USDA loan requirements (BEST 0% down loan)

AVOID These Home Updates That DON'T Add Value

Румыния - Нидерланды | Евро-2024. Обзор матча 1/8 финала

Как так вышло, что младшей сестре уже 18?

Ана Ракси Равшан ва Латиф Баттл Тренд 2024

Новый Тренд Деньги Звонят #янгер #shorts

USDA Loan Requirements (For First-Time Home Buyers)

Win The House You Love

Подписаться 180 тыс.

Просмотров 203 тыс.

50% 1

Видео Поделиться Скачать Добавить в

► ► Get Pre-Approved With My Team → www.winthehouseyoulove.com/le...
► ► Get An Agent Referral → www.winthehouseyoulove.com/agent
TOP RESOURCES
💪 Let Us Beat Your Loan Estimate → www.winthehouseyoulove.com/co...
📉 Today’s Rates → www.winthehouseyoulove.com/rates
🏡 Max Purchase Price Calculator → www.winthehouseyoulove.com/ma...
📅 Complete Buying Timeline → www.winthehouseyoulove.com/ti...
📊 Loan Comparison Calculator → www.winthehouseyoulove.com/ad...
🎓 Lower Student Loan Payments → www.winthehouseyoulove.com/st...
💳 Credit Score Simulator → www.winthehouseyoulove.com/cr...
0:00 2022 USDA Loan Requirements (For First-Time Home Buyers)
0:17 0% down payment
0:54 Direct vs. Guaranteed
1:27 Insured by USDA for "rural" areas
1:40 Extending your commute
1:52 First-time home buyer
1:54 Construction loan
2:22 Comment from last year's video
2:49 What is USDA
3:29 GUS
4:17 Pick a helpful team
4:57 COVID Changes
6:48 Down payment
8:26 Closing Costs
11:57 Proof of Funds
14:15 Credit Score
16:48 Credit Events
17:39 Interest Rates
18:55 Mortgage Insurance
21:56 Property Requirements
25:05 Appraisal Highlights
26:40 Sample homes
28:33 Loan Limits
31:09 Income and Employment
26:40 Sample homes
28:33 Loan Limits
31:09 Income and Employment
32:44 Affordability
34:04 GUS (front-end/back-end)
35:27 Manual Underwriting -640
36:56 Student loans/ CAIVRS update
37:53 Income-Driven Repayment
38:45 Manual Underwriting -680
39:38 Seller Credits
41:06 Special Requirements/Features
43:58 Refinancing
46:18 Success Rate & Seller Perception
48:17 How to get a USDA loan?
Kyle Seagraves - NMLS 1701021
Only for educational usage. All calculations should be verified independently. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This is not an offer to lend and should not be used to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, nor real estate advice. Read the full disclaimer here: www.winthehouseyoulove.com/di...

Опубликовано:

3 июл 2024

Поделиться:

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 394

@alisha478 Год назад

I did this loan 2 years ago after following you and Shahedda Hill on this platform. You made it so easy! Continue to bless us with this knowledge!

@WinTheHouseYouLove Год назад

Wonderful! Thanks for watching. :)

@alisha478 Год назад

@SheOwnsAh Hill the process was easy I was approved in May of 2020 but I didn’t find a home I liked until September I closed in November of that year. The best advice I can give you is to make sure you get exactly what you want and not settle. The only small issue that I had was with the underwriter I had to give an explanation about a few reoccurring charges that I had on my credit card each month which is pretty common with any loan.

@missbttrsctch Год назад

Congratulations!!

