Time value of money (using HP 10bII+) 

soon to be 7 years later, and this video is still helping people out. Thank you!!

3 hours in my Finance class and I couldn’t get it. THIS VIDEO save me. I understand it in 18 minutes.

You legitimately helped me understand how to use the calculator. Thank you for posting this many years ago, it’s going to help me in my business finance class now!

Daehyun, I just wanted to say a quick thank you for this tutorial. I'm four and a half years removed from business school and I needed to brush up on FV/PV/NPV calculations. This was really well done! Thanks again! - Wes

Your explanation of why you add a "1" to the equation as well as your explanation of what the negative value means was missing from my finance course. Thanks so much!

I just saved enough money to buy myself an HP 10BII and seeing this tutorial sure made calculating easier. Before I memorized the formula to use (either FV or PV Annuity) and write it down to solve my unknown. I used a TI-84 Plus or TI-30XS (both show multiple lines and is great for me) to do the financial math, but I see quicker maths with this new finance calculator. It is similar to statistics where you are provided a formula to solve the percentile but the scientific calculator just cuts the work to just numbers (click click and solve). Anyhwho, this video helped me decide to buy that calculator used on the video. I like how the buttons make a click sound to register a command. very nice!

Awesome, i was breaking my head why calculator cant do this. Book had a mistake on using the PMT button. You showed the orange shift need for p/YR. Great and Thanks !

This has helped me greatly. I now have hope of passing my test. Thank you!

Thank you! When I was following my teacher's calculation, my numbers weren't matching, but this helped sooo much!

lifesaver. didn't know where i was getting things wrong. the clear and the I/Y was also throwing me off. thanks!

Cant tell you how helpful this was. Thank You!!

THANK YOU THANK YOU THANK YOU. You allowed me to understand so much more thoroughly than in my finance class

What a weird start to a video. But best video on this subject I have seen thanks alot!

Thanks for creating this, my textbook favors the TI, and I got the HP because it was cheaper.

I take my last final in 20 min for my undergrad ; THANK YOU SO MUCH! I finally know how to use my calculator

Thank you!!! my teacher didn't even show us how to properly clear everything. No wonder I keep getting it wrong.

Seriously great video! It saved me from flunking a class. The teacher was terrible but you made it so easy to understand. Thank you!

Thanks! the darn calulator was driving me nuts! - you solved it.

Daehyun Kim should I just clear the memory after each calculation just to be safe? I don't know if I can remember exactly when I would need to clear the memory and when I wouldn't. First time using this calculator.

What a great teacher you are

Thank you very much for such a very clear and precise teaching on these topics, Daehyun! I truly appreciate you. Thanks again.

Great resource for preview finance class. Thank you.

Not only is this informative but it's pretty damn funny too!

This video actually helped! Disregarding all the troll comments - Thanks a bunch

You are still a legend! Thanks bro

Thanks for the video it's so useful but I have an inquiry for the third topic you spoke about " ANNUITY" is it for how to get The present value annuity , to be more specific ..? Thanks again

Thank you, was screwed on my test tomorrow if it wasn't for this video

"Im Asian so I can do this in my head" lol

Thanks dude you truly saved my life

wow very helpful cause I just got my financial calculator(this very type) and i had no idea on how to operate it

When u did the annuity calculation why did you press PV instead of FV?

Thanks so much for the link at the end!! Super helpful!

very helpful video, thank you! helped me prepare for CPCU 540

Calculator tutorial starts at 4:50

Hello Kim, I'm doing a calculation for the number of periods for an annual severance payout, that pays at the end of every year.I plug into I= 6.5 PV=-597,500 PMT= 35,000 FV=-0. How come I get no solution?

Thanks... I watched it a few times...great help!

Helped so much! Thank you.

Looking for a video on how to calculate interest only using the HP 10bII Financial Calculator.

this dude is a G

Excellent tutorial. Thank you.

I really appreciate your explanation ... thank u so so so much .cheers

Thank you very much for this tutorial!

Hey. What happens when they give you the interest rate per month and payments are to be made out monthly? What happens to I/yr in this case?

Very helpful video, thank you

love the video but how do you calculate NFV of cash flows

Wow You saved a life maan!!

Hallo, thanks so much for the video - is helping so much in preparation for exams. Just a quick q: when you were working out the annuity, why did you press PV?? Should it not be FV? As I want to see what my value will be at the end of the 5 years? Thanks !!

May I ask why you had to red shift down when entering the PMT?

Amazing video. Thank you for your explanations!

Thanks this was very well done and easy to follow

Thank you so much for this video.

Thank you, this was very useful.

That intro 🔥🔥🔥

thank you for this

this video saved me！thanks

Congrats on the marriage. Also, thanks for the tutorial.

Couldn't you just hit red shift down, then clear all? Great video btw.

Not working for me edit it's working now, it was the period settings

Whenever I do annuities with different compounding periods to payment periods I get the answer a couple dollars off where is the “c/y” function on this

I'm getting -1,212.10 for my answer. I wonder what settings I need to tweak in my HP 10bII+ to get the same answer as the presenter.

this calculator is complicated

saved my life

so helpful thank you!

bless up amigo

what is this camera angle even?

this is helpful. Otherwise I was blank

Haha😂”I’m Asian, I can do this in my head” ❤

Great video, I’m Asian too.

It was so confused, when clearing the calculator. I still didn't get it.

My number keeps popping up as -10(blank space)8.74 anyone else getting that?

very useful now..

Good job

Thank you so much Sir

This video is from a time before negative interest rates. Money no longer has a time value.

Super useful

The camera should have been placed right position..:(

You are amazing

I am in 6th grade and I am almost done with my finance course.

lol the intro to this video

This calculator is a fucking pain in the ass

Thank you!

if I could double like your video I would, Thank you

Thanks.

why does it take u 10 minutes to explain something that takes 30 seconds

Thanks!

Thank you!!

That intro lmao

赞美之心

Are you male or female?

Yay!

I know non asians that can also do simple math in their heads also

you are male ?

@7:54

sb

hi

lmao

This guys must be an out of work Stand up comedian, because his humor SUCKS!

Dumbest introduction. Lets just get to the point next time. Thanks- Management

very helpful video, thank you.