Thanks Jz I've been looking for anwsers everywhere and your videos gave me good insight on ubers policy. I drive for uber ive been in two non at fault accidents this year. The first one in February I was tboned gave me bulging disc in neck and a herniated l5. The second accident in August The other driver carelessly merged into my lane going over 70mph and side swiped me. There is little damage on my vehicle but mri shows I have a new bulging in the neck the previous bulging increased in prominence. and the L5 now has an annual tear and increased in prominence and also have lumbar spine stenosis. Before the mri the insurance company made a low offer because of car damage. My question to you is will I be able to sue uber for pain and suffering. I was online with no passenger they already offered me the 50k but I also pay for ubers optional Insurance through AON and i should be covered up to 1mil just being online. Once medical bills are added up will i possible be able to compensate from that million dollar coverage for pain and suffering and other damages? Thanks in advance
Thank you for your comment African Asain. I'm happy that my videos gave you insight on Uber's insurance policy. Sorry that you've had two recent accidents. However, I'm happy to hear that you believe that you weren't at fault. My response assumes that the accident happened in Florida, which is where I'm licensed. Thus, this comment only applies to Florida accidents. Each state has different laws on suing for pain and suffering, and other damages. You should consult with an attorney in the state where your crash happened. This reply also applies for accidents starting July 1, 2017, which is when Florida's ridesharing insurance statute went into effect. Here is a link to a 6,600 word article that I wrote on Uber accident claims and settlements. www.justinziegler.net/uber-lyft-car-accident-injury-claims-florida/ In that article, I talk about suing for pain and suffering, and many other topics. If the other driver's negligence caused an Uber driver's injury, then an Uber driver can make a claim against the other driver for pain and suffering. The Uber driver can claim other damages as well, such as medical bills, lost wages, property damage, and more. In Florida, an Uber driver can also make a claim against the person who owned the at fault vehicle. The Uber driver may also have a claim against other parties as well. These include, but aren't limited to, the employer of the at fault vehicle's driver. There may be additional parties who the Uber driver can sue as well. You mentioned that you were online with no passenger. I assume that you hadn't yet accepted a ride on the Uber app, correct? If an Uber driver in Florida has the app on, but wasn't "engaged in a ride", then the Uber driver can't make a claim against Uber's uninsured motorist (UM) insurance for pain and suffering or any other damages. Thus, the Uber driver can't sue Uber's UIM insurer, the James River Insurance Company for UIM insurance benefits. In Florida, the Uber driver is an independent contractor and not an employee of Uber if all of the following conditions are met: (a) Uber does not unilaterally prescribe specific hours during which the Uber driver must be logged on to Uber's digital network. (b) Uber does not prohibit the Uber driver from using digital networks from other rideshare companies. (c) Uber does not restrict the Uber driver from engaging in any other occupation or business. (d) Uber and the Uber driver agree in writing that the Uber driver is an independent contractor with respect to Uber. Florida Statute 627.748(9) Thus, if all of these conditions are met, the Uber driver can't sue Uber for workers' compensation. If the Uber driver has the app on in Florida, but wasn't "engaged in a ride", he can make a PIP claim with Uber for lost wages, medical bills and more. If the Uber driver had rideshare coverage on his personal auto insurance policy, he may have UM coverage on that policy, which will allow the Uber driver the UIM insurer for pain and suffering (and other damages) if the at fault driver is uninsured/underinsured. Also, if the Uber driver had a commercial insurance policy, it may have UM insurance which will allow the Uber driver to the UM/UIM insurer for pain and suffering, and other damages. An Uber driver may also be able to access UM insurance from a relative's auto insurance policy who he lived with, or from the insurance policy that covers the car that he was driving. In regards to Uber's "driver injury protection" insurance through AON, Uber describes it as having these benefits for Uber drivers: "- Medical expenses: Up to $1,000,000 with no deductible or co-pay - Disability payments: Up to $500 a week in income replacements for lost earnings- Survivors benefits: Offering peace of mind for your family's financial security" However, Uber doesn't say that driver injury protection insurance pays for pain and suffering. Assuming this crash happened in Florida, you are welcome to call me at 305-661-9977 to see if I can represent you. Disclaimer: This reply only applies to Florida Uber accidents. My reply is just a general description. Every claim has exceptions to the rule. I'm not your lawyer. This isn't legal advice. You should speak with a lawyer immediately. There is a time limit to sue.
bobby: Always speak with a CPA to find out tax issues. My reply only applies to accidents in Florida, which is where I'm licensed. Disclaimer: My reply is written for general information only. Individual cases demand individual treatment. I am not your lawyer. My reply is not intended as legal advice or opinion. You should speak with a lawyer immediately. There is a time limit to sue. If you miss the time limit, you forever lose your right to sue. I am not expressing any opinion on your particular case.
