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Caleb Hammer
Caleb Hammer
Caleb Hammer
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Having the conversations that I wish someone had with me over a decade ago.

Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: calebhammer.com/apply

Sponsorship and business inquiries: business@calebhammer.com
Nasty Karen Hates Me | Financial Audit
1:13:42
12 часов назад
She'd Rather Eat Than Grow Up | Financial Audit
1:05:54
2 месяца назад
Комментарии
@justvibing6346
@justvibing6346 23 секунды назад
you just dropped in there that there's a discord with all the previous guests?? tbh i'd pay money to see what they're telling each other
@pretzelmaker3122
@pretzelmaker3122 38 секунд назад
Is the purpose of the expenses to directly subtract them from income? Sounds obvious and I am an accountant but you listed the full mortgage on expenses but only the net income for income. It would net you a negative if you're subtracting those numbers, when it should net the positive $700 prior to allocating to savings. We always track rental income separately to make it less confusing. The total $1200 would go in expenses and the total $1900 in income. That way, it reconciles with the bank statements. I know that's not the focus here but just was curious while watching.
@MrPoephoofd12
@MrPoephoofd12 41 секунду назад
Wtf how can you think like her?
@the-ironclad
@the-ironclad Минуту назад
I didn’t care about retirement because I don’t see myself living that long but when Caleb said your children will have to work and throw their life away to take care of you financially, I started investing right away. My children should grow up and have a life and not be burdened to take care of me and resent me for it. Tomorrow isn’t promised but neither is an early death. If there’s a chance to retire at a later age, invest.
@ashber68
@ashber68 Минуту назад
They broke Caleb😂😅
@3drumming7
@3drumming7 Минуту назад
No these modern women SPECIFICALLY TARGET MARRIED MEN because they think he is a safe option
@n8utrera260
@n8utrera260 Минуту назад
11:10 honestly this dude is so funny- if he had a youtube i would definitely have checked it out. Hes got to buy that 20 dollar webcam or something cause hes got potential 👏👏
@chasebrown7130
@chasebrown7130 Минуту назад
Shes flat out just embezzling the money she's gonna ruin her mother life & bankrupt the company the IRS doesn't mess around the sheriff's department will come to her house when she's asleep early in the morning they'll wake her up and escort her to jail or prison this is a felony open and shut case
@maestrolimpio86
@maestrolimpio86 2 минуты назад
There's no security in homelessness
@n8utrera260
@n8utrera260 3 минуты назад
If Caleb saw my finances i know hed roast my ass. I am making changes for the better i will say. Although Caleb would definitely roast the shit out of me regardless.
@jimmyrounds
@jimmyrounds 3 минуты назад
In what world is 1000 dollars rent for your own place ?
@alienartpop
@alienartpop 3 минуты назад
This is why there's houses with 20 cars parked outside. Because you have twenty kids that refuse to work and are living off of their grandma's social security. We got neighbors doing that exact thing. Never settle!!!!
@hhq9423
@hhq9423 3 минуты назад
Whats wdong in living with parents if you're single???
@pualruiz
@pualruiz 4 минуты назад
She seems pleasant
@tdchopping8666
@tdchopping8666 4 минуты назад
That's 22 hours every day
@user-qr1dk9ud2s
@user-qr1dk9ud2s 4 минуты назад
Poor guy was fooled into Shakespeare and castration drugs 😢
@escapethematrix2788
@escapethematrix2788 5 минут назад
Im sure this person just wants to be a college queer
@EzziiG
@EzziiG 5 минут назад
I don't think these are real at this point
@ronnierabell1
@ronnierabell1 6 минут назад
Liberal art colleges are a scam and then she has the nerves to get offended for a worthless degree while trying to defend her choices. Young women always fall for these idiot scams, it's either they went to study psychology to a even more worthless arts major
@user-yh2rp3dn4d
@user-yh2rp3dn4d 6 минут назад
There fun to drive man
@n8utrera260
@n8utrera260 7 минут назад
If Caleb saw my finances i know hed roast my ass. I am making changes for the better i will say. Although Caleb would definitely roast the shit out of me regardless.
@stuartbrown4223
@stuartbrown4223 7 минут назад
Yeah I pay a shit ton for my car too. My car makes me happy though.
@AngelSanchez-ig3jt
@AngelSanchez-ig3jt 8 минут назад
Plus if she can’t afford it and fails to pay, that’s not his problem and may get another chance at reselling it and getting another commission. Infinite money glitch.
@generalsaurkraut3227
@generalsaurkraut3227 8 минут назад
She’s one of those girls who engages in sleazy behavior and then tries to write it off as “being in love.” Yeah you “fell in love” with a whole hockey team. Got it.
