Build a Life You’re Not Exhausted By | May 16, 2024 

I love this duo!!!! ❤❤❤❤ Hey Jade!!! I was at $331k now I’m at $269k in 19 months. I’m going to be debt free in due time!! 💪🏾

I'm praying for the 21-year-old whose dad just passed away and left her the house and inheritance. I pray she seeks some help from someone who isn't going to take advantage of her. God, please help her through this transition.

I'm an absolute dog lover but there's absolutely no way in paying 20k to keep him alive.

I literally teared up for Candice and Raphael. I love this for them, they give me hope!🎉

In January 2024 I decided to snowball and payoff the only debt I had which was my mortgage balance of $212,000. The balance today is $168,000. Super proud of myself and looking to be 100% debt free in 2027.

My dad always said, a fool and their money are soon parted.

I love that the guy in the first debt free scream''s hard part of getting all in was wanting to get things for his wife....this is me too.

this first story is just unreal. what a painful lesson to learn but you've got to keep your head on your shoulders out there

Lady with the inherited house. Get a Roomate!

100% agree with George on pets. My husband and I have a budget for each dog based of age/quality of life. It's good to budget before something happens, the emotions take over and we end up spending thousands for just a couple more months of life. It's not selfish, it's reasonable. George and Jade, you are awesome! Always solid advice!!!

Desiree, keep the house. Sell the jeep (keep the cheaper car) that would cover the cost of running the house for a year. Get a couple of roommates if you need. Don't sell the house now. I don't understand why they told you to do so, since one of the Ramsey rules is that you should not make major decisions within 6 months (preferably a year) after your dad passed. It's too early to make such decisions. You don't need to be in a rush. Take all the time you need

THANK YOU for explaining the difference between whole life and term life.

Well I just got my feelings hurt. I'm sitting here at my desk in my knotty-pine dining room next to my kitchen that has Formica counter tops. I had just about convinced myself that I wasn't a dinosaur! I have been listening to Dave Ramsey for about 20 years and I am totally debt free and I actually could afford right now to solve the question of the Formica counters and my knotty-pine walls but honestly they really don't bother me. But then I still have a wall telephone in my kitchen too and yes, it still works so having that wall phone doesn't bother me either. I may be the only person left on the planet who doesn't own a cell phone. Which member of the Ramsey crew was it who said something like, "If you are thinking of making a purchase, ask yourself if you would make this purchase if you knew no one would ever see it." I love that but honestly my archaic kitchen doesn't bother me even though people sometime see it. I don't mind being archaic and I have never much concerned myself with whether other people liked my stuff. I guess that's one hold-over from being raised in extreme poverty. I got used to having things that most people didn't much like and NOT having things that they DID like. I'm actually joking about my feelings being hurt. I sort of got a chuckle out of it because it reminded me of those bumper stickers on old beat-up cars that say, "Don't laugh. At least it's paid for", and I have the same thought about my archaic kitchen, at least it's paid for. Speaking of old beat-up cars, I am driving a 16-year-old car and that doesn't bother me either. My car may be old but again, it's paid for and as far as I know it has nothing wrong with it so along with my Formica counters and my knotty-pine walls, I'm just keeping it. Maybe I should change my name to T-Rex!

Frenchies are "born broken" largely in part to the amount inbreeding that has been done in order to keep the Frenchie traits which only creates more issues. Ms. Jade, the reason your vet requires your Rottie to be seen every 6 months for a renewal of the eye drops is to make sure the prescription does not need to be changed or if any thing additional needs to be done for him. It is also a part of maintaining the Veterinarian/Patient/Client relationship. Your vet is trying to provide you and your Rottie what we, in the veterinary field, call Best Medicine. :)

Dont sell it girl, you got a paid for home, alot of people only dream of this.

Ive been watching dave ramsey show too many times, sometimes I kinda know already what the host will answer to the caller lol

Love this duo every time 😊

It's funny to think that most everyone starts off Davish, then decide enough is enough and go at it hard.

