Well said you don’t know if you will wake up tomorrow. My mom and dad went to bed and never woke up. My mom had life insurance and the funeral planning went smoothly but my dad wasn’t covered and it was stressful for myself and my sister and brothers! This is why I want to help so many people !
I have over 45 years experience in the field of insurance, I was a broker for 12 years before working for several medical facilities as a business manager for all my facilities claims. I am now retired age 70 , I have no life insurance. I do not believe in people that are older leaving no children behind to spend money on life insurance, especially if those final expenses are covered . Life insurance is for the living and seniors are not leaving behind anyone that relies on their income when they pass. Insurance companies in the US have been fleecing Americans for decades . Insurance companies claiming everyone needs life insurance is a bunch of crock . Life insurance is needed for the young that have children they could leave behind or if you have a disabled person that relies on you and income . And don't get me going on the topic of Medicare , STAY AWAY FROM DISADVANTAGE PLANS THEY ARE AN ADVANTAGE FOR THE PRIVATE INSURERS NOT YOU. STICK WITH STANDARD MEDICARE , EVEN WITHOUT A SECONDARY YOUR OUT OF POCKET WILL BE FARESS THEN THOSE DISADVANTAGE PLANS COPAYS OR COINSURANCE.
