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The Best Questions to Ask a Mortgage Lender! 

Andrew Finney Team
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In this video, we'll cover the best questions to ask a mortgage lender, including all-in costs, prepayment penalties, and mortgage interest rates. Whether you're a first-time homebuyer or looking to refinance, these questions will help you make an informed decision.
#mortgage #mortgagetips #askquestions
When choosing a mortgage lender, it's important to ask the right questions! In this video, we'll share the best 9 questions to ask your mortgage lender.
Explore your home loan options 👇
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When choosing a mortgage lender more is at play than merely the interest rate. Sure that's important and just as important, if not more so, is knowing about ALL of your home loan options.
Before chatting with a mortgage professional be sure to jot down the questions or simply refer back to this video for great questions to ask a mortgage lender.
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❓ QUESTION - What would you like to watch next?
📒 Show Notes 📒
Tips for Finding a Great & Reputable Mortgage Officer
0:00 - Intro
0:55 - Be a Smart & Savvy Shopper
2:00 - Find a Reputable Lender
2:29 - How to Know if Your Lender is Reputable
Questions to Ask When Choosing a Mortgage Lender
4:07 - Based upon our goals, what loan options do you recommend?
4:48 - What is the Interest Rate?
6:05 - Do Your Offer Rate Locks & How Does it Work?
7:08 - What are Points & Did You Factor Them Into My Home Loan Quote?
9:24 - What are My All-In Costs?
11:18 - Does My Loan Have Any Pre-payment Penalties?
11:30 - Where Does the Underwriting Process Occur?
12:26 - How Long Does it Take You to Close on My Loan & What is Your Successful Closing Ratio?
14:47 - After My Home Loan Closes, Does Your Brokerage Sell My Note?
➜➜➜ Get in Touch with Me Here ➜➜➜
Andrew Finney Trusted Real Estate Advisor/ USMC Veteran S.0173260
www.andrewfinneyteam.com
King Realty Group 6955 N. Durango Drive
Suite 1004
Las Vegas, NV 89149
Disclaimers/ Credits:
At the time of production, Andrew Finney, S.0173260, is a real estate salesperson with BHHS, NV Properties in Las Vegas, NV. Andrew's videos are his own and do not necessarily represent the views and/ or opinions of BHHS, NV Properties. The purpose of Andrew's videos is to educate you and help you make sense of the real estate process. I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. If you have questions about home loans, real estate, taxes, financial advice, real estate law, insurance, professional trades, or any other services, you are advised to reach out to the appropriate professional for further counsel about your own unique situation. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or any other and may be outdated or inaccurate; it is your responsibility to verify all information for yourself. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that is free from error. Linked items may create a financial benefit for Andrew Finney Team. Any use of other media is by fair-use or license only.
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15 июл 2024

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Комментарии : 230   
@AndrewFinney
@AndrewFinney Год назад
Question: What would you like to watch next? 🆓 FREEBIE 🆓 📘 Download the FREE Home Buying Process 101 Infographic ➡ www.hometribeteam.com/homebuyingprocessinfographic 🔍 Get Connected with a TOP Real Estate Agent Near You 🔍 ➡ homeandmoney.com/andrew/ ---- Or, if you're planning on buying or selling your home in the Las Vegas, NV region, let's connect: calendly.com/andrewfinneyteam Realtor Near Me Finder 💰 Reach your financial goals with ScoreMaster, the average credit score increases by +61 points in 20 days* ➡ www.scoremaster.com/andrewfinney
@Samy-hh1wn
@Samy-hh1wn 4 года назад
The fact that us, new home buyers, are able to get such a valuable information and a great advice for free it just amazing. I appreciate you so much for taking the time to team us and advise us. I just began the home buying process and every time I come across a great video like yours, it gives me a great deal of knowledge so i am prepared to take off. Thanks
@se6619
@se6619 2 года назад
This is by far the most insightful, well-organized, and to-the-point home buying video I’ve seen. No BS, no RU-vid/vlogger corniness. Thank you so much for these videos. They’re perfect!
