This Company Makes Billions By Rationing Your Health Care 

We have Obamacare. I used to have great insurance until that came along. My best friend is a Dentist, and I remember him telling me how little the government pays. But we sure pay them enough in taxes. It could be worse. We could be like Canda where they are talking the elderly into assisted self deletion so they dont cost more money.

@@marissashantez6051 No, no where is worse than the USA. If Covid proved nothing else, it proved that. We have about 4% of the global population yet had over 20% of the deaths. And that’s not counting the vaccine injuries.

@@marissashantez6051 Oh, FCS! Self deletion? What drugs are you on?

@@marissashantez6051genuinely couldn’t be worse. The fact that the USA has the resources it has while providing the healthcare it does is criminal, people willingly allow themselves to die rather than put their families into debt and we just treat it as business like normal

Mmhm! This is why im migrating out of US.

That's awful and terrifying😱 Thank you for sharing your experience. I wish you well💜

thank you. can you please clarify your point for the people who will read this and see the take-away being homeless people cheating the healthcare system? it's not what i hear you saying, but i know how people co-opt and repurpose damning information.

I seem to be having the unfortunate experience of interacting with clinic and hospital staff often over the past few years. These are among the finest human beings on the planet. I can't help but comment when first interacting on the sorry state of our medical care system. Maybe these great people are simply being nice, but whenever I point out the obvious flaws in the system to them, agreement has been nearly universal.

So execute the homeless?

​@@justcommenting4981landlords actually. Without landlord homeless people stop existing.

Education too

And education! (Don't forget public transit, social services, the prison system etc.)

How about regular banking...

And prison.

You're missing education, prison/detention system, public transportation systems, and social services

A government at least on paper has to be accountable to the people it is elected by, assuming we are talking about a republic (even better would be an openly socialist republic). A company is accountable only to its shareholders and making them big profits. People that stand for no intervention in the markets and fear monger about government intervention are not for freedom the way most people understand freedom. They are for their own freedom to leech off of working people. They are for their freedom to enslave you. Their freedom and working people's freedom are mutually exclusive.

Exactly correct 👌

Thank you!

@@russellpeacock what do you mean government control? If I am not mistaken in the past decades no North American or European country implemented any important nationalisation efforts. The opposite was true actually. Struggling countries were pushed to privatize even more under threats from the IMF.

@@russellpeacock Where do you live, Vietnam? Here in the west, the opposite is objectively the case.

If only the cosmos worked that way. I think "western" religion was invented to protect the wealthy & powerful because, instead of holding them accountable now, they will be punished for their sins in the afterlife. How convenient for the wealthy & powerful.

The Bible actually says worse will happen to them.

@@modenam9046 Which means absolutely nothing.

May the executives and shareholders simply stay on the HOLD they created for days beyond number.

​@@modenam9046No. They must suffer in real life.

wtaf

Oh it makes sense if you don't think about it

OMG - we used to have Aetna. They are so awful. They would automatically deny every claim we made (and we didn't make many, we've been fortunate to be relatively healthy) and I had to appeal every single time. It was so damned frustrating.

CVS - bottom feeders...

​​​​@@crysstoll1191 Can confirm. I used to work for them through CVS Caremark. They are the lowest of the low! UHC is right behind them.

thats just eurocentric culture aka monarchy. if we actually pay people a substantial amount of the profit they are generating then how are monarchs supposed to spend a billion dollars a year on parties and cocaine and human trafficking victims for them to torture and r4p3?

That's capitalism, baby! Be patient, eventually the Market Fairy will bless us all.

It is easy to price gouge essentials when you gave them monopolized. Biden wants tto be FDR, but he still sucks the cock of the trusts. Trust busting must make a come back.

Ya, it's just capitalism. And they own the politicians too, so we can't vote our way out of it. And they own the supreme court, so we can't sue anyone. REVOLUTION.

Pretty f**king sick. This 👆 idiotic mentality is part of the problem.

I wish more people understood how many of our problems are a result of monopolization.

@@farrahupson And Capitalism in general!

@@ComradeRagdoll Corporatocracy

@@rod4309 Corporatocracy is part of Capitalism due to Corporate Influence and the Ruling Class Owning and Controlling the Government

Forget anti-trust, get them under the RICO Act.