George has made 2 of the worst investments in cars and dogs. Teslas do not retain their value and expensive French Bulldogs are prone to health issues. Save a life, adopt a dog.

Nate. Don’t pursue this relationship. If she wanted to be around you, she wouldn’t be moving 9 hours away. I know she’s saying she wants you to go with her, but she’ll just dump you once you get settled. Yes, it sucks. Please don’t do it. Don’t listen to what they say. Watch what they do.

"We got a small inheritance" -Becky "How much?" -Jade "$500,000" -Becky 🤔🤣🤪🙄🤯

That’s extremely old for Great Dane …20k already ,10-12k anticipated more expenses. She could have 1/2 her debt paid off.

“We are on a lake right now but we’d rather be in the ocean! 🤣🤣🤣🤣🤣☠☠☠ I love Mrs. “. I spend and my husband pays…” bless her heart. Interest is so low….like $500 a month. Aww…sweetie.,🤣

I did not hear any taking of responsibility from the first caller. I liken stuff like that to a gambling addiction. If a scam gets someone once, ok, but repeatedly sending money to something and then blaming them is not entirely fair. I have an ex who did similar things, and he is still doing them in one form or another.

Desiree needs a good roommate to move into that house with her and help pay the bills.

So sorry Brian to hear this. I wish you the best in the future.

George and Jade are hilarious together!

I agree with George and Jade about Priscilla’s call; It was definitely exhausting, and a few other things. I wish Dave had been at the desk today, because he would have cut Right through it.

Love the couple on debt free🥰🥰🥰

Taxes and insurance etc will be the same as rent. She should keep the house

Couldn't pay me to live on the Ocean 😂

I struggle with spending money now too. I talk myself out of something I need. I had a decades old mattress, and had to talk myself into buying a new one. I still feel guilty about it! When I spend out of my sinking funds, I have to instantly replenish as fast as I can so I feel "okay" about the fact I used it.

Know who you are sending money to.

I don't think what Jade said was so wrong about pets. It's about quality of life for them and it can be tough to know when to end the pain for them.

Woohoo! 🎉 Congratulations!

George does a great Dave imitation

I thought I had some issues but then I listened to caller 1. Poor guy.

I am a student in college distant education, I studied my whole life. I invested in high end art, and received a tenth of the value for it after twenty years. Also, I have a doctor´s appointment every two months. Right now, I get a hundred twenty dollars a month, and other bills including health care are payed by my father. I am forty three years old. I do texts for a few editors, but have not collected any money.

Kristi Noem has a solution for those pet expenses...

I would like a "small" inheritance of half a million 😂😂😂

It's crazy to hear "it's possible" from folks making over 200,000 annual income 😂

There are resources for scam victims. What I wonder is if his bank ever called him about the transactions. So many scam victims lie to their banks when they try to warn them about a potential romance scam, ..or they will get angry and say it’s their money and they can do what they want. When I worked in this part of the fraud industry, so many times I’ve tried educating ‘victims’ and they were stubborn and embarrassed. Hopefully, he recovers.

1:45:50 Good advice toward HSA for Sara in Texas after both spouses hit with Breast Cancer dx. They were well prepared after paying off house and have 900K savings.

Yaaasssss! My two favs ❤️❤️❤️

1:27:29 Jade salutes the boyz

Gosh dang I need to call in

Yes! My 2 favorite!!!

What is a crypto romance scam???

👏🏾👏🏾👏🏾👏🏾👏🏾 congrats to the debt-free scream couple!!!!

Rachel you look marvelous!!

Got it x

That credit card debt from her father does not need to be paid off. A lawyer will tell you the same thing.

George!

Why in the first place was he on this site? Romance ? hookup and they took your money.

So - I am listening to the story about having to let go of the house and move forward. Can someone explain to me like I am 5 - if I know that the day may come where my husband and I need a bigger house, should I still be focusing on paying it off ASAP or should I be saving money on the side to cash pay a bigger house one way on top of the sale of my current home? We don't expect to leave this house for quite some time, but know the day may come!

