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Teaching Kids Finances: Hygiene shopping with TJ 

Jessica Roderick
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28 окт 2024

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Комментарии : 191   
@maddiesheffield5189
@maddiesheffield5189 Год назад
I wish my parents did this! A lot of the products like shampoo and conditioners work for some of us, but not all, and we just had to put up with it. This is also so good for teaching them to spend smart.
@Abraham11170
@Abraham11170 Год назад
Same with me. I have completely different hair than my siblings and mom so it was hard
@Addison4972
@Addison4972 Год назад
Same
@Stellaaa1989
@Stellaaa1989 Год назад
Wow you’re teaching them all of these things at such young ages!! Wish I was taught this way ❤
@chloexsturniolos
@chloexsturniolos Год назад
This is a great thing to do! It also teaches your kids to be grateful for everything they get 🙂
@anwayapimpale2644
@anwayapimpale2644 Год назад
so i am the only one who could put anything into the shopping cart and my parents would pay for it. damn i miss that. as an independednt person i cant afford to buy anything that i want anymore
@littlezorkie9311
@littlezorkie9311 Год назад
That’s how I am right now too, I’m scared I’ll be bad at managing myself when I’m an adult.
@kalimayancy8787
@kalimayancy8787 Год назад
That’s exactly why … your parents never taught you budgeting
@skaimartinez9447
@skaimartinez9447 Год назад
My great aunt does that for me and my cousins occasionally because the oldest of us, (me 17 and cousin 16) have minimum wage jobs and bills and can't always afford hygiene products and choose to pay for gas instead.
@refrich2729
@refrich2729 Год назад
I enjoy this!! I love when you do the videos like this!
@bluebee825
@bluebee825 Год назад
I love this! Financial literacy isn’t taught in schools in the country I’m from but it is such an important life skill
@ashleyfriedrich9856
@ashleyfriedrich9856 Год назад
This is a really good idea. Teaches them responsibility on what's needed and what's not.
@Justingaming894
@Justingaming894 Год назад
TJ dose the best budgeting ever
@angelmason5108
@angelmason5108 Год назад
I like that you take them each separately for their own trip and your undivided attention.
@pebb2378
@pebb2378 Год назад
I like this idea! It gives them "independence" so to speak to choose what they want to try!
@keepingupwithkennedy2663
@keepingupwithkennedy2663 Год назад
I love this idea. It’s a great way to learn how to budget your money and mom is there to help you every step of the way. Way better than most of what they learn in the school system.
@doriathomas1138
@doriathomas1138 Год назад
I love this guys!!! Way to teach the kiddos about finances!!! 👊🫶🫶
@itzbloxburgbear
@itzbloxburgbear Год назад
dude your such good parents
@safamedini835
@safamedini835 Год назад
I really wish I learned this! I'm 24, live abroad and the struggle is exhausting !
@NEVERMORE1940
@NEVERMORE1940 Год назад
This is awesome! Do you also teach them to add the taxes?
@tiaraashlee4026
@tiaraashlee4026 Год назад
I wish even as a grown adult I knew how to calculate the taxes of products when I'm at the store 🤣😂 I don't even know my state's tax rate 👀 now you got me curious...new thing to learn, I think yes!
@NEVERMORE1940
@NEVERMORE1940 Год назад
@@tiaraashlee4026 it's a great thing to learn bc it can throw off all your calculations plus any other fees that come depending on the service they're using. My state it's 6% the last time I checked. So I always add that then at the end of the month I do a budget sheet with how much I am gonna pay in taxes for taxes that year. It's crazy but it's gotta be done or else those kids will be way off in their budget calculations.
@Jessica_roderick
@Jessica_roderick Год назад
Yes that’s one of the main reasons they use the calculator.
@nickineuwiller9809
@nickineuwiller9809 Год назад
@@tiaraashlee4026 hey! I was a teacher for 15 years and now work as a scientist….here is the easiest way ever to calculate sales taxes. First of all, find out your states sales tax rate. Here in Maryland, it is 6%. Then, take your pre-tax total, and multiply that by 1.06. That will give you the total including tax. For example….if my pre-tax total was $97.04, I would multiply 97.04 x 1.06 and my total including sales tax would be $102.86.
@melissabloemen
@melissabloemen Год назад
Omg as a European I thought you meant like financial taxes and was soo confused bc like they're not 18 yet, though ofc it is useful to learn. But that you guys don't have the taxes included on the store price tags is wild, how do you ever know much sth will be? Especially bc different types of products have different tax percentages (at least here), honestly sounds like such a scam to keep you unaware of how expensive your cart is so you'll end up buying more...