@MichelleCFunk
@MichelleCFunk 4 года назад
"I hope they like that truck because they just lost their home" 😂 Great info here!
@JonathanRootD
@JonathanRootD 3 года назад
But it's a cybertruck 😭
@abelsanta3153
@abelsanta3153 2 года назад
🤣🤣🤣🤣
@sparadial2432
@sparadial2432 4 года назад
SEMPR FI! You left out the most important question( probably on purpose). How much are YOU MAKING on my loan!! Very important. Some brokers steer you towards loans that pay a higher Commish that may not benefit you but makes them more money.. They MUST disclose this info! Conveniently, he left that one out?? Do not trust any brokers!! I'm a broker!
@yas193
@yas193 3 года назад
Doesn't that get included with the fee
@sparadial2432
@sparadial2432 3 года назад
yas c What’s the difference you have to pay the fee! Do not be shy ask 1 million questions make sure you know where your moneys going they have to show it to you by law. I hate people getting jammed up. Read read read
@ltgemini1599
@ltgemini1599 4 года назад
Value?: prepay penalties? Where does underwriting take place? Percentage of closing costs? I just implemented several things from this and other videos today and it was helpful in a big way!
@nuckingfuts3017
@nuckingfuts3017 2 года назад
I like knowing exactly what to ask and what a good response should be for lenders, agents, all parties involved. Detailed, informative, and to the point. Thank you!
@JEM.M
@JEM.M 5 лет назад
The 9 questions to ask and the way you explained them, very helpful and just what I needed. Thanks!
@justinodonnell3172
@justinodonnell3172 5 лет назад
Being a local lender is much more advantageous since they know, or should know, the local market; employment, income, demographics, loan limits, FTHB guidelines, etc... love the video, the only part I would scrutinize a little more is the selling of the loan. It happens all he time and makes for much more aggressive rates and product diversity. When the loan is sold, the terms and the rate stays the same, so why not sell it. In the grand scheme of things, they’re all packaged and sold on Wall Street anyway, just in a larger scale. Love the video, but a selling of a Lon versus servicing is most common and no one should ever worry about it being sold.
@JuliePittsauthor2014
@JuliePittsauthor2014 4 года назад
I am doing my homework before we buy and I really loved the questions to ask the Lender. Every one of them because the more you ask the less you will be able to be taken advantage of as a first-time buyer.
@paulanderson2225
@paulanderson2225 5 лет назад
Hey Andrew. Almost had a heartbreaking situation happen. My lender dropped the ball. The builder gave us a list of things to have done before closing. Well it got to that date. And my lender didnt have their stuff together. which cause delays in closing. which cause some friction between the lender and the builder. the builder ultimately decided to cancel my transaction. Leaving me without the home i watched be built for 4 month. Luckily for me the builder was open to me using their preferred lender to continue my transaction. And hopefully I'll be in my home in 2 weeks.
@lovelyek8187
@lovelyek8187 5 лет назад
Who was the lender?
@SunnyDoesLife
@SunnyDoesLife 4 года назад
How's it going?
@MakeWay4CJ
@MakeWay4CJ 4 года назад
That sounds stressful! I"m glad things eventually worked out for you!
@consumerdebtchitchat
@consumerdebtchitchat 4 года назад
Inquiring minds want to know .. did you get in .. we hope.
