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Term Loan - Process, Interest Rates, EMI Calculation, Appraisal (Hindi) 

Asset Yogi
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Term Loan Appraisal Process, Interest Rates, EMI Calculation explained in hindi. Term loan is a type of short term business loan that you take to purchase or create assets. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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It is a secured loan taken against assets of a business. If you need to take long term commercial loan, you should go for project finance.
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टर्म लोन अप्रैज़ल प्रोसेस, इंटरेस्ट रेट्स, EMI कैलकुलेशन सभी को इस वीडियो में हिंदी में एक्सप्लेन किया गया है। टर्म लोन या सावधि ऋण एक प्रकार का शार्ट टर्म बिज़नेस लोन है जिसे आप एसेट्स खरीदने या बनाने के लिए ले सकते हैं।
ये एक सिक्योर्ड लोन होता है जिसे बिज़नेस एसेट्स के अगेंस्ट लिया जाता है। लेकिन अगर आप कोई लॉन्ग टर्म कमर्शियल लोन लेना चाहते हैं तो आपको प्रोजेक्ट फाइनेंस चुनना चाहिए।
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In this video, we have explained:
What is term loan?
What is the meaning of term loan?
What are the important features of term loan?
How to use term loans for business?
What is the process of term loan appraisal?
How to do term loan EMI calculation?
What is the repayment process for term loans?
For which purposes you can get a term loan?
What is margin money for term loan?
How interest rate is charged in term loan?
What are the benefits of taking term loan for purchasing or creating assets?
How banks do the process of appraisal for term loans?
What is the concept of term loan?
How to take a secured loan against the assets of business?
How to take a short-term business loan?
How to calculate interest rates for term loans?
Make sure to Like and Share this video.
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Hope you liked this video in Hindi on “Term Loan - Process, Interest Rates, EMI Calculation, Appraisal”.

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28 авг 2024

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Комментарии : 189   
@AssetYogi
@AssetYogi 11 месяцев назад
Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/
@rahulbanga2759
@rahulbanga2759 4 года назад
Hi Sir, I'm very glad because i'm getting detailed/perfect/actual solution from your video as per my profession(IT-NBFC organisation) I need your help to know/understand about the TYPE OF REPAYMENT (Eq. Installment, Eq. Principle Installment, Graded EMI, Separate Interest and principle, Bullet Installment, Balloon Installment) and purpose of use in different type loan. Appreciate Your Support as always.
@abhinaychaudhary745
@abhinaychaudhary745 Год назад
Explained more than I expected, thankyou sir for giving precious time to teach us
@AssetYogi
@AssetYogi Год назад
Keep learning
@yogeshkarnik4557
@yogeshkarnik4557 5 лет назад
Thanks for very important information,,,, very useful for me... thanks for sharing
@yudy379
@yudy379 4 года назад
Very nice...keep giving information on financial knowledge...thank you
@AssetYogi
@AssetYogi 4 года назад
Thanks 😊
@dnyaneshwarchavan1133
@dnyaneshwarchavan1133 5 лет назад
Bhai ek aur video banv jaha funds & non funds facility kon konse hai please bhai
@sonamsoni2618
@sonamsoni2618 4 года назад
You make my study easy always.... thank u🙏
@AssetYogi
@AssetYogi 4 года назад
I hope this will be helpful :)
@apoorvsaha1186
@apoorvsaha1186 4 года назад
Sir, You have explained really in a good manner about term loan. But, in thia lecture you haven't slowed the calculation how to calculate interest, principal and balance payment. Please explan calculation too.
@omairahmed2173
@omairahmed2173 6 лет назад
You explained this so well. Good work Mr.Yogi
@AssetYogi
@AssetYogi 6 лет назад
Thank you 😊
@bharateshmurgunde6587
@bharateshmurgunde6587 6 лет назад
Thank you very much sir. good informative videos your method also very nice..
