I would recommend having a few Euro coins & bills for tipping e.g. luggage handlers, leaving a small tip on the table at a restaurant (tips cannot be charged because they’re already in the cost of the meal), etc.
Great video, thank you. Can you make a video on the actual currency? Like what does it look like, how much is it worth in both US dollars and internationally. TIA Keep up the good work!
Discover has no foreign transaction fees but is not as widely accepted as Visa or MasterCard. I’m glad that I have that one and now got a United Explorer Visa card that I’ll be using mostly while abroad as I barely ever use cash. Thanks for the tips!
Amazing thanks a lot for thr info guys. Im at spain 🇪🇸 at the moment, for one more week, i got my capital one quicksilver no foreing transaccion fee ... and it has worked as you said. I will continue paying in euro currency when asked. Blessings.
My Charles Schwab bank account I use exclusively for international trips. Do you get charge fees. Yes. Do you get those fees refunded. Yes. Do you need to worry about any of the drama related to credit cards. Not at all. The biggest problem is how few credit card companies don't charge foreign transaction fees yet they have a points system that has some cards in and some don't. The If you want to streamline your credit cards within one system than get Capitol One as they have the most no foreign transaction fee cards. The problem with Capitol One is they have arguably the worst overall card system as a whole atm but with cards like the venture x this could change.
Charles Schwab is great for ATMs with the fee reimbursement! But if you want to go cashless having a major credit card with no foreign transaction fees does work best!
As long as it has a chip you'll be fine. If you have a contactless card even better. Use the contactless, it will save you a lot of time. Just understand in Europe, the UK etc that signing is almost never done so if you need to sign a receipt they'll almost certainly check your card is signed and for ID. Most people working in retail or tourist industries might not even remember a time before chip and pin and contactless cards so it helps to avoid delays and confusion haha.
Is this a real thing in the US? No pins on cards? I'm sure all credit cards have pins, it's just that most POS don't ask for one. I'm sure if you call up your bank and ask for the pin they can give you one.
@@realfranthemanMate they only started introducing chip cards in like 2014 and even now a lot of them don't have them. The US was also one of the last countries to adopt contactless payments.
In Germany usually ticket vending machines require a PIN. Don't know what happens with cards not having a PIN at all as German cards always have a PIN you get and I have no foreign one to test. You can also try contactless with a phone. With Google Pay and having a fingerprint set it will never ask for a PIN. Apple pay should be the same. Buying at a ticket vending booth should be possible with signature,. Or, for some destinations, you can buy tickets valid for a few days via the internet in advance and print them yourself. Or just use an app on your phone for buying tickets. That might also be an alternative.
@@jimmyandbabstravelsAs I understand it this require the card to be setup to do transaction without signature or PIN and the terminal to accept the payment. This might have a limit to the amount you can pay this way.
Contactless has been around in the UK for more than a decade now as is the case in most European countries. Chip and Pin cards have been the norm for far longer than that. A chip and pin card is always going to have contactless. So if you have contactless you're fine. But just understand there's no such thing as a non-chip card in most European countries unless you go back in time 20 years.
I heard someone else say a similar statement on another video. Would you mind being more specific on what you are referring to. I am marrying an Irish girl and I am days from getting my Mexican residency so I am interested in what other options are available beyond my American borders.
I agree. I was surprised to hear that US supermarkets only really started accepting credit cards in the 1990s and that some fast food restaurants only started taking them as late as the 2000s.
Actually the euro is worth more than the dollar these days. You will save money with the conversion because cards generally offer better conversion rates than you would get if you used an exchange center or withdrew money from an atm. Just make sure your card doesn’t charge foreign transaction fees 😱
Your right I wanted to buy something for 3936 euro and I would need 4300 American dollars. I get so confused because the euro today is .91 on 1.09 USA to Euro. So I am better off buying it with my euros here in Ireland is that correct? THANKS
If you pay with your card you might be offered to pay in EUR or USD. This is called DCC. Conversion rates are seemingly bad if you do not pay in the local currency.
To the original question: The prices in EUR will of course be converted with the current exchange rate to USD. And if you do so expect to pay a surcharge for the "service". So no, you won't save money by paying in USD.
An Credit use more fees then a debit card. And in The Netherlands creditcards are useless because in supermarkets they don’t accept creditcards, only a really small supermarket. Mastercard and Visa are best. Amex in Europe is not recommended, no benefits.
@@devilangel4655It's always fascinating to me how much Americans use credit cards. I always just assumed they called debit cards credit cards as well.
Well, the downside to cash is that you have to pay a fee to convert your currency to euros, and you also don’t get any rewards or bonuses possibly associated with a credit card. 🤷🏻♂️