@nipul12
@nipul12 5 лет назад
Dear Andrew, Thank you for posting this video. As everyone knows how challenging the home buying process and all steps involved in it, but with guidance and tips it relieves lot of pressure that I can see as a first time home buyers. We will be buying our first home, so your tips and advice is very helpful to me. I am gonna ask all these questions to lenders to shop loans. I liked all your questions. All I would say keep up the good work to educate people like us. Have a great day. Nipul
@brandirobinson3276
@brandirobinson3276 3 года назад
I took about fourteen minutes worth of notes. I should not go wrong with these notes. Free knowledge. Thank you! Most valuable information
@AndrewFinney
@AndrewFinney 3 года назад
Great job brandi robinson! What would you like to watch next? 3 Easy ways to help our tribe grow: 1. Subscribe and tap the bell icon for all notifications - then enjoy watching the videos 2. Like and comment on videos 3. Share your favorite videos on your social media
@Therealdivinegoddess
@Therealdivinegoddess 2 года назад
The most impactful thing about this video was you helping us know where to start when looking to buy a home. I will be a first-time home buyer and the questions you have given us to ask mortgage lenders are extremely helpful! I have written down every question and I am prepared for when I do speak to a lender. Thank you, sir!
@taujejacobs7332
@taujejacobs7332 4 года назад
The question helped a lot. I have a meeting with a lender and I’m coming strong with the question! Thank you!!!!
@reversemortgagedougreverse5912
Thank you for this. We have been facilitating reverse mortgages for over 10 years and are adding forward options to what we do and I found this helpful as I sort out how to approach the new loan products.
@0420LLL
@0420LLL 5 лет назад
This was beautiful! The last 3 questions were golden.
@fckinsey5439
@fckinsey5439 4 года назад
thank you so much for all the important and useful information! THANK YOU EVEN MORE FOR YOUR SERVICE TO THIS WONDERFUL NATION! May You and Yours Be Blessed
@johnksmith7554
@johnksmith7554 2 года назад
Thank so much for the information. I spoke with my broker today and asked her all these questions and got the answers that I needed. This was very very helpful and neeeded at I start the search for a home. Thanks again!
@maciasfelipa
@maciasfelipa Год назад
Thank you for sharing nuggets! As first time home buyer's completely lost. Now know the stepping stones to take.
@havenwang8158
@havenwang8158 4 года назад
The list of questions you would ask the lenders was super helpful!
@jesus_is_kingforever5909
@jesus_is_kingforever5909 3 года назад
basically everything was impactful becuase this is the first into video I have watched! Thank you!
@princessdi1933
@princessdi1933 5 лет назад
Really appreciate all the info your providing! Extremely helpful to us buyers! And those new to purchasing homes.
@ddfelder2
@ddfelder2 5 лет назад
Questions to ask the mortgage lender definitely helped
@ruthp3237
@ruthp3237 4 года назад
With mortgage lenders as with real estate agents, I think experience is everything. I can't fathom why anyone would go to a boutique mortgage lender when the source of money is ultimately the bank, which has in house underwriters right there!! Better than going to a flashy brokerage house with lots of brokers who want a cut of your $$$. I went straight to a few banks. Legit service cutting out all the middle men who want a handout.
@BobbyWendt
@BobbyWendt 2 года назад
Timeless content. Thank you, Andrew!
@vondawallace316
@vondawallace316 2 года назад
Thanks sooooo much for breaking these questions down simply for me to help my Wife learn about this process
@laritacormier7344
@laritacormier7344 3 года назад
Awesome video and how generous of you to offer to answer questions. The knowledge and list of questions lets me know I have a lot to learn in a few short months. Thanks for the red alert.
@eddiebaisden9836
@eddiebaisden9836 Год назад
Very helpful. A lot of questions I did not think to ask that I generally would ask of other businesses. Thank you.
@dejagarcia470
@dejagarcia470 3 года назад
I really appreciate this video, so many great points made. Thank you!
@destinee9903
@destinee9903 5 лет назад
Great Info I had no idea what to ask everything you said is helpful!!!!!!
@AndrewFinney
@AndrewFinney 5 лет назад
Hi Destinee! Thank you for watching. It's great to hear from you! Super happy you enjoyed this video. Yay! Gave you a shout out in this week's live episode: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-gwSox6U0Mgo.html Thanks again for watching! Enjoy a beautiful day! Thanks, -Andrew Finney www.andrewfinneyteam.com/
@algernonbrown7637
@algernonbrown7637 6 лет назад
you are the man Andrew!!! God sent!!!
