Very helpful video, thank you! That said, from my research, the MSRP in your price breakdown is around 8.69% above invoice. This can probably be negotiated down when considering that one rarely pays the MSRP on a new vehicle.
That's about the cost for most all SUVs (give or take few hundred dollars). That's about how much you'd spend buying a home just few years ago. I'm not so sure on the maintenance costs though for a vehicle less than 10 years old the maintenance should be minimum and should be mainly oil/filter changes. So, $100 a month seems high, especially for a Toyota. I'm leaning toward the new 2025 4Runner depending on how that one will be priced.
Though mentioned briefly earlier in the video, at 5:07 comfortably add $10 - $20,000.00 usd for ADM into your .xls for this, and on all other trim levels