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Sir jo ups me lumsum amount bola gya h dene ko wo hmare 10% contribution aur government ke 18% contribution ka 60% nikal sakte h kya jaise nps me nikalte the
Fun fact :- A Govt. Employee becomes eligible for pension after 10 years of service but an MP or an MLA is eligible for pension even after 1 day of service 😂😂😂
service in Agniveer for 4 yrs and in Parliament it is for 5 yrs. Then why not we give only a lump sum amount after service to MPs instead of pension, just like agniveers. Also majority of Jawans (not officers) in Indian Army come from poor family on the other hand 85% of MPs of Rajyasabha have net worth of 1 Crore + (It is only what they submit in affidavit to ECI, black money isn't included). What is your honest opinion on this ??
@ravindrabhatt4295 In Defense to get pension, you have to work for a minimum of 20 years. Yes, our jawans of Short Service should get a minimum pension.
14:20 🇶 *_What is the minimum maturity on Certificates of Deposit in India 🇮🇳 ?_* ✅ Answer:- *[🇦] 7 Days* *📝 NOTES:- ♦️♦️* 🟣 It comes for a fixed tenure ranging between 7 days and 1 year for commercial banks and 3 months to 1 year for other financial institutions. *_जय हिन्द | | जय भारत | | वंदेमातरम् | |_* 🇮🇳 🙏🏽
कांग्रेस को इसके बारे में एक भी शब्द बोलने का कोई अधिकार नहीं है, अगर वे वास्तव में कर्मचारियों का कल्याण चाहते थे, तो उनके पास OPS को फिर से लागू करने के लिए 10 साल थे, लेकिन उन्होंने NPS जारी रखा, इस बार वे सस्ती राजनीति कर रहे हैं।
तो फिर ऐसा भी होना चाहिए।की 5 साल बाद हर सरकारी कर्मचारी की दुबारा परीक्षा हो जिसमे जनता तय करे की आपको कर्मचारी रहने का हक है आपने कुछ काम किए है या केबल कामचोरी मक्कारी करप्शन किया
I have read a lot of comments after watching the video. And I figured out that most people thinks, govt pension is a burden on taxpayers. Can anyone explain here, how is it so, if govt employee itself is contributing 10% of its monthly salary for the whole life? I do understand that 18% contribution is provided by govt, but that amount is not getting paid to govt employee after retirement. That means, govt is having an investment plan so that they can afford the pensions of govt employee. So my doubt remains as it is. Can anybody explain it properly?
These people are mostly those who couldn't clear any govt. exam and have convinced themselves that any other jobs/business is better than low paid govt jobs. If govt. jobs become better how will these failures convince themselves of their failure to clear govt exams
Employees ke 10% contribution par tax dena padta hai ankit ji.. Usme 80c ka benefit milta hai aur 50000 ki alag rebate milti thi 80ccd 1b mein.. Aur ye benefit bhi old tax regime mein Haan Govt ka contribution salary mein nahi joda jaata Lumpsum payment hamare 10% contribution ka jo corpus bana usko na dene ke lieu mein diya jaa raha hai Aur lumpsum payment 5 saal ki service karne par 1 mahine ki salary milegi
Correction* lumnsump amount will be 6 months of salary when u complete 30yrs of service After 6 months = 10% of (basic+DA) Means 1yr me = 20% 30 yrs me = 600% or 6 months salary
Also bring Unified Anti-Corruption Scheme .. Any government employee found guilty of Corruption should give back all the salary and perks received during his/her lifetime
Bhai tumhen lag raha hai government ko ghata hoga isase government ko hi last mein fayda hoga government unki salary mein sai kuchh percentage Katkar oune future mein pension degi per Jo kata hua hissa hai use invest karagi infrastructure stock and other things, and will get more return as compare their pension, 🎉😅😅😊😊😊😊 and the employee will also get pension
Bhai mene mehnat karke padha...phir lakho logo se compete kiya..phir interview diya phir documents verify kiye..phir saalo ke intezar me baad job lagi.. Agar mujhe paper hi fhekne hote to me padhta hi kyu? Isliye aap apne shabdo ka sahi se istemal kare... Kisi company ko jeevan ke 30-40 dena majak nhi hai....aur agar pension hak nhi hoti to log sarkari Naukri ke liye lad nhi rhe hote...