@AndrewFinney
@AndrewFinney 6 лет назад
Hi Algernon Brown! Thank you for watching and for sharing with us! Yay! I'm thrilled you enjoyed this video and very thankful for your support. You rock! Btw... It's been great corresponding with you! FYI... I go live every Wednesday at 10am PST to answer questions. =) What would you like to see next? Thanks again for watching and for commenting! Enjoy an amazing day! -Your Real Estate Geek, Andrew Finney www.andrewfinneyteam.com/
@DFavorite1
@DFavorite1 4 года назад
You are awesome Andrew 👍🏻. Every point here is worth my time here. You just got another subscriber 👍🏻.
@AndrewFinney
@AndrewFinney 4 года назад
Awesome, thank you Favour Grace! I really appreciate your kind words and am super happy my videos are crushing it for you! Thank you for joining our tribe! We're super excited to have you with us my friend! What would you like to watch next?
@beamarlo3962
@beamarlo3962 4 года назад
Your videos are very helpful! I like the way you explained the points buying system. So if we go through the builder's lender, and not shop around for other lenders, is that still something you recommend? Thank you so much.
@RashaanMateen
@RashaanMateen 4 года назад
It was ALL good. Thank you so much!!
@aysyaw6038
@aysyaw6038 2 года назад
Thank you sooo much for this video, it's truly appreciated! Very well explained!
@AndrewFinney
@AndrewFinney Год назад
Glad it was helpful Aysya! Sending you positive vibes everything is going your way! On a side note, if you're curious about what's happening in the current real estate market, here's a link to my newest video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-reaGPfUQJ5I.html
@roxanaalvarez1543
@roxanaalvarez1543 5 лет назад
Great video. Very clear and profesional.
@Dontez82
@Dontez82 5 лет назад
Thank you for this awesome video! Very educational!
@soknanhorn215
@soknanhorn215 3 года назад
Took notes on all your tips..thank you!
@AndrewFinney
@AndrewFinney 3 года назад
Thank you for watching soknan horn! That's awesome! What would you like to watch next?
@Marketplacere
@Marketplacere 2 года назад
Amazing video!!! really and truly insightful. I really learned a lot, thank you.
@abelsanta3153
@abelsanta3153 2 года назад
Excellent video with an accurate information... I didn't hear YSP I was waiting for... anyway thanks 👍
@reginaldhammond946
@reginaldhammond946 2 года назад
Very informative. You really covered the essentials and gave a 1st time home buyer like me some useful tools going forward. Thank you very much.
@AndrewFinney
@AndrewFinney Год назад
Glad it was helpful Reginald! Sending you positive vibes everything is going your way! On a side note, if you're curious about what's happening in the current real estate market, here's a link to my newest video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-reaGPfUQJ5I.html
@TheJesposito
@TheJesposito 3 года назад
Thank you. I learned alot as i am getting started in thinking about getting a new house and selling the currant one. lot to navigate.
@AndrewFinney
@AndrewFinney 3 года назад
Your welcome Janice'! Thank you for watching! To better help out, here's a playlist I created a few years about about how to buy and sell a house at the same time with 4 proven strategies you can use depending on on your situation: ru-vid.com/group/PLRT4sgnCVqNc0OGlXB8tBx9pjdXjky-Dr What would you like to watch next?
@VirtuouslyWright
@VirtuouslyWright 4 года назад
🖤Thanks I asked my lender these questions!!!
@MissShan
@MissShan 4 года назад
This is great info. I am assisting my brother with purchasing his home and I will forward this video to him.
