THE PAYDAY ROUTINE THAT CHANGED MY LIFE | Budgeting For Beginners

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THE PAYDAY ROUTINE THAT CHANGED MY LIFE | Budgeting For Beginners
#budgeting #budget2024
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1 окт 2024

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Комментарии : 628

@laritawhite8081 2 месяца назад

Thanks!

@BudgetTreasures 2 месяца назад

Awee. You are so sweet. Thank you!!!!

@Allie82386 4 месяца назад

I always over spend on food. Taking cash out is such a good idea!

@BudgetTreasures 4 месяца назад

It helps alot!

@moniqueb387 3 месяца назад

Guilty lol I try to convince myself it's because food is so high but if I want to stick to my goals I have to do better.

@moets9507 2 месяца назад

Even when I take cash out, I still over spend on food. It's the one area I must do better on

@peacefulmama 2 месяца назад

I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!

@Zipporah-xs3qz 2 месяца назад

I tried this taking money out so that you only spend what you bring and nothing more. It worked.

@AVBudgets 4 месяца назад

💵💵💵 I pay all my bills that aren’t on auto pay and move money to where it needs to be immediately once I get paid. If not, I’m shopping.

@BudgetTreasures 4 месяца назад

Right! I am the same way

@naturalista123 3 месяца назад

@@BudgetTreasuresme too. Target and amazon will get me everytime.

@NaturallyPrettyBrownK26 21 день назад

Same ❤

@lonasmith7701 4 месяца назад

I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵

@BudgetTreasures 4 месяца назад

Absolutely! I believe that “order” is important and significant. 🩷

@DDP196 Месяц назад

Yes, that statement made me keep watching!❤

@kimford-cc1tk 4 месяца назад

Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not

@BudgetTreasures 4 месяца назад

That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂

@vitiligogirl1037 4 месяца назад

I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..

@timekabolden5309 3 месяца назад

5:27 😅😮 I just read ur comment when she said the same thing as u wrote! 😂😂😂😂😂😂

@denerricabean2371 27 дней назад

goals!

@sandraatueyi81 3 месяца назад

I’m a beginner. I want to learn how to save without spending money unnecessarily.

@lisanapoli6061 3 месяца назад

So inspirational to tithe first! God sees all and walks with us every pay day.

@BudgetTreasures 3 месяца назад

🫶🏾

@audreanaburgess8371 4 месяца назад

This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.

@voniarichard270 3 месяца назад

I found these kind of channels recently and let me tell you my life is about to change for the best….thank you

@BudgetTreasures 3 месяца назад

I know just how you feel! I am glad that you are here! Welcome 🤗

@KeishaBeeeCooks 3 месяца назад

Money Money Money Flows to me consistently xo

@Its_gina_g 2 месяца назад

💵💵💵 Thank you for sharing, I really don’t know how I’ve survived this long without a true budgeting system! 😅

@BudgetTreasures 2 месяца назад

Same here. 😂 How did we do it?!?!

@aimeepaterson4423 3 месяца назад

“GRANDDAUGHTER”??? Lord Have Mercy…..You Look About 25/28 MAX!!! It’s So True; BLACK DON’T CRACK!!! You’re Looking GREAT!!!💗x

@timekabolden5309 3 месяца назад

Right?!?

@timekabolden5309 3 месяца назад

I thought like 35/36

@joannek5910 3 месяца назад

All day!!!!! This is 1 GORGEOUS woman 🎉

@BudgetTreasures 2 месяца назад

Awee. You are so kind 🫶🏾 thank you 😊

@BudgetTreasures 2 месяца назад

Thank you 😊🩷

@conniekelly5186 4 месяца назад

Money. I trying to do the same for my pay day . I did it this week for the first time. It worked out great

@BudgetTreasures 4 месяца назад

Yasss!! It works amazing!

@brittanymorris943 4 месяца назад

As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now

@BudgetTreasures 4 месяца назад

Thank you sooo much for being here!! I appreciate you

@DDP196 Месяц назад

Yes, all my bills must go the same way always!!

@kelseyregan1947 4 месяца назад

💰tithing first 🥰 You’re the real one!!!

@BudgetTreasures 4 месяца назад

☺️

@Allocatingmindset 4 месяца назад

I do everything you do and I'm glad I'm on the right track!! 👏🏾 Thank you for doing this video for everyone 🤍

@BudgetTreasures 4 месяца назад

🩷🩷

@traceyealy5477 4 месяца назад

💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California

@BudgetTreasures 4 месяца назад

Aweee...Thank you so much Bestie...You are always showing up! That means a lot....Chilllle if I could sing...I would just be annoying 😂

@timekabolden5309 3 месяца назад

That's a nice budget book! 📚😊

@tierram.2217 2 месяца назад

I like your organizational skills and cute books and trinkets.

@ronnielisa777 3 месяца назад

I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.

@BudgetTreasures 4 месяца назад

Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?

@Ihavepiercings 4 месяца назад

Can u please tell me where to get the book?

@babiigurl72309 3 месяца назад

Info on where to get the book you're using in the video please

@cierrelanae7993 3 месяца назад

May I have the information on where to purchase that exact book?