@CrystalsTrips1 Год назад

I'm doing this now and @shahedda hill and this channel are my go to videos

@J_WheelerDoll30 Год назад

I just wanted to say that usda does limit the location of where you purchase. It’s mainly for rural areas. Usda guaranteed is for median low income and usda direct is for very low income. I had to do research on my own on the differences because the loan officers acted like they didn’t know what I was talking about. We kept getting denied but realized, the officers gave us the application for the very low income and we of course overqualified for that. I did some digging and finally told them they were wrong and went elsewhere. Our lender we have now didn’t know either but we have our pre approval amount a few weeks ago. =]

@WinTheHouseYouLove Год назад

I cover this in the video :)

@J_WheelerDoll30 Год назад

@@WinTheHouseYouLove sorry, I should’ve said for people who didn’t hear. Some people still asked questions. I assume that they didn’t hear correctly or just wanted a comment

@brendapalmer8510 Год назад

Congratulations ☆☆☆☆, 🎊 On The Purchase Of Your New Home!!!

@cj2k867 Год назад

Literally it’s the first minute of the video..

@Theausomecaleb Год назад

I'm a mortgage loan officer. Generally we don't deal with USDA loans much. So this section of loans it's great to do your own research so you can make sure everything goes right. When I did my yearly coursework to upkeep my license. Usda loans weren't even touched.

@coryburright1883 Год назад

Thank you for helping it’s rare finding someone that is willing to help others like yourself

@WinTheHouseYouLove Год назад

Wow! Thanks. :)

@GoodLuckGardens Год назад

Your videos are extremely helpful and informative!! Top to bottom full of detailed info! THANKS!

@WinTheHouseYouLove Год назад

Glad it was helpful! Thank you!

@maryp1464 Год назад

I'm just starting to learn about this type of loan. Of all the videos I've watched, this one is by far the most clear and informative. Thank you for the knowledge!

@WinTheHouseYouLove Год назад

Glad it was helpful!

@ornelaskev1988 Год назад

Thanks for spreading knowledge, new subscriber here. I like the layout , no music , straight to the point

@WinTheHouseYouLove Год назад

Thank you so much for watching!! :)

@bourbon.36 Год назад

I used a local bank to get a USDA Guaranteed loan last summer before rates started creeping up. It's an easy process similar to a conventional loan as long as you have done a little research and have all docs and anything a lender will typically need ready for them when you start the process. Closing was extended out to closer to 45 days, but that is because at the time USDA was backed up and they have their own approval on top of the bank that they have to do. When it was all said and done, at closing it cost me about $3800 for closing cost and then the loan was transferred to US Bank.

@WinTheHouseYouLove Год назад

Wow! thanks for sharing your experience and for watching. :)

@emmychannel5563 Год назад

Thanks for this. Most lenders are quick to push to FHA or conventional. Do you know lenders that can do this in Florida?

@bourbon.36 Год назад

@@emmychannel5563 This is a list of lenders by state. www.rd.usda.gov/sites/default/files/RDGRH-AllStatesList.pdf

@isadorajimenez7540 Год назад

@@emmychannel5563 Would love to know this as well, I live in Florida and the last 2 years all the lenders I met pushed for fha or conventional.

@mattbrew11 Год назад

@@emmychannel5563 bank of america and wells fargo both do

@drealstarsweet Год назад

Great stuff!👍 Appreciate the break down!

@WinTheHouseYouLove Год назад

Wow! Thanks!

@luckylib Год назад

Thank you for sharing this content because I have been looking for home

@WinTheHouseYouLove Год назад

You are very welcome.

@JaneDoe-bw8mn Год назад

Thanks so much for this information. This answered so many questions I had about a USDA loan.

@WinTheHouseYouLove Год назад

Glad it was helpful! Thanks for watching. :)

@yencymartinez4138 Год назад

Thank you for the great information. Have a great day

@WinTheHouseYouLove Год назад

Thanks! Have a great weekend ahead. :)

@ocean1233 9 месяцев назад

Excellent tutorial 💯

@hannahviolet927 Год назад

Thanks for this info! I've been looking for options to buy my first home and I'm really excited

@WinTheHouseYouLove Год назад

Best of luck!

@NYCAppl3 Год назад

You're incredibly thorough and I appreciate the time and effort put in to this presentation. Thank you so much!