@reddishsky8614
@reddishsky8614 Год назад
Nice idea! Well done mom! ❤️
@APixieNinja
@APixieNinja Год назад
I love that little man is into coloring his hair. 👍👍
@mitchelleroberson
@mitchelleroberson Год назад
This is so cool to teach your kid!
@maxie12146
@maxie12146 Год назад
I’m curious; say you’re a girl and you get your hygiene budget. Say you spend all the money, but then you get your period and don’t have feminine products. Would you buy them or lend them items like that even if they spent their budget?
@lady_bug7679
@lady_bug7679 Год назад
I think that is a great idea that you do this with your kids. I just have one question. What about your kids that get periods? Do you give them more money for there stuff sense tampons and pads can be so expensive? Or do you give them all the same amount?
@yanabo7220
@yanabo7220 Год назад
Good question! Also, what if they choose not to spend their money on hygiene? Like not buy toothpaste or feminine products, etc. Then what?
@pjlove367
@pjlove367 Год назад
Love this! I plan to do this with my kids.
@zoey7307
@zoey7307 Год назад
I love you guys! I wish I learned these skills sooner
@Jessica_roderick
@Jessica_roderick Год назад
❤️❤️❤️
@minesantillan8540
@minesantillan8540 7 месяцев назад
TJ Maxx 😂😂😂😂
@tweakers974
@tweakers974 Год назад
this is so adorable fr
@axrillaaa3655
@axrillaaa3655 Год назад
My mom does this and I've saved lots of money
@HTIMY
@HTIMY Год назад
I have those same pants! Im actually wearing them right now!!😮
@gp4872
@gp4872 Год назад
This is great skills to teach your kiddos 🙃
@finolanye5269
@finolanye5269 Год назад
How much allowance would you give a 7 year old for hygiene and clothes and toys?
@daniellehickmon6149
@daniellehickmon6149 Год назад
I just came across your videos. This is a great idea. I have a couple questions how do you get started with doing this and how much do you set aside for that three month budget if you don’t mind me asking it is a different amounts for each one of your kids or do you give them the same amount and I also notice that you do a clothing allowance can you explain that just a little bit also
@K1LL3Rwasnthere
@K1LL3Rwasnthere Год назад
Hey I have a question! What if they’re like a couple dollars short? Would you still give them the money or would they have to put an item back especially with inflation and all that
@mikes4814
@mikes4814 Год назад
Life lessons best education you can give ❤️🙏💯
@Joey-bw1vn
@Joey-bw1vn Год назад
TJ is my favorite 😄
@veethebeelol
@veethebeelol Год назад
Do you also have them calculate the state tax on the items too after they add it all up?
@HappyHooman314
@HappyHooman314 Год назад
At the end of the 3 months, I would save it for the next 3 months, so I could even get a more expensive hygiene product, or something extra
@Huozy
@Huozy Год назад
I wish my parents did this. I have to pay for everything myself out of my own money. My parents don’t just give me money like that lol
@juliemathis9852
@juliemathis9852 Год назад
Do you buy stuff they need if they don’t have any money
@sofetaysversion
@sofetaysversion Год назад
Ok I get that it’s their money and everything, but u guys are the parents you are supposed to buy them what they need, and sometimes what they want.
@stephwatkins9641
@stephwatkins9641 Год назад
But it still IS the parents buying it. The kids go through the process to learn
@Violethasguts
@Violethasguts Год назад
Well some times it's good for kids to be able to buy stuff on there own and it being the parents money that is so amazing cause they have the experience but they just got the money from the parents
@brittanimarie3186
@brittanimarie3186 Год назад
I love this. This is awesome
@R3IN12
@R3IN12 Год назад
the only thing i like about this family is the mom teaches them how to be self sufficient. those kids will have it down when they start working. i really do admire that
@laurensalfi3492
@laurensalfi3492 Год назад
Wondering how much you budget for hygiene products. 🤔 how do you figure our appropriate amounts to budget
@carebear2155
@carebear2155 Год назад
$150
@lynnpenn4177
@lynnpenn4177 Год назад
Do you budget them with toys also or just hygiene? Love your fam
@kn40407
@kn40407 Год назад
Question! If they need something and don’t have enough money would you get it for them? I would think you might get it and they pay you back? Thanks!