America is full of sheep :/

He'll maybe realize it when he needs hospital care

Your average right winger in the anglosphere: "social health care means death panels" Meanwhile insurance companies automatically drop a significant number of claims and operate their own panels deciding who lives and who dies.

Talk to some vets. Nothing is perfect, but all the vets I've ever talked to rave about their VA healthcare. They know it can be improved in some ways, mainly in wait times for appointments, but by the same token, in most places it's pretty great care. The older vets I've talked to are happy that they have this as an option over standard Medicare.

@@YourCapybaraAmigo_17yrsago Keep the Goverment hands off the VA! By the way UHC is 5X the size of the next biggest "health care corporation

abuse and greed, same old ancient story ever since capitalism

Govt-controlled med insurance and med. You "forgot" that.

​@@IhaytFukkingsocialmediathanks to capitalism you could leave this comment...😂

Former biller - found another job because of the toxic environment… First: the worse I saw by greedy insurance companies; denying subsequent EKG procedure and reads during the same visit. The read itself (at the time) was $23.00 reimbursement and the procedure was $52.00. The insurance company over night denied all secondary EKGs. Causing over 4,000 reads to deny in one week, for standard care. Someone comes in to the hospital with chest pains, run tests including a EKG, find irregular heart rhythm, provide medications, runs another EKG to evaluate - rinse and repeat until symptoms resolve. The insurance company wanted us to print each EKG read with date and time stamp to prove the hospital preformed the each EKG. The man power alone on both sides of the business would cost more to appeal the denials then to just pay in the first place. Second aspect: the CEO would receive up to a $45K quarterly bonus if the receivables improved one quarter over the other… none of the billers earned over $40k. Constantly “yelled” at from top down because the CEO want his bonus, none of us doing the work had the privilege of receiving. And to add salt to the wound, CEO got a fully covered health insurance plan, no premium, no co-pay, no deductibles, no co-insurance. While the bottom rung, making on average $35K a year, had to pay 100% of the premium (employer contributed nothing); the most ‘affordable’ was a high deductible plan (individual $2,800.00) cost $330 a month, and my in network was the hospital network I worked for. Just before I started, your onboarding paperwork included a Medicaid application… we worked for a 5 hospital network and they wanted to charge us for everything. Couldn’t even offer a free annual check up.

​@@IhaytFukkingsocialmediano, thanks to greed. Communist dictators can be just as exploitative. Innovators can be incentivized by for profit rewards under capitalism. It's greed you're challenging

I'm one of the guys who train new agents on the bpo side of things. It's one of the reasons why I get a little sad whenever I'm assigned a healthcare class...

I am glad to see you used the past tense. I hope what you do now is not so soul destroying.

AND THEN YOU HAVE THE HOSPITALS BILLING CENTERS - EMBEZZELING!

One of my friends worked for them for many years. She retired years ago, but told me to never get their insurance. I'm sure it's worse now.

I’m right there with you, but Workers Comp is worse!

Also in the insurance industry here, and I second this comment. I wouldn't even say the insurance companies and pharmaceuticals are gouging each other, more that they have a symbiotic relationship where drugs being more expensive is an excuse to raise premiums, and higher premiums make a bigger pool of money to get away with charging more for drugs. It's in both industry's best financial interests to continually raise all prices indefinitely.

@@reverendblind oh yea for sure they have deals behind closed doors. But when they’re in front of congress they like to blame each other on rising costs. They know the public wont know better. They make the health system complicated so that educating the public becomes impossible. No public outcry no regulation.

As someone in pharma (biopharma specifically) it's so, so much worse. I don't work in R&D, so by the time I hear about a potential product launch, it's basically a done deal and just needs additional testing. I don't hear about the numerous tried-it-and-it-didn't-work projects, I hear about the ones where the company has gotten to picking-baby-names-and-decorating-the-nursery stage. And so many of those get patented/copyrights, and then never released to markets for really asinine reasons: they might have a single competitor that got to market first - sometimes by months - and the entire launch is scrapped because they don't want to compete, a new law went into place that won't let the company charge a 1000% markup, it affects a part of the world or population that was determined to not have enough money to bother serving. Mind, the heavy lifting for these are done. They've been researched. They're damn near ready to go and just need to get through approval processes in the markets they're intended for. These were *massive* investments, and rather than make slightly less money than they wanted, these medicines are withheld entirely. There were six of them back in 2022 that I knew of from my company alone. The company is shifting from R&D to just buying up smaller companies that have portfolios they like. First time in a really long time any major company got hit with an anti-monopoly sting, and you would not *believe* the whinging about it.

