THIS ATM WILL TRICK YOU! DIRTY TRICK EXPOSED (Honest Guide) 

And many of these ATMs are illegal installations. They damaged historical building all over Europe

"Don't worry, Prague is a very safe and beautiful city, but look at these 3748283 videos of how you will be ripped off here as a tourist." Hahaha

Not all hero’s wear capes, some wear glasses and a beard

Well done for exposing these scams on public/tourists. The more who know about these things, the more that can boycott using them!

3:23 speaking of sketchy transactions , pay attention to the right side of your screen 😂

Warning about this ATM - They even rip you off if you decline the conversion. We recently used one in Prague, and avoided the high withdrawal suggestions and shitty currency conversion offer, instead choosing 2000 CZK and declining the currency conversion. However when we checked our bank statement afterwards, they charged us the equivalent of 2376 CZK! Our bank card has zero international fees, so Euronet still scammed us about 20%. Avoid at all costs.

So, ATM thieves, only target this type of machine. Poetic justice.

3:21 to the right of Janeks *Selling alcohol to minor* Guy (adult): “Don’t look now but I think we’re on camera” Girl (minor): Instantly looks right into the lens

On a funny note; EUROnet is an American company

This is legit. When I was in Japan paying for my hotel after checking out I always had the option to pay with my card in Japanese or my home countries currency. I asked the guy what difference it made and he straight up told me it's always cheaper when you pay with the local currency. All businesses take advantage of foreigners

Thank you so much for this video. I was recently in Rome and had to withdraw some emergency cash and one such ATM was the only option. When I reached the conversion screen, I somehow remembered to click on the “decline conversion” button and that is when I realized I would have surely been scammed as the offered conversion was 25% higher. I thank you again, my friend!

Totally makes sense. Paypal and Amazon does the exact same trick when you order something online with a foreign card. They will give you a bad rate. I always decline the upfront conversion rate and choose to order with my card's native currency instead. It has saved me a lot!!

3:21 My man on the right (Janeks left) pushing some stolen energy drinks.

Here in Berlin, there were cases of tourists putting in their card into EuroNet ATMs, realized how bad the conditions were, and cancelled the transaction. They were still charged 50€ for not getting any money out. They eventually did get the money back, but there is definitely something very sleazy about EuroNet cash machines. I‘m surprised they haven‘t been declared to be fraudulent yet, because that‘s what they seem to me.

It wouldnt trick me because i have $10 in my debit card 🙃

Well done mate, There should be more people like you.

Well my bank balance is always zero so i dont need to worry about that lol😂😂😂

These ATMs are also here all over Berlin. I am usually calling them "Geldräuberautomaten", a word composed of "money", "thief" and "automaton".

What I’ve learned from these ATM machines: 1. Pull the green card reader to make sure it’s real 2. They scam you 3. Many of them are illegally placed

It'd be great if the ATM displayed a message on the screen saying "Get that camera out my face!" and started wobbling away.

Euronet: Creates an effective way to scam people. Honest guide: I'm about the end this man's whole career.

I went to Prague this summer and tried to withdraw cash, luckily I checked the exchange rates and I couldn't believe it! So I just ended up paying for everything with my card, was fine, just meant I never got to see Czech cash:/

Eh, call me paranoid, but i would automatically be weary of putting any kind of card into a foreign atm as a tourist.

You are completely right, EURONET ATMs are taking terribly high fees, it's an unfair business practice, dishonest. I hope as many travelers as possible will watch this video and wont ever use EURONET ATM chain.

This happens on ATMs and payment terminals around the world. Rule of thumb: ALWAYS choose to pay in LOCAL currency and ALWAYS DECLINE any conversion.

Simply decline the pay in local, amazon in foreign countries does the same thing. ALWAYS GO LOCAL

57 taxi drivers disliked this video! :P

What I learned: Stay home, never leave home, home is safe.

Same with Paypal. If buying stuff on eBay, I'd decline the Paypal conversion rate into my local currency, and let my bank make the conversion at their rate instead.

These ATMs are present in Turin’s main train station, Torino Porta Nuova. Such a shame that the government allows them there. Hell, they were the ones who authorized it.

What would you do with 20,000 crowns. Street pick-up P*rn videos.