No benefit for private employees, vo sirf and sirf tax hi daite rahenge... Why not Income tax based pension scheme for all.... Jisne jitna income tax diya hai lifetime usse uske base pe pension do... private employees ne puri zindagi tax diya usse kya benefit mila????
Apne private owner boss se jake mango pension. Government kya kar sakti hai private companies me kaam karne walon ke liye?? Government apne employees ke bare me sochegi.
Abe jha2 ...tumhari tarah 6 months me increment nahi milti goverment employees ko 10 yrs me ek baar badhti hai salary ....wo bhi pay commission ka sab jhanjhat hone ke baad
pvt emplyee pvt company ko serve krta hai... and tax to govt employee bhi utna hi deta hai.... pvt employees apna union banao and pvt companies se mango
Waise bhi Pension ka benefit 140 crore me se 23 lakh ko hoga usme maan lijiye inke parivar ko bhi la diya jaye to 1 crore + ko hoga.. Baki 138 crore log to suffer hi karege. Upar se ye bhi ek trah ka free bee hai jo economy ke liye danger hai. Waise is desh me free khane walo ki jansankhya sabse jyada hai..aaur isme 90 per employe to chor hote koi bhi kaam bina paise ke na karte aur inhe pension bhi chaiye
आप सिर्फ पूर्वाग्रह से बात कर रहे है। हर व्यक्ति अपनी ड्यूटी कर रहा है ईमानदारी से । वैसे एक बात ध्यान रखना पेंशन की चिंता ईमानदार कर्मचारी को ही है बेईमान तो वैसे भी बहुत कमा लेते है, इसीलिए जिसने ईमानदारी से नौकरी की उसे पेंशन का अधिकार है।
@@desimanas9875 imaandari se kaam karne wale Desh k hit m sochte hain or wo waha paisa kamane nahi jaate Desh ki sewa karne jaate hain Or chup chaap kar rahe hain Haath phela ke bheek nahi maag rahe With OPS we are putting the burden on new generation
What about Private employees?? are we just here to pay taxes to government and for government employee’s lifetime welfare. jo kaam bhi nhi karte bas free ka khata hain.. koi pension nhi milni chahiye. IT guys are paying much higher taxes than government employees and we are not getting anything. Hona chahiye to private employees ke liye bhi hona chhaiye nhi to dono ke liye hi nhi hona chahiye..
@@Atharv20188 kyu kare government job jab hamari salary or lifestyle tumse 1000 guna behtar ha to ..... Or jab paisa priority ha to goverment job m Q gaye ??
We pay tax to Indian government not the private companies and we do more work than any government employee. Corruption sabse jada aur kaam kuch bhi nhi uske baad bhi tumko free ka khane ke liye pension chahiye for what?
Teachers of our country has not been included in the UPS. Teachers of IITs ,NITs,IIMs, Central Universities, CFTIs,Kendriya Vidyalaya Schools, Noyodya Vidyalaya Schools, etc established by Government of India, in our country are also working incredibly hard and making significant contributions to the nation's progress. Therefore, it is only fitting that they be included in the country's Unified Pension Scheme(UPS) instead of NPS, acknowledging their dedication and service to the nation.
Private sector employees are contributing to their pension along with their employer, same should be followed for government employees as well. Government employees have more benefits than private sector employees. Government employees have job security which is not thr case for private sector employees. Government should not take a decision because of the pressure from these political trade unions.
Sir Please explain on this In ops GPF is there for lumpsum,which is tax free but in case of UPS what we get ? 5.lumpsum payments are offered at the time of superannuation. It will be calculated as one-tenth of monthly salary plus DA, as on the date of superannuation for every six months of service completed. *According to the point no.5 we get only chillar.
