Ujjivan vs Equitas Vs AU!! Which one is doing well?🤔🤔

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Ujjivan vs Equitas Vs AU!! Which one to choose??🤔🤔
The video compares the small finance banks - AU, Equitas, and Ujjivan, analyzing their cost, income, and type of loans. It studies their NIM, credit cost, CASA, and technical and financial aspects, providing insights into their valuations and exit strategies. The conclusion highlights the need for independent analysis.
Business covered- Ujjivan Financial Services Ltd, Equitas Small Finance Bank Ltd, AU Small Finance Bank Ltd
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Merger arbitrage:- docs.google.com/spreadsheets/...
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Ujjivan Book value calculation: docs.google.com/spreadsheets/...
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Disclaimer -
Investing in the stock market is risky. Past performance doesn't predict future results, and you may lose a considerable amount of money. Invest at your own risk and ensure that you understand the risks involved. This channel is for educational purposes only, and we are a SEBI-registered advisor. Neither Ishmohit Arora nor anyone associated with this channel accepts any liability for any content uploaded or actions taken based on the information provided on this channel.
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📣 DISCLOSURES UNDER SEBI (RESEARCH ANALYST) REGULATIONS, 2014:
SOIC Intelligent Research LLP is registered with SEBI under SEBI (Research Analyst) Regulations, 2014 with registration no. INH000012582.
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Опубликовано:

10 окт 2023

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Комментарии : 153

@lalatendupati8012 9 месяцев назад

Please bring another analysis on Armaan Financials and how the business is performing right now, and comparison with its peers. Thank you for this video.

@samwise8333 8 месяцев назад

thank u sir for sharing your knowledge!!

@amandeepsingh9487 9 месяцев назад

Brother your channel is highly underrated. Commendable job

@maneeshkumar2798 9 месяцев назад

Got basic understanding about small banks and how can we start to analyze. Thanks a lot :)

@x_man007 9 месяцев назад

Thanks your superb analysis watching at 1 PM❤ Just thinking we can also consider consentration risk as well

@ps-gh3hu 9 месяцев назад

Had read some where. RBI is really worried asking AU sfb. Because the growth rate is scaring RBI. So they frequently catch-up with management 😅

@himanshupastagiya3984 9 месяцев назад

Nice Explanation. Thank you very much.

@SOICfinance 9 месяцев назад

😊🙏

@maheshkalagudi8399 5 месяцев назад

Tq sir for usefull information 🙏

@SOICfinance 5 месяцев назад

We're glad to know you're taking time out to study with us to become an intelligent investor. 🤝😃 Thank you for watching our analysis videos & your support.

@krishkothari111 3 месяца назад

Thank you so much

@onlinevieweranon 9 месяцев назад

Hi Ishmohit. Can you tell what is the best PB a microfinance/unsecured lender has got historically? And same for secured lenders but specifically catering Priority sector ?

@arnavkhandekar166 9 месяцев назад

Paaji, very good analysis. As a holder of ujjivan from IPO, I'm thankful of your analysis

@SOICfinance 9 месяцев назад

We're glad to know you're taking time out to study with us to become an intelligent investor. 🤝😃 Thank you for watching our analysis videos & your support. 🙏

@vinodkumargupta7481 7 месяцев назад

Sardarji, Please do a fresh comparative analysis of AU, Equitas and Ujjiwan SFBs post recent RBI rules wrt Risk weightage and Q 2 results. Thank you

@dr.makrandmasrani9730 9 месяцев назад

Great video !! Hope your migraine better now. Please take care of your health

@SOICfinance 9 месяцев назад

Thank you for your supporting words. 🙏😃

@waryamsingh 9 месяцев назад

Learning: ROE & ROA two important factors for bank, Accumulated UJJIVAN SFB 668 shares from Rs.15

@sameeh. 9 месяцев назад

Great work ishmohit👍🏼

@SOICfinance 9 месяцев назад

Thanks a ton

@dr.maheshpareek3464 9 месяцев назад

❤❤excellent. Just exited from AU which i was holding from pre-covid. Have gained good profit with bonus also. Thnx. Same from Idfc first

@SOICfinance 9 месяцев назад

We're happy to know our content is resourceful for learners like you. We hope to continue adding value to your investing journey. 🤞😃

@rishit.dedhia 9 месяцев назад

Since Broking/ exchange stocks are doing extremely well.. Wanted to know is this also a cyclical sector? Also it would be a great if a video on exchange stocks/ brokering company is made. Thank you !

