what he said he made a week of $1k-2k means he made between $2-$5 dollars an hour and has a total of 8 hours a week to sleep and commute to and from work. Seems legit.

@Playingwithproxies 11 месяцев назад

Assuming he meant 160 hours per check or per month cause it’s impossible to work 160 hours per week.

@HoustonTom 11 месяцев назад

His dad told him to invest in jewelry? You don’t invest when you owe credit card debt. Paying off the credit card is a guaranteed 20% return.

@HarperPolo 10 месяцев назад

Pretty sure that wasn't hus Dad, but his "dad" 🍬

@simbarachekondagona3200 11 месяцев назад

Love opening the comments and seeing we’re all thinking the same thing

@poaveas 11 месяцев назад

"If you're gonna be stupid, you better be strong" words not to live by 😅

@samanthaw.861 11 месяцев назад

Man he dodged a freaking bullet with the sugar daddy thing. That could’ve gone south super fast.

@hannahmyers4480 11 месяцев назад

He’s not giving the whole truth

@derekwilliams7144 11 месяцев назад

I think he and most other teens in that situation know where things are going

@Kandisz_nora 11 месяцев назад

@@derekwilliams7144 what what in the butt.

@Macca-95 11 месяцев назад

There's not a chance in hell he was being paid 5k a mont (60k a year!) to just go to the movies.

@OBaegloich3 11 месяцев назад

I'm pretty sure that was the pedo's plan

@c0l0mbiandynasty 11 месяцев назад

Every time Caleb said “Good Lad” I felt like he talking to his dog.😂

@CarlosPerez-ir2wn 11 месяцев назад

He says “Good Lad”

@caleb3909 11 месяцев назад

He's been hanging with the Brits

@GraceTheBabbler 11 месяцев назад

I love the good lad and when he says “lovely” ❤️

@drukej9412 10 месяцев назад

Tfw Caleb will never call you his good lad...

@jasoncooper3924 11 месяцев назад

This is a tough episode to get through and this kid needs help. I was a basket case at his age too but he doesn’t even seem to care about a lot of these decisions he’s made and if he continues this he will self-destruct at some point.

@Justanotherguy245 11 месяцев назад

Who is the screener picking this guys back to back with the drug addiction guy? Rough week with Caleb.

@ryanstevens2722 11 месяцев назад

My thoughts exactly, Caleb has reached a new low with the 2 guests this week. A drug addicted fast food worker and a boy toy for some old 68 year old pervert. Hope the guests improve next week.

@JP-ji6of 11 месяцев назад

@@ryanstevens2722Caleb knows exactly what he’s doing. Basket cases like this guy attract views, which equals more ad revenue and money. It comes at the expense of quality episodes. Couldn’t sit through more than 5 minutes of this, or the drug addict one.

@DamnTheWeather 11 месяцев назад

Caleb I listen to your videos every day they come out while I’m tattooing. Many of my clients love watching them too. Keep going! ❤

@kaylingalewitz 11 месяцев назад

Caleb I’d be curious to hear your experience with panic attacks while working in sales, which seems to be a high stress environment. Loved this video!

@mike73783 11 месяцев назад

You need to bring the sugar daddy in. Do a Chris Hansen style “why don’t you have a seat?” and then hit him with a financial audit.

@zilvarro5766 7 месяцев назад

"Why are we spending 5000 dollars a month on Brandon? This has to stop!" 😂

@PirateoftheTouYube 5 месяцев назад

@@zilvarro5766"He's a WANT, not a NEED!"

@Detritis 11 месяцев назад

I feel bad for this young man- this is a perfect example of how predatory adults can throw a child life trajectory into the shits. Past the lies and cool attitude is a numb child. I hope they get help and support soon. Heart breaking.

@UpstateMan607 11 месяцев назад

“Both parties ran a red light” Sir, that is not how intersections work.

@bend_rebel7593 11 месяцев назад

Hope we get a survey results show..would be fun to see what the audience looks like and how they compare to my situation

@henryhace 11 месяцев назад

Ahh yes the 160 hour work week

@rmcrae62 11 месяцев назад

The kid seems proud of all his bad decisions.