Shame on everyone who is demanding OPS. Due to it new job recruitment is less. People who are not fit for corporate job can only have hope in Govt job. But due to OPS demand Govt job redused. Why so much cash for some people and nothing for Youth. Even i have so say that the people in Govt jobs are useless and nothing good in anything...
I think you are on a wrong track, I was an IT employee but joined Govt. Job for job security and for your kind information I was about 3 years of experience in Java backend, Angular, Linux etc.
Have some knowledge dude ... The govt. EMPLOYEES are most skilled in the country... That's why they choose government over private for job security... 90% govt. employees have joined govt. after facing toxic environment in private... Just because most people couldn't qualified for govt. that doesn't mean those who are qualified they are not skilled
@@pritishsahoo717Maan liya bahut skilled hote hain. Par kaam bhi to karein. Why bunking office. Seen many govt employees not going office for whole day. But gets full salary & pension.
While calculating pension, DA does not included, see the rule first, CCS Pension Rules 1972. You have to understand the clear meaning of Basic Pay that is the last basic pay on which the other allowances is calculated whereas emoluments includes Basic Pay + DA. Pension is calculated only by taking last basic pay and gratuity is calculated on the emoluments.
@@karmveersinghjangra6472Bhai issi govt ke karan govt employees ki salary bahut bhara hai. Teacher, govt Dr, professor, municipal etc ki salary ki lakhon mein jati hai. Kai to adhe din he office jate hain..corruption bhi jam kar karte hain. Phir pension OPS/Msp ke hisab se chahiye. Phir to sab ko ops kara do, sirf govt employees aur Kisan kyun? Desh jaye bhaar mein
@@Pp.703 भाई जी में हरियाणा से हूं यहां पर इतनी ज्यादा धान उगाई जाती है जिसके कारण भूजल खूब चूसा जारा। ये कारण बताते हुए यहां की सरकार ने पर एकड़ कुछ मुवाजा देने की scheme launch की सिर्फ उनके लिए जो धान की जगह कोई और फसल लगाए जिसमे पानी की किल्लत कम हो। अब इस सारी कहानी में problem थी की पानी को बचाया जाए। पर इस मूर्ख सरकार ने क्या उपाय दिया की उसे बाहर न निकालो वो बच जायेगा। बाहर क्यों नी निकलेगा किसान हर किसी को ज्यादा से ज्यादा पैसा चाहिए उसमें चाहे किसी health से खेलना पड़े या पानी को चूसना पड़े। जो पैसा सरकार मुआवजे के तौर पर दे रही थी उस पैसे क्या ground filling stations नहीं बना सकती थी क्या? अब इतनी कहानी सुनाने का मतलब ये है की क्या देश की तरक्की करने के लिए pension को रोकना जायज है या बिहार में 5000 करोड़ के bridge अगले ही दिन गिर जाते है उन चीजों को रोकना। बाकी आप समझ गए होंगे
Ankit sir please ye batae jaise OPS me ek PF amount ka accumulated corpus milta tha but UPS me 10% Jo salary se amount katega, kya vo amount vapas milega ya bas 25 year ki naukari karne k baad only 5 month ka basic+DA amount milega as a lumpsome amount
India is fed up with economic disparity, income inequality,social inequality,social and economic injustice all are result of structureless tax slab and cronny capitalism
Main question to ye hai k .nps me 10 taka employee ka katata he or govt 14 taka dalti he. Jab retirement vakt jo amount market ke according hogi .usame se max 60 taka nikal sakte he .. ups me 10 ke samne govt 18.5 percentage dalege .lekin retired k vakt v0 kitana withdraw kar payega ?
