It's quite simple why rates are climbing with rising imports and falling exports, the FED is obviously to be blamed for banking crisis. Something will eventually break if they keep the quantitative tightening and higher interest rates. Is this really a good time to have some savings in stocks?
first austerity, then brexit, now widespread bank failures. .always do your own research & speak to a license advisor before thinking about putting your money into these crazy markets
Exactly, most youtubers said the market would be fine few months back, but it's been a major downturn. Luckily, since the rona-outbreak in 2020, I've avoided the drawback of trial and error by simply following professional guidance. I'm semi-retd and work only 7.5 hours weekly, with nearly $1m ROI after subsequent investments to date.
Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
The system is failing as a result of both government and federal policy. In the next days, the banking crisis would have to be epic and gigantic for the FED to decide not to raise interest rates. This won't happen; an increase and a crash are coming. There will be more negative portfolios this 2nd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?
Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder
Very true, you can be passively involved in the markts and still amass wealth-gains using an investment advisor. I first dabbled in stocks late 2019, just before the pandemic, and that same year gained over 150% with no prior investing experience, basically all I was doing was following directions of my advisor. We are working on a retirement ballpark of $3m and I’m certain my goal isn’t farfetched after subsequent investments and tremendous returns so far.
Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Fed reserve and the treasury is not bothered about stock capital market. They are more concerned about the treasury bond market. They fear the bond market may become dysfunctional and illiquid. Bond yields are one of the important parameter that influences stock market. All stock pundits fail to mention how the bond yields influence stock market. My main concern now is how we are going to achieve all of that given that the market has been a mess for most of the year. I already lost $23,000
Me too. I want to build wealth through taking the time and effort to consistently invest but i lack good knowledge and strategy to outperform the market, yielding good returns. I have $60k i want to transfer into an s&s isa but its hard to bite the bullet and do it.
Avoid too-good-to-be-true scam schemes. Seek advice from a fiduciary counselor they provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good
I agree. Based on firsthand encounter with a fiduciary counselor Deborah Jean Dykstra, i have $385k in a well diversified portfolio which has grown by 3x with compounding, venturing doesn’t necessarily boil down to money but you also have to be informed, be patient and back it up with good hands
it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.
A lot of folks have been going on about the bull rally and said stocks that would be experiencing significant growth, any idea which stocks this may be? I just sold my home in the Boca Grande area and I’m looking to remunerate a lump sum into the stock market before stocks rebound, is this a good time to buy or no?
Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of a planner, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 750k within 2 years, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.
@@AnkurYo True, we’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this coach that guides yo help?
Having a fduciary is essential for proper portfolio diversification to make gains. My advisor is LOREN LENA WALKER who is easily searchable and has extensive knowledge of the financial markets.
@@AnkurYo Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point
Instead of growth stocks, where valuations were predicated on future prospective earnings, you should consult a financial broker to help you diversify your portfolios by including commodities, inflation-indexed bonds, and stocks of companies with stable cash flows.
Indeed, at first I wasn't too pleased with my gains compared to my previous performances, but I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with a portfolio-advisor. That same year, I pulled a net gain of $550k, which is about 7 times what I typically average on my own.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Pasol Lewis is my FA. She is knowledgeable and accommodating to your needs. establish her identity
Thank you, I studied Carol Pasol Lewis' qualifications on her website and they are excellent. I found her on Google. I sent her an email, so hopefully she would welcome more applicants.
The rising interest rate can surely control inflation, but won't prevent erosion of the eroding purchasing power of the US dollar. I have learnt my lesson this time. The banks can't be making money off my money, while inflation eats into it. I have set aside 650k to invest in the stock market now, since that keeps up with inflation, but I don't know how to get started.
Yes, truly, investing in the market, even if it's just the S&P 500, can keep up with inflation, because the growth rate of stocks will always exceed the inflation rate. But if you don't have the courage, you could just invest with a financial advisor, which even has greater return on investments, while securing your investment against losses.
Keeping money in the bank is like paying banks and the Govemment. Here's how it works: The bank gives out your money as loan, and charge interest obviously higher than inflation rate, and then give you, the depositor, interest lower than inflation rate. That means net loss for you. That is why I prefer to invest, and on average, my advisor makes returns that always beats inflation!