@thysisreid2050 3 месяца назад

@@cierrelanae7993looks like she’s using The Budget Mom planner.

@tiffanycooper2305 2 месяца назад

Where did you purchase all the books you used???? Please 🙏

@Sherryann-w8p 2 месяца назад

Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️

@ShesFromVenus 3 месяца назад

Loved this video, it was nice to actually see you go through the steps. I would never refer to myself as “broke” though, words do have power. ✨

@DDP196 Месяц назад

I thought the same thing! Life & death lives in the power of your tongue!

@simpleetreasure 4 месяца назад

How do you budget for hair and nails? Is that a fixed expense?

@geniceH 3 месяца назад

$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.

@jenpisano5954 Месяц назад

💵💵💵💵 we’ve tried different ways of managing money, but cash stuffing keeps us accountable! A lot of people don’t understand WHY we do it, even when we try to explain, but we don’t need their approval! It’s what works FOR US. ❤

@mariacristinaranauro2427 27 дней назад

I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....

@rochelleserrell98 3 месяца назад

Words have power. Definitely not calling it “the broke man’s routine “.

@AlliterativeAtheist 3 месяца назад

Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.

@BudgetTreasures 3 месяца назад

Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though

@denerricabean2371 27 дней назад

thats exactly what i said!

@shanellkendrick8419 3 месяца назад

Where did u get ur budget binders from?!

@Notpatriceplays 2 месяца назад

Yes. It is very detailed and practical..

@cossandraspirlin6930 2 месяца назад

They’re inexpensive at TEMU, I’ve purchased through them

@NaturallyPrettyBrownK26 21 день назад

I’ve saved and saved and had set backs cash out is going to be the way for me!!

@tonyapoynter8111 3 месяца назад

Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊

@janicewalker2615 2 месяца назад

I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u

@lafredapayne7977 4 месяца назад

I love that you walk through the steps. That really helps me as a new cash stuffer to build a solid routine. 🤑💰💸

@BudgetTreasures 4 месяца назад

I’m glad that it helps ☺️

@lisivelazquez65 3 месяца назад

That's the first thing I also do is pay my 10% to my church too.

@sheenalee7602 4 месяца назад

I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰

@BudgetTreasures 3 месяца назад

It can get our of hand for sure

@wtfaliciamarie 22 дня назад

I am looking forward to be debt free!!

@mholland8835 4 месяца назад

💵💰💵💰Reminding me I need to do my budget for June for I do anything. Great video 😊

@BudgetTreasures 4 месяца назад

Thank you!

@LunaP.-jb7bq 4 месяца назад

I plan to start saving from August. These videos will be very useful. Thanks for it :)

@BudgetTreasures 4 месяца назад

Awesome

@ebonygreen63724 4 месяца назад

Great video! you are doing good with your budgeting and no spend month. I do the same to just to discipline myself ❤

@BudgetTreasures 4 месяца назад

Thank you Bestie!

@laritawhite8081 2 месяца назад

Thank you for sharing your budget routine!

@zandramangrum5483 3 месяца назад

Yes! The currency all needs to be stacked the same way….top of the head facing right! Drives me nuts when it’s out of order.

@meganbethel5644 4 месяца назад

💲💲💲I love seeing you balance your life, channel, and grandmothering that lovely granddaughter of yours. ♥️

@BudgetTreasures 4 месяца назад

Awee. Thank you ☺️ I appreciate you

@ChristinaCampbell-j5i Месяц назад

This video is very misleading. Why write in a book in your video but when I pay my money I get a PDF? You told me 24 hours for a refund and 24 hours has passed. Why deceive people? Why not respond with an update on the refund or atleast how to get the so-called hardcopy that YOU use in the video????????CHECK YOUR EMAIL LADY AND PROCESS THE REFUND NOW!!!

@MIA-re5jy 3 месяца назад

First off I think this is a great video with excellent information for budgeting. However, I disagree with/1 thing you stated about “millionaires routine” you stated “this is a broke man’s routine.” Well, reason I disagree with you is because the first thing the millionaire did was CHANGE THEIR MINDSET. If you stay in broke energy you will remain in that energy. That is all…. Thanks.

@TheAmazinRaven Месяц назад

GRANDDAUGHTER?????? I replayed that 4x to make sure I heard you. Black don’t crack!!!

@DDP196 Месяц назад

I thought the same thing!!

@ThePynnFool.budgeter 4 месяца назад

Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite RU-vidrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.

@BudgetTreasures 4 месяца назад

This is good news! The cash budgeting method is one of the BEST!

@AlleenDavid Месяц назад

Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.

@ierenedyne2521 10 дней назад

thank you. & yeas i couldn't see the labeling at first :). Looking forward to starting my cash stuffing journey.

@aprilsue7072 2 месяца назад

Yeah…no! I have to use Microsoft Excel. Much easier than writing it out manually. Color coded, formulas etc. We’re in age of being digital. Writing it out is being stuck in the 60’s.