Hello sir I have my friend who has accident and assurance pay me 3000$ for his car and jame river want to pay also. can he get money from both assurance?
Thanks for making this video, I drive for Uber, Lyft and do work for a number of other app based services. I have a commercial insurance policy for my vehicle, but I believe I am more of the exception than the rule. Doing independent contracting work is the same as starting your own business and you would never open a business that involves the potential of a customer being injured without making sure you are properly insured. Before I contract with any app, my first call is to my insurance to make sure I can they will cover me using that app service. So for example, I recently contracted with InstaCart to do some deliveries and I called my insurance to make sure we could add on this service to my policy. My advice to drivers is never drive for any app based service on a personal auto insurance policy because you will not be covered as you can't use a personal insurance product for a commercial application. I know you wrote this from the side of a passenger or other party being injured, but just wanted to add there is a growing amount of Rideshare / Gig Economy Contractors that recognize this issue and are taking the proper steps to make sure they are properly insured.
I ride Uber and Lyft a lot. If I ever got into an accident, I need to know what to do especially since I have a recording device (smartphone) and many times the driver has a dash cam as well.
Watch my NEW video on Uber accident claims and payouts: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-w94SjjInIMw.html Do you think that Uber’s insurance company is fair? Or do you think that they are difficult to deal with? Please let me know in the comments below. Thanks for watching! If you enjoyed it, hit the Like button and Subscribe. Update: After making this video, I got an Uber driver $260,000 for his personal injury claim. You can see my video on that $260K settlement here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-B6fOZSH6-hQ.html In that video, I explained how I was able to get the $260K settlement. The best part? The Uber driver didn't even having surgery!
What happens if a LYFT Express driver is injured in a hit and run (app on ride acceptance), Hertz requires a $2500 deductible regardless (fault or no fault)?
pinquant Jimmy: What state did your accident happen in? What are your injuries? Were you a driver or passenger? Note: There is a time limit to a sue. You should speak with a lawyer immediately.
Tural: After you asked me this question, you said that you live in Canada. (Since you've said that you are an Uber driver, I assume that the accident happened in Canada.) I am only licensed in Florida. Therefore, I am unable to help you. You should quickly speak with a Canadian lawyer. I wish you good luck.
My response only applies to Uber accidents in Florida, which is where I’m licensed. I’m some circumstances, the injured person can sue Uber. However, Uber’s insurance policy is often big enough to cover most injury and property damage claims. Note: There is a time limit to sue. If you miss the time limit, you forever lose your right to sue. I am not your lawyer.
Hi @user-wl9qu7xo1q: If you got injured as an Uber or rideshare customer in Florida, the first step: fill out this form to see if I could be the lawyer for you: www.justinziegler.net/landing-page-free-consult/. This helps us figure out if I could be the lawyer for you. Not all cases get through this first step, as we focus on certain types of cases. Remember, there are time limits for making claims and suing, so it's better to act sooner rather than later. Also, just filling out the form or talking to my team doesn't mean I'm your lawyer. We only form that relationship after we both agree and all the paperwork is signed. Also, if you're in Florida but got hurt in another state, I could be the lawyer for you. But if you don’t live in Florida and didn’t get injured here or on a cruise, I'm likely not the right lawyer for you. I'd love to answer everyone, but my main job is fighting for my clients. So, I can really only talk to people who are thinking about hiring a lawyer. Thanks for understanding! If you prefer, you call my office at 305-661-9977. If you call, my paralegal will talk with you first. She'll ask some questions to understand your case. This helps us figure out if I could be the lawyer for you. Sincerely, Justin "JZ" Ziegler Florida Uber accident lawyer Disclaimer: I will not become your lawyer by you completing the contact form referenced above. My reply is written for general information only. Individual cases demand individual treatment. I am not your lawyer. My reply is not intended as legal advice or opinion. You should speak with a lawyer immediately. Your case is subject to one or more statutes of limitation. In other words, your lawsuit must be filed within a certain period of time or be forever barred. Because of this, it is very important that you consult with an attorney immediately. I am not expressing any opinion on your particular case.