There’re a lot of financial coaches but “ Vivian Carol Gioia” has shown credibility and professionalism over the years. That’s why I can boldly recommend her
Be a goal achiever Always aim high so your dreams can come to reality Use your job to finance your goals✅ You can't be an employee forever! Consistent efforts in trading/investment will put you in a position where success will find you
Everyone needs more than their salary to be financially stable. The best thing to do with your money is to invest it rightly because money left for savings always ends up used without returns
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.
Not at all, having monitor edge my portfolio performance which has made a jaw dropping $473k from just the past two quarters alone, I have learned why experienced traders make enormous returns from the seemingly unknown market. I must say it's the boldest decision I've taken since recently.
The adviser I'm in touch with is Laurel Dell Sroufe. You can use something else, for me her strategy works hence my result. she provides entry and exit point for the securities I focus on.
This perhaps is the largest transfer of wealth. It's quite simple why rates are climbing with rising imports and falling exports, meanwhile the FED is to lower home prices. Something will eventually break if they keep the quantitative tightening and higher interest rates.
@lancycamara Ive seen commentary about advisers but not one that looks this phenomenal, very much appreciate it.. just copied and pasted her full name on my browser, could easily spot her site at top-search
@lancycamaramy investments are yielding 14% right now, sooooooo seems the YTs we’re right. Single Family Housing isn’t an investment in this market though. If you put 25% on a 180k house right now you don’t start paying more principal than interest until 2044, halve the interest and you start it in 2034. MASSIVELY affects buying power, and I hope to god housing isn’t going up 8% a year for it to be considered an investment. That’s terrible.
US inflation is now 2.97%, if the FED keeps tightening now then they will trigger deflation not seen since the 1930's. Just like the sleepwalk into high inflation we're now seeing the FED sleepwalk into deflation a far worse and dangerous situation.
The FED knows. They aren't committed to attacking inflation. They are going to continue to inflate, stocks and commodities will continue to go up with everything else. You can't just sit on cash waiting for a crash, get your money working for you, start buying in slowly and then gradually increase the pace of buying as the prices continue to drop.
It's really hard to beat the market as a mere investor. It's just better if you invest with the help of a professional understands the market dynamics better.
@AlexanderWebber How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@AlexanderWebber Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
YES! absolutely correct, inflation continues to skyrocket regardless of interest rates! All they're doing is making more money for themselves, they collect more interest on the inflation they create. The fed is simply increasing their "profits" (but let's be honest; it's all "profit" to them, it's free money...)
As a soon-to-be retiree, keeping my 401k on track after a bumpy 2022 is a high goal. I've read about investors generating up to $250k ROI in this present sinking market; any suggestions for increasing my ROI before retirement would be greatly appreciated.
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
"Carol Pasol Lewis" is the advisor that oversees my portfolio. She's been able to gain some reputation and online recognition with over 3 decades in service, so it shouldn't be a hassle to find basic info.
It requires you to understand the current times and some of the investment areas as well! Diversify your investments to ultimately survive in these dangerous times!
The United States is grappling with the challenging combination of inflation and recession. An alarming aspect of this recession is the surge in consumer credit card debt. In April alone, credit card debt escalated by 20%, and rates have doubled within a year. Inflation has reached such heights that consumers are resorting to debt for essential life necessities. The signs of a collapse are evident, and the prospect of more layoffs looms. This is why I am considering entering the market now, anticipating a recovery in the economy. I am in the process of constructing a $600k portfolio. Do you have any recommendations for stocks in this scenario?
Focus on two primary goals. Firstly, prioritize your safety by understanding the opportune moments to sell stocks, aiming to minimize losses and maximize gains. Secondly, prepare to capitalize on market shifts. I recommend seeking advice from a Certified Financial Planner (CFP) or another professional to guide you in achieving these objectives.
Since the inception of my business, I've maintained contact with a financial advisor. In the current cultural landscape, the difficulty lies in discerning the opportune moments to buy or sell when dealing with trending stocks. This process, while seemingly straightforward, is effectively managed by my advisor, who handles entry and exit orders for my portfolio. Over the span of just a little over a year, my portfolio has seen substantial growth, exceeding $750k.