श्रीमान जी अभी रेलवे group D मे न्यूनतम बेसिक 19000 से शुरू है तो यह 10 साल में वैसे भी 30000 तो होगा ही होगा और इसका 50% 15000 होगा तो इसमें गारंटी 10000 की देने का क्या मतलब है
@@anglebisector5298 wahi to bhai ye to 10 sal bad 30000 basic hone par bhi 10000 hi dege jo 33% hi hoga 25 year k baad basic+DA 60k se upar hi rahega may be 70 ya 80 rahe kyuki inflation badhegi to ye pension 25k hi dege to hame diya hi kya We want only ops
सर आप सबसे पहले ये स्पष्ट कीजिये की अगर कोई सरकारी कर्मचारी Voluntary रिटायरमेंट जाता है जो 25 साल की न्यूनतम सेवा काल है UPS के अनुसार तो क्या उस कर्मचारी को पेंशन Voluntary रिटायरमेंट के बाद से ही मिलना शुरु हो जाएगा क्योंकि इसके जो मुख्य स्तम्भ हैं उसमे सिर्फ Superannuation का जिक्र किया गया है । इसलिए इस बिंदु को कृपया स्पष्ट करें ।🙏🙏
You are wrong sir ,,while calculating pension in OPS last drawn basic sallery will be considered not a Gross salary,,then for that basic they will add the basic
@@nikhiljoshi5185Mere bhai neta desh ka leader hai , constitution perspective se uske uske pass power hai to zimmedari bhi boht hai. Woh auda pension deserve krta hai. Janta k pss neta chun ne ki takat hai. Uska achwe se use krenge to Neta bhi achwe honge. Pr apki nazar mai koi neta achwa nhi hai iska mtlb yeh nhi hota k Neta ka auda yeh sb perks deserve nhi krta .
1. What is difference between NPS AND UPS at maturity.. LIKE IN NPS employee get 60% of corpus and reamining ll be fixed at annuty at 6-7 % to get monthly pension 2. Is UPS MONEY CAN BE INVESTED AND MANAGED IN WAY WAY AS NPS.. If can find these two answer plz find
Government should give pension to all their senior citizens regardless they worked in government job or not . Indian citizens who work in private sectors what will get ???????? 😢 Government should give priority to these people !!!!!
Ask your employer to reduce your salary and pay pension. Be ready to posted anywhere in the country and dedicate life to just one company. Be okay with the restrictions imposed on govt employees.
Bhutike small nahi 1 CR log hai 3,86,000 CR/ year cost lagta hai har saal or ab 90 lakh employee hai total and ab implement karne par 6,200 CR extra 1 year me he lagega Kon daga itna business Wale and private Wale tax de kar Baaki govt Wale free me health or commission lenge or maje karenge Kuch nahi rakha desh me ab nikalna he theek hai
भाई यूपीए सरकार का इसमें इतना दोष नहीं है क्योंकि 2004 के बाद एनपीएस लागू हुआ था जब पहले कर्मचारी रिटायर हुआ इसकी पोल पट्टी तब खुली है जब उसको 800 पेंशन मिली
1. Income Tax also levied on nps deduction under section 80ccd and sub clauses after certain amount. It's not tax free also it is taxable after maturity or closer. All nps amount is taxable in new tax regime.
Are you saying wrong? There is no need for DA while calculating Pension. Earlier in OPS also the average of last 12 months basic was used for calculation of Pension. It is still the same UPS now.
Sahi bole bhai lekin sabko rajniti karna galat bolke jo iska labharthi unko ki pata chalega ki kya thik h ya nhi baaki sab toh bas aise hi haal karenge
Wrong....in ops ... pension calculated as half of the last salary drawn by government employee Not the avg of basic pay and all...plz clear your facts. I said salary ...not the basic pay ...both are different things.
आदरणीय बिजय कुमार बन्धु जी आपको मेरा सादर प्रणाम 🙏आप हम nps कर्मचारीयों केलिए कइ वर्षौं से संघर्ष कर रहे हैं आपके नेतृत्व में हम कर्मचारीयों को nps से ups तक कामयाबी मिलि है जब तक ups से ops तक का सफर समाप्त नही होगा तब तक आपके आन्दोलन को पुरे देशके कर्मचारीयों का समर्थन मिलता रहेगा साथ ही ट्रेड युनियन के मित्रों से मिलकर ops ले रहे ऐसे नेताको संगठन से बाहर करनेके बारे में पहल करें ताकि भविस्य में सरकार के साथ वार्तालाप में nps का नेता उपलब्ध हो सके जो कर्मचारी के तकलिफों के बारेमे अपना पक्ष रख सके । पुन: आपको नमन 🙏
One thing is not understood that now N.P.S. 60% is returned at the time of retirement against which 10% is deducted in UPS. How much percentage will be returned in ?