@vanshitasoni2496
@vanshitasoni2496 4 года назад
Excellent teach performance was great way of teach 👌👌👌
@AssetYogi
@AssetYogi 4 года назад
Thanks for appreciation 😊
@poojanayak1207
@poojanayak1207 5 лет назад
U are doing an awesome job. Unlocking the financial jargons. Keep going :)
@AssetYogi
@AssetYogi 5 лет назад
Thank you for appreciation 😊
@soninigade5673
@soninigade5673 2 года назад
Thanks for vedio such knowledgeable.
@AssetYogi
@AssetYogi 2 года назад
It's my pleasure
@Shantha0191
@Shantha0191 3 года назад
It is very informative and i have an suggestion for you please create playlists according to topics so that it will be easy to access
@SuperRock120
@SuperRock120 3 года назад
Good explanation...
@AssetYogi
@AssetYogi 3 года назад
Thanks
@wolfofdalalstreet1841
@wolfofdalalstreet1841 5 лет назад
Best bank for business purpose..
@nasirahamad4888
@nasirahamad4888 4 года назад
Hello 🙂......🤝🤝🤝 Very well sir, you very well the knowledge of finance..,👍👍👍👍
@AssetYogi
@AssetYogi 4 года назад
Keep learning Nasir :)
@ruhicomputers2493
@ruhicomputers2493 6 лет назад
thanks for this detailed video. it's very helpful. Hats off 👍
@gouravlila39
@gouravlila39 4 года назад
great video sir
@Growithaman
@Growithaman 4 года назад
Thank you sir very well understood
@AssetYogi
@AssetYogi 4 года назад
Thanks Aman
@riteshmoorjani565
@riteshmoorjani565 6 лет назад
Very informative video.. Great work.. Keep it up :)
@Commvestor1
@Commvestor1 5 лет назад
Very good information.
@AssetYogi
@AssetYogi 5 лет назад
Thank you 😊
@ravikoparde7665
@ravikoparde7665 5 лет назад
Hi sir, I have got so much information from your videos, I am requesting you to gave information about Banking surrogates, EMI equilizer method, and Net profit multiplier method
@AssetYogi
@AssetYogi 5 лет назад
Noted your topic suggestions. ravi
@ThE-qw5sr
@ThE-qw5sr 2 года назад
Salute to u sir Sir pls ek video working capital limit ko ITR se kaise justify krte h uspe bnaye ki koi b fake balance sheet lake galat limit na bnwa le Thanks a lot
@gayatrianjum3880
@gayatrianjum3880 6 лет назад
Thank you for this topic i was waiting for business loans videos
@rajbir8443
@rajbir8443 2 года назад
Hi mukal ji You are doing a great job to society by way of sharing your great knowledge. Brother, I have a query hope you can resolve it. Sir, I planning poultry farming unit. For it I purchase land for Rs 12lakh and develop ed purchased land with invested into l.3 Lakhvinfer. My project cost comes to Rs 30.70 Lakhs. Land 12 lakj Land development 1.3 jakh Building 16.20 lakh Misc plant 1.20 Cost of project 30. 70 Means of fund Contribution : 12+1.30+4.30 = 17.60 (I have 4 3 Lakh in bank. ) Loan of 13.10 = 30.70p Please advise this financing is OK or not Kindly clarify. I shall be grateful
@bipinmishra9276
@bipinmishra9276 5 лет назад
Very informative
@ankit2010ization
@ankit2010ization 4 года назад
Hello sir.. Can we have a training session on external commercial borrowing ECB.. This video was awesome.. Thanks
@dipanjansaha8399
@dipanjansaha8399 5 лет назад
Beautifully explained
@blackhathacker8629
@blackhathacker8629 Год назад
Sir plz ye bataiye ki emi apne calculate kaise ki aur principle kaise calculate ki aur ye bataiye ki ye interest monthly hai ki yearly pay kiya ja rha hai 12 % ?