@WhoKilledNatilee
@WhoKilledNatilee Год назад
What about going to the doctors, getting a hair appointment, dentist, etc. do that have to pay for that too?
@Jessica_roderick
@Jessica_roderick Год назад
No. They only pay for wants like snacks, toys and such. All their needs are paid for by us but in many cases we give them the money so they can learn to budget with it.
@WhoKilledNatilee
@WhoKilledNatilee Год назад
@@Jessica_roderick alright, thanks I was wondering
@itsemily5371
@itsemily5371 Год назад
Just a question but do you still by the girls their feminine products or do you make them buy their own
@mejustchillin6495
@mejustchillin6495 Год назад
They give them a little extra to accommodate for feminine supplies
@dummarodumwaliparty9644
@dummarodumwaliparty9644 Год назад
Wonderful to see such type of life ...please told about. How much old your child's are
@teacherturnedhomesteader7368
Wow I wish they'd teach saving in school for all children
@CASEQUALLS
@CASEQUALLS Год назад
I don't blame him buying that
@TheHandsomeHam
@TheHandsomeHam Год назад
I love this! And I only share to be helpful. But please allow him to buy hair color at Sally’s instead of box dye. It’s almost the same price (i think “ion” is the affordable brand there but it’s been a few years for me) the reason is box dye has metallic salts. It cuts your cuticle to deposit color. Instead of what professional color does by contracting the cuticle to a more “open” state to absorb the color and then contracting to a “close” state to retain it. So much less damage comparatively. That would be like going to the optometrist and when testing your eyes instead of getting droppers to dilate your pupils they just use a scalpel. Like that wouldn’t fly. You need to continue to see. Well it is my opinion you need to have hair on your head. Cutting the cuticle is a “chemical cut” similar to bleaching your hair. It can cause a chemical cut to go from the ends to the scalp and if it splits on the bulb it has a chance to damage the bulb beyond repair and if your papilla ain’t healthy your have no hair. Think of it like a moldy or dead plant. You have to trim the dead to let the rest grow. That’s the same with metallic salts. The only answer is to shave his head or cut it really short to remove the metallic salts. Your son is so young I assume there is not enough damage mechanically(brushing/styling/heat) or hormonally(dht/stress) in combinations with the chemical damage form the box dye. So you can get away with just trimming the ends regularly until it grows out. But I would be more concerned making sure there is not split ends than keeping length. If the splits get to his hairline… it doesn’t matter what age in development. You can have a 40 year old hair line at an age if you just have enough mechanical/hormonal/chemical damage compounded in any order. I highly doubt recommend avoiding heat and highly recommend adding in an oil (literally can buy sweet almond oil for the kitchen or another noncomedogenic {anti-acne, molecule size is so large it can’t clog pores} cooking oil) to his hair at night to avoid friction. Just on the ends. He will wake up and it will feel less like sonic the hedgehog and preserve the ends from getting destroyed if he is a heavy sleeper
@trishanikov
@trishanikov Год назад
I have a 9 yr old son & there is NO way I would let him dye his hair! That's way too young! I was like 13 wen my mom let me dye my hair,but as a mom I wouldn't let my son do it.
@Im_Jimmy32
@Im_Jimmy32 Год назад
Hell yeah, get those Legos
@lena-bu1sb
@lena-bu1sb Год назад
do you give the girls extra for tampons and pads?
@thr00n.1t
@thr00n.1t Год назад
I wish to become like this when I’m older
@tiannat3976
@tiannat3976 Год назад
Do you take your kids phones away ever?
@Gloopy181
@Gloopy181 Год назад
Did you also teach them to add the taxes.
@Jessica_roderick
@Jessica_roderick Год назад
Yep that’s the main thing they use the calculators for.
@courtneyhawkins2280
@courtneyhawkins2280 Год назад
I love this idea
@talia1012
@talia1012 Год назад
I am just curious to know what the budgets are because I know they get a lot of budgets for clothes and for their hygiene so I was just wondering how much it was? only if you are comfortable with sharing it, of course.
@Maryamkhaan53
@Maryamkhaan53 Год назад
She told it in a video its was 150$, every three months.シ︎
@atlasstappleyourhand
@atlasstappleyourhand Год назад
@@Maryamkhaan53 omg that it so much- (At least for me)
@RILRJR
@RILRJR Год назад
What do you and your husband do for a living traveling all the time?