PHysician here--the middle people selling to pharmacies have had profits increase thousands of percentage points. Insurers and physicians are in an adverse relationship with some insurers hiring multi billion dollar vaccuum cleaner auditors who harass the heck out of physicians offices escalating costs. Many residents owe 1/2 million dollars in student loans and have trouble with the $8000/month payment for student loans.

@@elaine8477 Careful there, they may stop buying you lunch.

That's insane that they'll be like "Oh PHT is life-threatening, but nah we'll deny it." Then when someone can't get it up they're like "Time to do my job." And then with the sick baby thing, that's just horrid that these companies are doing that.

I understand all to well. I work as a nurse and now believe that I have cancer. Working full time and pay over $700.00 month. Doctor ordered a xray for my chest. Insurance company denied it. Finally I got a lawyer for help. Been a nurse for almost 2 decades. No almost 58 years and this system is terrible. Had blue cross for years paying out of pocket over $1500 a month. January of this year, wanted to raise it another $275.00 a month which cost me about 35% of monthly salary.

I just started peptide collagen with bovine from my health food store. Instant energy. I don’t eat meat,or chicken or pork. Keto diet for now. I was endemic as a child. Raisins have too many carbs for me. Hate liver 😂😂

Capitalism sucks, and it certainly has no place in healthcare or education.

Move to a primitive tribal culture. They dont have med insurance. Britains NHS has finally admitted it has serious problems. French socialized med does not pay for med for very old people because they are retired, unproductive and dont pay taxes. You are alive because of the corporate "greed" that makes virtually all that you use every day. For virtually all of mans 300K year existence, before corporations, average mortality was late teens to 30 years. Govt controls virtually the entire economy. You evade long-range, indirect, unintended effects of govt controls.

@@TeaParty1776 we can all just become libertarians and learn to trade in gold and shave off a bit to game the system eh my friend lolzzz

Anarcho capitalism, anything else is just communism. Welcome to America, the only developed country not to have government runned healthcare.

I work at a subsidiary leg of BCBS, but even as an underpaid low level employee I'm responsible for reviewing massive numbers of correspondences for the company at large (even high level legal and executive correspondences). However bad your experiences were with BCBS, or your perceptions of them are, it's much, MUCH worse than just a scam. It's a legalized, legitimized protection racket fully aware that what's in the best interests of claimants is diametrically opposed to what's in the best interests of their own profits.

BCBS has provided excellent quality and accessibility over the past 35 or so years. Biggest threat to me is Government trying to Socialize my Healthcare Dollars.

@@kevlar7669 Ooookay 🤦💅 I'm going to "say" this sloooowly. Monopolies... ARE... BAD‼️ SMMFH Competition counteracts monopolies. #HelloShermanAct 👋 It lowers costs and improves a product/service via innovation and customer demand. Got it?!?🤦#Econ101 👍 Teachers don't get a "vote" on which companies are available. Teachers can't leave their plans and have ZERO input on the plan features and benefits. Teachers, despite having ZERO control, still foot a LARGE part of the premium costs. Teachers are denied raises to our SALARY BECAUSE... INSURANCE PREMIUMS. 😡🤬 A half dozen humans in Austin,TX decide for HUNDREDS of thousands of humans their entire access to healthcare, and YOU , little trollie, jumped into my post to tell me some FK SH!T about "socialized healthcare" F.O.H!! Sheeesshh... Education has failed SO MANY. And I swear the rich love that fact. 🤦🤢

Vote blue or die too.

money that Insurance companies don't pay out they get to keep.

Which is why the rest of the 1st world strictly classifies health care as public commons. Corporatizing it is a conflict of interest in itself.

@@dominicfucinari1942 Hey, according to the SCOTUS , corporations are people ,too.

In VA BCBS was private and nonprofit until 1996 I think, if my memory serves me right.. So many things changed after that in the way things were perceived..

Then why do they have customers?

So you get paid to try and help kill people by denying them medication? Wow lmao

I would start looking for another job. 😉

As someone who reviews denials myself (as a third party) there seems to be a ridiculous amount of plan terminations that coincide with the first diagnosis for serious illness. Someone has their insuance for years, gets a complex (and expensive) diagnosis and suddenly they are retroterminated to the day or month before that diagnosis appeared. You seein this pattern too?