@brirajbanssingh5120
@brirajbanssingh5120 4 года назад
Mr Mukal, thanks for such a nice vedio.yoi have explained things nicely.. May I request you to please bring out a vedio on project report analysis and important ratios a bank checks for for the financial viability. It will help us in a long way to become entrepreneurs. I am putting up a unit to manufacture of railway components. My project was rejected by saying that financial ratios are not in order. Ask CA to prepare. Project cost of project is just14lakh CA demanded 35000. Which is a big amount. Kindliy do the favour. Regatds
@meenakshim4512
@meenakshim4512 5 лет назад
Please do video on balnce sheet analysis and dscr calculation
@deepakholkar3133
@deepakholkar3133 4 года назад
Hi sir Project report par ek video banye plz
@abhayshivhare7137
@abhayshivhare7137 3 года назад
Thank you sir....
@mangeshgundale8997
@mangeshgundale8997 3 года назад
Very useful video🎥 sir
@AssetYogi
@AssetYogi 3 года назад
Thanks Mangesh 😊
@jayeshgajjar8831
@jayeshgajjar8831 6 лет назад
Please sir make detail videos on Project Finance and SME Collateral Free Loans.
@dhanrajvn5118
@dhanrajvn5118 2 года назад
1. which is a riskier loans for the lender revolver or a term loan?? 2. what is paid first in case of default revolver or a term loan???
@manasmitasahu1747
@manasmitasahu1747 6 лет назад
Dear Sir I want to know about which type of loan to get it for me. I want to start a new business but I don't have any margin money to invest. So please guide me which loan for my income. I regularly seeing you video and I am very interested in your services. Thanks again for your help.
@asifyaqoob3437
@asifyaqoob3437 Год назад
Love you sir
@AssetYogi
@AssetYogi Год назад
Most welcome Asif
@amsseliya429
@amsseliya429 3 года назад
Sir... Good 👍 video
@AssetYogi
@AssetYogi 3 года назад
Keep watching
@ManojKumar-xx6hp
@ManojKumar-xx6hp 5 лет назад
Sir kindly Basel 3 pe ek detail video kijiye
@yjgratitude5
@yjgratitude5 Год назад
Thank You Sir
@AssetYogi
@AssetYogi Год назад
Most welcome
@maheshgurav5247
@maheshgurav5247 4 года назад
Term loane manjur hua loan ka amount debtor ke account me jama ho shkta hai kya ?ya sirf matinory company ke account me jata hai
@mansurijaved2429
@mansurijaved2429 5 лет назад
Sir project report kese banana hai uska detail me video banaye na
@saurav0704
@saurav0704 5 лет назад
Sir pls make a video on balance sheet analysis
@hiddensecret4001
@hiddensecret4001 6 лет назад
Thanku so much sir And sir please explain unsecured business loan as well 😊😊😊👍👍👍
@alokpal7352
@alokpal7352 4 года назад
plz upoand a video on partnership agreement loan
@jeebanjyotisahoo3955
@jeebanjyotisahoo3955 6 лет назад
Thank you very much
@vijaykumar-zc8nz
@vijaykumar-zc8nz 10 месяцев назад
Sir very nice , kon me investment kare aur monthly return .
@Tapendra_Bhatta
@Tapendra_Bhatta Год назад
Sir ji, Could you please create a video explaining demand loans and forced loans?
@arnabdhar6985
@arnabdhar6985 4 года назад
Sir can you give a detailed explanation of refinance of term loans?
@sushmaverma8611
@sushmaverma8611 5 лет назад
Sir very well explained ...keep it up..can we give term loan for purchase of inventory which is to be sold later ..??
@PrabhatSingh-yd4mw
@PrabhatSingh-yd4mw 6 лет назад
thank you sir for information
@gyanshala2297
@gyanshala2297 Год назад
Cma related video kijie sir
@BIZPASSION
@BIZPASSION 4 года назад
Thank u sir..