@AndrewFinney
@AndrewFinney 4 года назад
Awesome shan4short! 🔥 Btw... You might want to let him know I'm going live 3x per week at 9am PST on M, W, F. On M, W I have a loan officer on with me. We're talking about the hot topics in everyone's mind. 🤔 Thanks again for watching this video and for sharing too. You're the best! 🤩
@alma8655
@alma8655 3 года назад
Truly a great video. Very educational. I appreciate it. Thank You 🌼
@gustavoflores9987
@gustavoflores9987 3 года назад
Thank you very much for all of your share knowledge and help and for being kind in the process
@AndrewFinney
@AndrewFinney 3 года назад
Hi Gustavo! Thank you so much for watching! I'm super happy this video nailed it for you! Welcome to the Home Tribe Team! www.hometribeteam.com/ If you'd like to see anything in specific, please let me know. Sending you positive vibes for an amazing day! =)
@shalinialjapur505
@shalinialjapur505 5 лет назад
Very helpful for all kind of people.
@martinusjr7654
@martinusjr7654 4 года назад
great video thank you sharing all this information
@katjones4840
@katjones4840 4 года назад
I didn’t know rate locks were a thing! Super helpful! I’m moving states so that be so helpful!! Thank you
@rachelgooden9981
@rachelgooden9981 4 года назад
Bestest video ever!!!!!!! I am armed with informational
@paulanderson2225
@paulanderson2225 5 лет назад
Video idea. Pros and cons of using the builders preferred lender. If you haven't already did it.
@ray1983able
@ray1983able 5 лет назад
INFORMATIVE ! 5 ******* RATING ! I will study this video.
@AndrewFinney
@AndrewFinney 5 лет назад
Hi ray1983able, Thank you for watching and for sharing with us! Check the show more description of this week's live stream timeline for the minute marker giving you a shout out: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-z_uFEv2o7b8.html What would you like to see next? Enjoy an amazing day! Thanks again for watching and commenting! =) Chat soon, Andrew Finney www.andrewfinneyteam.com/
@bkd-newyork2256
@bkd-newyork2256 Год назад
Thank you soooo much for sharing the info.
@AndrewFinney
@AndrewFinney Год назад
I'm glad you enjoyed it Arsalan! Sending you positive vibes everything goes your way. 🤩
@ericaelayne11
@ericaelayne11 2 года назад
Great info! Thank you!
@carolynedwards736
@carolynedwards736 2 года назад
Extremely helpful !
@lilianaaguis2330
@lilianaaguis2330 2 года назад
Thank you! I really appreciate this valuable information
@rrg7701
@rrg7701 2 года назад
Thank you for this informative content!
@ebonijohnson4442
@ebonijohnson4442 2 года назад
EVERYTHING in this video was SO VALUABLE!!!
@AndrewFinney
@AndrewFinney 2 года назад
Hey Eboni! Thank you so much for watching. I’m glad you took so much value from this video. Just out of curiosity what would you like to watch next? Sending you positive vibes everything goes your way!
@jeaneenparker8301
@jeaneenparker8301 2 года назад
So very helpful thank you so much
@dimplebrasington1234
@dimplebrasington1234 3 года назад
Thank you for this very informative video. This is a great help to me.
@hbizzellhh4814
@hbizzellhh4814 4 года назад
Awesome info. Thanks for the details.
@erikakathleen9701
@erikakathleen9701 3 года назад
Thank you!! Wonderful content!
@threadoflife
@threadoflife 5 лет назад
I am a home mortgage consultant and every loan I do is via phone. In today’s technological age while face to face interactions are more tangible, I find that my clients really enjoy the flexibility and ability to do their mortgage start to finish with me over the phone and then close in person with their title company ect. There were some great points in this video if anyone has any questions feel free to let me know I am happy to help however possible. Thanks for sharing!