@@stevemora7845 well considering the average wage where I live is less than what I get paid it can’t be helped. Housing has killed most of my job search plans as the median wage is 37k and my rent is $1600 a month. I could look for different housing but my rent is below the average for the number of bedrooms I have.

@@theprecipiceofreason I am not seeing that but I am not in the healthcare PAs only the medication PAs. I have heard of this happening though even with people that work at Optum. Then again that would be anecdotal and would not be willing to say firmly it is a trend.

Denying people care because you don't like their insurance doesn't fit in with "first do no harm," does it?

@@do9138 you have a twisted understanding of the Hippocratic Oath. When we say that the aim of our practice should be to do no harm, what we actually mean is that the benefits of the intervention should significantly outweigh the burdens, and that our interventions should aim at a patient's wholeness or health. I believe healthcare is a human right. I don’t believe I am a slave who should not be compensated. If a patient has insurance that I feel is more trouble than it’s worth, there are other doctors who will accept that insurance. Unless you have personally dealt with the provider side of the millions of different policies out there, you can’t reasonably offer an informed opinion, now can you? You can, however, half read a comment and have a knee jerk reaction that is neither accurate, nor helpful.

@@docinparadise Reply to the right person, Dr. Numbnuts. I didn't say anything about the Hypocrytic oath. But you're right. That's why we need nationalized medicine so YOUR profits don't prevent people from staying alive. An oath shouldn't be necessary to demonstrate EMPATHY. Doctors with no empathy shouldn't be practicing medicine. Go sell stocks.

@@docinparadise In other words, "First do no harm unless you can't profit enough from helping." Medicine is ALL about money. And before you ask if I would work for free, I almost do. I teach.

$35 is a bargain! You have sacrificed considerably to create an efficient system. And because you aren't an ER doc, you aren't legally obligated to see patients but tbh I didn't see anything that indicated you were reluctant to do so. In fact, only charging $35 is quite the opposite. And couldn't your medicare patients apply the office visit to their out of pocket maximum?

UnitedHealthcare _is_ universal. It's got both the vertical and horizontal monopoly. And they universally care about your money's health.

Tell us about the success of socialism.

@@TeaParty1776 You don't even know what socialism is. There is a direct correlation between universal health care and overall wellness in a society. Look at Denmark, Norway, Sweden, Greenland, Iceland and many other countries that have universal healthcare. They live longer and don't go bankrupt due to illness and a health care system that robs them.

​@@TeaParty1776 Feudalism to space in about 50 years, with housing for all and better nutrition than americans (declassified study done by CIA during cold war). Wiped out germany in WW2. Developed like crazy despite pressure from war, famine, and tsarist terror. And now its your turn to say how there was famine for a couple of years and how socialism wasn't 100% perfect from day 1, while you say how capitalism isn't perfect. Then I ask you to compare the two systems objectively, and take into account all the deaths, poverty and wars caused by capitalism. Then you say "whataboutism".

They are the lobbying arm of the ruling elite. A rich man's union if you will. That's pretty much it.

They're shady AF. Their reports have such good insights because they also provide legal & business strategy services to these kinds of parasitic corporations.

Insurance should only be a non-profit, that's all insurance. Healthcare should be non-profit.

What a disgusting practice. And it’s now illegal to not have health insurance.. at this point why should anyone continue living when they suffer this much? I’d rather end it myself in a painless quick way… I’m sad to learn that there are many near me that have already done this but this world is disgusting. It makes sense why people are doing it.

How can someone learn the best way(s) to appeal? What are good resources that help people navigate this mess? Thanks for your perspective.

The doctor? I live in Vegas. There are no private practices. It's all healthcare corporations, and they hike prices to increase their profits. I don't cry when they aren't paid.

@@sergegainsbourgii1852 Don't bother. The consumer never wins those appeals.