14 लाख करोड़ पूंजी पत्तियों का माफ कर दिया कितने लाख करोड़ हर वर्ष एनपीए घोषित हो जाते हैं बैंकों के इससे अर्थव्यवस्था पर बोझ नहीं पड़ता और एक नेता जो पहले चुनाव में अपनी संपत्ति घोषित करता है 100 करोड़ अगले चुनाव में अपनी संपत्ति घोषित करता है 1000 करोड़ जो 900 करोड़ उसने 5 साल में कमाई इससे देश की अर्थव्यवस्था पर बोझ नहीं पड़ता
Scheme sahi hai…. Logo ko samjhna padega ki time k anusar badlaa jaruri hai. Pension desh pe burden nhi ban na chahiye. Kuch bich ka rasta he sahi hai. As a Central govt Employee I am Happy for this
Sir ek aur point hai isme 25 saal me vrs lene pe pension 60 saal pe start hoga tab tak wait karna hoga ye sabse bada jhol hai isme, ye sabse bada difference hai isse plz cover kijiye sir
@@Pp.703lumpsum amount decide kaun karega? kya clearity hai uspe? can you survive in 10k per month lumpsum amount in today's inflation era? Family to door ki baat hai 1 insan ka kharcha bhi isse upar hai per month
Sir aap main baat to btaa hee ni rhe...NPS m total contribution ka 60% Paisa ek baar m nikal skte the baki 40% k hisaab se pension bnti thi...UPS m is baare m si jankari ni h.. Hm log Govt. Ko ye ni bol rhe h ki aap hmra contribution htaa lijiye kyuki pension k liye alag se koi fund ni h apki economy pr jyada pressure na pde bs minimum assured pension k liye bol rhe the OPS ki terh !🙏
@@nirmitkhanna8282 there is a crucial difference between private work abd public work. You do a mistake or your boss pins a mistake on you, you are fired and that's it. No one outside the company is hurt, no one protests, no CBI, no IB nothing. Govt employees do some mistake, the whole public will start the trial, there will be many who will be hurt. And all sorts of investigations will start. So taking time is in the nature of government job.
It is better to settle in country like Singapore and Uae. I sense no point of paying 2.5lac of direct income tax and getting nothing. And political party are coming with scheme which will draining the tax money to pension others than other capital expenditure. No health system improvement, caste based admission, no eduction system betterment. No sense, absolutely no sense for paying high taxes for nothing. Let them coming up with scheme like these..we should also think about our financial benefits.
Govt mai har kisi ne massive corruption nahi kiya hota jo 100 saal chale ..pension developed countries mai bhi diya jata hai Balki yuvao ko berojgari bhatta milna bhi aam baat hai
दूसरी सबसे वेवकुफ बनने वाली बात यह है कि-- 1.) २० साल में जो सर्विस में आएगा और २५ की सेवा के बाद अर्थात ४५ साल की उम्र में VRS लेकर सर्विस छोड़ेगा, उसे पेंशन १५ साल बाद अर्थात उसके उम्र ६० साल होने के बाद मिलेगा । इन १५ साल रिटायर कर्मचारी क्या खाएगा?
The contribution given by the employee during service periods, whether that amount will be returned back to the employee during retirement? Like with NPS, 60% of total corpus will be given to the employee during retirement and remaining 40% will be used for providing the pension. Whether any such provision is there in the UPS.