@WinTheHouseYouLove Год назад

You're very welcome! Thanks for watching. :)

@subrinalikebula2710 Год назад

Hi.if you help us, you bring,your friend , if they are Smarter then you. They get demand,let me know,

@nhmartin5334 Год назад

Thank you for all this great information

@WinTheHouseYouLove Год назад

No prob! Thanks for watching. :)

@TheAngel7268 3 месяца назад

This is awesome! Love the part where you say, beware of loan officers that try to steer you to other programs! I literally just told somebody to look at FHA because I had no idea this existed. So that person sent this video to me! I’m so glad they did! I’m going to send this video to a lot of people! 😂

@tinamama6954 2 месяца назад

I truly appreciate how well versed you are in knowledge of USDA loans!

@WinTheHouseYouLove Месяц назад

I appreciate that!

@Moodtoodrude Год назад

I very much value that you start your videos sharing what information you are going to deliver. No fluffy intro with cool editing, I'm not really wanting that video style when I'm watching RE or personal finance videos. Thanks, Kyle!

@WinTheHouseYouLove Год назад

I appreciate that! Thanks for watching.

@dionnewashington4585 Год назад

I want to tell you "Thank You" for your clear, concise and accurate videos and constantly encouraging us to stay focused and not give up. I closed today!!!! I appreciate you 🙌💕

@WinTheHouseYouLove Год назад

Awesome! This made my day, enjoy your home. :)

@jdicari9534 Год назад

Congratulations

@Listella. Год назад

Thank you for making this information so accessible! Important to be educated buyers and sellers.

@WinTheHouseYouLove Год назад

I just recorded a personal video reply for you: vid.us/va3kmk

@lindseytarniesha1244 Год назад

Wow! This just blew my mind! I'm a home owner already, however I've been teach my young adult children about home ownership and credit since they were teens. I can’t wait to teach them about this type of loan. You're an amazing teacher! Thanks!

@mattbrew11 Год назад

Teach to pay cash

@tina247diva9 Год назад

Just sitting here thinking that you're clear, concise and I'm learning lots of new info (to me anyway) thank you !

@WinTheHouseYouLove Год назад

Glad to hear it! Thank you!

@mssdj Год назад

I brought my home with USDA 6yrs ago and recommend this if you can do it. Good to see awareness for this as alot of people don't know about these loans 👍🏾

@WinTheHouseYouLove Год назад

Yes, that's the reason why I make videos like this. Thank you for watching. :)

@gaddy8964 Год назад

I've learned so much from watching your videos. Thansk so much for sharing and creating this content for us future home 🏡 buyers. These tools are beyond helpful . Im such a proud subscriber.

@WinTheHouseYouLove Год назад

You are so welcome! Thanks for watching. :)

@melanatedbeauty007 Год назад

I needed this information and thanks

@WinTheHouseYouLove Год назад

Glad I could help

@theresam9315 Год назад

Thank you for this information.

@WinTheHouseYouLove Год назад

Glad it was helpful!

@brussjhon645 Год назад

Thanks for the great info. much much easier

@WinTheHouseYouLove Год назад

Glad it was helpful! Thanks for watching.

@maggie44222 Год назад

Love the new look lol and thank you for this info I’ve been doing much research to purchase a house and your vids have been great help

@WinTheHouseYouLove Год назад

My mustache! 😁 Thank you and best of luck!

@ronyorde5144 Год назад

Good video and info...we are wanting to go rural so this is great info for our situation !!

@WinTheHouseYouLove Год назад

Thank you so much for watching!! :)

@Lifesbeengood Год назад

An ad for this type of loan came up in my social media, and then this video. Seriously considering this type of loan because I want to live in a rural area anyways

@taylordodson1896 Год назад

Great information in this video. Thank you for sharing:)

@WinTheHouseYouLove Год назад

Thanks for watching!