@@sergegainsbourgii1852 As a former biller; appealing = being annoying to the insurance company… polite, but annoying. Each carrier usually starts with 3 basic plans: commercial (through your job) Medicare advantage plan (Medicare ran by a private company ‘promising’ more coverage at ‘a little’ extra premium) and Medicaid Managed plan. Commercial is then broken up by HMO, High Deductible, and a PPO (to the subscriber: PPO is a combo of HMO and HD.) Medicaid Plan are broken down too based on income and family size: Medicaid Managed Care, Child Health Plus and Family Health Plus. Medicare can go wild depending on what add ons one picks. Medicare does not offer dental and vision. A private Medicare Advantage plan does, for a price. All in all, each plan has its own contract, with no consistencies, and the private company can change the rules month over month. So, knowing exactly what to do to appeal is impossible to know. Be annoying, but polite, and hope you speak to someone with empathy to tell you exactly what to do - personal experience, the workers for the insurance company are sickened by the system too.

This is such an important comment, because it points towards the reality that turning the healthcare system into a for-profit system means that healthcare professionals who take their responsibility towards their patients seriously will inevitably leave the profession in large numbers as behaving ethically is made impossible. This ends up leading to the healthcare system in the USA being filled with individuals that don't really care about morals or providing good care, as the individuals who ARE decent at what they do and who DO feel called to do that work are either burned out or pushed out. (No judgement, necessarily, on individual people who go into Healthcare because they need money btw. It is what it is, I'm just pointing out the larger pattern.)

Thanks for adding your real life experience

Because the news is also owned by corporations, along with our government and in turn us

I don't hardly watch them anymore at all so I would have missed it if they did. The CBS Nora O'Donnell had a piece on the FDA approved LAB GROWN CELL BASED chicken. 🤷 healthy .. Omg.

@@dedetudor. you mean soy covered in artificial blood? 🤣 Super healthy lol

@@dedetudor. It's just a muscle cell culture grown in harvested plasma. Not nearly as unnatural as you make it out to be. It's the same way cell cultures have been grown and maintained for medical research for over 50 years.

@@cryptbeast3222 oh go on. Not natural at ALL I don't care how long the nut cases have been monkeying around with it. Vomit. We know the information. I've FOIA'd it.

I'm so sorry to hear about what your dear father went through with cancer and his back. Our messed up health care system. I am also sorry for your loss. I can so relate. I have stage 3 endometrial cancer and what my doctor has been through to get me treatment. At this moment, I have no treatment as UHC is denying me what I need. When I heard about their "ethos" and how at the heart they put the patient first, it makes me nauseous. These companies could care less.

@@beverlyho9559 thank you for the condolences and I'm so sorry to hear about your plight. I wish we could change the healthcare system faster so we could save more people. UHC seems horrible. I don't have much useful advice but if you are able, try to apply for the Medicaid in your state, you can have both insurances in some cases. They may cover something UHC will not. While I hate our system, Medicaid did at least step up and pay for my dad. I truly hope you are able to get the care you need and deserve. I'll be thinking of you. :)

Too bad both US parties will never do that

Exactly!!! You get it. Who in their right mind would *prefer* to pay hundreds of dollars a month just to have to deal with co-pays, deductibles and at the end of the day may not even be covered for it, vs just having to pay more taxes? I think the lobbying is one of the biggest problems too. Literal political bribery, extremely undemocratic. I feel like if that was cut down on there would be so much less corruption, and I feel like we'd already have better and more accessible healthcare.

@@candycane3739 Agreed. Lobbying is just a euphemism for bribery.

Socialized healthcare is NOT government run health care. It's government PAID FOR health care.

Yea , the military gets un questioned $$$ and we're NOT @ WAR !

I had an orthopedic specialist visit for a similar issue with shoulder pain and needed an MRI. The scheduling associate said that it was good that I had real medicare instead of a medicare advantage HMO. I had not really thought about why she mentioned that until I read your comment comment.

Who still uses litmus?

​@@whazzat8015it's just an example

Reminds me of how psychology majors studying to help people with addiction are instead hired by companies with the express intent of making their products more addicting.

@@whazzat8015Chemically, basically every pool service company.

It's like having an ethics course in the business department. What a joke.

We are the power cells 🔋

Eliminate the third party parasite insurers and you'll be spending a lot less on healthcare

healthcare exists so that money can be made.

In America, its Wealthcare and its not meant to make anyone other than the rich healthy.....healthily rich.

Money Care program.