@AndrewFinney
@AndrewFinney 5 лет назад
Hi Brandon Simmons, Thank you for watching and for sharing with us! Really appreciate you watching! Your the best! Enjoy an amazing day! Your Real Estate Geek, Andrew Finney King Realty Group www.andrewfinneyteam.com/
@jimlahey9158
@jimlahey9158 5 лет назад
First time home buyer here and I was referred to an agency that specializes in "stacking" down payment assistance programs by a Community Development Corporation that offered a free Homebuyers Education Workshop. I'm wondering what some potential major differences may be between them and a major bank like Chase because that's where my checking account is, if any at all
@paulheiting6484
@paulheiting6484 4 года назад
Great video. Thanks.
@YaniAmorX
@YaniAmorX 3 года назад
Great video ! Thank you
@darmikaharris7822
@darmikaharris7822 Месяц назад
Everything was Very Knowledgeable 😊 thanks
@AndrewFinney
@AndrewFinney 23 дня назад
Yay! Thank you, I'm glad you enjoyed this video. Sending you positive vibes everything is going your way!
@joshb40
@joshb40 2 года назад
I’m here as a new loan officer just to make sure I’m able to service my borrowers to the best of my abilities! The experience thing killed me because I’m told I inform people much better then some MLOs that have been doing it for years because some things we are learning are just second nature to them!
@rockyayyy8978
@rockyayyy8978 Год назад
Every expert was once a beginner.
@mufinmakesmusic1210
@mufinmakesmusic1210 3 года назад
Lots of great info!
@AndrewFinney
@AndrewFinney 3 года назад
Glad it was helpful Mufin Makes Music! What would you like to watch next? 3 Easy ways to help our tribe grow: 1. Subscribe and tap the bell icon for all notifications - then enjoy watching the videos 2. Like and comment on videos 3. Share your favorite videos on your social media
@mikejrexec
@mikejrexec 3 года назад
I have had several home loans over my life and they all have been sold to another company. Many of them before I even make the first payment. Never had a problem with them selling my loans.
@tatianapak6609
@tatianapak6609 3 года назад
Thank you! Good information.
@AndrewFinney
@AndrewFinney 3 года назад
You're welcome Tatiana! Thank you for watching. What would you like to watch next?
@kalMHe
@kalMHe Год назад
From this video, i took out everything❤
@tienthuyN
@tienthuyN 3 года назад
I took away that local lender may be better. I always assumed that a big lender would be best in terms of resources and rates. I liked the explanation of points, never understood the lingo but heard it often. Thanks.
@MortgageMasteryTheater
@MortgageMasteryTheater 2 года назад
Such an important takeaway! Getting the best mortgage is more than just the best rates. The lowest rate could still cost you money in the long run if it is not the best product for you :)
@Megorium
@Megorium 5 лет назад
This entire video was so helpful! I'm wanting to buy my first house this year and I'm trying to educate myself on every step and where to start, what expect, ask, etc.. Thank you so much! :)
@nipul12
@nipul12 5 лет назад
Megorium Good luck
@peterl.104
@peterl.104 3 года назад
I liked the discussion of points. I recently been pre-approved and have been looking at the math of buying points and also came to the conclusion that it might only be worthwhile if you keep the loan for the full 30 years.
@AndrewFinney
@AndrewFinney 3 года назад
Outstanding and thank you for sharing with us Surreal Ryussen! What would you like to watch next? 3 Easy ways to help our tribe grow: 1. Subscribe and tap the bell icon for all notifications - then enjoy watching the videos 2. Like and comment on videos 3. Share your favorite videos on your social media
@stephanieladang2870
@stephanieladang2870 2 года назад
Very informative! Thank you!
@AndrewFinney
@AndrewFinney 2 года назад
Hey Stephanie! Thank you so much for checking out this video. I’m glad it nailed it for you. Quick question, what would you like to watch next? Sending you positive vibes everything goes your way!
@brandiweaver203
@brandiweaver203 4 года назад
Enjoyed the video. I'm curious how can we trust the answer to closing percentage? Are there public records or do we have to just take their word for it. Great video. I like that you tell us to understand all of the potential fees that may be hidden. Also I like the first question where you ask, based on our goals, what do you recommend. I need to sit down and flesh out my goals. Thanks!