@@dhruvalshrestha1672 No pension scheme is best 😂😂 Haram ki khani Ha kya IT walo ki 6 figure salary or tumhari 5 figure salary dekh ke paisa kamane ki Jalan to hoti hogi .or rahi respect to m apne naukar ki respect nahi karta jaa Tuu public servant ha naa Matlab mera Bhi naukar huaa
@user123-o7c han wahi public servant jo kaam karne ke phele bribe lete hai . Most corrupt and inefficient jobs jahan 50 per morally corrupted log kaam kar rhe hai bribe lene ke liye 😂😂
UPS से कर्मचारी और सरकार दोनों का फ़ायदा है...यूपीएस का विरोध करने वाले वो लोग हैं, जिनको देश से कोई मतलब नहीं है बस खुद के बारे में सोचना है..ops का भार अगली पीढ़ी पर पढ़ता था लेकिन ups में ऐसा नहीं है...
ye jitna tax common person deta h n salleried person wo to deta hi h aur 2 month ki sallery bhi income tax m hi jata h wo ops apna haq mang rhe kisi ki khayrat nhi aur neta 5 ops lekr baitha h tb desh pr burdon nhi aa rha yha ek dene m nani yad aa rhi are jitna contribution govt 30 sal tk nps m kr rhi usi ke investment se ops de skta h
देश में पेंशन की एक व्यवस्था होनी चाहिए नेताओ के लिए अलग कर्मचारियों के अलग पेंशन स्कीम नहीं होनी चाहिए अगर नेता ops ले रहे है ...तो कर्मचारियों को भी OPS मिलनी चाहिए
This is just a lollypop. Employee will contribute 10% and still only 50% of Basic + DA will be given as pension. If you calculate with SIP calculator, you will get more than govt is giving you😂
Bhai OPS mai pension 20 saal baad milti hai. UPS mai additional amount 10% + DA ( matlab employee contribution pura milega jo har 6 months mai jud jaayega) Secondly Family Pension OPS mai Basic ka 30%hai jabki UPS mai 60% hai. OPS mai GPF apni salary mai sai katwana padta hai.
आप यह बताइए श्रीमान जी कर्मचारी जो 25 साल या 30 साल 10% कंट्रीब्यूशन कर रहा है उसके ऊपर जो ब्याज मिली होगी ग्रोथ हुई होगी वह भी सरकार रख रही है 10% भी सरकार रख रही है तो सरकार अपने पास से क्या दे रही है अगर सरकार को अपने पास से नहीं देना है तो कम से कम उसका गाना नहीं गाना चाहिए कर्मचारी द्वारा डिडक्ट किया गया पैसा जो की 10% है उसे तो कम से कम कर्मचारियों को वापस किया जाना चाहिए चाहे बिना ब्याज पर ही वापस किया जाए
sarkar apne pass se tumhe kyu de yeh batao 10% 18% contribution hai 8% phir bhi jyada de rahi hai atleast 10-15 apne agal bagal k log gina sakta hu din ka 3000 salary lekar 15 min k liye jaate hai office. OPS was a joke and a burdern to this country budget go read about it
Is baar sir ne kafi work out karke video upload kra hai... Isme eke aur cheez hai.. UPS me VRS pension 25 saal baad turant nahi milegi 60 years complete hone ke bad milegi.
Kya stop pensions hah ? Abhi yelog NPS karne pe bhi vacancies kamaye jah rahe hai jitne log hai govt jobs mai Aram se pension de sakte hai. Aur ministers khudke pension pe kuch nai karte.
लोग UPS का सबसे ज्यादा विरोध इसलिए कर रहे हैं क्यों कि UPS में Employee का 10% कंट्रीब्यूशन हो रहा है। लेकिन लोगों को ये बात भी समझनी चाहिए की यदि आपका थोड़ा कंट्रीब्यूशन हो रहा है तो अच्छी बात है , इससे सरकार जब बजट लाएगी तो बजट का ज्यादा हिस्सा आपकी पेंशन पर नहीं खतम होगा और उतना रुपया देश के विकास में लग पाएगा ।
1% Govt employees 99% citizens ke upar umar bhar ka bhoj hain. Agar pension chahiye to khud contribute karo jaise baaki pvt employees karte hain. Tax payer ka paisa sab citizens ki unnati ke liye hona chahiye na ki sarkari karamchariyo ki unnati ke liye
I want to know that 10% contribution krne ke bad last me hm kitna ammount return le payege jaisa ki nps me 60% tha baki to sbko pta hai is point pr focus plz
