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Sir Total salary ka 50% nahi Basic pay ka 50 % pension milaiga .Jiska Retirement ka basic pay 46000 hai or allowance laga kar 80000 salary hai . 40000 pension nahi milaiga Sir Basic pay 46000 ka 50% milaiga 23000 milaiga Sir .
Service in Agniveer for 4 yrs and in Parliament it is for 5 yrs. Then why not we give only a lump sum amount after service to MPs instead of pension, just like agniveers. Also majority of Jawans (not officers) in Indian Army come from poor family on the other hand 85% of MPs of Rajyasabha have net worth of 1 Crore + (It is only what they submit in affidavit to ECI, black money isn't included). What is your honest opinion on this ??
Why judiciary lol.. civil judge exams dete hain tab judge bante hai. High court aur supreme ke judge ke tarah collegium se nahi bante.. unki pension band karwao
What about private employees They also want secure there old age • Gov should increase gratuity • assured Epfo pension , today its only 4k to 5k System are unfair for hard working private employees even they are contributing
मैं ट्रक व्यवसाय से जुड़ा हूं आप लोग कभी ट्रक व्यवसाय को लेकर कोई वीडियो बनाया आज यह व्यवसाय इतना बुरा दौर से गुजर रहा है हम ट्रक खरीद कर पछता रहे हैं हम इसको चलाया कैसे जाएं पूरे रास्ते टोल से भर दिया गया है ऑयल प्राइस इतना हाईक पर हैं पुलिस पूरे रास्ते परेशान करती हैं गाड़ियों के लिए भाड़ा नही हैं गाड़ी का खर्चा .. 1 ऑल इंडिया परमिट 2 फिटनेस 3 पॉलिशन 4 इंश्योरेंस 5 स्टेट टैक्स 6 स्टेट परमिट 7 पुलिस इत्यादि और भी हैं अभी माइंड में आ नही रहा हैं इसके बड़े भी इस बिजनेस को लेकर सरकार को कोई मतलब नही हैं plz कुछ सोचिए अप लोग ।
एक बात आप सभी बताए की जो ups में 10/ कर्मचारी देगा और 18.5/ सरकार देगी अब कर्मचारी मान लीजिए 30 साल तक जॉब किया तो इन 30 सालो में जो पैसा इकट्ठा होगा उसका क्या होगा क्या सरकार इस पैसे को रख लेगी या इसका कितना हिस्सा कर्मचारी को देंगी या पूरा कर्मचारी को मिलेगा और पेंशन सरकार अपने फंड से देगी पीएल कोई बताए
4:55 Little correction : it is the basic pay which is different from pay. If a person's salary is 1 lakh per month, basic pay is always less like it could be 50k. And then allowances are given such as medical allowance, HRA, DA etc and salary increases to 1 lakh. So, government will consider basic pay only which means pension will be around 25k( if average basic pay of 12 months is 50k).
Ops me bhi 50%of basic + da And UPS me bhi 50%of basic+ da Difference ye hai ki ops me contribution kuch nahi karna hota, but UPS me 10% of basic+ da contribute karna hoga, also ops ne gratuity full milta tha UPS me 30%gratuuty less milega. Overall, Ups is not as good as ops but far better than NPS.
@@user-wb6pb2df1zbhai da isme bhi include hga , dearness relief... 50%+dr... difference y h ki ops m bina contribution k pension milti thi isme 10% contribution k baad pension milegi ..
It is argued that politicians and judges should not be granted pensions in this country, as they already receive substantial perks, facilities, privileges, and generous salaries.
Agar aapka basic at the time of retirement basic pay 120000 hay to 60000 milegaa. Ye nps se jyada fuddu hay . 30 sal naukri k bad 10 plus 18.5 milake samjho 2-2.5 cr accumulated lump sum hoga . Wo bhi aapko return denge. Aab 60000 pension milega. Ab samjho aap 85 sal ta jiye to 300 mahine hue after retirement. 60000×300 = 18000000. Matlab aap ki loss . Govt win win situation.
@@Xxx11843basic salary ka fixed 50% bhi dena bhi badi baat he.... NPS me wo nhi tha... Aur last salary ka 50% govt dega to economy pe aur burden ayega . To phir govt aur tax badhayega
🔴🔴🔴 Wrong info alert: last 12 month ki salary ka 50% nahi milega, sirf basic pay ka 50% milega. Employee contribution ka Lumpsum payment nahi milega uski jagah salary ka 10% multiply by twice the years of service milega jo ki Lumpsum payment ka 10% bhi nahi hoga. Sir I watch your videos for detailed and correct explanation please cross check your data before making videos and provide full info.