@lauriekepaa8464 Год назад

Your the best sir!! thank you

@WinTheHouseYouLove Год назад

Thanks for watching!

@keithclark8030 Год назад

Thanks for your videos.

@WinTheHouseYouLove Год назад

My pleasure. Thanks for watching. :)

@mattbrew11 Год назад

Id love a video on one time close USDA loans. Im ready to be in the country with some scenery

@shortygreyhannah Год назад

This video is incredible

@WinTheHouseYouLove Год назад

Thanks!

@shannon_w. Год назад

I hope you see this, first off this is BY FAR the best and most thoroughly explained video on this subject I have seen. So thank you for that. Second, if you are in a Union and you take money out of your annuity fund to help with your closing costs do you need to have it in your bank account to “season” before you can go for the home buying process? Do they (the underwriter) look at this negatively?

@KimKim-dj9fh Год назад

Great data points, I listened in its entirety but half way in I looked up and started looking at the vid and noticed that perfect hair lol. Thanks again for the info I definitely shared with a few ppl.

@WinTheHouseYouLove Год назад

Hahaha thank you I cut it myself since COVID started!

@anthonytate8656 Год назад

Love the stash, I've been watching your videos for the past few months and all tips aside, I must say your voice makes me feel like I can accomplish anything as long as you're there to guide me. lol.

@WinTheHouseYouLove Год назад

The voice makes everything sounds easy.. hahaha thanks for watching!

@mzruffin786 Год назад

Your video was very informative and helpful thank you!! There was a lot I never knew about USDA loan until the break down of your video. We are in the process of being homeowners and the loan is an USDA that we are getting.

@WinTheHouseYouLove Год назад

Thank you so much for watching!! :)

@black5ent Год назад

THANK YOU , THANK YOU, THANK YOU. I would keep going, but you get the point. Your video has been a life saver. I am currently looking to purchase and had not considered the USDA loans. I have halted my search to see if and what i qualify for. Considering i am looking for a rural homestead, this may be right up my alley. I will also consider a FHA as i am willing to put some money down, to bring down the monthly and interest of the life of the loan. I will be reaching out to the links in the description. You are truly a blessing and appreciated.

@WinTheHouseYouLove Год назад

Awesome! Hope to talk to you soon. Thanks!

@Yooperchic Год назад

Thank you!!❤

@WinTheHouseYouLove Год назад

My pleasure! ♥

@s.dianneking9210 Год назад

Yes I have really like your podcasts! You always give good info that can be use now or near future. It helps so much so when you talk to bank, mortgages broker and realtor, you can talk with confidence and speak their language!!!!!

@WinTheHouseYouLove Год назад

I'm so glad! Thank you!

@jacobpaolozzi2266 Год назад

I've payed rent on home 9 years now its time learning alot thanks for knowledge

@WinTheHouseYouLove Год назад

That's great! Best of luck!

@jacobpaolozzi2266 Год назад

@@WinTheHouseYouLove thanks so far only badnews with usda loan is may jot qualify for more than 175k

@ElleBrOw 11 месяцев назад

*paid, a lot

@lifeisbeautiful9455 Год назад

Thank you so much!

@WinTheHouseYouLove Год назад

My pleasure. Thanks for watching. :)

@lifeisbeautiful9455 Год назад

@@WinTheHouseYouLove I learned so much from your channel that most realtors or consultants don’t even delve into. It’s like they don’t want you to ask questions, they just want you to purchase so they can make a commission. This is a big decision that should be thoroughly researched.

@CrazyGadgetGuy Год назад

Thank you so much for the video I am about to close next month with the USDA hopefully they approve

@WinTheHouseYouLove Год назад

Best of luck!