I got in a Uber accident over the summer in August I was a passenger and I was injured I got a concussion and hurt my neck I had to do chiropractor therapy for 3 months the accident wasn’t the Ubers fault it’s February now how much do u think the minimum I would get as a pip or in general
Adam BZ: If you are asking for my help regarding the accident in 2016 that you mentioned in your other comment below, I am not able to represent you. Unfortunately, I am currently not able to accept new clients whose accident happened in 2016 (or earlier). You should quickly speak with an attorney in the state where the accident happened. Sincerely, Justin "JZ" Ziegler Florida personal injury lawyer Disclaimer: My reply is written for general information only. Individual cases demand individual treatment. I am not your lawyer. My reply is not intended as legal advice or opinion. You should speak with a lawyer immediately. Your case is subject to one or more statutes of limitation. In other words, your lawsuit must be filed within a certain period of time or be forever barred. Because of this, it is very important that you consult with an attorney immediately. All my RU-vid videos are for general information only and are not legal advice. My RU-vid videos and comments are about claims for accidents in Florida only, which is where I'm licensed.
Hi question, I am an uber driver in Florida, had an accident in Miami, I picked 3 passengers in Naples heading to Miami, I was about 10 minutes away from destination and I was hit from behind, passengers were ok but i hurt my back and neck, uber insurance wich in this case is progressive doesn't have PIP, I found out when i talk to them, I did went to the hospital to have myself check out and i try to go to the chiropractor but uber insurance doesn't have PIP, I called the other driver insurance, I have a claim number from them, the adjuster supposed to call me tomorrow cause I need my car fix right away, I did not call my personal insurance, I am afraid they will cancel on me for not tell them that i do uber, what should i do in this case, I'm planning to hire a lawyer, should i deal with the adjuster myself? Please advise thank you
PATI PAPA: Thank you for your comment and question. I'm sorry that you were hit from behind and are injured. You're correct that Uber's insurance (Progressive) doesn't have PIP since you're in Florida and were injured while you were "engaged in a ride". If you can, please answer these 4 questions. 1a. Did the other driver get a ticket? 1b. What company insures the driver that hit you from behind? 2. How bad is the damage to your vehicle, and the vehicle that hit you? 3. Did the other vehicle's airbag(s) deploy? 4. Do you have health insurance? Regardless, you should speak with a lawyer. Even if ultimately decide not to hire one. If you can wait until tomorrow, you can call me at 305-661-9977. I'll have time to speak from about 8:15 a.m. through the rest of the day. If your accident happened in Florida, or if you live in Florida, and you're considering hiring a lawyer, you can call me at 305-661-9977. Disclaimer: My reply is written for general information only. Individual cases demand individual treatment. I am not your lawyer. My reply is not intended as legal advice or opinion. There is a time limit to sue. If you miss the time limit, you forever lose your right to sue. I am not expressing any opinion on your particular case.
@@RealJustinZiegler yes she got a ticket, her car appear to be a total lost, she told me that when she went to check how I was, her insurance is casualty and fire insurance, I dont have health insurance.
Thank you. You said that “her insurance company is causality and fire insurance.” I think that you’re missing a word before “casualty and fire insurance”. Do you mean Imperial Fire and Casualty Insurance?
Hi sir. I have a question . I change my address but I did not update my address information in uber app. Suddenly I got an accident yesterday non at my fault.What do you think does uber insurance will cover my damage or?Thank you so much
Tural: I don't the answer to this question with certainty. Additionally, in another comment you stated that you live in Canada. (I assume that the crash happened in Canada since it occurred while you were driving for Uber.) I am only licensed in Florida. Therefore, I usually only comment on Uber claims that happen in Florida. You should quickly speak with a Canadian attorney. I wish you good luck.
Adam BZ: I am sorry to hear this. You should quickly speak with an attorney in the state where the accident happened. Sincerely, Justin "JZ" Ziegler Florida personal injury lawyer Disclaimer: My reply is written for general information only. Individual cases demand individual treatment. I am not your lawyer. My reply is not intended as legal advice or opinion. You should speak with a lawyer immediately. Your case is subject to one or more statutes of limitation. In other words, your lawsuit must be filed within a certain period of time or be forever barred. Because of this, it is very important that you consult with an attorney immediately. All my RU-vid videos are for general information only and are not legal advice. My RU-vid videos and comments are about claims for accidents in Florida only, which is where I'm licensed.
Tural: Unfortunately, I only handle Uber accident claims in Florida. You should quickly speak with a Canadian car accident lawyer. I wish you good luck.