May I inquire about the investment firm you're currently associated with? I had previously invested through Goldman, but their offerings did not align with my preferences.
I steer clear of using firms as wealth managers because their extensive bureaucracies often hinder favorable returns. Instead, I opt for individual wealth managers with established track records. You might want to explore a couple of them. Personally, I collaborate with Stacey Lee Decker.
Several of the biggest market experts have been voicing their opinions on exactly how awful they think the next downturn would be, and how far equities may have to go, as recession draws closer and inflation continues well above the Fed's 2% objective. I'm trying to build a portfolio of at least $850k by the time I'm 60, therefore I need suggestions on what investments to make.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
@@AstaKristjan I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
@@simonbad I happen to know Michelle Christine Parker, She has been my fin coach since 2018, no major losses has been recorded. Totally recommend her too.
The markets are still unsure if the Federal Reserve will continue to its plan to raise interest rates until inflation is under control, despite the fact that bond yields are rising while stock prices are falling. What is the greatest strategy to take advantage of the current bear market while I'm still deciding whether to sell my $401k worth of stocks?
For the average person, these techniques are rather demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
Working with a reputable investing coach is now the greatest market approach. Since a while ago, I've been in contact with a coach, mostly because I don't have the breadth of knowledge or mental fortitude to handle these recurrent market conditions. I made almost $700k during this downturn, demonstrating that the market is more complex than most people realize.
@@raymondbarnes5264 Due to the significant falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this coach?
If we are to survive in this economic crisis we need assistance right away. The ETF and stock markets are still quite volatile, just like the property market. I'm still at a crossroads deciding if to liquidate my $300k stock portfolio
Many people are still getting fantastic returns on their investments during this time. Simply maintain a strong sense of reality or ask for professional assistance.
I've been working with an advisor for a while now, and I've made almost $320K since the second quarter. Having a financial consultant is currently the ideal course of action, particularly for those who are nearing retirement and are unsure how to approach the financial market.
Because of my line of work, I am unable to manage my portfolio, so I simply mimic the trades of *SHARON LOUISE COUNT* a Financial consultant I watched on Bloomberg Business News. You can just search her
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
A colleague once proposed the idea of diversification to me, hopefully for positive results to offset any negative performance. At once, I backed it up using an advisor in order to avoid any fiasco. As of today, my portfolio has yielded over $450k in profits, from an initial $180k this year alone
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are many financial coaches who excel in their profession, but for the time being, I employ “CATHERINE MORRISON EVANS” because I adore her methods. You can make research and find out more.
I set up a call with her and am really grateful that I did. I copied and entered her name into my browser and it came up in the top search results. I've seen comments about advisers but not one who looks this amazing.
Great content and I thank you for breaking it down!! Even in the current crypt0 dip, I'm happy I can smile back at my portfolio of $56,700 made from my weekly trade within a short period.💯💯💯
@Eric-RobertI would recommend you get started with a professional broker that will trade for you while you get the profit,I have been investing in stocks cks and crypto for over 6 years now and I was surprised to see i made over $473k in just the past two quarters
@Eric-RobertI would recommend my current broker Alice Lee chen financials. She is currently earning a lot of profit for me and het services are top notch,most likely, you can find her basic information online; you are welcome to do further research.
Stocks are rallying but I know better, macro shows the economy is yet to recover. I been holding stocks to sell at a profit at this time but it is looking like a bull market the rest of 2023. I am in a fight to hold or to sell. I’m up to 297 grand from a low of 250 thousand last year.
The market has been a turmoil since covid, the brief relief rallied for only a year and now the devastating effects of pumping trillions into the economy is here and will be for a while
Stay in the mrkt and sell only if you need those funds. I got laid off and it has been difficult getting another source of income, glad I was investing when I did and of course with guidannce from a wealth-manager don’t listen to naysayers. I am making bank and the penalties for drawing from 401k to reinvest are nothing compared to the amount of wealth I now possess with my family.
@@Javier_Rodri I have saved myself from all the hassle that the chaotic market causes. These days the best way to come into the market space is seeking guidance, due to side hustles i can’t handle my portfolio so i just work with LOREN LENA WALKER, a FA i came across via a recommendation from one of these RU-vid retirement coaches. It’s been smooth since then. Cliche as it may I have made a mark up of 70% in profits investing 350k under her. It helps not to be worried about your portfolio every minute of the day.