@selenarivas436
@selenarivas436 Год назад
Social media marketing
@user-cm7qq9tm8p
@user-cm7qq9tm8p Год назад
Out of concern for the hair of your child it’s better if you take them at a sally’s for proper hair dye so it don’t destroy the hair that much
@samamber9370
@samamber9370 Год назад
Do you have a teacher kids about saving money? I always saved money from a child on by the time I was 18 years old and $40,000 just for babysitting and I was able to take my parents on a trip to Hawaii.
@Rio2_0
@Rio2_0 Год назад
I dont thing kids should be paying there own money for hygiene products I think that parents/carers should 😑
@ShadeMiller
@ShadeMiller Год назад
You realize they give them the money.
@Rio2_0
@Rio2_0 Год назад
@@ShadeMiller ah ok thanks
@trytoholdon
@trytoholdon Год назад
Way to go TJ!
@ann-raleighmurthy6672
@ann-raleighmurthy6672 Год назад
Just a question…what if they need stuff in between the 3months?
@toohottohandle0_0
@toohottohandle0_0 Год назад
Then they use the budget to buy it?
@kimorlieharris
@kimorlieharris Год назад
If my mom did this I would just spend it on toys
@kee-tu4cq
@kee-tu4cq Год назад
That’s why parents provide guidance on what they need until they are mature enough to know to buy hygiene stuff on their own. It’s teaching how to buy what you need, then only if there’s leftover you can use it how you want.
@GimsMarie15
@GimsMarie15 Год назад
love this, I have 2 kids 10 and 8. they do chores and Iif done correctly i will give them cash allownce weekly I see you set up your kids is it a bank account you use or a app? I want to do the same as you did please help!!!! lol
@andreahicks7968
@andreahicks7968 Год назад
That's neat what a good idea 💡
@thevirtualfairy
@thevirtualfairy Год назад
Now I am a huge fan of this channel but, I don’t think that kids need to use their own saved money for hygiene products. Especially the girls because you know but I get the toys and accessories stuff.
@selenarivas436
@selenarivas436 Год назад
It’s the parents’ money
@Whos_storm
@Whos_storm Год назад
This is a good idea wish I got money for hygiene stuff
@RILRJR
@RILRJR Год назад
I asked what you and your husband did for a living. Is it tough to work while traveling? I wish I could do this.
@Jessica_roderick
@Jessica_roderick Год назад
We used to run a small business but we have transitioned into full time content creators.
@RILRJR
@RILRJR Год назад
@@BBBB-nd8pl wow doesn't look like the children are exploited you're a jerk.
@adityadwivedi7672
@adityadwivedi7672 Год назад
@@BBBB-nd8pl True. Most of their reels is on how they teach their kids about budgeting and all. It's just weird. Idk, maybe in their part of the world it's normal or something, but from where I come, this style of life is highly looked down upon.
@FutureDoco
@FutureDoco 2 месяца назад
I'd hope girls get a fair bit more in the hygine budget. Pads and tampons cost a motza
@atlasstappleyourhand
@atlasstappleyourhand Год назад
They have accounts??? My mom used to only give me cash
@Deborah124
@Deborah124 Год назад
Sorry but your son is nine and he gets $100 I'm 15 and my allowance is the roof over my head 😭
@MarisaplayzRoblox
@MarisaplayzRoblox Год назад
I wish my parents were like this by parents say buy with my money but i do so many chores and dont get paid and my hair is very unhealth becuase of the hair care i use so ya
@kesha1402
@kesha1402 Год назад
Can you please explain how to come up with budget amounts as I would like to do this with two girls 13 and 9
@Eva-jf2vd
@Eva-jf2vd Год назад
I think fifteen a month is good, maybe more for your 13 year old
@rose87245
@rose87245 Год назад
Idk for the teen you need extra money for pads/tampons as they are Hella expensive
@tocafrenzy
@tocafrenzy Год назад
bro looks like he needs some products
@theonlytinoxl
@theonlytinoxl Год назад
do y'all need a temporary kid? 😂
@Jessica_roderick
@Jessica_roderick Год назад
Come on down!
@ItzTatty
@ItzTatty Год назад
*taxes has joined the chat ruining people’s lives*
@brinleyyoder7683
@brinleyyoder7683 Год назад
I love this but why he had to get his own tooth brush like he could just not and stop brushing his teeeth
@yanabo7220
@yanabo7220 Год назад
I thought the same. At that age, I would have saved my money for more fun stuff than floss, toothbrushes, toothpaste.
