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This Ghana Bank is offering Ghanaian Diaspora Mortgages | Buying Property in Ghana 

Seso Global
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Looking for a mortgage in Ghana ?
For more information contact us here: app.seso.global/make-request
Or you can reach out to one of our experienced advisors
Dansoaa: +233 20 340 0041
Juliet: +233 50 134 7447
Esther: +233 55 382 4056
Chad: +1 (614) 403-4298
Email: info@seso.global
Seso Global, Africa’s leading digital property marketplace, has partnered with Republic Bank (Ghana) PLC to launch an exciting diaspora mortgage platform in Ghana. This groundbreaking platform will significantly enhance the process of investing in Ghanaian real estate by allowing Ghanaian citizens living abroad to search, submit and manage their mortgages in Ghana digitally. Indeed, this partnership with Republic Bank Ghana and this newly launched diaspora mortgage platform reflects Seso Global’s important role in the rapid growth of emerging African real estate markets. Seso Global sees the diaspora as a major catalyst for this rapid growth. It is estimated that a billion US Dollars flows into real estate in Ghana every year. This partnership will accelerate the growth of diaspora capital into Ghana real estate even further.
Visit the website here: mortgage.seso.global/republic...
In this video
- Learn about the various products offered by Republic Bank
- Learn the requirements for a mortgage
- Learn about the interest rates and down payment required
- Learn how Ghanaians abroad can own a home back in Ghana
0:00 Intro
2:55 What types of mortgages does the bank offer?
7:22 Does the bank offer fixed rate or variable rate ?
9:34 Who is eligible for these mortgages ? what is the criteria ?
11:22 How long does it take to get a mortgage ?
13:46 Does the client need to open an account with the bank ? What are the requirements ?
15:13 Whats the minimum down payment for the mortgage?
16:49 When is the deposit required to be paid for home purchase mortgages?
19:48 What is the process for getting a mortgage for off-plan/new construction?
21:16 What are the closing costs associated with a mortgage
25:21 Are there any prepayment penalties or fees ?
26:24 Can payments be made weekly, monthly, quarterly ?
28:38 How does your credit score affect the interest rate and application?
30:18 What kind of customer support is provided during and after the loan ?
32:10 How does the bank deal with defaults on payments ?
35.35 What steps does the bank take to ensure its working with legitimate real estate developments?
37:14 Outro
Visit the Seso Global Marketplace to take a look at thousands of quality verified listings: app.seso.global/properties/home
With Seso Global purchasing real estate is safe and easy. We aim to take the stress out of finding and purchasing real estate in Africa.
Seso Global’s Marketplace offers a unique one-stop-shop for digital real estate transactions.
Through our unique ecosystem of services, we offer buyers access to trusted properties and professional service providers.
This allows for a secured end-to-end property purchasing experience along the entire real-estate value chain.
Facebook: sesogloballt...
Instagram: seso_global...
RU-vid: / @sesoglobal
Tiktok: / sesoglobal
Twitter: / sesoglobal

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15 июл 2024

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Комментарии : 21   
@africangenx
@africangenx 4 месяца назад
Thanks for sharing this information.
@sesoglobal
@sesoglobal 4 месяца назад
You are welcome !
@fredinaldagbenaza3524
@fredinaldagbenaza3524 4 месяца назад
insightful interview
@sesoglobal
@sesoglobal 4 месяца назад
Thank you !
@dedei1980
@dedei1980 2 месяца назад
Why is the mortgage in dollars when we spend ghs
@cosmosboabeng
@cosmosboabeng 3 месяца назад
Do you have the option for a capital repayment.
@sesoglobal
@sesoglobal 2 месяца назад
Can you please clarify ?
@ProphetYaw
@ProphetYaw 3 месяца назад
I have a building I don't have money to build is there help I can get from the bank. It is uncompleted building
@sesoglobal
@sesoglobal 2 месяца назад
Yes. Please reach out info@seso.global or call this number +233 50 134 7447
@MiscellaneousMeMe
@MiscellaneousMeMe 4 месяца назад
So its only for Ghanaians? Not for those of Ghanaian descent/ displaced diaspora?
@sesoglobal
@sesoglobal 4 месяца назад
This mortgage is for any Ghanaian and for those of Ghanaian descent so you may have parents or grandparents that are Ghanaian. It is also available to those that are married to Ghanaians. The mortgage is also offered to expats that have lived in Ghana for 5+ years
@MiscellaneousMeMe
@MiscellaneousMeMe 4 месяца назад
@@sesoglobal Thank you very much for replying.
@frankiijay4903
@frankiijay4903 4 месяца назад
What of Ghanaians in the diaspora , I mean in countries without credit score system ?
@johnd2757
@johnd2757 4 месяца назад
GHANA NEVER HAD a MORGAGE SYSTEM. NOW THEY DO. WHAT ARE YOU TALKING ABOUT?
@frankiijay4903
@frankiijay4903 4 месяца назад
@@johnd2757 do you understand the question at all ? Who’s talking of Ghana ? Try to read and understand first , I am a Ghanaian living in New York , we do have credit score system , on the other hand some of my friends in Japan or Korea do not have a credit score system , that’s what am talking about Mr John
@sesoglobal
@sesoglobal 4 месяца назад
All Ghanaians anywhere can utilize this mortgage. Of course it is easier to assess the credit worthiness of individuals in countries with a credit score system.
@KyleG0211
@KyleG0211 4 месяца назад
This is a nice start! But 11.5% for a five year mortgage? Until the mortgage term extends to 10 or 15 years better to just pay in cash. Keep on saving :)
@sesoglobal
@sesoglobal 4 месяца назад
The mortgage is for a maximum of 15 years depending on age sir.
@joejoe485
@joejoe485 4 месяца назад
How many people can afford to pay cash? 11.5% interest make sense. You have to take into account "time value of money" concept. Basically, 10 million received today is worth more than 20 million received in 15 years from now.
@dedei1980
@dedei1980 2 месяца назад
Why is the mortgage dollar when we spend ghs
@joejoe485
@joejoe485 2 месяца назад
@@dedei1980 possibly bcse they must have raised capital from the US to set up the project. They pass on the risk of exchange rate to customers
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