@jasoncooper3924 11 месяцев назад

Yeah he really does…

@baconoftheark 11 месяцев назад

When I was 19, I was still living with parents, and up until I was finished with uni. They would kick my ass if I thought about getting a car note over my yearly income. I believe I was making $20k/year and going to classes when I was 19. If I told my parents, "Hey yo, I want a car that is 150% over my yearly income. How do you feel about that?" Immigrants parents don't mess around with their punishment xD. They would lecture me about my poor decision and show the financial pitfalls.

@7scrib 10 месяцев назад

Hes extremely embarrassed and is truiyng to cover it up by coming off nonchalant.

@MohkieHazSquids 11 месяцев назад

"I don't like sharing my problems in a group" *goes onto a popular public youtube channel about personal credit debt BTW almost at 750k caleb! keep up the good work!

@pixiegirl131415 11 месяцев назад

CLEARLY he’s lying about working 160hrs/week in the past, but I also think he’s lying about working 75hrs/week now, if he’s only bringing in $2200. That’s like $7/hr.

@josephharty5048 11 месяцев назад

His bank statements prove he isn’t working that much

@dabulous69 11 месяцев назад

He obviously never won in the Illinois casinos since you have to show an ID to cash out.

@jason9098 11 месяцев назад

I think Caleb getting uncomfortable talking about his sugar daddy lead to him to over look how being given 5k a month is the origin of his misalignment of the value of money. He sees 5k as pocket change and so that’s why he makes massive purchases on the fly.

@YourDadBitch 11 месяцев назад

He worked 160 hours a week also 🤣 guys a liar lmao Making 2-3k a week.. Thats 8-12k a month.. 5k a month is like half of what he supposedly made at tacobell. Pre sure that's the connection you should make.

@TonyCox1351 11 месяцев назад

No chance this kid was given $5K a month. That’s what the highest paid prostitutes get from their richest millionaire johns. Sugar daddy would literally have to launder his money to avoid triggering an IRS audit. The story is utter BS

@CalebHammer 11 месяцев назад

Completely took me by surprise. I wanted to make sure we steered the conversation in an appropriate way, while also protecting this guest.

@adamseidel9780 11 месяцев назад

@@CalebHammeryou have a delicate balance to walk in keeping it a finance channel rather than a moral career choice channel. While I think we also appreciate that the situation was irresponsible, sketchy, and probably really wrong, I appreciate that you stay in your lane and focus on the financial side of it.

@Lisa-vb3gn 11 месяцев назад

@@CalebHammer I really appreciate that perception of the situation. He is still really young, and he seems to realize how dangerous that was, but he might not see the full gravity of it until he’s older. Then he might regret having shared that part of his life.

@giantfatberg 11 месяцев назад

Haha what is with the zoom in cut to Caleb scratching an itch on his side, right around 31:00? Love this show

@alexisespinoza8143 11 месяцев назад

I started my plan of attack at the end of last month, watching these videos every day has really helped keep me motivated! I'm 18% to my 4800 emergency fund, and it feels AMAZING! I can't wait to see where we are a year from now.

@the_inquisitive_inquisitor 11 месяцев назад

Nice! I'm almost at $6K in the bank and have been following the 20-30-50 budget plan

@rachelallen5779 11 месяцев назад

Man, the financial literacy education he got was zilch if he took out a loan with interest for money "just to have." Sheesh.

@meowiestwo 11 месяцев назад

it's impossible to work 160 hours a week, he's lying lol@@ceelobrown8606

@rachelallen5779 11 месяцев назад

I saw someone suggest he probably meant 160 hours/pay period, which still stretches credulity but is at least theoretically possible.

@meowiestwo 11 месяцев назад

@@rachelallen5779 except he insisted it was per week at each job

@rachelallen5779 11 месяцев назад

I thought that was different. He was saying he worked 25 hours/wk at each of 3 jobs... while going to school full time.... which I also don't believe he is working 75 hours + 5 classes.

@SeptimusCreed Месяц назад

I saw another commenter who had gone through a gambling addiction mention that that money (as well as the shady ATM withdrawals that he “didn’t remember”) was likely funneled into feeding that addiction. Honestly, I’m inclined to agree. The levels of evasion here are ridiculous

@JohnFerrier 11 месяцев назад

Real talk… why do we have 19 year olds on here? I don’t find their issues too relatable.

