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Top 4 Free Credit Cards | Best Lifetime Free Credit Cards in 2022 

bekifaayati
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Top 4 Free Credit Cards | Best Lifetime Free Credit Cards in 2022
Looking for the Best Lifetime Free Credit Cards in India for 2021-22 to suit your needs? You’re at the right place. In this video we talk about the Top 4 Free Credit Cards after analysing 250+ cards for you.
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17 дек 2021

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Комментарии : 431   
@03ashubham1
@03ashubham1 2 года назад
Great content, also try to mention reward points redemption value for each bank.
@hardikharsh3619
@hardikharsh3619 2 года назад
Best channel for overall financial knowledge.. Simple and accurate
@dipanshukhandelwal2286
@dipanshukhandelwal2286 2 года назад
Can you share the sheet in which you collected the details of all the credit cards?
@AJITHNKALE-cg5qk
@AJITHNKALE-cg5qk 2 года назад
Amazing video. Keep up the good work💯🙌
@PrawinTV
@PrawinTV 2 года назад
great info and your videos are very interactive all the best and thank you for sharing valuable information
@shivamkolhe7590
@shivamkolhe7590 Год назад
Is HDFC Regalia CC a better option to go with??? Any suggestions?
@mr_anand_parekh
@mr_anand_parekh 2 года назад
It was good video, Can you check that upon closure are there any charges or not?
@ajayvarma6400
@ajayvarma6400 2 года назад
Very unique content. Thank you and God bless
@whatsupvideos7673
@whatsupvideos7673 2 года назад
Nice video...keep itup. Informative as well not boring.
@Monbruh890
@Monbruh890 2 года назад
HDFC regular savings account is better or saving max account?? Pls reply
@stevenspellberg
@stevenspellberg 2 года назад
Please make video on how to plan finances better for new professional
@sklelectronics6239
@sklelectronics6239 2 года назад
Very nice and lots of knowledge . love from Patna Bihar ❤️
@jeevandsouza2769
@jeevandsouza2769 2 года назад
If we enter during Lifetime free ? From next year if some AMC introduced is it applicable to us?
@swapnilsakpal2504
@swapnilsakpal2504 2 года назад
How do you compare Uni/slice with these picked credit cards
@suparasjain9665
@suparasjain9665 Год назад
If we take hdfc credit card then after spending of minimum limit of 30000, is one time or we have spend minimum limit every time
@healyou4243
@healyou4243 2 года назад
@Bekifayati mam. .kya ye cards ke liye har Bank mei account hona padega
@s_k_47
@s_k_47 2 года назад
Just for info - SBI card have dropped giving reward points during sale period from 1st dec i.e if there is currently sale going on amazon for sbi card so we wont get rewards for amazon transactions during sale period
@vishal.choudhury
@vishal.choudhury 2 года назад
SBI is good for EMI transactions only.
@saikumarg5229
@saikumarg5229 2 года назад
Video is good , but can be more detailed like hdfc millennia card has limit of monthly 1000 cash back like this important stuff
@baddude9808
@baddude9808 Год назад
does renewal fee waiver work if i withdraw cash using cc ?
@krushnarajsinhjadeja4103
@krushnarajsinhjadeja4103 2 года назад
SBI Simply Click Credit Card se LIC ke premium pay kr skte hain? Means ke kya usme rewards points milege?
@karimsayyed8870
@karimsayyed8870 2 года назад
Is there any card compared to slice card??? Slice card provide 3 mon(90 days) to pay a huge amount by converting that amount to 0% EMI for 3 months..
@SomnathDas-fg2qc
@SomnathDas-fg2qc 2 года назад
Isme se agar koi v credit card mai lena chhata hu to ye jaruri h kya us bank me normal saving account ho, ya fir saving account nhi hone se v mai credit card us bank ka le sakta hu?
@anupagarwal6452
@anupagarwal6452 Год назад
Just to ask agar free card banwaliya or use may nai aa raha ho toh kya humne kuch extra charge pay karna padega ya card block ho jayega
@olifern
@olifern 2 года назад
I think citi indianoil and the amex cards have been really rewarding along with the ones you spoke about. For me both these, are almost free. Amex most of the time waves off my annual fees. Citi ioil is lifetime free anyways. For rewards on the citi I get free fuel, so I just need to fill fuel with the citi ioil card at a ioil petrol pump, I get a sms to convert that purchase into a reward points purchase i.e free fuel
@dhamult0076
@dhamult0076 2 года назад
btw how much joining and annual fees?