Since Biden took office, there seem to have been more unfavorable results in America. These results include effects on the markets, such as price declines and sharp increases in inflation, as well as bank failures. I wonder if the sudden increase in interest rates will help value investors or if it would be wiser to stay away from the stock and financial markets for the time being.
To "buy the dip" It will be profitable in the long run. However, investors should be wary of the bull run. It is advisable to connect with a skilled adviser to fulfill your growth objectives and prevent mistakes. High interest rates typically result in lower stock prices.
I genuinely appreciate having a portfolio coach who assists me in making daily market decisions. They possess a unique set of skills that allows them to take advantage of both long and short positions, offering the potential for substantial gains while also providing protection against market downturns. Furthermore, they have access to exclusive information and virtually ensuring superior performance. I've been working with a portfolio coach for over two years, and during that period, my earnings have exceeded $300,000.
Oh, I know Mrs Marisol Cordova, a fantastic financial advisor. She has a large following and is very well-liked. By conducting a brief search, you can quickly locate her.
thanks for sharing this, I googled the lady you mentioned and after going through her resume, I can tell she's a pro. I wrote her and I'm waiting on her reply
It means corporations can no longer expect free money from the Fed in order to focus solely on stock buybacks… but rather will now need to focus profits into growth of the business, as it should originally be…
@@atra7812 Americans are already the most productive workers in the world. At most, they (corporations) could follow an Amazon model and have high worker turnover rate in order to prevent benefits, but then you face the same problem as Amazon in eventually running out of potential talent.
@@Lords1997 what I mean by extracting value is to pay them lees that what they produce not just make them produce more but also pay them less for the same of more productivity.
As a Retired combat Marine I want to tell you that as what you are doing is just as important as any warrior on the battlefield. You are waging warfare against these criminals and terrorists on the digital battlefield. You are defending and protecting the most vulnerable of our society against these predators. Keep up the good work MYSTICFLIP on the internet
....EconomistBankerz what do you ever know about the Economy? All things done are toMislead like in the Wolf of Wall street movie... *as* *long* *as* *You* *can* *say* *What* *Could* *have* *been...*
Dont listen to them, Listen to yourself... They will Overload you with their Facts and you will say I see how this can happened... When in the End *IT* *DOESNT* *HAPPENED* *THAT* *WAY*
Really, banks require more regulation. The entire idea of banking as "let's gamble" is terrifying. Because they discovered in 2008 that the government will always bail them out, there are no repercussions. These bank crisis are so worrisome. This whole financial crisis and the Great Recession posed the most significant macroeconomic challenges for the United States in a half-century, leaving behind high unemployment and below-target inflation and calling for highly accommodative monetary policies. And this is only the beginning!
I have learnt not to trust corporations, especially these banks. I was badly hit by the '08 financial crisis. Since 2019, I've just been focused on investing through a financial advisor and it has been paying off. No major loss has ever been recorded since 2019 i started. I'm closer to having a million now than i ever was with the banks. I'm never going back to banks full time.
When I went to apply for a loan in 2021, the banker was apologizing for all the paperwork and difficulty getting approval for the loan. They tried to pass it off as "Unfortunately when the GFC happened, the government overreacted and added so many regulations that it backfired." As someone whose dad lost their job in 2008: no, the regulations were definitely not an overreaction.
How did that "regulation" work in finding Madoff? because it took the private sector about 2 hours, while the government regulators actually never figured it out but rather the crash of 2008 forced his scheme to fail. Regulation only gives poor people the comfort of feeling the FDIC and regulators have their back, when in reality the regulators are just incompetent...and I know this because if they were competent they would be working in the private sector making 10 times the money...only the losers work for the government
I'm DCAing in MYSTICFLIP as well. ETH heavier DCA and ALGO. I'm taking your advice and starting Google tomorrow with a 50 dollar purchase and continuing Microsoft and Apple. VTI and VOO on another app and longterm portfolio. Here we go family!