I don't think the government would be any better. They're working hand in hand with lobbyists rn. Not very inspiring

​@@j.l.stanford1754 True, you don't think. You seem to be nay saying for the purpose of nay saying since you didn't even attempt to offer an alternative. The lobbyists are the ones preventing the government run system and it would be those very lobbyist who would need to be removed for the system to change. The VA is a government run system that vets generally like. Other governments around the world also have public healthcare systems that have been proven to be better. Japan, for instance or Great Britain before the Tory neoliberals.

@@arabcadabra8863 I'd rather a collectivized but decentralized approach. I've worked at the VA. Trust me. It's not good

@@j.l.stanford1754 Cool. Can you explain what you mean by collectivized, but decentralized? Is their any kind of existing model you are referencing? Can you maybe explain what is not good about the VA & how it can be better? It's nothing personal, but why would I trust ANY random commenter on the internet? "Trust me" is not an argument, but a command. Those two words throw up a huge red flag - and not the good kind ;)

@@arabcadabra8863 what I mean by decentralized and collectivized is the type of socialism practiced by the makhnovists of Ukraine or the Catalonians during the Spanish Civil War. I see that a big problem in most industries is how they are set up to benefit those at the very highest levels of of that industry. Collectivization can correct that problem and provide a more equitable service for all those involved. However, I think having all of these collectivized industries being run from the top down (like the bureaucracies of the ussr) invites the very same issues of privately run businesses. Tldr: state capitalism is as bad as normal capitalism, grassroots collective ownership may a better solution.

Mhm I could go for some good ol American [redacted] right about now

Like you have any *authority*. 💪😎✌️

​@@Novastar.SaberCombatI mean, we get the second amendment too...

I get a lot of these mooks needs to be removed from their positions and/or reminded of how "the customer is always right (or the customer needs to have their needs properly met)", but that sounds like a step far just from implications of [un-alive-ing] - can't afford to antagonize a good or well-meaning cause

Maby they "Accidently" fall onto some bullets. Or just happen to fall backwards onto an Axe.

Me too. What are we going to do. They keep calling me with an automated voice asking is this ,,,and asks for me to reply yes or no. I don't answer. I don't speak to machines and it's wanting me to fill out their prevention health care measures and see the doctor they have on my card. But I don't want to. I'm not seeing drug prescribes and they are demanding I get their shots. And that's a hard no. But I still need health insurance.

Yes, the automated voice -- that's why I changed to a different company as I wrote in one of these comments.@@dedetudor. I couldn't get an answer to why they switched me to a different doctor in a different location. And I love you --- It's a no! A hard NO!

Where do you work?

@@DisposableSupervillainHenchman for a state government agency. The pay is garbage but great benifts Problem is rent is eating an entire paycheck So I probably can't stay

@@BillHallProductions I'm in the same boat. I'm a government worker but the benefits are not that great either. I still need to pay out of pocket for certain services like going to the chiropractor and it's $20 for me for a doctor's visit which is expensive on a limited income. I do like my free gym membership since I am a remote worker. Hopefully by going to the gym I will avoid future potential health problems.

@@Arnuld15Governator i mean 25 bucks for me to see a doctor which is so cheap but the pay cut is killing me. I got shit canned form a job I loved when the fed wouldn't stop raising rates It's only a small pay cut but I just can't make the numbers work so I'm back applying

@@Arnuld15Governator and going to the gym is good on it's own. I've been lifting and dieting Being broke has made sticking to the diet easier

From behind the scenes - I see the conversations everyday behind those denials, and they are GROSS. I work at an insurance company that does a lot of work with both Optum and CVS, and half the times we're denying things it's just based off a hunch or prejudice from untrained, unlicensed Claims Reps with zero medical background. The correspondences I've seen are chilling, and the callous disregard for human dignity is shocking even to a cynic like me.

True. Most of those denials are bullshit

If they approve your expensive medication your copay maybe $1,000 a week that's the way it was for us

The trick is to find one that won't. Fat chance, I know. We gotta bring back The Bull Moose Party.

@@FireChronos Teddy wasn't perfect, but he had enough humanity and intelligence to see the forest for the trees(quite literally).

@@FireChronos YES ! Don't forget - The corporations pay for lawmaker's campaign. Then the lobbyist gives the lawmaker the new law to get passed.

Citizens United = legalized bribery/corruption

Wealthy folk like this system just the way it is. Congress also gets the Ferrari of health care coverage, so they don't care about us. Which political party supports Universal Health Care? The American people need to let Congress know that they will ONLY vote for candidates who support decent health care for all.