@dhamult0076
@dhamult0076 2 года назад
quit intresting
@olifern
@olifern 2 года назад
@@dhamult0076 they made Citi ioil lifetime free for me
@verticillaster
@verticillaster 2 года назад
@@olifern how .. u talk to citi branch manager??
@beastfans_india
@beastfans_india 2 года назад
@@olifern how ?
@basudevbehera
@basudevbehera 2 года назад
Hi Thanks a lot for the video, I have Amazon pay credit card (prime member) and SBI simply click credit card. Can you please help me on which instances I should use which card
@r_raghu
@r_raghu Год назад
I also have the same, can you tell which one you are using where?
@alfaizilahi7592
@alfaizilahi7592 5 месяцев назад
Maam what is the procedure to apply all these cards? i knw at a time we need 1 card but I'm just wnna knw all the cards process of applying.!! So that i choose 1 in all of them.
@mohdzakariya3052
@mohdzakariya3052 2 года назад
Madam flipkart axis and axis ace are the best one. With cashback from 1.5 to 2 % on offline purchases
@prateeknarayan7881
@prateeknarayan7881 2 года назад
Having all cards excluding idfc i can say you r right.. Best & amazing cards.
@rohanyadav6803
@rohanyadav6803 2 года назад
Same here broooo... I have sbi n icici ...
@karanpratapsingh8712
@karanpratapsingh8712 2 года назад
This card will only charge 9@15 interest if you are not able to pay the payment on time what was this i didn’t understand can any one explain me
@chinmaygrover6015
@chinmaygrover6015 2 года назад
Really informative video ...!
@shubhamdoshi2252
@shubhamdoshi2252 Год назад
Could u please share the Excel sheet of credit card, thanks
@ProudlyINDIAN360
@ProudlyINDIAN360 2 года назад
Sir mail id pe and hdfc app se hdfc moneyback cc ka offer hai with 3 condition 1. Attach bill or 2. Spend 30k or 50k in 3 months or 1yr tho bina in condition ke kaise hdfc ka card kaise lu
@danish0420
@danish0420 Год назад
Unlike other credit card it's reward points are not expired... There is approximately no credit card whose reward points gets expired
@PrinceKumar-hj7in
@PrinceKumar-hj7in 2 года назад
Hello, dear can u tell how I can earn from credit card without using single rupee??
@nbh313
@nbh313 Год назад
Kya koi intrest charge ya hidden charges hote hain credit card usage main
@gautamsehgal8261
@gautamsehgal8261 2 года назад
Is it necessary to have a bank account in these banks to get a credit card or can we get a credit card without opening the bank accounts?
@aravind43
@aravind43 Год назад
I too have the same doubt
@narutozmk172
@narutozmk172 2 года назад
Wanted to know, if we take a lifetime free credit card, how can company start charging us annual fees after that? Will that be only for new applicants? or all?
@bekifaayati
@bekifaayati 2 года назад
If they start charging annual fees, that'll be for all the card holders
@narutozmk172
@narutozmk172 2 года назад
@@bekifaayati then that would be unfair and a lie. Right? Lure people in with lifetime free claim and then change it
@bekifaayati
@bekifaayati 2 года назад
@@narutozmk172 you always have the option of closing that card in case something like this happens 🙏
@satyabratadhal
@satyabratadhal 2 года назад
Companies will charge for new applicants. When offer is for the time period you applied, it will be as per the offer. They have to overlook their business. Otherwise ppl will lose trust on the company. Icici coral and platinum are lifetime free for some and for some ppl they are chargeable.
@vincentjr8013
@vincentjr8013 2 года назад
@@narutozmk172 they can do it because , i think somewhere in terms and condition they may have mentioned that they can change rules any time if they want 😂
@nishadsubair7749
@nishadsubair7749 Год назад
Thank you well explained 😊
@muhammad.yaqoob
@muhammad.yaqoob 2 года назад
Flipkart axis card zyada kifayati hai ya amazon pay icici?