@AssetYogi
@AssetYogi 4 года назад
Keep learning
@navrajpublishers4616
@navrajpublishers4616 3 года назад
Nice
@AssetYogi
@AssetYogi 3 года назад
Thanks 😊
@krishnakumar-co6hq
@krishnakumar-co6hq 4 года назад
Hello sir Sir aapki vedios bahut benefits deti hai Hume. Sir ager Hume apne office maintain krne ke liye loan ki jarurat hai to Hume kis type ka loan mil sakta hai.please advice kare .
@padharthiaruna9062
@padharthiaruna9062 4 года назад
Hello sir really helpful vedio can you make a vedio on break even point like sensitivity analysis in term loans
@AssetYogi
@AssetYogi 4 года назад
We will try to cover that
@TheLucky9595
@TheLucky9595 4 года назад
Pls make a detail lecture on inventory funding given by banks to automobile dealers against there stocks of vehicles.
@shubhamrajepawar219
@shubhamrajepawar219 5 лет назад
Thanks Sir
@AssetYogi
@AssetYogi 5 лет назад
Hope it helps 😊
@sujoynaskar8676
@sujoynaskar8676 Год назад
Sir, Long Term Home Loan or Short Term Home Loan which is better? Please make a video on this.
@surendrasingh-nd2yf
@surendrasingh-nd2yf 4 года назад
Whether term loan can be availed for purchase of raw material if is in business
@PankajSINGH-gg8tj
@PankajSINGH-gg8tj 6 лет назад
Very Good
@AssetYogi
@AssetYogi 6 лет назад
Thank you 😊
@sintu2018
@sintu2018 6 лет назад
Apki technic accha laga
@anirudhkrishna9655
@anirudhkrishna9655 5 лет назад
sir msme loans, smile loan and subsidy par b video banayein jo startup wali video mein cover hona reh gaya tha.
@rohitvaishnav3523
@rohitvaishnav3523 4 года назад
Osm video
@AssetYogi
@AssetYogi 4 года назад
Thanks Rohit
@shyamdharmadhikari9863
@shyamdharmadhikari9863 6 лет назад
What is sanction eligibility for home loan for self employed. Like why depreciation, interest is added in net profit. Please let me know sir
@sameenapathan3543
@sameenapathan3543 Год назад
Dear sir please give one lecture on DSCR
@AssetYogi
@AssetYogi Год назад
Noted
@MaheshKumar-tb1bb
@MaheshKumar-tb1bb 6 лет назад
Sir CMA report kaishe banae jati h example ke sath btana plz...... loan lene ke liye... fast reply
@pritamkumar1522
@pritamkumar1522 5 лет назад
Sir term Lon liya vyakti ka deth Ho jata h to kya hoga or unka nomini bhi Nhi ho to
@arvindgunawat401
@arvindgunawat401 6 лет назад
sir please give a class of balance sheet and ratio analysis and how to calculate Drawing power for CC limit DSCR computation for term loan
@SUBHASHKUMAR-wg9cz
@SUBHASHKUMAR-wg9cz 4 года назад
Good
@AssetYogi
@AssetYogi 4 года назад
Thanks Subhash 😊
@SUBHASHKUMAR-wg9cz
@SUBHASHKUMAR-wg9cz 4 года назад
Appka videos helpful hota hai sir
@darshgandhi9207
@darshgandhi9207 5 лет назад
Please sir make detailed video on audit of packing credit🙏🙏🙏🙏🙏🙏🙏
@swatikadambala7494
@swatikadambala7494 4 года назад
Sir financial management concept
@sibaji7604
@sibaji7604 5 лет назад
Laptop purchase ke liye term loan milega... Plz suggest
@pramoddighade
@pramoddighade 6 лет назад
Sir please make a video on break even point
@AssetYogi
@AssetYogi 6 лет назад
Sure, topic noted.