The Medicare Part B copay is currently over $160 a month. We do NOT want "Medicare for all." It's too expensive. We want national healthcare for ALL.

EXACTLY. the logic of profit simply defies public services and amenities. here the doctors, the actual service providers, are themselves reduced to workers taking minimum pay. it's an outrage in the name of free market economics.

This also applies to many things that have been privatized. For profit prison, private owned for profit tollways, and so on.

When you consider the lobbying budgets of big pharma and insurance combined, it's not amazing at all. They own more politicians than we do.

I'm pretty sure that in most industrial countries, especially those in the West, they *are* illegal. The only exception? The United States. Going back to the beginning of the video, Nixon was allegedly the progenitor of "managed health", or the HMOs. Nixon: The gift that keeps on giving, sort of like VD.

Technically, they may well be illegal, but they have good enough lawyers and we have "conservative" enough judges that, unless the law explicitly refers to the industry and the outlines step by step details of how that crime is conducted which perfectly matches the actions taken, it's very hard to get a conviction. Plus there's just so many corporations doing stuff like this all of the time that we would have to have WAY more funding for District Attorney offices than we currently do, and that would have to be true in every location where any of the corporations can do business, or else they will just move to another area where the DA's office is less aggressive or the judges are friendlier (or both).

Lobbyists are basically making the laws.

That would be the end of retirement plans whether they are 401k or defined pensions. If Americans only had savings accounts their money would not grow fast enough to have money for retirement. Is that what you are any one else wants.

@@caradelatorre7710 yours is the kind of thought pattern that keeps perpetuating this lunacy. 401k and similar plans would have to adapt but it would in no way affect their viability. The only thing that would have to actually be changed is the investment strategy.

Not the system so much, just UHG. Don't buy insurance from united health.

You all need to be whistleblowers make a team meticulously record phone calls copy notes spend your time building a case… you all have to go under the radar. We need UHC employees to turn on them.

Provider and member services was terrible also!

This is fact. Healthcare everywhere sucks

From what I've read/ seen on YT, Canada's health system is not that great compared with the socialized healthcare in European states.

@@Lara-jp4xk My son tore his ACL. He went to see his Canadian doctor. The doctor ordered an MRI. The soonest availability in Toronto was 5 weeks away, just for the MRI. We went to our other home in Colorado. Saw the orthopedic surgeon in 3 days, same day MRI in the same building, surgery was done 2 weeks later as soon as the pre-determination was received by the orthopedic center. Out of pocket was $1,800 with deductible (Aetna). Colorado has a law against surprise billing. Canada would have been free......and 6 to 8 months later. This was 4 years ago. Those are the choices. I find it humorous when Americans use Canada as a "better system".

For you to have health insurance in america, and to be able to afford eighteen hundred dollars, you are very privileged. As soon as your job is gone, you can kiss that goodbye, unless you can afford upwards of six hundred dollars a month in cobra premium insurance. We need canada's system or some other better public health system If canadas isn't that great, so that people can at least have a minimum amount of care, even if it's delayed. I'm pretty sure that in the UK, for example, there is a national health service but there is also a private medical industry where if you have money, you can get faster care.

That is right if you have decent health insurance. We don't. And we wait and we find it hard to find doctors, and we wait for surgeries, and we die. The largest debts held by Americans are medical. Drs are leaving in droves. Birthing floors are shutting down. And the ones open are often overwhelmed and too far away. Obs aren't delivering babies anymore and the insurance Drs must carry is outrageous. Unless you are a specialist, forget it. And specialists are becoming rarity. So be grateful you are Canadian.

Reaganomics. Profit IS legal, that's the first principle of the capitalist world order.

a whole generation was taught greed is good. this is clearly greed; therefore it is very good.

My only problem with mail delivery is wait time from I'm told and it can be unpredictable though Idk if it's true. My coworker orders TRT through the mail and it took 2 week wait while he ran out of trt fir almost a week. I get why people order medicine through mail plus I hate driving to go get medicine.

It's where they got the inspiration.

Snort. . . 😅good one.

Right - it's important to make it clear you are ONLY there for preventative care and that's how it needs to be billed. Maybe even video yourself stating that to the staff and/or doctor.

In my area the independent local pharmacies disappeared a long time ago.

Software devs get 90K :( You don't need 300K of debt.