@sachinallexplorevedio1289
@sachinallexplorevedio1289 2 года назад
Your voice is excellent🥰🥰
@manishcreation3307
@manishcreation3307 2 года назад
Mam esa card batao jo bina ITR aur bina Salary slip k mil sake esa card hai kya?
@Entertainment_Boy252
@Entertainment_Boy252 Год назад
Mam mere pass Axis Bank my zone C card hai. Mai ese flipkart axis bank me convert karna hai. Kaise hoga. Bataeye mam.
@shivanshsaini5275
@shivanshsaini5275 2 года назад
If used carefully ans smartly, credit cards are a money saver
@abhishekbanerjee9736
@abhishekbanerjee9736 2 года назад
How can I use CC to pay rent? It will have to be via some app and there will be charges for using card, app or both?
@bekifaayati
@bekifaayati 2 года назад
You can do it using CRED, RedGiraffe, etc
@Techmandya
@Techmandya 2 года назад
Paytm is best if u pay 5000 50rs charges but others have more
@sajalbasak6640
@sajalbasak6640 2 года назад
@@bekifaayati Nobroker is Also good for rent payment through credit card .
@SHADABALAM-gm3bs
@SHADABALAM-gm3bs 2 года назад
Why Axis Bank Flipkart credit card is not included ?
@udaygupta6934
@udaygupta6934 2 года назад
good research work truly yaar
@jajodiakeshav
@jajodiakeshav 2 года назад
Is it weird that I was turned on by how well the spreadsheet has been designed when you showed it at 00:11 ?
@amitshrivastava3335
@amitshrivastava3335 2 года назад
I don't have idfc bank account, can i still apply for idfc credit card
@iShnkarSharma
@iShnkarSharma 2 года назад
Ma'am what about Axis bank flipkart credit card ?
@yashtrivedi1272
@yashtrivedi1272 Год назад
Effective 1st October, 2022, a convenience fee of ₹99 (plus applicable taxes) will be levied on redemption of Reward Points
@dasher2409
@dasher2409 Год назад
I have been using various credit card since 2015 and I currently have 8 active credit cards of different banks. Now I have got both amazon icici card and hdfc millenia card approved just 2 months back. The amazon card is so good and rewarding that I am using this card as primary.
@lxst7602
@lxst7602 Год назад
Is there any benefit or disadvantage of having multiple credit card. Asking cause i have no idea if i should consider getting a credit card.
@awwush
@awwush Год назад
same ques
@anilkumarsharma6343
@anilkumarsharma6343 2 года назад
You give very helpful and practical knowledge and you are also very cute..👌
@himanshunawlani3346
@himanshunawlani3346 2 года назад
I have the HDFC millennia credit card and the lifetime free offer says 30k in the first 90 days and some places it says 50k. Which one is correct?
@satyabratadhal
@satyabratadhal 2 года назад
Its 50k. I had confirmed from hdfc customer care. Also I did ltf by spending 50k.
@credittrickscredithacks
@credittrickscredithacks 2 года назад
great topic
@ashishshetty215
@ashishshetty215 2 года назад
Plz make videos on ETFs
@vincentjr8013
@vincentjr8013 2 года назад
Hi , applied for amezon pay card but got rejected because of address location i think, can i get a credit card if i live in bikaner rajasthan? Or is there any way to change adress or if i am staying in a rented house in delhi can i use that address for application , but how i will show a address prof for that ?
@murtjaali9181
@murtjaali9181 2 года назад
You don't need to verify address. In vedio kyc they will verify adhar no and pan card. No physical verification. They will verify your current location, that should be match with either your working address or adhar address.
@murtjaali9181
@murtjaali9181 2 года назад
You don't need to verify address. In vedio kyc they will verify adhar no and pan card. No physical verification. They will verify your current location, that should be match with either your working address or adhar address.
@satyabratadhal
@satyabratadhal 2 года назад
Yeh kya Bata diya sbi 499+gst 90 amazon voucher 500. Kahan zero hua 89 to laga na. Title likhe ho lifetime free, to Yeh sbi kahan se free Hai.
@ankitpatel0698
@ankitpatel0698 2 года назад
Aap akhand hutiye ho satyavrata ji 🙏
@AnkitSharma-xd3mb
@AnkitSharma-xd3mb 2 года назад
Aapke ghar agar gas ka cyllender aata hoga 999.96 aap zaroor 4 paise mangte honge.