@holly29913 4 месяца назад

💰💰💰 the cash stuffing part of the video is giving ASMR 👌

@BudgetTreasures 3 месяца назад

Oh good lol! I like asmr

@andrealynnwinchester9156 8 дней назад

I just started watching these types of videos and what is cracking me up is y’all in debt up to your eyeballs and yet damn near every one of you is “tithing.” I find it funny that you give 10% of your hard earned money so that some dude who gives you HIS interpretation of the Bible can live a better life than you and your kids! 😂 Just so strange to me. I donate to the poor when I have money to spare. If I owe thousands in credit card or car payments, then I don’t have money to spare!

@LaToyaPlansLife 4 месяца назад

Woot woot to payday!! 💰💰💸💸

@TeachBudgetPlan0727 4 месяца назад

Thank you for the motivation!!

@BudgetTreasures 4 месяца назад

Thank you Bestie!

@LatoyaJackson-fc8ob 4 дня назад

The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊

@floramackey 2 месяца назад

Good morning, I just saw this can you link the place you purchase your budget items

@sandymorales5959 2 месяца назад

Can you please put a link here to purchase this workbook you’re paying your bills out of in this video? When I click the link in description I can’t tell if that’s the same one. I need one that allows me to list all my bills payments etc like what you’re doing here. Thanks

@Leathaaverett Месяц назад

I love this approach. Where did u purchase your budget organizers?

@gospelician 2 месяца назад

I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo). Thanks for this video to help others. lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.

@BudgetTreasures 2 месяца назад

Really! I have heard that Florida is among the most expensive places to live

@JoanneArc-or9sr 4 месяца назад

Hey bestie. Thanks for a weekend upload. Your teller needs to stop being sloppy with those bank notes Lol im so like you! I need to have them all the same way up 😂

@BudgetTreasures 4 месяца назад

LMBO!!! Not sloppy 😂😂😂

@AKingsRealtor 3 месяца назад

I am new to your page and very much appreciated this video. I’m a holistic real estate agent making home ownership attainable and sustainable through education and application. This video will serve my clients that are working towards homeownership very well. Do you have affiliate links for the planners and binders that you’re using?

@BudgetTreasures 2 месяца назад

Hello! Thank you for your connection! I do not. This is something I may look into in the future

@DanielleJenai Месяц назад

Thank you so much for this video!!! As a Beginner to budgeting I needed this. Do you have a hard time going places with cash? Like them not having change? Money, money, moneyyy!!!

@BudgetTreasures Месяц назад

Absolutely! No not really. Usually they have change where I shop. I know in the past, during the pandemic it was difficult to use cash.

@BookFanBudgets 4 месяца назад

PAYYYYYDAAAAAAYYY BAAAAYYYBEEEE!! 💰💰

@BudgetTreasures 4 месяца назад

PAYDAY!!!!

@KeelyB2318 2 месяца назад

I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun. Money 💰 🤑 💸

@BudgetTreasures 2 месяца назад

I try to make it as fun as possible 😂🩷

@PinkOwl31 Месяц назад

Yes! I need the broke man routine. 😆😆 Gotta crawl before you can walk.

@SoniaH-t8g 2 месяца назад

Hi Hope your doing well. Where can i get 1 of those Budgeting books like you have there?

@perfected4purpose817 2 месяца назад

I need help! Whats the name of the budget book, where does self care fit and is it really a must nails and feet i do my own hair. And lasty how do i buget for clothing what can go monthly. I know it a lot but im ready to try

@KAiTiEKAKES 16 дней назад

hi im new to your channel so idk if you’ve said this in another video and i can’t find it in the links. what budget planner is this that you’re using?

@RealLifewithLisieJ 2 месяца назад

Go girl maybe when my check more consistent cause I be playing

@lashandaallen.8093 21 день назад

What is the one month ahead for? I saw you Maintences and etc . But can you explain a little more please

@moniquethomas3376 2 месяца назад

Where can i find the books/binder & accessories you are using, Please?

@berrysmartbudgeting 3 месяца назад

Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️

@BudgetTreasures 3 месяца назад

😂 Yes!

@rochellebell9613 2 месяца назад

Thank you for this. I'm inspired.😊

@Iprayforyou7 2 месяца назад

Good advice! God help us to be good stewards over what you have blessed us with. Glory to God.🙏🏾🙏🏾🙏🏾

@QuietInChaos1 3 месяца назад

What if I don’t have any major bills and trying to save for an apartment.

@missmoniquemariee 2 месяца назад

What is the one month ahead folder for specifically?

@claire9064 Месяц назад

Can you please provide the links for your planner and envelopes?

@shantakoa8596 4 месяца назад

Appreciate the information. I wish i could keep cash with me like that. Do you keep it locked away? Money 💰 💴

@BudgetTreasures 4 месяца назад

Thank you for being here Bestie💜 I am very disciplined and do not dip and spend...

@tierram.2217 2 месяца назад

How do you have everything labeled so nice?

@itssricaa96 3 месяца назад

A little bit irritated I can’t see the actual budget digits. I tried to even airplay it to my t.v. STILL can’t see .. 🙄 also I was wondering why the water was ran in the first place ? Lol

@BudgetTreasures 3 месяца назад

My apologies. I’ll be sure to zoom in. The water was running because I was making my coffee. 😂