What about the Private Employee who earns 15,000- 20,000 per month working 10hrs per day but no one cares Government implementing the same law for the Private Employees.
No income tax for private employees earning 15000 - 20000, only GST they will like same as govt. employees, so it is not discrimination. Jai shree Ram 🇮🇳🙏
Who will give all this money.. During their tenure what are these so called government employees doing... On top of it we all know what kind of service we as citizens get.. Hats off to Raga and opposition..
@@mynk_rjputFirst understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
I know its frustrating as pvt sector employee (i am too) but pls be updated! Ur Raga is the one criticizing the NPS since last so many years and demanding this UPS and hence to counter the opposition GOI has brought this! Moreover ur Raga and opposition are the ones giving most freebies to everyone - free seats in buses to free helicopter money to free water and electricity etc! So by this logic u should be actually criticizing Raga and not GOI!
@@udaybhaskar9970UPS is very similar to OPS, which oppsotion has been demanding for such a long time Financial prudence was the reason for replacing OPS with NPS but this govt succumbed to the pressure of opposition. Only govt employees will be benefited, rest all and especially govt will be under burden
साहब 1.retirement मे कितना मिलेगा और कैसे मिलेगा? 2. अब तक NPS मे पैसों का क्या होगा, और वो कितना जमा माना जाएगा मतलब की कटे हुए पैसों को डबल के हिसाब से मना जाएगा या नहीं? 3. Ops की तरह क्या कर्मचारी अपनी जमा हुई पेंशन निकाल सकेगा? अगर निकाल सकेगा तो कितना और किस प्रकार ? 4.ग्रेजुटी का क्या हिसाब रहेगा? इन सभी सवालो का जवाब क्या है।
galat ,, employee contri is untouched and kept at 10% for lifetime but government will now contribute 18.5 % and will increase with inflation in future or if needed
आप गलत बोल रहे हो... NPS में employees का 10% ही कटता है government 14% देती है.. आपसे इतनी बड़ी गलती की उम्मीद नहीं थी... अच्छे से research करके वीडियो बनाया करें..
Jo log bata rahe hain Old Pension Scheme me last salary ka 50% milti thi pension wo dubara se OPS ka circular padh le. OPS me bhi basic pay par hi milti thi + Dearness relief milta tha esme bhi same provision hai. P.S. OPS me employee ko kuch contribute nahi karna padta tha...UPS me 10% contribute karna padega jiski wajah se gratuity me thoda loss zaroor hoga
Per capita in India less than 20000.but servant of public getting salaries more then 20000.what a service. That's why india still suffering from poverty.
LAST, LEAST, LOWEST Agniveers are better off than Short service commissioned officers who serve for 10 to 14 year (plus one year of training)of Armed forces.Some people were not happy with that. I apologise for being inaccurate and correct myself now: - Agniveers are far, far better off. They get benefits of Seva Nidhi Scheme. - Jawans are far better off. They get pension under OPS. - Sweepers and jamadars in govt institutions are better off. They get NPS/UPS. - Clerks and peons in govt institutions are better off. They get NPS/UPS. - Jawans getting commission as officers through any entry are thousand times better off. They get OPS at total 12 years of service. - Short Service Officers of Coast Guard are better off. They get NPS/UPS. - Officials in PSUs and Autonomous Bodies are better off. They get NPS/UPS. - CAPF / Paramilitary Forces personnel are better off. They get OPS/NPS/UPS. - Jawans leaving service to join PSUs are better off. They get pro rata pension. Total govt servants = 2 crore SSCOs (including MNS) = 15k 2 crore divided by 15k = 1333 SSCO’s are 'literally "one in a thousand" Ask not what the nation can do for you. Bullets and bombshells won't touch you because you're Short service commissioned officer. SSCO’s are deliberately kept out of OPS , NPS and now UPS .
B) option :✔✔✔✔✔✔🙏🙏🙏🙏🙏🙏✔✔✔✔✔✔ Dear money is a monetary policy that involves high interest rates, making money harder to obtain through borrowing. Cheap money, also known as a low-interest policy, is the opposite of dear money and involves loans and credit with low interest rates.
punjab mein koi employee 37 saal mein bhrti hota hai jo last maximum age hai aur 58 saal mein retired hota hai uski service 25 saal kaise hogi ? ?? only 21 saal total job bnti hai yeh pention kis hisab se tyar krte hai ??????????