Not enough honest guys around. There are so many scammers, it is unbelievable. More than a person would ever think. Luckily, there are good, honest people out there too.

Wow, thx for this video. In Cologne, Germany they are placed in nearly every "kiosk" area in the city centre. I will try to inform tourists next time and be a honest guide cologne *G*

20,000 CZK is like 900 USD. Even bank machines in the US don't allow you to take out more than $400 usd at a time

Just came back from Prague and I withdrew 10000 czk out of that ATM Machine. Feels bad to watch this vid now😅

When your bank balance is lower then minimum option : I have no such weakness

You're doing a great job in making Prague a better place for tourists, fantastic work! 👍

Change money safely at the machines of the Raiffeisenbank (Yellow-Black signs) and the Czech Komerční banka (Red signs) They charge you only the normal rates. ATM is term for tourists so you know right away they ripp you off. Search for BANKOMAT. And also HONEST GUIDE please protest about how horrible all the ATM machines are all over Prague in windows and doors of old houses and shops. Terrible and shame on the beautiful city !

I was in Prague in January and had a Revolut card loaded with GBP converted to CzK through their app. I used Fio Bank, CSOB and KB ATMs and received exactly the amount of CzK requested with no fees. A friend used a Raiffeisen ATM (again Revolut card loaded with CzK), it also dispensed with no fees. However he also used a Ceska Sporitelna ATM (corner of Narodni/Na Perstyne),withdrew 500 CzK and was charged a total of 669CzK!!! So, do not use Ceska Sporitelna ATMs, they will rob you of 169CzK (around £7)!!!

In Denmark, they used to allow only Dancard, its their national cardsystem, competing against Visa/Mastercard. So you went to Denmark, went to store "No, you cant pay here with your Visa, only Dancard!", then you had to use their atm with transfer fees as shown in this video. Nowaday most stores accepts Visa/Mastercard.

So happy you made this video!! I’m a student in Prague and I’ve been withdrawing money from a Euronet ATM right where I live for a several months!! Ugh. Now I know where not to go! Thank you so much and keep up with your videos. //top fan

I am avoiding "Euronet" ATMs even in my home country. I do not know why, but I suspect them in data leak.

Thanks for this great tip. I had this experience on two ATM in Prenzlauer Berg in Berlin, Germany. Its not just, that the give you horrible exchange fees, they charge you with extra fees for the exchange (EUR 4+) and the inform you that the are not able to make a printed received of our ATM transaction. They take care to leave no paper trail. After fall once for that scam, I made screenshots on second on with the same system. I informed the police and Berlin Ordnungsamt. The shut down the ATM a few days later and there is know a investigation going on in Berlin on fraud against the provider.

It’s not just Euronet. Here in México, all banks have that deceptive screen asking you if you wish to withdraw at a very disadvantageous rate. The screen says Accept or Decline, just like in the video. All you have to do is decline their stupid offer, and the transaction will continue and you will receive an exchange rate very close to the correct rate of the day. Today I got my money at 17.01 pesos to the dollar and the official rate was 17.11. Very close. The offer they made would have cost me 40 dollars more than what I paid to withdraw 10,000 pesos.

Good advice. Always deny conversion. The Euronet machines will rip you off with fees on top of conversions - real tourist traps. They have the decency to inform you of the total cost before they do it - probably due to consumer protection laws in eu. When on Madeira (Portugal) I spent some time to find a normal ATM that locals were using and found one in the supermarket. It worked pretty much the same and also gave me total cost before finalizing. Needless to say it was much cheaper than those Euronet shitboxes.

When I was in Tenerife, my mom told me about using local currency when paying with a debit card, but I accidentally forgot which one to pick, and when the guy I was buying from saw that I was about to pick my currency at home, he was quick to tell me not to do that. He really saved me a few extra euros and I appreciate it. He's what people should be like, giving helpfull advice and not making me pay extra.

If those ATM are placed illegally, it means once destroyed the owner cannot file a complain.

This type of theft has been going on for many years. Back in the American Express travelers check days, I cashed one $20 check, the bank charged $5…So 25%? Really? Greed is greed, cheaters are cheaters.