@AndrewFinney
@AndrewFinney 4 года назад
Hi Brandi, Thank you for watching. Great questions! To be honest, in part it will be what they share with you directly in concert with reviewing, specifically, the loan officers ratings and reviews from past client's that are likely on Google, Zillow, Yelp, etc... Every top performing loan officer and real estate agent I know of ask their past client's to review them honestly. That's how we, as professionals, know how to continue improving our services and ourselves personally and professionally. =) Yes Ma'am, please do sit down and get in touch with the reasons why you're buying your new home and why it's important to you along with your overall goals. Doing so will provide you with immense clarity and focus moving forward. I'm super excited for you my friend! Yay! Please circle back with us and let us know what you decide to do and how everything is progressing for you. Thanks again for watching! Wishing you and yours all the best with perfect health and safety! See you soon. =)
@vanibolusani1827
@vanibolusani1827 5 лет назад
Great video , greatly helpful , awesome
@AndrewFinney
@AndrewFinney 5 лет назад
Hi Sathyavani Bolusani, Thank you for watching and for your kind words! You rock! Super happy you found this video greatly helpful. That's awesome, just like you Sathyavani! =) What would you like to see next? Thanks again for watching! =) Enjoy a marvelous day! Btw... Join us when you can during the livestreams every Wednesday at 11am PT. Love to see you there! =) Chat soon, Andrew Finney www.andrewfinneyteam.com/
@andrewcuevas3221
@andrewcuevas3221 2 года назад
i appreciate the tips and help
@rosariovo
@rosariovo 4 года назад
Its very helpful video!!!
@BisdakSaiyan
@BisdakSaiyan 4 года назад
Hi Andrew -- I have the ammunition to ask the loan officers now...this includes Bill - LOL. Thanks for the tutorial.
@clevontimms24
@clevontimms24 5 лет назад
Great video ; extremely helpful and insightful
@AndrewFinney
@AndrewFinney 5 лет назад
Hi clevontimms24, Thank you for watching and for sharing with us! Check the show more description of this week's live stream timeline for the minute marker giving you a shoutout: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-_ahFDFELy-g.html What would you like to see next? Enjoy an amazing day! Thanks again for watching and commenting! =) Chat soon, Andrew Finney www.andrewfinneyteam.com/
5 лет назад
Yeah he goes to the point
@gwigmore
@gwigmore 3 года назад
Parent acts as lender to children ASA Huse Ts
@1516Jaime
@1516Jaime 4 года назад
thank you. a question off topic. I'm going to start the homebuying process soon. I'm planning on paying the mortgage twice a month instead of 1. how long is it gonna take me to pay off the loan?
@lorrianerodriguez3216
@lorrianerodriguez3216 4 года назад
great tips! insight on what questions to ask! how to what a good loan officer would look like on paper.
@AndrewFinney
@AndrewFinney 4 года назад
Glad it was helpful and thank you for reaching out to me the other day. I sent you a personalized video message earlier this afternoon. Looking forward to helping out however I can. =)
@dawnphillips9591
@dawnphillips9591 3 года назад
Good info rate and timeline thanks
@AndrewFinney
@AndrewFinney 3 года назад
You're welcome Dawn Phillips! What would you like to watch next? 3 Easy ways to help our tribe grow: 1. Subscribe and tap the bell icon for all notifications - then enjoy watching the videos 2. Like and comment on videos 3. Share your favorite videos on your social media
@katrinaecoleman
@katrinaecoleman 5 лет назад
WOW!! Extremely informative!
@jsantan89
@jsantan89 3 года назад
Awesome, super helpful
@AndrewFinney
@AndrewFinney 3 года назад
Glad it was helpful Joel! What would you like to watch next?