Ha ab country ki economy pr koi pressure nhi pdega. Sab nautanki ki baatein h. Private middle class se tax lekar sarkari babuo ko pension do. Ye sab ek hi thaali ke chatte batte h chahe BJP ho ya Congress kuchh faraq nhi h. Sab k sab
Bhai, isme govt. Pe burden nahi hai, thoda study karo, Employee ke payment se 10% ka deduction hota hai or usipe govt. Pension deti thi... Isme ek hi badlav hua hai, ke isme assured pension ka jikr hai, magar iske badle me govt. NPS me jama sari amount laps kar rahi hai... Ulta isme employee ka loss hai
Bhai private me hai toh nikal lete hai iss desh ko chorke. Asap. Sarkari naukari waalo ka hi country hai yeh, government job lenge bhi aur shaadi bhi ussi se karenge jo government job me hai. Wealth inequality ko upar le jaane ke liye
Sir, please clarify that if Government has to pay 6250 crores in first year and increased amount in subsequent years, then how UPS is different from OPS. Because main intention to introduce NPS was to reduce constraints on Budget and this 6250 crore will still affect our Budget. In a similar manner to OPS, UPS will also put pressure on Budget. Does this means, NPS introduced was incorrect? or similar to NPS some other scheme will again overtake UPS.
Still Central employees have to invest only 10%, And earlier employee also invest 10% the government which used to invest 14% earlier is now investing it to 18.5%, please correct this in the video
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and remaining 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
What a innovative way to stuck youth, as govt. job are more lucrative and now more no. of aspirants will prepare to it for years and will not seek the employment till the time.
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
@@udaybhaskar9970 I have read about it, but friend it's not about the contribution, but it's more about the mentality that is prevailing in the society.
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and remaining 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
it is a really shameful and cruel decision that in the name of the UPS, the government will swallow the entire life saving of the huge whole corpus i.e. 10% contribution and return. Every time Government servants become a scapegoat.
But this is only affecting 90L people, it will not cause any inflation. They were getting 40k now they can get 50k (for an example). Your example work if 1 crore is given to everyone (135cr people).
No there are only less than 1% govt. Employee this will not led to hyper inflation instead it will pump money in economy.. they will spend more and small shops will get benefitted..
i am government job aspirant but still i think there was no need for UPS as already government is spending a lot on employee salaries. also salary of govt. employees is good compare to private sector. Instead of UPS government should fill the vacancies that are pending and pay salaries to them which will also reduce unemployment.
I have a great Idea. Salary of Kamchor sarkari employees should be halved and the vacancy should be doubled. It's a win win situation for the public, govt and country.
Fun Fact- Politicians are getting OPS with no tenure limit condition. Video needs a correction, 50% of Basic Pay not of Salary. . Remove Pension Scheme for politicians, they have to come in politics to serve our Nation. पैसा तो वह बना ही लेते हैं .😀
Why Mla,Mp, Ministers, judges,army, airforce, Navy in ops...n other employees in ups...what is this? everyone served the nation, we want one nation one pension...
All the features of unified pension scheme are the exact of OPS The major problem with the OPS is the fixed amount of the pension which is a significant burden for the central ae well as for the states governments budget Every year certain percentage of the budget money has been allocated for it And with NPS this problem was fixed but now for the sake of politics this was again become problem
India ka 3% population govt job me hae aur unko life time salary milega marne ke baad Biwi ko salary milega aur bachho ko job milega..... Aur baki ke 15-18% unemployed youth ghanta bajayega..... Bolo Radhey Radhey
Kitna Mahan desh hai Mera aur kitne Mahan Log hai yaha k.. Jabse Azad hua hai tabse ye he mudde hai.. Reservation, Unemployment, Poverty, Appeasement etc.
Himachal mei aaj kl MLA( rait kangra) durg dealers ko support kr rhy hai or normal pde likhe logo ko preshan kr rha hai bs apne fayda ka lie usko bs vote sa mtlb hai....yh tk ki police ne durg dealer ka ghr pai bhi raid mrri tb bhi mla ke ek call pai police vlle kuch ni krte hai drink krte hai drug dealer ka sath.... Or bapis chle jate hai..... Bhot bura haal hai Himachal ka... @Narendramodi , @officalamitshah
The main thing is ki..it is affecting our economy 1. I know we all are against the pension fund of MP,MLAs but we can't do anything....cuz they are the people who are amending bills they will never amend a bill which is not in the favour of them ......... 2. I personally think the amount in UPS should be 30-40% cuz they are secured their future during their working phase...and also their children will be in a good position than other children in our country....... 3. Govt should cut that money from them and invest it in people below poverty line...... only then our country will develop..... Thank you 😊
@@Unknown-b7c4f increase in salary probably won't the solve issue. Increase salary other things will also increase. Even now many CTCs take into consideration taxes set.. And if there were no taxes salary offered would defintiely be lower.