@CrazyGadgetGuy Год назад

@@WinTheHouseYouLove Thank you so much

@madpennfoodchannel7501 Год назад

Thank You 🙏

@WinTheHouseYouLove Год назад

My pleasure. :)

@stephy6199 Год назад

Ours was 620 score. your debt ratio & income impact how much house you can buy. We put 5% down. Fixed 4.5% interest. We did FHA in rural area. Is this the same as USDA? Our extra insurance stuff is $345 plus our house loan payment. Outside all this get the home appliance insurance. It saved us when our outside unit went to crap. We use" first American home warranty ". $1800 to fix but we paid $465. Trust every so often something will break & your responsible for fixing it. It's also a good idea to save $1000 for home repairs.

@mosimojones7714 Год назад

You would think that the USDA would be more open to construction loans being that the loan is for rural areas. I always thought that “rural”meant more agriculture land than housing.

@leilareggie1826 Год назад

There are still certain zip codes adjacent to big cities like Phoenix and actually with Phoenix zip codes.

@jeffreyj57 Год назад

Great information..liking the mustache

@WinTheHouseYouLove Год назад

Thanks for being early. :)

@lorig1574 Год назад

You just got a new subscriber 😍😍😍

@WinTheHouseYouLove Год назад

Welcome aboard!

@itsonlystardust Год назад

Me too just subbed 👋🏼

@peacebeteal 6 месяцев назад

I’m sure I’ve asked already but can you do an updated video on the USDA loan and process of using it.

@JoeR203 Год назад

I found a house I'd like to buy. I checked the map and it's literally 50 feet outside of the boundary that wouldn't allow me to qualify. But by the time I start talking to a realtor, the house will be under contract. They're going "Contingent" and "Pending" within days, sometimes within hours, of being listed.

@kellywatkins6409 Год назад

I had one of these, couldn't find a home in my price range that could pass the extensive inspection that is required. That's 500 bucks every time it happens out of pocket. Additionally the extremely competitive atmosphere here made it almost impossible to take advantage of the loan. Time limits run out and you have to repeat the process.

@Kiai808 2 месяца назад

Super informative and helpful! I’m in Washington. My family of 4 would love to receive this loan to finally become homeowners ❤❤❤

@WinTheHouseYouLove Месяц назад

Thank you so much for watching!! :)

@karenconway3490 Год назад

Great video! I just submitted my prequal application for the direct loan. Would love a video on the actual step by step timeline from prequal to application to closing. Thank you.

@WinTheHouseYouLove Год назад

Best of luck!

@kellywatkins6409 Год назад

It depends on how quickly you can have it inspected and appraised. If everything goes smoothly 3 months is not unrealistic.

@jdschofield Год назад

Great content and thank you for sharing this information.

@WinTheHouseYouLove Год назад

Wow! Thank you!

@josegutierrez8672 11 месяцев назад

Do you have any information on construction loans thinking of building from ground up

@carlosr.27 Год назад

Can you tell the process if you own a house already? Thank you

@blancaash8807 Год назад

If anyone can answer this question I’d appreciate it. If my client has recent delinquencies on their credit cards would that be an issue to qualify for this particular loan?

@rakeemdaking2550 7 месяцев назад

What mic are up using? You sound great

@WinTheHouseYouLove 7 месяцев назад

I use a Neumann TLM 102

@johnbaron3070 Год назад

Can I tear down the existing building and build a new house with this loan? Or would I have to refinance to a different loan?

@jmoney8962 Год назад

Zero down is different from closing costs correct? I’m trying to get out of paying closing costs. Been difficult.

@Gorgeousdelilah Год назад

Will you be doing a video about the direct loan ?

@WinTheHouseYouLove Год назад

Possibly in the future

@CapitanGreenhat Год назад

Compared/combinable with a va home loan?

@dosomething6975 Год назад

Once you’ve been approved for the loan and moved into the house, can your income then go up past the approval rating?

@zenaidacuerdo3794 Год назад

Are you gonna be the one looking for the place? Any listings suggested?