@DamisBerrutti
@DamisBerrutti 8 минут назад
Congratulations on being clean after suffered addiction. Now its time to take your life seriously so you can enjoy life
@Asphyxant
@Asphyxant 8 минут назад
Dealerships love people like this
@Passergine
@Passergine 8 минут назад
This feels like a long form skit, she can't be a real person who is looking for a financial plan.
@scottferguson4372
@scottferguson4372 8 минут назад
I actually can't watch all of this episode because this man's life choices are the distilled horror of my most tramaitsing nightmares. Literally making me sick to my stomach just to listen
@Nate88isboss
@Nate88isboss 9 минут назад
Education≠intelligence
@jenniferrobertson221
@jenniferrobertson221 10 минут назад
she thinks she's cool.
@empresswu7059
@empresswu7059 11 минут назад
I like you I love your advice but your guests, omg every last one of them is ridiculous.I can’t stand them.
@misso425
@misso425 12 минут назад
You ever get the feeling that some people are just meat sacks walking around???
@DamisBerrutti
@DamisBerrutti 12 минут назад
Where is the bingo dude? I think we hit everything with this one. "I had to eat" "It's not THAT bad" "Where did the money go" -"uhhhhh, let me think..." "I did well on the past.." What else?
@gamersresidence6040
@gamersresidence6040 12 минут назад
He dodged a mountain of a bullet there 🎉
@AmericahasbecomeSouthPark
@AmericahasbecomeSouthPark 12 минут назад
-Re-aligning my life -Manifesting -not for me -gaining sovereignty -doing the work -constantly playing with hair -knee jerk anti-Trump -capitalism blah blah blah Things to avoid
@dallas9570
@dallas9570 12 минут назад
I am over 30 minutes in and I've never heard Caleb be calm through an episode like this
@amedina3925
@amedina3925 12 минут назад
Target carries long sizes too …. 😂
@terrencetunnock9046
@terrencetunnock9046 12 минут назад
Where's the money, Lebowski
@JonathanAndersson-zz2sp
@JonathanAndersson-zz2sp 13 минут назад
If you cant get a job whit in your deggree then you take the job you can and apply for other jobs, i tell you if you have a deggree and you worked like a year or two in a fast food then the employer know that your a loyal hard worker and you will get that nice job you got the deggree in!!! And even in low paying job they will listen to you if you see somthing that will improve ther busnies!!! The most importent thing for an employer are loyalty, experience and that your prepered to get your hands dirty and so that job in fast food gonna be your ticket to the jobb train. I'm so tired of this generation ho thinks they gona start on the top. No you have to work your way up. To only people that starts in high paying jobb are the ones ho has the network for it. Like relatives in a company or some friend of your parents but most of us started in the botom! The smart thing to do is to work extra in like fast food when you go to collage then you would have like 3-5 yers of work experience. And then i promise you would have got that nice jobb!! And your not over qulified you have no experience so how are you over qulified??? A deggree are not the only thing that qulifie you for the jobb!!!
@l3ehindYou1
@l3ehindYou1 14 минут назад
🤮🤢
@Rroll-jw3ht
@Rroll-jw3ht 14 минут назад
He bought a 240 HZ gaming monitor, but the PlayStation 5 only goes to 120 HZ. Spending money for no reason
@fasteddy44642
@fasteddy44642 15 минут назад
I don’t understand why y’all are mad. Going to see the Olympics is probably the best thing she’s ever done in her whale life. Are you all jealous whales?
@wowguyswow
@wowguyswow 15 минут назад
My public scholl cost 200 a year lol thats actually extremely cheap for private schooling my sons daycare is 1050$ a month and its the cheapest for 200 miles
@angelaruiz9958
@angelaruiz9958 15 минут назад
Damn this sounds like my spending😮💀
@stevenpinzon7093
@stevenpinzon7093 16 минут назад
Blow Job University
@whisperdenton387
@whisperdenton387 17 минут назад
This dude looks and sounds like Joaquin Phoenix
@aprileast9674
@aprileast9674 17 минут назад
"if we're looking for a job we're applying for jobs like it's a full-time job!!!"....put this one on a shirt caleb!!!!!!!!!
@nickdelucenay2963
@nickdelucenay2963 17 минут назад
Wrong. It’s a crack head sending billions to a cross dressing dictator. That’s what’s hurting us.
@hackdotx4060
@hackdotx4060 18 минут назад
very pathetic mindset and behavior
@ericpowell4350
@ericpowell4350 18 минут назад
This guy needs to switch jobs immediately. Blue collar skilled labor school.