What do you say about corperators who steal lakes of crore money from govt .one who do jobs they get salary as thier wages and its is thier hard earned money so why to cut from them
Video made without any research, a lot of mistakes. 1.Not 50% of salary, that is 50% of basic + da 2. Employees contribution is 10% and employers contribution is 14%
If a Person become MP, MLA multiple times, He Gets Multiple Pension. 1 Person getting multiple Pension. Stop political Party Pension rather than single government employees family who gets Pension after whole retirement age.
Contribution of employee is 10% And govt contibute 14%. Govt contributio before 2019 was 10% but in 2019 govt increse their contribution from 10%to 14% but employee contributio remains 10% till date. Please do share correct information.
Desh kyu dubega bhaisab. Bahut jagah pe ham rationalisation kar rahe hai... Jaise ki DBT , digitisation have saved lot of money. We can afford this much of employees welfare. Also it will boost demand in economy to increase income of govt as well. Some positives are also there.
All politicians sitting in parliament should be highly educated minimum qualification should be M tech or equivalent with distinction in ALL subjects then only they will be given pension and then only they should be allowed to sit in parliament age should not be more than 30 yrs . This should be eligibility for all politicians.
@@namratasomwanshi2045nps me 60% corpus me tax lagat hai and agar retiremnt se pehle mar gaye to 80% nps wud get locked.. Whr as in ups u will get 50% of last 12 months avg basic pay + da in regular interval based on aicpin index.. Also u will get (basic+da)/10*year of service*2 as a lumpsum.. Gratuity has nothing to do wid pension..it is paid seperately..Its is 25 lakhs now.. Thoda study karlo pehle😂😂
@@joymondal487Jo 10% deduct hoga or 18.5% government degi vo retirement k baad milega ya nhi ye btao aap to sidha sidha isme lafda kregi government sayad hazam krne ka plan h government ka
Short analysis:- 1. After 25 yrs of service Last 12 months average Basic pay ka 50% pension 2. Minimum assured pension 10k 3. After retirement the spouse of deceased will get last basic ka 50% ka 60% 4. Inflation rate in pension as per rates 5. Amount of last 6 months Basic+DA at the time of retirement 6. Current 10% contribution by employee and 14% by govt is raised to 18.5% by govt which is being invested in Equity, govt bonds, wo sum bhi to last time pe milega. Nice scheme❤ Sirf wahi virodh kar rahe hain jinko OPS, NPS or UPS ka kuch pata nahin hai.
देश की आम जनता वस्तुओं पर 5% से 28% तक जीएसटी देती है पेट्रोल डीजल पर 50% टैक्स देती है। ताकि देश के सरकारी कर्मचारी और नेताओं को लाखो करोड रुपए पेंशन के रूप में दिए जा सके। इस पैसे से देश के लाखों बेरोजगार युवाओं को रोजगार दिया जा सकता है। पेंशन सिस्टम बंद करो
1.Last 12 month m jo average basic pay h jaise b. Pay average 40000 hai to uska 50% 20000 aapko pension milega monthly + Dearness relief milega. 2. Aapka 10% contribution + 18.5% govt contribution me se hi aapko pension or gratuity di jayegi One time amount nhi milega retirement par.. Nps me b same hi hota h Aapko retirement par 60% lumpsum amount mil jata hai..baki 40% ka aap monthly pension bnwa skte hai.. Dono option isi liye rkhe gye hai Jisse aap log झुनझुना bjate rho
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
Please re-upload this video with correction. The 50% will be given upon basic pay and if you take the basic pay of a constable or havaldar (after 25yrs of their job) then it will be arround 38-40k and it's half will be 20k.....
@@mynk_rjput loot hum nahi rhe hai. Jo mantri sansad baithe hai unko bola kya kabhi. Vo to Bina padhe likhe 1 bar bhi mp, mla ban ke Life time pension lete hai.