@garrettrea9878 Год назад

Thank you for this informative video! My wife and I are currently looking for land on which we hope to build a home. You mentioned that a USDA Guaranteed Loan cannot be used for "income producing land." Does that mean that at the time of purchase the land cannot be income-producing, but that after you've purchased the land you can begin to use it for agriculture? Or does that mean that the land can *never* be used for agricultural purposes?

@infotechsailor Год назад

1000% they will never come back and check if it starts growing melons

@mattbrew11 Год назад

This in in regards to farming but if you do start producing a significant amount of revenue it is quite likely that it will trigger a review

@mrsjohnson8486 Год назад

Gosh you are so cute and I love your voice. Also your information that you give is amazing. I’m active duty Army. Can you please do a video on VA loans. Thanks! 😊

@WinTheHouseYouLove Год назад

Thank you! Sure, I will add VA loans to my to-do list. :)

@lr694 Год назад

I've been trying g for two years now to buy. Trinity morgage has been making me jump through so many hoops. Last year they told me I was a shoe in. This year they are saying I need to make more money. But if my income comes up in 2022 it can only go up 20% which doesn't raise me up enough. But I could ammend my 2021taxes pay all the fees etc then raise my 2022 just 20% So at this point I keep seeing this stuff and I just feel totally frustrated.

@SparePartsCartoon Год назад

Hey great videos! By the way I found a typo on your website

@WinTheHouseYouLove Год назад

Oh no! Can you let me know at kyle@winthehouseyoulove.com

@SparePartsCartoon Год назад

I’m pretty sure it’s in the figure 0ut your moving plan section!

@SparePartsCartoon Год назад

@@WinTheHouseYouLove also. Stop by the channel and let me know your thoughts on my cartoon show ;)

@cooperwilliams2433 Год назад

What software did you use to video with video on left and wording on right. Thanks good cideo

@WinTheHouseYouLove Год назад

Ecamm

@stepasike Год назад

With good credit, no debt, only income is SS. As an elderly, disabled senior, I´ve been informed by local USDA office that my income in not sufficient for loan. So I must remain in an unsafe environment. When I moved into my present apartment i was not as disabled. Now I require more safety issues. Two-three year waiting list for senior housing, etc.

@WinTheHouseYouLove Год назад

Hmm, I don't know why that would be. USDA Direct is designed for people in your situation.

@Machenziethemodel Год назад

Are you able to talk more about USDA one time close construction loan.

@WinTheHouseYouLove Год назад

On my list!

@stevenfrench7940 Год назад

Do you have any videos on section 184 loans

@WinTheHouseYouLove Год назад

I don't at the moment

@Soulman6969 Год назад

Do One on VA Loans Please!

@WinTheHouseYouLove Год назад

Soon! Thanks for watching. :)

@ElleBrOw 11 месяцев назад

What’s there to do? VA loans are NO MONEY DOWN ✅

@melissamerry6370 Год назад

Can you explain USDA loans when building a home? Would someone who is building a home have to pay on the loan while the home is being built? And…what about land? Would you have to pay on the loan for land during a build? Thank you.

@sashaclarke2749 Год назад

You must OWN your land 1st, without any liens... they will not build on land that you are still making payments on...

@TrulyBlessed_1111 Год назад

@Melissa Merry, Hi you can use a USDA Single Close Construction Loan to purchase land to build your home on or build on land you already have (with certain criteria), or payoff land you are financing to use. I have attached receipts (Proof), straight from the USDA. Answers to your questions are in this guide. I am going to go with this method. Good luck:) www.rd.usda.gov/files/RD-SFH-ComboConstructionNotes.pdf

@mattbrew11 Год назад

If you want to build on land it must be owned outright or you can not pull permits but you can do a loan to purchase land and convert it to a construction loan where you are paying monthly during the loan but it can not then be converted to a usda loan only conventional.

@PetitePhillyLife Год назад

Do you know anything about the NACA program? I spoke with a HUD counselor and when I mentioned going with a USDA loan they said the NACA program was better because they work with conventional loans.