When the FED suppresses interest rates below their neutral rate, it encourages mal-investment. There is a price to be paid for 10 years of below-natural/neutral interest rates.
Relax, Michael Howel explained that Fed Liquidity is actually increasing, and " Babies Bommers " already start to retire, plus Defense budget will increase dispite placing a debt ceiling. Meaning after election, QE will come big time to finance 401K retirement ( and TGA ), since tax is not increased YET.
@@Lawliet734 first, inflation, then dramatically higher interest rates, and mal-investments failing (think the coming commercial real estate crisis...)
Zero interest rates should never had been thing from the start. The big banks should have been allowed to fail and go under, and stop the insanity that was 2007-2009.
The Fed is no doubt at fault when they were too slow in controlling inflation in the beginning and now they are trying to do extreme catchup. The pandemic, the supply chain issues, and the Ukraine war all contribute to this perfect storm of brewing inflation. Don't forget the big spike in housing prices, that's another reason the Fed is having a hard time-fighting inflation. All in all, cash in king now and milk that high savings rate if you got the cash.
The ups and downs can be hard to stomach at times but in all my years of investing, my investments have always Increased in value despite several downturns. Be encouraged!
@tudorrwilson this is huge! mind if I look up the advisr that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future
@tudorrwilson Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
Zero and near zero interest rates are a symptom of an unhealthy economy. The lure of the low interest rate is to get those with marginal credit worthiness to take on debt. Collapse occurs when the foundation is built on unstable ground.
That's how it was back then, as real estate prices soared, people with poor or no credit were lent for profit, and finally the bank animals packed these junk debts to stupid economic companies, and finally those who did not have credit could not pay off the debt, and the thieves began to argue that they did not steal at all, and finally exploded
This is nothing more than another boom/bust cycle purposefully engineered by the un-elected billionaires that control our economy via central bank actions... again.
yes. in the long run, it it easier to create stable growth when interest rates are not stalled at the zero bound. Printing all that money may have been a blessing in disguise, as Bernankes helicopter money theory has been proven true, and could be used in future. This is great news, as the fed has finally learned how to steer the ship, all countries should have low unemployment from here out. We are witnessing history!
The fed finally realized that free money and trickle down economics caused a great economic imbalance. The rich become richer and the poor poorer. With low interest rates we had zombie corporations that had no business in the stock market and huge corporations like Black Rock that took advantage of corporate welfare "0% interest rates" to purchase high amounts of real estate that would give them the needed leverage to dictate the price in both the rental and price of real estate to the detriment of working people. We, working people didn't have the 0% advantage that black Rock had, thus nowadays most working people can't afford to rent a decent home much less to buy one due to the fact that wages did not keep up with inflation among other economic factors. The fed needs to go back to responsible fiscal policy and adopt the strategy that worked for Paul A Volcker in the past. Some of the current socieconomic problems are the result of the loose fiscal policy that we had since Greenspan. How is it possible Greenspan lowered the prime interest rate to 1% since June of 2003 without any secondary socieconomic effects. Well, that's impossible and now we see the results. A lot of homeless people are not homeless by choice. They are homeless because their wages are not enough to pay for food, much less decent housing.
Correct and I also 😢blame Nixon for taking us off the gold standard which began this degradation of the dollar. Covered up by crisis after crisis and here we are.
Rothschilds behind all atrocities happened in past, present and future. Currently that figure is BlackRock Larry fink. Russia and Putin is only resistance against such atrocities happening in world today. Zelensky television show was funded by BlackRock and Rothschild. They control is fed reserve.
@@dohc1067but nixon made the right decision, France we’re about to take our gold reserves which would’ve rank the dollar. And we eventually had stagflation and Volker got us out of it with tightening monetary policy. But we should’ve gon back to it eventually
If you're unsure about investing or need personalized guidance, consider consulting with a financial advisor or investment professional. They can provide tailored advice based on your individual needs and goals.
Nah, bank runs due to banks failing were what led to the great depression. Its one of those things were letting banks fail leads to major economic repercussions that can take several years to iron out. Unless you're a CEO of a larger bank looking to snatch up the failing bank, you should not be wishing a bank to fail. Especially if you're middle class...