Keep the house and rent a room to someone or sell it and buy a townhouse that costs less

George at 1:35:44 😂

Pet insurance has saved me around 15k and only costs me about 500/yr

1:58:52 Becky in Kansas City just called half a million a small inheritance 🤔

28:00 simp 😂😂😂 she didn’t even say thank you after his lil speech lmao

Living in a paid off RV beats giving $20k to some greedy landlord every year.

House on the ocean? Honey you ever been through hurricanes? I sure wouldnt do spend my money on one. Just rent one for a vacation and leave. Hurricanes are devestating in every way.

I have. Just had my 5th online dating scam trying to get $ from me! I am starting to lose my faith in the possible opportunity to have a real honest relationship with aman.

I’m sorry, but the first dude should’ve called an emotional support hotline not the Dave Ramsey show

The guy whose parents decided the gift of a car is no longer a gift and they want him to take over payments since he got married is absolutely punishment. How dare he marry a woman from another country and not one of "them" . Totally obvious and shameful. The car an keys would be sitting in their driveway the day they suggested this. A driveway he and his new wife should never park in again. What horrible bigots and control freaks

Where is today's show?

Should put time stamps

25:06 Jade knows who got that something

I’m sorry, but $20k+ to take care of an old dog is insane.

marrying someone and paying off their debt when u could just be enjoying ur life alone 😂😂😂 then she leaves u

With the husband and wife both having breast cancer, I wonder if there is some environmental/dietary factor going on.

1:58:00 she thinks a $500K inheritance is small? I cannot even fathom being this privileged…

Jadeand george talk so fast about the life insurance I couldn't understand them

Forgive me but what if a crypto romance scam?

Man this first guy. like I just don't understand how this happens. Even if my wife came to me wanting to invest large sums on money in Crypto or something, I'd say no. lol Like this man gave up a quarter million to someone he hardly knew.

Jade 🎉🎉🎉🎉 my fav 🥰🥰🥰🥰🥰

Crypto is a SCAM!

Need jade and Ken back together

Tons of commercials

Pensacola is not on the ocean... it's the Gulf of Mexico.

the crypto scam guy needs to file a complaint with the fbi

Better Help sells user data and is wrapped up in many other scandals. Please stop endorsing them.

Very beautiful couple.

George! I'm disappointed. bring in 2 roommates and charge them $575 per month.

Desiree, I"m wishing you well.

You get a lot of criticism about your book (baby steps) being US centric. Watched many shows. You do soo much. Write something UK or EU centric.

Damm tumbnail. I wanted Dave.

Crypto 😂😂😂😂 dude got screwed!!!!

1:47:45 how much are you investing you’re gonna laugh $50,000 a year. But I’m drowning …. No one’s laughing … pure idiocy

Jade doesn't know much about cars. That old BMW could be worth quite a bit of money.

If you have a mortgage, you aren't debt free.

No hate but is Jade sitting in Dave's spot and dressing like him? 😅

2.5yrs to get out of 90k debt and interest building with 80k income? Ermm, idk about that, maybe lucky to be out in 5yrs.

Jade 100% a scam lol Tell them to write the prescription

Hot. I am Davish right now

The first caller couldn't have been stupid enough to empty his retirement funds and everything for a "fake website". He hid all of his money in crypto to not give anything to his ex wife. And I don't blame him!

Jade lost my respect today. Not willing to take her old dog to vet twice a year. To reevaluate eye issue. Just wow....

Nate, women don’t move away to be closer with their boyfriends. Your relationship has run its course. Let her go stay get your accounting degree find a job and stay on your grind. If she loves you she will come back. Don’t chase her don’t propose don’t follow her. BTW you shouldn’t be getting married until your late 20’s early 30’s. People change a lot in their early 20’s. You may find that you and your girlfriend are not compatible in five years.

What a foolish man to get scammed

i have a hard time feeling bad for someone who was married who got "romance scammed". that's just called you get what you deserve. what a waste of a call