@satyabratadhal
@satyabratadhal 2 года назад
@@AnkitSharma-xd3mb nahin 1010 deta hoon. Jo leke aata hai usko kuch paisa deta hoon. Iss video Mein sbi ko agar include kiya hai...to market Mein yese bahut saare credit cards hai waive off of annual fees. Gst component is seen as minimal for 500 but for cards of 2k or 10k annual fees, it can be a large amount. When you are saying top 4 free credit card, the lady should not consider sbi.
@satyabratadhal
@satyabratadhal 2 года назад
@@ankitpatel0698 Akhand nahin Maha hutiya hoon. Jo bewakoof banayega usko to main nahin chodunga.
@satyabratadhal
@satyabratadhal 2 года назад
@@AnkitSharma-xd3mb rounding off is not same as gst. Kya aap cylinder ka 999.96 ko 1100 karke dete ho?
@ShubhamSharma-wc7dt
@ShubhamSharma-wc7dt 2 года назад
how can i pay house rent with credit card 💳
@abhisheknarayansingh6245
@abhisheknarayansingh6245 Год назад
Fantastic information 👍🏻👍🏻
@sanatani_bhartiy
@sanatani_bhartiy 2 года назад
Mera abhi credit score build nahi hua, to muze koi credit card milega kya
@Aman12353
@Aman12353 2 года назад
My credit score is 725 and my monthly earning is 40 to 60 thousand which card I should get
@mukulsingh3671
@mukulsingh3671 2 года назад
Agar jiske paas koi job nhi hai wo bhi apply kar sakta hai kya?
@Pagal-ka-BF
@Pagal-ka-BF 2 года назад
Miss ji......agar me ye idfc card le ker kbhi use na kru bus wallet me rakhy rahu to kya hoga
@akshaypuram5268
@akshaypuram5268 2 года назад
But for hdfc millinia card we need to spend min 2000 to receive 5% cashback is that not a drawback? We dont spend 2k every time
@akshaypuram5268
@akshaypuram5268 2 года назад
No limit now? @@ek_virus
@akshaypuram5268
@akshaypuram5268 2 года назад
I dont think so in website it is mentioned to spend min 2k @@ek_virus
@souvikban83
@souvikban83 2 года назад
Where is the flipkart Axis bank card? 5% cashback on flipkart and 1.5% on any other online purchase, also cashback directly credited in the bill.
@ronaklimbachiya8338
@ronaklimbachiya8338 Год назад
Ye to achha h but sabse acha or in 4 me se best konsa credit card best?
@satishpatro
@satishpatro 2 года назад
Really. Nice topics
@parthpatel9368
@parthpatel9368 2 года назад
What about UNI 1/3 Payment Cards ❓
@thenoshow
@thenoshow 2 года назад
Thanks dear for info I love your voice
@shubhamtondak2532
@shubhamtondak2532 2 года назад
befifaayati paid cards kaa bhi bta do data toh already hai aapke pass
@rajarshibag3833
@rajarshibag3833 2 года назад
Do I have to provide salary slip/ITR for SBI simplyclick credit card?? I have been planning to get at least one sbi credit card as sbi is my primary bank account for every kind of payment...
@greenmangozada8262
@greenmangozada8262 Год назад
No
@surekhamhede
@surekhamhede 2 года назад
You missed Axis Ace, it gives 2 percent cash back everywhere.
@jjstechworld6426
@jjstechworld6426 2 года назад
But that's not LTF....
@JP_Kumar
@JP_Kumar 2 года назад
Waise sbi & hdfc wale bhi nhi h
@nilsong1902
@nilsong1902 2 года назад
@@jjstechworld6426 To SBI aur HDFC konsa LTF hai 😂😂😂
@jjstechworld6426
@jjstechworld6426 2 года назад
@@nilsong1902 Hdfc hote hai na LTF for select users...SBI me free jaisa kuch v ni h..
@kartikagarwal99
@kartikagarwal99 Год назад
Can you share the excel sheet please ?
@myexperiencesmyreviews.6260
@myexperiencesmyreviews.6260 2 года назад
So nice explained
@rj7686
@rj7686 2 года назад
How many credit cards do u have??
@sujayshetty1618
@sujayshetty1618 2 года назад
How could you miss the best Axis Ace credit card???