Why do I even find these videos fun? I have never gone to Czech Republic and have no plans to do it? I just watch them for some reason

Man, if there is one person like you in every major city it would be a much better world. THANKS

That ATM must have been hanging out with my ex-wife & her mother. 😟

I watched your video about this scam before I went to Italy. The ATMs did EXACTLY what you said they would. I saved tons of money from your advice. Thank you!

I have the same experience from Germany. Thank you for spreading of the information. Have a nice day

When too many people discover this is a scam, they'll change their name to Skynet

Me at the atm: select amount Me : 5£ Atm: no 5£ notes available Me: Fuuuuck

When I was is Ukrain Euronet was the only ATM that allowed me to withdraw the amount I needed so I painfully accepted their conversion. It still hurts...

Not only Europe, the ATM’s at George Bush Intercontinental Airport in Houston are also Euronet

A trick that works in Prague and perhaps somewhere else: we do not use the word ATM. we use "bankomat" (bankmachine), so if you encounter a "bankomat", you should be safe-ish. I believe this would work elsewhere as well, since the huge sign ATM is directed at tourists (ehm, Americans...sorry)

RU-vid put this in my recommendations. I learned something today!

To all Americans travelers, open a Charles Schwab checking account...no atm fees anywhere in the world! Also only use atms that doesnt ask to confirm conversion rate as they will automatically give you the current one...tricks I learn from my 5 years of travels...stay safe, stay humble!

When I was withdrawing money from a German ATM at an Autobahn rest area, I had to decline the ATM's exchange rate three times on three different screens. It was asking 3 variations of "do you accept our rates" or "do you want to proceed without our rates", so the "correct" answer was "no" on one screen, "yes" on another, depending on the wording of each screen. I avoided the conversion but they still hit me with a €5 fee.

India:we have the best scammer Czech: Hold my beer

Same here. Using danish card or Revolut: Euronet is charging (stealing) 15-20% of transaction value if you are using conversion. Tried mostly in Poland, and another countries. REMEMBER EVERYONE: LOCAL CURRENCY. ALWAYS!

Always withdraw in the local currency, decline conversion. In shops too, ask to be charged in the local currency. Your bank might give you a bad rate but still always better than ATM’s and POS’s.

Simple learn the difference between ATM often privately owned and Bank cash machine. Exchange money before you leave or find a card with zero fees they do exist, high fees are only paid by idiots.

I remember when I went on holiday to Cyprus I saw these ATM's everywhere and we never went to them we went to a local bank which was great

Really good tips man!! I always DECLINE CONVERSION in any country though!!

I think I’m just gonna make online friends and then asked to stay with them whenever I go out somewhere… No freaking way I’m going anywhere where tourists go LOL

Yes, I got tricked in Vienna using one of those things

I wish i found this video before i went to Hungary. I had this student mobility program in Hungary and I didn't know even slightest information regarding live in Europe especially Hungary.. or in general abroad. I had not had ever been abroad before. I realised that Euronet has dirty conversion rate after my professor's sister told me. Then i checked it again, it is true. After that i tried every single local ATM in Hungary. Then i found Budapest Bank is the lowest. Thanks Budapest Bank, you'll be remembered for my whole life 😘

The local businesses are being screwed as much as the tourists by this scam! 😡😡😡

Thank you for the ‘decline rate’ and ‘choose local currency’ tips!!

I got tricked by this ATM once in Prague actually

On the receipt you can see "SEK" which is the swedish currency. Basically a Swedish tourist was there, and got scammed...

When I declined the conversion I got the decent rate of my bank which was ok. At least with euronet ATM in Croatia. The Conversion they offer is really scam. And worst if you decline the conversion they will warn the hell out of you that you cannot know what rate you get and that you could get scammed by your local bank lol

Just withdraw the amount you actually need using a travel card so you get the atm fee reimbursed and decline the conversion so that your own bank does the conversion. Simple as that.

Should've watched the video before I went to Prague :(

PayPal has been abusing that for several years and nobody mentioned! Sometimes there wasn't even option to decline...