@@Chad_Max There is a difference between letting a bank fail and allowing for essentially a no consequence bailout using the taxpayers money. The usual method to handle this historically was to nationalize the bank. Everyone at the Director level and above no longer has a job. Anyone that invested in the banks stocks or was paid in stocks loses all that value as the stock prices go to zero and are discontinued. Meanwhile the government bails the bank out and runs the bank for 5 years and gets its balance sheet etc. under control and then sells it under some other name. This method insures that there are consequences for investors and the C-Suite if they allow for the bank to fail without having to deal with the consequences of a bank run.
Agreed but the fed is literally owned by BoA, Chase, WF, Citi...Those will survive as they won't look let themselves fail. All other banks will fail by design.
📌 *Nice video, love how you take your time to educate your viewers. You gave me the mindset to invest my savings now I have made profits over $120k Right now and still making more , I am enjoying a good life with what I made investing. Indeed ‚building a Portfolio income (investing) through a licensed investment adviser is one out of many ways to earn passive income.*
Quite impressive but HOW!!?😊 I know it's possible, my colleague at work got her first investment return of 40K after two weeks and she quit the job , I would appreciate if you show me how to go about it..
MYSTICFLIP is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.
Thank you for being there MYSTICFLIP when I wanted you to..... I was lost in this new world that I was hassled to start with ....you not only guided me along the way but you also showed me the proper way....whatever little I have been able to achieve in life is because of you today ..... I want to thank you for being there and showing me the proper way of doing thing for me you are my best guide as you truly showed me the way to life....once again , I would like to tell you a heartfelt thanks for being there.
Intrest rates are finally getting back to where they always should be! There should be a cost to borrow money. And the middle class can actually make some money in low risk investments, like CDs ect..
@slimeside1307 These high prices may stem from those low interest rates that allowed companies to inject artificial value into the economy. Everything seems more expensive because there is more money flowing around.
@slimeside1307 I do feel bad for this younger generation, it's not easy. But I think it's more of wage problem than an interest rate problem. Wages aren't close to what they were 30 or 40 years ago adjusted for inflation. Really just corporate greed in the end.
This allows for a more healthy economy and financial system. As they said, money, because of how cheap it was, got lent out to people or companies it probably shouldn't have had. Yes, there will be some pain, but in the long run, we will be in a better place because of it. What I find interesting is no one is talking about the global impact these rates will have as the dollar has become incredibly strong when compared to other countries. Also, people forget how easy it is for these large investors to manipulate stocks, and now, with rates being as high as they are, other safer investments look much better, like CDs and Bonds that isn't prone to manipulation and huge daily swings in value.
Recessions occur to correct the overcorrection. The end of 2023/beginning of 2024 should see what really happens with increased rates. The 2000 bubble and 2008 bubble inflation was low. Downturns quickly recovered with decreased interest rates. 2023 we have high inflation and 32 trillion in debt. This is a completely different scenario
Thank you so much MYSTICFLIP for my SBA approval. I understand the terms and conditions of the loan disbursal and will make sure that I return the loan amount in the stipulated timeline. As I have already taken insurance for my new Business that I am planning to open in California LA. My business details and owner details have been submitted in the bank and I will be submitting the further details as well as and when the times comes.
Part of the inflation problems were caused by greedy corporations, and now they are starting to pay the price for their greed with the cost of borrowing going up.
@@RajbirSingh-ul1mw please taxes historically are the lowest they've ever been in history. Also, corporations should pay taxes and their fair share they use the same roads, bridges, and public services that the average American does. Don't tell me companies that claim record profits every year can't afford to pay the same taxes as a public school teacher. Trillion-dollar defense budgets don't fund themselves.
Our federal reserve has let the American people down. Our government tells us that we are OK. We are not OK. Our economey is a mess. I cannot afford to buy the groceries or anything might need. This is dissastorous for the American people.