@RossVegas101
@RossVegas101 4 года назад
As the loanee, what do I gain from confirming my home loan is not sold to another brokerage? You said that the selling process is what lead to the 08 financial collapse but as a single home buyer, are there financial benefits or disadvantages to a broker keeping or selling my loan?
@wangzy228
@wangzy228 3 года назад
Thank you for sharing these great tips Andrew! I just have one question, is there a way to verify their successful closing rate? They could just give me a high number and I wouldn’t know if it’s true or not
@marcieb9072
@marcieb9072 4 года назад
Thanks
@katyabenito610
@katyabenito610 Год назад
Exellent thanksss points information was very helpful for me
@AndrewFinney
@AndrewFinney Год назад
Thank you Katya! I'm glad this video was helpful to you! Yay! What would you like to watch next? Sending you positive vibes everything is going your way!
@akcma5705
@akcma5705 3 года назад
Great Video! just had one question about the points explanation. I was a little confused when you mentioned that points were 1/8th of a percent, because a few seconds later it seemed like the points became 1%? Maybe I'm just misunderstanding though, but some clarification would be greatly appreciated!
@thomasreto2997
@thomasreto2997 5 лет назад
Great video. Thank you sir.🌈🤙
@AndrewFinney
@AndrewFinney 5 лет назад
Hi Thomas Reto, Thank you for watching and for sharing with us! Check the show more description of this week's live stream timeline for the minute marker giving you a shout out: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-z_uFEv2o7b8.html What would you like to see next? Enjoy an amazing day! Thanks again for watching and commenting! =) Chat soon, Andrew Finney www.andrewfinneyteam.com/
@warrenwallace2
@warrenwallace2 4 года назад
Andrew I have a question in your experience would you happen to know 2 questions? 1st who is the best and honest lender in Jefferson county Missouri. And 2nd who is the best honest reality in Jefferson county Missouri. Only reason I ask is you really can't trust the internet anymore with the internet neutrality with Agencies basically making their customers write a good review and the same with loan agents. It's hard today with all the False information out there. I'm looking to buy a house but with the market being crazy pricing houses that I know are valued at 140,000 being priced at 220,000 you just don't want to buy. It's extremely easy to find the value of a home but extremely hard to find an honest loan company or real estate agent or company to give a honest price or rate they end up making the purchase to where you end up paying every person involved in the transaction basically paying all their mortgages it's getting out of hand.
@copperamericanIdiangodess
@copperamericanIdiangodess 4 года назад
Thank you so much I'm starting off in two weeks and I will share your video to all my subscribers on my RU-vid thanks again
@clarissagiller3738
@clarissagiller3738 3 года назад
Can you do a video about questions to ask for refi a home?
@Eunice_r5-8
@Eunice_r5-8 4 года назад
Is it a good idea to visit a handful of loan officers before deciding on who we’re going to ultimately choose ? ? ?
@JosephDeorum
@JosephDeorum 4 года назад
I like your face when you talk about the ups and downs
@AndrewFinney
@AndrewFinney 4 года назад
Lol.... Thank you Joseph, I think!? lol... Really appreciate you watching! What would you like to see next? I'm going live 3x per week at 9am PST M, W, F with other top agents around the USA talking about the hot topics, if you'd like to join us, here's the link to the playlist: ru-vid.com/group/PLRT4sgnCVqNecugVWsOgYPoEH0IXc-Tm4
@theeverydaybombshell
@theeverydaybombshell 2 года назад
This was very enlightening. I'm not a new home buyer, I've purchased a home and refinanced it previously... and you cleared up some things for me that other people never did. I know the right questions to ask now. The last go-around I chose my bank because I knew they weren't going to sell my mortgage. They had already told me that.. but I didn't know I could ask and get the truth. Thank you!
@raycartier4846
@raycartier4846 4 года назад
Thanks your video was very helpful. Question I was to purchase a hoiuse in Jamaica (my first and as an investment and later live in after retirement in 10 yrs) are there any mortgage company in the US who offer loans for this?
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