The Pros and Cons of Credit Counseling aka Debt Management 

Knowing the ins and outs and pros and cons of a decision such as entering consumer counseling or debt management is super important. This video gives you some insight as to the good and bad of these programs.
If you are ready to buy a home here is my encrypted site to get going. All credit is started out on a soft pull as to not hurt your credit scores!
Www.LetsTalkMortgage.Pro to apply for a home loan