Rothschilds behind all atrocities happened in past, present and future. Currently that figure is BlackRock Larry fink. Russia and Putin is only resistance against such atrocities happening in world today. Zelensky television show was funded by BlackRock and Rothschild. They control is fed reserve.
all real estate is. people are kidding themselves if they think single family homes can support these prices at these rates for a long period of time. its the feds goal to crash the economy by way of real estate and employment
"the question is whether interest rates are high or too high relative to the demand for money..." Steve Liesman. Mr. Liesman's comment is the heart of this issue. In a normally functioning market, the price is set where demand for a good meets the supply of that good. Credit markets are where the demand for credit meets the supply of credit and the rate of interest is the price. No normally functioning market ever sees the price go to zero. It happened in credit markets because the government suppressed interest rates to BELOW their equilibrium price. The inflation we see today is a consequence of those Fed policies for the last 10 years. We should return the FED to a single mandate of price stability. And we should limit the Fed's ability to grow interest rates dramatically faster than the growth of GDP.
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Summary: Interest rate has been too low for too long, a huge chunk of our economy now depends on it. So if interest rate continues to rise there's a chance that economy is going to crash, but if interest rate remains low it could just be building up to a bigger crash.
The US economy is grappling with uncertainties, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.
Things are strange right now. The US dollar is becoming less valuable because of inflation, and other powerful nations waking up to trade in their own currencies. Good thing is, a lot of people still turn to the Dollar because of the safety is somehow assures. I'm worried about my retirement savings of about $420,000 losing value because of these factors and more. Where else can we keep our money?
This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces and we should appreciate it. Hats off to Him! I love you dude. Crazy I've never payed attention to the MYSTICFLIP on the internet movement when I say ancestral your a gift to our people
Dont listen to them, Listen to yourself... They will Overload you with their Facts and you will say I see how this can happened... When in the End *IT* *DOESNT* *HAPPENED* *THAT* *WAY*
Concerns about a potential recession and the Fed's talk of interest rate hikes have left me uneasy. I'm unsure about my $440K portfolio strategy, considering the uncertainty of a recession and the possibility that interest rates may not rise significantly
I completely understand your concerns. But In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.
I agree. This is why having the right plan is invaluable, my $510k portfolio is well-matched for every season of the market and recently hit 100% rise fromm early last year. I and my CFP are working on a more figures ballpark goal this 2024
The higher interest rates seem to only benefit the banks and wealthy. What about those of us first time homebuyers who will never be able to afford these new interest rates?
Most countries experienced high inflation the last few years, so comparatively the USD is still quite strong. Inflation within a currency is always expected, the question is just how much.
Considering we have been in a recession for over a year according to the old definition. I think the short and shallow recession has long since passed. 5% is a good minimum fed funds rate. The whole reason we have over-valued real estate was due to low interest rates after the dotcom bust and 2008 housing market crash. 5% helps keep an asset bubble in check.
Hidden tax, inflation, hurts poor people more than wealthier people. Only way to equalize gap is to educate poor to invest stock market. Own part of a company(asset) vs just buying depreciating products from a company.
The only way to reduce the wealth gap is not to play their rigged game where the big fish eats the small one, how nice when they already have a 100 lap head start. The real way is to eliminate the source of that ill-gotten wealth and size the means of production.
Rothschilds behind all atrocities happened in past, present and future. Currently that figure is BlackRock Larry fink. Russia and Putin is only resistance against such atrocities happening in world today. Zelensky television show was funded by BlackRock and Rothschild. They control is fed reserve.
its simple consumer spending just fell off the cliff a couple months ago and is free falling, basically for the first time in 15 years. in a few more months the death of PCE is going to create major pain doesn't matter how successful the business and the fed will probably have to revert back to 0
The food index rose 10.1%, the largest 12-month increase since 1981. The energy index rose 34.6%, the largest 12-month increase since 2005. The shelter index rose 5.5%, the largest 12-month increase since 1991.
@@brentkinsworthy4999come on, the current times require serious thinking as an Intellectual to find nuanced answers to difficult problems not like an ideolgue.
Free money at the Fed is the exact reason why we need to nationalize the financial system in this country. It’s obvious that the economic system in this country is beyond corrupt and broken.
0% interest rates, for those who could access it, is sort of like being able to get the free use of a car for a year or so and use it for Uber or pizza delivery. After a year, you return the car to the dealership at no cost to you and you get to keep the money you made with it.
Investing in alternate income streams should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. stocks, gold, silver, and virtual currencies are still attractive investments at the moment.