Q1) What will happen to Voluntary contribution to NPS Tire 1, which is not part of 10% of employees and also not part of 14% of employers? For example, I have contributed an annual 50k voluntarily for the last 10 years. That money already is a good corpus; what will happen to my own earned money under the Unified Pension Scheme (UPS)? By the end of the next 20 years, if you calculate 8% interest, then it will become 23 Lakh rupees. Am I going to get my money as it is not part of 10% of employees and also not part of 14% of employers under UPS? My voluntary contribution should not counted under 50% pension. Q2) What will happen to an Employee's contribution to NPS till now? If someone gets a job at age 25 and one gets a job at age 35.. then the contribution to NPS will be different. Suppose, both of them retired in the basic pay, then how it's fare between who contributed for 35 years and who contributed for 25 years?
जितनी खुशी तत्कालीन कर्मचारियों को OPS के जगह पर NPS को चुनकर हुई थी,उतनी खुशी आज भी हमारे साथियों को NPS के जगह पर UPS को चुनकर होगी। लेकिन लगभग 10 वर्षों के बाद NPS की खामियां पता चलने लगी तो लगे सरकारों को कोशने। उसी तरह जब आगामी 10 वर्षों के बाद UPS की भी खामियां बाहर आने लगेगी तब फिर से हमलोग रोने धोने लगेंगे। मैं कहता हूं आप क्यों मोडिफिकेशन कर रहे, क्यों इतना दिमाग लगा रहे हो, सीधा सीधा OPS ही क्यों नहीं बहाल कर देते। मरणोपरांत UPS के अनुसार आप फैमिली पेंशन 60 फीसद देने की फजीहत कर रहे हम तो OPS के साथ 50 फीसद में खुश हैं। परंतु बात है कि हर हाल में OPS नहीं देना है इसलिए प्रपंच रचा जा रहा है। जब तक कर्मचारी को UPS समझ में आने लगेगा तबतक सरकार इसका लाभ लेकर दो टेन्योर पूरी कर चुकी होगी और कर्मचारियों का उत्साह भी ढीला पड़ चुका होगा। 5 साल के लिए ये सफेदपोश चुनकर जाते हैं उसके बाद ताउम्र पेंशन और अन्य भत्ते पाकर सुखमय जीवन का लुत्फ उठाते हैं और आम कर्मचारी जो कि नौकरी लेने के पहले से जो संघर्ष करना शुरू करता है, नौकरी लगने बाद उससे दोगुना संघर्ष करते हुए नौकरी करता है। किशोरावस्था से शुरू करते हुए युवावस्था को समर्पित करते हुए बुढ़ापा तक अपना शरीर जलाकर,घरबार छोड़कर रिटायरमेंट तक अनगिनत बीमारियों को गले लगाकर जब घर वापस आता है तो पेंशन के रूप में झुनझुना थमाया जाता है। 5 वर्षों की सेवा के बाद सफेदपोश पूर्ण पेंशन के हकदार हैं जबकि दिन रात अपना खून जलाने के बाद जब एक कर्मचारी 10 वर्षों की सेवा के बाद जब घर जायेगा तो उसे 10000 की विशाल राशि उसे पेंशन के रूप में दी जाएगी जिससे आने वाले समय में वो अपनी पतलून भी नही सिला पाएगा। आधुनिकता का आलम यह है कि रिटायरमेंट के बाद यदि वृद्धाश्रम में गुजारनी पड़े तो इन 10000 रुपए में वृद्धाश्रम की फी भी नही पूरी होगी। खाने,कपड़े और दवाई की तो बात ही अलग है। इसलिए अभी भी समय है हमसभी को मोह के मायाजाल में नहीं फंसना है और सरकार से गुजारिश करनी है कि प्रभु आप हमारे लिए ज्यादा परेशानी मत उठाएं आप हमलोगों को OPS ही दे दें बड़ी कृपा होगी आपकी। NO_MODIFICATION_ONLY_OPS
Every Indian, please think that what percentage of people are enjoying the benefits of governmental pension ; it will be 1% or less & we all supplying the money by paying tax directly or indirectly .By our money, the pensioners are enjoying,it a serious injustice for the rest 99% people.
One question: ye jo 25 saal ki service honi chaiye wala point hai , kya ye years of service ka calculation 1/4/2025 se chalu hoga ya actual years of service in organisation wala count hoga ? Clarification needed plz.
No future of this country, 2 crore government employees gets 10 lakh crore on pensions , and education budget +health care budget+ road budget+ railway budget combined equal to this
Sir today's session has a lack of research like In OPS :- pension was 50% of last payout (basic+all type allowance) while in UPS:- pension is 50% of last basic pay not last payout. In NPS 10% is deducted of (basic+DA) and 14% of (basic+DA) is given by the government and this amount (24%) is invested in mutual funds..