@justdoit4370
@justdoit4370 2 года назад
Can we have 3 credit cards of slice,axis Flipkart and idfc bank credit card 🎁
@dineshgurjar3526
@dineshgurjar3526 2 года назад
Mam mere icici ka credit card h 34900 ka koi itam liya tha ek din let hone pr 4390 Rupye charge laga diya Iska kuch solution he kya?
@NickBortisaaggy18
@NickBortisaaggy18 2 года назад
How does a company make money by giving no-cost emis, zero joining and annual fees?
@nitingaba8281
@nitingaba8281 2 года назад
How to select best credit card for ourselves
@NarendraMnr
@NarendraMnr 2 года назад
I'm surprised 3 of my cards in the list ;) Except the IDFC. Applying now!
@N1SHIKSHA1013
@N1SHIKSHA1013 2 года назад
I love you ❤️ be kifayati girl..Beena mekeover ke itni sundar kaise😍
@aryanbaadshah5010
@aryanbaadshah5010 2 года назад
PLEASE MAKE A VIDEO ON BUILDING CREDIT SCORE 🥺
@cardwaalebaba
@cardwaalebaba 2 года назад
You can check this video on my chanl
@user-dt8sg1vy3i
@user-dt8sg1vy3i Год назад
Great content mam, I think on basis of this 1st card is good by the way pl. improve your video quality though
@MrPK679
@MrPK679 2 года назад
You forgot to tell about the redemption of points into cash deposit from Hdfc milleniam card if someone does not want to use reward points for shopping .
@aravind43
@aravind43 Год назад
Is it possible to redeem points directly to bank account?
@arunspresence5939
@arunspresence5939 2 года назад
Uni pay se cash withdraw nhi kr sakte to kya fayda iska..
@jockerjkr7963
@jockerjkr7963 Год назад
Can I get the link to that pdf ....
@shivamprakash1747
@shivamprakash1747 2 года назад
Make a video on credit cards for students
@rishabhchauhan6219
@rishabhchauhan6219 11 месяцев назад
Good, Keep it up.
@sandippal2733
@sandippal2733 2 года назад
Axis flipkart card best h, bcoz sale time it gives 10%+5% cashback
@nikrock809
@nikrock809 2 года назад
Please make a video on how to convert our paid credit card into lifetime free credit card same company for example Flipkart Axis Bank credit card in one there is joining fees and in other there is lifetime free.
@arnabbaishya7313
@arnabbaishya7313 2 года назад
I subscribed your channel to see your face😄 damn cute
@sudheshsankarkk
@sudheshsankarkk 2 года назад
Thanks for sharing 🙏
@BewdaSwami
@BewdaSwami Год назад
There is a capping in hdfc card flat 5% cashback but monthly limit 1000
@tarangjain5831
@tarangjain5831 2 года назад
Nice Any reason not to include Flipkart Axis card
@jeetpradhan7070
@jeetpradhan7070 2 года назад
I think you should include Axis Bank Ace credit card also. It has really good features and cashback offers.
@satenderkumar1194
@satenderkumar1194 2 года назад
Wo bnd kr diya bhai bank ne ..ab nhi mil rha. Maine pucha tha bank walo se yhi reply Mila
@nilsong1902
@nilsong1902 2 года назад
Axis has very bad policy 90% percentage rejection rehta hai
@nirmitgandhi3208
@nirmitgandhi3208 2 года назад
@@satenderkumar1194 yes they have replaced this card with Airtel axis card
@praveengampa
@praveengampa 2 года назад
@@satenderkumar1194 Now they started again i applied and got yesterday only
@verticillaster
@verticillaster 2 года назад
@@praveengampa what's the full procedure
@saikumarg5229
@saikumarg5229 2 года назад
What about slice it says upto 2% cash back but I don't get the concept of upto 2% any idea on this ?
@gopalbala3591
@gopalbala3591 2 года назад
Slice is not credit card it is credit line
@uk04sunny97
@uk04sunny97 2 года назад
apka video dekha turant apply kiya amazon pay icici credit card turant 50000 limit k sath card aprove ho gaya
@abhaykanpuriya
@abhaykanpuriya 2 года назад
Why not Flipkart Axis Bank credit card????
@MayankKumar-og9sd
@MayankKumar-og9sd 2 года назад
Mam jyda credit cards rakhna shi h ya nhu
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