If you don't find a means of multiplying your money, you will wake up one day and realize that the money you thought you had, had been exhausted. Investment is a ladder to climb the financial wall.
the fed has bin using the Petrodollar to print free money and cause global inflation. the U.S prints more money than Sudan and the dollar is strong because of the Petrodollar. if you code you will see the scam.
They have been kicking the can down the road for decades. Congress is inhabited by lawyers who know how to overcharge their clients but have no knowledge of budgeting.
@@spacetoast7783 A centralized bank controlling the gears of the economy is not "capitalism", it's government control. Funny how people can't see what is in front of their face.
3:48 Interest rates that were too low for too long has changed the definition of "saving" towards everyone having to "invest" IF they could afford to... "saving up" for a future purchase/goal was not possible so it made more people have to go into debt to buy bigger ticket items thus interest rates (debt) worked against them.
U.S. November "small non-farm payrolls" ADP employment increased by 103,000 people, less than expected, the wage growth rate hit a two-year low. How do you feel about this?🙂
I'm favoured, $230K every 4weeks! I can now afford to give back to the locals in my community and also support Charity Organizations. God Bless America 🇺🇸🇺🇸🇺🇸
This message is to recognize your contribution to the team’s grant approval success. Your commitment had been exemplary and your hard working is an inspiration to everyone around you. You’re a professional MYSTICFLIP
Housing shouldn't be an investment. You buy it for a place to live, not to build your portfolio. If you want to make an investment, then invest in a company, bond, or other financial asset. Not in a place where you're supposed to live.
Capitalist zealots will not listen to reason, it is a lost cause. They are either too invested into the system to (actuall capitalist) to let reason get in the way in their way of life reliant in exploitation or they have erroneous preconceived notions based of abstract subjective premises and not in logic or reason. They are basically religious zealots.
Even worse, there is a fixed amount of land. Normal market rules do not apply to something with a fixed quantity. Sure land values are up, but you can't create more land to capitalize on the prices
High rates have benefitted the banks, creditors and bondholders. Low rates can work if there is enough gov spending to keep unemployment low and replace the gov spending on interest reduced from the rate cuts.
Things are starting to return to normal concerning interest rates. The stock market has flourished due to near-zero rates. People basically got pushed into investing due to the return. Now with interest rates reaching pre-2008 levels, you will start to see money flowing out of the stock market into more traditional and more stable forms of investing. If anything, this will bring about a healthier financial system but will cause issues with a much stronger dollar on the global markets. Some companies will pay a price, especially those that needed to take on large amounts of debt to operate. Yet, in reality, maybe those companies should be in operation.
No that not normal. That cheap trick. You want business to innovate and create new markets not do a cheap accounting tax cut that simulates actually economic growth.
The reason why Tesla is doing so well is because they are innovating their factories. Elon Musk said as far back as 2005 that why should I spend billion dollars trying to improve a gas powered car and get a 3% percent improvement on the car, when I can can invest a billion dollars on the factory and get 47% percent improvement.
Zero interest rates were disastrous and caused all kinds of problems with people spending money that would not otherwise have been spent in ways it NEVER would have been spent...and now it's time to pay the piper for the excesses of zero and close to zero interest rates.
I personally don't care what interest rates do. The only debt I carry is a mortgage - no car loan and no credit card balance. My mortgage rate is 3.125% and will never go up.
I good with making money on my savings. US treasuries at 4.2%,. Even my bank saving came up to over 5% for 14 month stay. I have very little left in equities, I got burn there.
@@spacetoast7783 Back during the gold standard that's what banks offered. Boomers who never actually were adults when this policy was in place thinks it was the greatest thing since sliced bread despite not being a thing for like 60 years. When we got rid of the gold standard we no longer could convert money into gold, we now had to buy gold with money which changes a lot.
The government spent like a drunken sailor since 2020, consumer prices went up (CPI, inflation) and so the FED had no choice but to hike interest rates.
Not since 2020, but since 2008. Maybe even earlier than that, as we’ve been seeing a cycle of easy money boom and busts since the dotcom bubble. Each one sets up the next to be worse. Sleep well everyone! 😅
Incompetent FED monetary policies for 15 years have got us here. Massive bubbles and out of control inflation. And these guys are the "experts"? LOL. What a mess.