@TriHard612 11 месяцев назад

His 'sugardaddy' needs to be investigated by police. This guy says nothing sexual happened for $5k a month. Even if this is true, does anyone think that the 'sugardaddy' has not or is not currently preying on other underage children? Think of the harm he is most likely causing. Even if it is an anonymous tip, please do SOMETHING.

@nineteenfortyeight6762 11 месяцев назад

The whole thing is made up

@M_SC 7 месяцев назад

It might be that he’s stealing from and manipulating the old man

@drakean8 11 месяцев назад

He said something So Important! You said the interest rate and he responded with "I don't know what that is!" These kids NEED to understand how money works before being sent into the grown up world!!

@Revert2017 6 месяцев назад

You are absolutely right!! I will never forget you said this.

@SeptimusCreed Месяц назад

The saddest thing is that school does teach that level of bare minimum. Even without finance classes we did go over the basic understanding of interest and compound growth in math class. The problem is that this kid was too busy working 160/168 hours a week to be there for it. Honestly, dropping out of a traditional school may have been his first mistake. Some people thrive in nontraditional learning environments. Others, however, need the structure.

@ChirpBirbee 11 месяцев назад

Everyone watching this just pulled up a calculator when he said 160 hrs a week lol

@evgeniyaseminenko8594 11 месяцев назад

He lies like a 5 year old...Cant even listen to this to be honest, and I don't usually skip episodes.

@BigJonGrady 11 месяцев назад

Maybe it is edited out, but when someone like this guy says that they don't really understand what interest rates mean, it could be helpful for Caleb to explain that to them. Same for explaining compound interest and expecting a 6% return.

@BigJonGrady 11 месяцев назад

For sure, that makes sense. Maybe separate segments that explain those basics would make a great playlist for new budgeters. You could even reference them in the video and then link the relevant videos in the description of each audit. @@Nawalta

@CalebHammer 11 месяцев назад

I honestly don’t think I even heard him say that until I wanted the episode back 😮

@adamseidel9780 11 месяцев назад

I endorse big time! Some of these people really need the very basic math of it spelled out. It would be fun to watch that.

@tylersnotslick 10 месяцев назад

totally agree. ❤

@Sonic-gy7kq 8 месяцев назад

" I don't want to drive around in a hoopty" is what you get when mommy and daddy coddle too much.

@AccordingtoNicole 11 месяцев назад

I smell another Zeke situation. Caleb, you need to be vetting people a bit better. This guy is a compulsive liar and attention seeker.

@joshuatatum1496 11 месяцев назад

Thank you for making my Friday that much better Caleb ❤

@herpsandderps8967 11 месяцев назад

Gambling underage is super dumb. I know for a fact that if you win, you will not get that payout because they will check your ID when you win. You're losing money with 0% chance of winning.

@kuhnsanuk 11 месяцев назад

I watched a neighbor get their shed repo’d this week. I didn’t even know that was a thing

@DRU3U3 11 месяцев назад

Dude's just gonna name drop Graham Stephan every episode now.

@J35TR 11 месяцев назад

I gotta ask what he’s taking to keep him going with 3 jobs and 5 classes 😳

@amiracle3390 11 месяцев назад

Probably a shit ton of adderall lmao

@the_inquisitive_inquisitor 11 месяцев назад

🎶 METH oooowaaahaaa 🎶

@709mel 11 месяцев назад

Caleb is so right about the car thing. Soooo many of us buy a new car because we work hard and deserve it. Luckily that was not a mistake I made a second time. My vehicle is now 11 years old 😂 I won’t tell you how much money that would have earned in an index fund during that same amount of time. 😢

@the_inquisitive_inquisitor 11 месяцев назад

My car was made the year I was born lmao (1991 Dodge Stealth ES). Before that I drove an '86 Honda Civic hatchback.

@SeptimusCreed Месяц назад

My car was probably one of the best financial choices I’ve made. My first car was essentially handed down to me by my parents and it was pretty old even then. I drove that one into the ground. Then, I convinced my father to co-sign with me for a used Toyota in excellent condition. Our combined credit scores produced a very reasonable interest rate well below 4%. I’ve since been paying it off and according to the most recent assessment I’ve received I have at least 5k worth of equity in it.