@parthchokhawala 9 месяцев назад

Hi , where can i find the data presented in this video

@sri_jella 9 месяцев назад

Great Analysis as always bro. Please also do a video on Arman finance and its future and growth areas

@SOICfinance 9 месяцев назад

We appreciate your suggestions. We'll keep them in mind for our future content. 😃 We hope to continue adding value to your investing journey. 🤞

@aadilnawaz 9 месяцев назад

What is the typical loan cycle period for microfinance loans that is driving the growth of Small Finance Banks like Ujjivan SFB?

@ankurchopra1184 9 месяцев назад

Sir u also give stocks recommendation on payment basis??

@srpai6647 6 месяцев назад

brilliant analysis. Any idea on record date of reverse merge of Ujj Fin with USFB?

@Chintamoney134 9 месяцев назад

Guruji Namaste 🙏❤🌹

@बिलियनेयर 9 месяцев назад

sir how good is future prospect of landmark cars and such company

@factsfania4075 9 месяцев назад

Hi Ismohit bhai...plz make video on Armaan,ugro,five star finance..if possible..how a retail investors can learn how the microfinance cycle work

@seeker793 9 месяцев назад

Great analysis love it jai hind

@jinfin221 9 месяцев назад

Very nice video. Was doing my own analysis on which small finance bank to buy yo! Can you do on life insurance companies next? Thanks!!

@SOICfinance 9 месяцев назад

Thank you for your suggestion. 😃 We'll keep this in mind for our future content. 🤝 We hope to continue adding value to your investing journey.

@akpandey8060 9 месяцев назад

Nest pl cover best wire and cable micro company..

@manthanshah1732 9 месяцев назад

Please do this type of comparison for Housing Finance- Aptus, Home First and Aavas Fin.

@annushri8713 9 месяцев назад

Sir i want to join ur course in Hindi...kaise kar Sakti hu

@kaverirane3639 7 месяцев назад

Excellent analysis

@SOICfinance 7 месяцев назад

We're glad to know you're taking time out to study with us to become an intelligent investor. 🤝😃 Thank you for watching our analysis videos & your support.

@siddanth1909 9 месяцев назад

Plz Make a video on quality defense stocks as well

@ujjwalgrover4483 Месяц назад

Quality of content is top notch 👍

@SOICfinance Месяц назад

Thank you so much for the kind words and appreciation! We truly appreciate your support and it means a lot to us. It's always encouraging to hear positive feedback like this. We will continue to work hard to provide valuable content. We hope to continue adding value to your investing journey. 🤝

@AmanKumar-vg9kz 9 месяцев назад

Please do next video on HOUSING FINANCE Company P2P analysis

@smitamohan8331 9 месяцев назад

Lovely video

@nikhilprithyani 9 месяцев назад

wowww❤❤❤❤

@kushalmondal8897 9 месяцев назад

Great video!...Can you please do an analysis on PDS Ltd. as it seems a very good company.

@IndianTvTour 9 месяцев назад

Green energy and power sector 🎉❤ Thank you

@PrakashSharma-wt6nt 9 месяцев назад

It shows your efforts and vision

@SOICfinance 9 месяцев назад

We're glad to know you find value in our content. We hope to continue adding value to your investing journey. 🤝😃

@PrakashSharma-wt6nt 9 месяцев назад

Big Fan of you. I am a retired soldier. And continue learn from your content

@saikatsaha1172 5 месяцев назад

❤❤

@sandipbhakta5378 9 месяцев назад

Waiting for analysis on EMS sector....