On top of that when you leaves Pragues you have to convert that extra local money you didnt use and lose more in conversion charge

BEWARE OF ALL EURONET ATMS . They are even at Heathrow .

sadly we JUST got one set up on my island in denmark... i warn everyone about it. they might take it down cuz noone uses it (on my island everyone talks to everyone so after a few days everyone knows its a scam, only non danish ppl use it. aaaand someone made a sticker for tourists where it says it scams you!)

Woooow thanks for the video! I thought the ATM gave you the best currency rate! 😨

I live in the Netherlands and I have never seen kind of that ATM's. Maybe in Amsterdam but I won't come there much 😅

Great advice, most people don't know about the exchange rate ripoff. Websites charge terrible exchange rates too. Always pay in local currency and let your bank do the exchange.

3:26 drug dealers in the lower right corner acting suspicious?

Everyone is out to scam these days. Sad that humanity has come to this.

Thanks for doing this one Janek. I mentioned in another comment that I was really suspicious of these things at the train station. I did find a bank that had a good ATM. And yes I always reject the conversions. Thanks for underlining this and explaining why. And I'm going to pass this one to a friend going to Prague this week.

I have personally fallen foul of this on one or two occasions. Great video. Short, simple and too the point.

1. You go to "other amount" and withdraw what you want. 2. You choose "decline conversion" and use your card issuer's rate. That simple.

In Budapest VII district you have these ATMs literally in every 50 meters. The only way it can be profitable to have all these ATMs around is their huge charges and bad exchange rates. They are especially pointless because you can pay with card in most places visited by tourists. They sell you something at a ridiculously high price that you dont even really need. Proper rip-off.

Euronet skimmed my card on Parnell Street Dublin in November (2018). I'm Irish, so they WILL skim your card, no matter where your card is from.

i absolutely agree with you. The ATMs this company are the worst. Good job 👍👍👍

My parents been scammed on one of these atms in menorca for 30%

Instead of getting a loan, I got my already programmed blank ATM card to withdraw a maximum of $5,000 daily for 1 years. I am so happy about this because i got mine last week and I have used it to get $50,000. Mr Smith is giving out the card just to help the poor and needy.. I love that you can almost hear him trying not to roll his eyes at some of the worst clips. Thank you +15673430044...He tests security systems for people and companies and he helps adjust their flaws. 100% the best so far

Janek, what's with your beard??? It grows in such a weird pattern. Or was that your 'style'? But yes, it's called DYNAMIC CURRENCY CONVERSION (DCC) and they have the Euronet machines everywhere in Poland.. even in grocery stores, so it's not only 'tourist places'. And yes, they charge huge fees and horrible exchange rate but that's why people need to OPEN THEIR EYES. In Poland, the Polish company eService is the worst when paying with card at any store/restaurant/gas station. Before 2017 they did not provide the customer with the option to decline DCC and so without warning, after putting in PIN there was no option to select local currency. I had to call my bank in Canada many times to have them correct the amount. The worst places were places like Orlen gas stations where they would take the credit/debit card and not tell you if DCC option was available and just charge in Canadian dollars. Then the merchant also takes COMMISJA from the transaction as well as eService. Now the Polish government made it illegal to do this, and eService machines (and all others) must provide the option to decline DCC. Even at Carrefour they have a very suspicious DCC decline where it will say, 'you have declined DCC' and if you say YES then it reverses the original decline and says ACCEPTED. You must click DECLINE TWICE. They are all criminals. This is why I always pay with CREDIT CARD not bank/debit card. This way if there is something suspicious or they try to cheat you, I just call the bank and they reverse the charge... nothing is settled until the bank agrees to pay, and my bank/Mastercard always protects me in Europe from these scammers. Polish word too... BANKOMAT. Be well!!! Do widzenia!!!

Thanks Janek & Honza for the heads up! I'm surprised the local authorities allow scammers to rob tourists in this manner. We will remember EURONET and follow your good advice!

3:17 Yeah it makes sense, because you have the exchange course from your bank and not from the restaurant then

Janek and Honza, you guys, you are superheroes!

Bruh australia has deadly snakes and spiders but europe seems like a way more scary place to me

Good one i really appreciate the video. I am living in Europe for 2 year and never used one of this machines, even this machine everywhere corner of the streets. Most of the places they accept Gpay and apple pay or transferwise money app this also help you to get best rates.