@selenarivas436
@selenarivas436 Год назад
?? That’s gross? Plus he’s 9, most of his adult teeth are probably in now he has to make sure he cares for them
@sa1fwan
@sa1fwan Год назад
They have their own phones?
@candacemurphy6321
@candacemurphy6321 Год назад
You make them buy NECESSITIES with their own money… 👀 some people do too much UNNECESSARY BS
@grace_d1or
@grace_d1or 5 месяцев назад
It’s the parents money
@dymkeyes2758
@dymkeyes2758 Год назад
Love this
@stacystoltz8722
@stacystoltz8722 Год назад
So cute
@Itz_dakshhere
@Itz_dakshhere Год назад
What do you do to make money if you move every day/week/months
@Jessica_roderick
@Jessica_roderick Год назад
We are fortunate enough to be full time content creators.
@crystal358
@crystal358 Год назад
Question: so I love this idea but I’m wondering if they did a bad job budgeting and ran out of money and needed some hygiene supplies would you buy it for them. ( for example they run out of my but need more feminine products)
@goldenamaura
@goldenamaura Год назад
I believe she said that for basic necessities, such as hygiene, she will pitch in if they don't have enough. (though I don't watch often, so I may be wrong, but I do think I heard/saw her comment about it)
@32123ABCBA
@32123ABCBA Год назад
Yea I think she provides them, but takes them out of the next months account. So they pay her back basicslly
@2kool234
@2kool234 Год назад
Looooove this good job mom
@JUBEI_15
@JUBEI_15 Год назад
Hi is the accounts digital like paypal ? I would really like to know to open one plz plz
@Jessica_roderick
@Jessica_roderick Год назад
We use Greenlight card
@chrisstashek1097
@chrisstashek1097 Год назад
You know you're kid has camo Crocs I have the same exact type of Crocs
@Kaebutnotreally
@Kaebutnotreally Год назад
Don’t use box dye you’re going to ruin his hair before he knows any better 😭
@mxdbro8754
@mxdbro8754 Год назад
I wish my mom can do that
@theopaldini268
@theopaldini268 Год назад
My parents don’t have infinite money to give away we just get what we need stop spoiling them
@marcosalazar6573
@marcosalazar6573 Год назад
What will happen if you two bales for the main source of income what would you do that😮😊
@-aftermath-8508
@-aftermath-8508 Год назад
I get making them pay for stuff with their own money for stuff they want, but making them pay for basic needs is just sad..
@stephwatkins9641
@stephwatkins9641 Год назад
It’s not their own money, it’s the parents money put into an account to teach budgeting.
@-aftermath-8508
@-aftermath-8508 Год назад
@@stephwatkins9641 oh
@erinbanton3192
@erinbanton3192 Год назад
What about tax
@Jessica_roderick
@Jessica_roderick Год назад
Yeah they have to pay taxes too.
@YourBeatiful29
@YourBeatiful29 Год назад
What if he ran out of stuff like that but didn’t have money
@selenarivas436
@selenarivas436 Год назад
I’m assuming they would just buy it for him ?
@simplymillie4063
@simplymillie4063 Год назад
This is smart
@lettuce17
@lettuce17 Год назад
my mom and dad give me apple pay for if i wanna shop or eat some food
@rashyartist
@rashyartist Год назад
I agree with this i wish my parents had done this to me .. but y is the kid using a calculator.. he shud be calculating in his mind ..
@Jessica_roderick
@Jessica_roderick Год назад
Calculating taxes
@rosegulbranson2454
@rosegulbranson2454 Год назад
What if thay run out
@joyfisher8008
@joyfisher8008 Год назад
Why is all the shopping @ Target in these videos about the kids' budgets? There are cheaper places
@Jessica_roderick
@Jessica_roderick Год назад
The kids like Target.
@RILRJR
@RILRJR Год назад
Why isn't my comment showing?
@Emmaem766
@Emmaem766 Год назад
My mom buys me anything I want
@selenarivas436
@selenarivas436 Год назад
Well hopefully you learn to budget so you don’t wonder why you’re broke in the future when you have to be independent
@Emmaem766
@Emmaem766 Год назад
@@selenarivas436 well I kinda exaggerated a little bit I’m kinda spoiled
@tabithajack3303
@tabithajack3303 Год назад
I like his name TJ was my nickname growing up.
@Jessica_roderick
@Jessica_roderick Год назад
That’s cool!
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