@shubhamtaparia7357 9 месяцев назад

Sir can you make the same for top pvt banks and top nbfcs

@rajdeeppundir5188 9 месяцев назад

Utkarsh small finance bank ke baare me vedio please

@leveshdhanwani6026 9 месяцев назад

Next video on housing Finance sector Or Midcap IT Sector

@mitchrich6 9 месяцев назад

Good work

@sagarkhetani3253 9 месяцев назад

Sir chemical sector cycle how to find and Pharma sector small cap stock video

@MG-fv3mv 9 месяцев назад

This video seems similar to Navin vs SRF vs GFL.

@kaptansingh3300 9 месяцев назад

Good Evening sir

@kaptansingh3300 9 месяцев назад

Infivem Avenue par ek video

@mohitn2952 9 месяцев назад

Thanks dear , nuvama is best bet to buy

@NeerajSharma-pk9hj 9 месяцев назад

Could you please do polycab vs kei vs rr

@rameshkumarmaurya2181 9 месяцев назад

Good evening sir aap ki video se bahut gyan milta hi Kya aap centabil retail ka vislesd Kar sakti hi

@SOICfinance 9 месяцев назад

We're glad to know our work adds value to your investing journey. 🤝😃

@ganeshshinde1671 9 месяцев назад

Sir you are not finfluencer but true educator. Very neutral and detailed analysed information

@SOICfinance 9 месяцев назад

We're glad to know you're taking time out to study with us to become an intelligent investor. 🤝😃 Thank you for watching our analysis videos & your support.

@hemantbihany2158 9 месяцев назад

Panacea biotech seems very very interesting. Kindly make one video please

@chiraggoel881 9 месяцев назад

Next video on Goodluck India Ltd pls

@tapanajmera9889 9 месяцев назад

Mene ujjivan mai meri 100% capital 150 ke price se daali hui hai or thoda thosa 280 330 480 pe add Kiya tha.. Allocation hai khas baaki sb bakwas. 😂

@sheben8532 9 месяцев назад

Learnt a lot from this video. Superb as usual. I am an SOIC member. 6 hours this weekend is doable but tough, both on you and us. Could you split it into 2 sessions over the next 2 weekends. Thanks

@rajeshmonline 9 месяцев назад

Where is our credit access gramin bank

@ashishrathode6239 8 месяцев назад

What about Utkarsh??

@NiceIce_Real 9 месяцев назад

Great videos as always. Your channel never disappoints and is a wonderful treasure for retail investors. I have one doubt what is your view on geographical risk as Ujjivan has wide geographical reach as compared to Equitas. Thanks

@SOICfinance 9 месяцев назад

Indeed! However, Ujjivan has higher product risk (unsecured). Equitas is 50% in TN. Both diversifying away is a key monitor able :) Good Question

@NiceIce_Real 9 месяцев назад

Thank you for your reply sir

@MrPravin2077 9 месяцев назад

Sir one request from my side I want jion soic menbership but payment one time so please make part 2 or 3 part if it's possible

@girishdeo2907 9 месяцев назад

Give analysis of Idfc first bank

@shivamdoshi252 3 месяца назад

Shouldn't we compare relative strength of small finance banks to the nifty PSU bank index rather than bank nifty? Just a hunch that SFBs are more similar to PSU banks.

@madhukarsawant2069 9 месяцев назад

I am invested in ujjivan,equitas from last four months

@SunitDas7464 9 месяцев назад

South Indian Bank and Aarman Finance ❤

@sus739 9 месяцев назад

Compare nbfc lich ibullshousing

@coolpaljay 9 месяцев назад

Why is there a change in promoter holding in Equitas in last 2 quarters?

@ps-gh3hu 9 месяцев назад

Lagta hai iss ke saat bhi HDFC jisa ho gaya

@SOICfinance 9 месяцев назад

Hi- reverse merger. Hold co got merged and this is an institutional run business like ICICI or ITC. Please spend sometime on financial literacy- can help throughout life

@hiteshkhatri4182 9 месяцев назад

@soic after purchasing your course will subscriber of your course able to analysis stock like you do ?

@SOICfinance 9 месяцев назад

Thank you for reaching out to us. The SOIC Membership is created keeping in mind the beginners. You can start from Level 1 Financial Literacy Course and gradually move to the higher levels. You can also simultaneously attend the live webinars we organise almost every month. With the knowledge our students acquire, they can certainly analyse stocks with their full intelligence.