@bipinnkumar1619
@bipinnkumar1619 Год назад
How to calculate margin money and loan amount by sanction letter and CA certificate
@LetsLearn10
@LetsLearn10 5 лет назад
please sir make video on CERSAI , Consortium banking ,LFAR
@kiratsingh6750
@kiratsingh6750 6 лет назад
Thanku Sir pls unsecured buisness Loan ki ek video banye
@n.s.chouhan5433
@n.s.chouhan5433 6 лет назад
sir, busness loan subsidy par bhi vedio baniye
@kishankumargupta6831
@kishankumargupta6831 5 лет назад
Cma ke barein mein video send karein practical
@pradeepkumar-dv8mt
@pradeepkumar-dv8mt 5 лет назад
Sir can we convert cc loan into term loan?
@Vengeance703
@Vengeance703 6 лет назад
Sir your knowledge is good. may i know your qualification????
@prempal4810
@prempal4810 3 года назад
Sir please ready the FCTL only vedio
@umashankarprajapati8915
@umashankarprajapati8915 Год назад
Sir, please make video of Trust Receipt
@AssetYogi
@AssetYogi Год назад
Noted Uma
@ramangandhi4221
@ramangandhi4221 4 года назад
request to create Credit Underwriting
@omkarbhonge5267
@omkarbhonge5267 4 года назад
Please sir can you make vedeo on loan project report on excel Format
@vishalraj199
@vishalraj199 6 лет назад
Sir ,Discus upon repayment of cash credit
@AssetYogi
@AssetYogi 6 лет назад
Sure, topic noted.
@sonamsherpa7536
@sonamsherpa7536 6 лет назад
Could you suggest what shall I opt for cc loan or term loan. I am in the final stage of borrowing from banks for new project. Basically my loan requirement is for working capital with some fixed capital.
@thefinancekuber2147
@thefinancekuber2147 6 лет назад
you please analysis your requirement make financial chek fund need for long short term then tl for capital nature but cc is recurring nature after analysis with your cash flow business trend and financial impact you may decide to go with best one
@thefinancekuber2147
@thefinancekuber2147 6 лет назад
for working capital suggest cc limit but use msne term subsidy in interest for fixed assets got tl with strong cma Data and project with msne status thanks I am student of asset Yogi sir jai hind
@rahulpukar
@rahulpukar Год назад
Explain what is term sheet
@sugataghosh6160
@sugataghosh6160 6 лет назад
Sir kindly make a video on DSCR & BREAK EVEN POINT
@funnyjokesgrup3418
@funnyjokesgrup3418 5 лет назад
Petrol pump ke loan me bare me video baniye.
@VinodKumar-vm2ns
@VinodKumar-vm2ns 4 года назад
Hello sir me, lilen club ka fentizd ke liye loan ke bare me
@pritisinha5558
@pritisinha5558 2 года назад
Sir Term loan to unsecured bhi hota hai
@chalmerilexus2072
@chalmerilexus2072 6 лет назад
Term loan for Inventory.... I am not agree sir. please correct me if I am wrong. secondly, word ' GIRVI' is not appropriate. Machineries , equipments can be HYPOTHECATED not GIRVI'.
@mr.lalitkumar2340
@mr.lalitkumar2340 4 года назад
Sir, Education loan bhi term loan ke Ander aata hai..?
@SanjeevSharma-nv1hs
@SanjeevSharma-nv1hs 5 лет назад
God bless you
@AssetYogi
@AssetYogi 5 лет назад
Thank you Sanjeev 😊
@RamanSingh-jb7ty
@RamanSingh-jb7ty 2 года назад
Hello sir... Ik confusion h sir Mera ik loan h lap loan.. uske shedule ma na pehle 19 month m tran type Amrt likha h aur balance m Proj lekha h.. kya aap isko clear kr do gy please request h sir 🙏🏻
@sintu2018
@sintu2018 6 лет назад
Ya bhi smash aa gaya
@saishyadav2743
@saishyadav2743 6 лет назад
how to do nature of purpose planning and there points.
@vkgothwalunionbankofindia3296
@vkgothwalunionbankofindia3296 6 лет назад
Sir ji emi calculate kaise krni h please details me bataye
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