@khopeyourhope7288 9 месяцев назад

No you cannt. Such analysis required lots of financial understanding, lots of data searching but you have to start somewhere so you can considering your options and financial availability.

@mem1001953 Месяц назад

We learn from the teachers not necessarily to become teachers.

@भारत-A2Z 9 месяцев назад

Sir any offers for your membership course......if possible plz do it more affordable sir

@SOICfinance 9 месяцев назад

SOICBONUS10 Here:- learn.soic.in

@user-op4if5uv5x 9 месяцев назад

next business should be mineral sectors government psu

@sauravkataruka1 9 месяцев назад

Not correct. From that cash dividend is paid recently. The remaining cash will increase sfb book value by approx. Rs 1.8 and not Rs. 3. Management itself has confirmed this.

@SOICfinance 9 месяцев назад

Shares will also get cancelled and there will be cancellation of Pref shares too. Please check your calculation :). We will check ours too docs.google.com/spreadsheets/d/1oDxdA6IOpnBplpY_apkUfDXtkiQRPefKQX11UtWbrrM/edit#gid=0

@user-hl8yo1pq6u 9 месяцев назад

Ujjivan Small Finance Bank Ltd Will be excellent INVESTMENT AT CURRENT PRICES ALL FINANCIAL BUSINESS, ASSETS, CUSTOMERS, WILL BE IN THE FOLD OF BANK EXPECTING MERGER ENTITY EPS FY 23/24 WILL BE RS 10+ BOOK VALUE RS 30+

@yogendradawar7454 9 месяцев назад

🙏🙏🙏🙏🙏

@Hypocritial 5 месяцев назад

Excellent analysis. No nonsense approach, highly appreciated

@SOICfinance 5 месяцев назад

Thank you for your continued support. We're glad to add value to your investing journey and hope you keep learning with SOIC. 😃🤝

@manankelawala4840 9 месяцев назад

High interest rate scenario is always followed by NPA cycle... Toh... baaki sab tum log samajhdaar ho.. 😊

@khopeyourhope7288 9 месяцев назад

Anyone please share views. There is heavy selling by DIIs in Ujjivan bank in last Qtr. Does it count as negative ? Anything negative cooking in the bank ? I increased my holdings.

@Thakurrajesh680 8 месяцев назад

Dii shifted there holding from ujjivan bank to ujjivan holding Fr near 20% arbitrage

@khopeyourhope7288 8 месяцев назад

@@Thakurrajesh680 yeah just noticed, thank you

@pixell7190 9 месяцев назад

Sir Piramal Pharma please

@pankaj3266 9 месяцев назад

Carbon credit business

@upendravasishth9510 9 месяцев назад

Hope you are well now Ishmohit.

@SOICfinance 9 месяцев назад

All good!

@ps-gh3hu 9 месяцев назад

Lower the NIMs, faster business grows

@amvenkatesh5605 9 месяцев назад

Chemical industry

@vkrishhh 9 месяцев назад

SBFC missing

@NityamMehrotra 9 месяцев назад

Than You Ishmohit, I learned... Book Value = Net Worth / No. of Shares Outstanding Price To Book Value = CMP / Book Value

@kavitamalpani7635 9 месяцев назад

Excellent video Sir How’s ur migraine now Learning P2P from your videos😊

@SOICfinance 9 месяцев назад

We want to extend our heartfelt thanks for your unwavering support. It brings us immense joy to know that we're adding value to your investing journey. Keep exploring and growing with SOIC! 😊🌈

@rajuthomas4058 9 месяцев назад

Equitas

@MohitYadav-th7fz 9 месяцев назад

What About Utkarsh Small finance Bank..? Kya ye bhi Multibegger nahi ban sakta hai..? 🔥

@GarhwalTiger 9 месяцев назад

Kyun nahi kyun nahi 👍

@swapysss9619 9 месяцев назад

why are u wasting ur money...put in SBI then here...agar mkt tank ho gaya to ye sabdikhengi bhi nahin...or buy good stable stock.not a recommendation jsut for information or buy PTC or highd div stock...choice is urs