@WinTheHouseYouLove Год назад

I'm working on putting together NACA video :)

@CassandraCee_ Год назад

Genuinely surprised how much of MA is USDA eligible 🤔. I always assumed it was only for farm land. Great breakdown as always

@WinTheHouseYouLove Год назад

Thank you so much for watching!! :)

@HerDigitalMedia Год назад

Great content! I would love to work with you and your reference. I'm based in Ohio also and have a couple of questions about purchasing in a rural area. 1. Is house hacking Frowned upon? 2. How many parcels can be on the property? Does the up to 4 units still apply here? Will it be listed as residential or in a different category? 3. I would like to buy 1-4 acres and build homes later in the future. Is it allowed? Or even put tiny houses on my land. This is amazing. I had no idea about this loan. I had a conventional loan but didn't know about this one.

@WinTheHouseYouLove Год назад

Thanks for watching! Feel free to email me kyle@winthehouseyoulove.com 1. No, but it's tough with USDA 2. USDA only allows 1 parcel with a property on it with only 1 unit residential 3. No, USDA has a construction loan where you can buy and build, but if you want to just buy land, you'll need a loan loan

@HerDigitalMedia Год назад

@@WinTheHouseYouLove Thanks! This helps me understand a lot.

@rachaelgoldstein8091 Год назад

Dose this loan exist in California?

@CaptainOverLoad Год назад

With inflation and housing prices we are all low income borrowers lol. I sold my house in 2016 for 200k, the next owner treated it like poop. They tore down that building and now JUST the land is for sale for $1,800,000 dollars! That is a 800% prices increase. A increase of one million six hundred thousand. I will buy my land back once the price falls if i didn't have to relocate for the military i'd still own it. This is in Tampa Florida.

@ginak5878 Год назад

My mom recently passed away and in the will it said I was to assume the mortgage for the remaining balance and the mortgage company told me I cannot assume the loan I would have to refinance I wonder why. I need guidance or someone to talk to I'm at a loss. I've lived with my mother for the last 9 years

@KingLoSo9 11 месяцев назад

🙋‍♂️I got a question if you win a lawsuit do you still qualify for the 0 down payment or you gotta for conventional?

@grantgunderson8728 Год назад

Potential FTHB here… Can I purchase a single-family property as my primary, live in one room and rent out another bedroom? I don’t want to sell the property anytime soon after buying; just would like to find ways to lessen my mortgage at times.

@grantgunderson8728 Год назад

Would like to add that I’m looking to do this with a USDA loan if possible

@RealtorMarv Год назад

In my area, USDA is generally accepted

@WinTheHouseYouLove Год назад

That's awesome!

@r_ballbiff651 8 месяцев назад

I am interested in a USDA loan, don't plan on renting the house out but I do plan on renting rooms out. Would this qualify?

@thottv7403 Год назад

I feel like this is a way for people to get rid of bad assets

@iamagrownman4192 Год назад

Ok, so my wife and I combined make over the allowed income limit. What if I go through with the process and she just “moves in with her parents for a year” is this a loop hole? It can’t be that easy, is it?

@TFJ2024 Год назад

What lenders work with 500-520 credit score

@ashley_engle Год назад

Hi!, Looking at 31:00 I understand the income requirements however I'm curious if you can have an increase in salary that puts you over the threshold after (example: 6 months after) you have closed on a home using a USDA loan?

@WinTheHouseYouLove Год назад

They only look at income up until closing. It does not get tracked after closing

@NaamaBJMor Год назад

Thank you so much for a great video. I would like to know if you and your team can help me buy a home in California or Oregon even though you are not from that area

@WinTheHouseYouLove Год назад

Thanks for watching! Yes, all 50 states! Send me an email kyle@winthehouseyoulove.com

@NaamaBJMor Год назад

@@WinTheHouseYouLove Thank you!

@jordanjenkins1671 Год назад

What's the average mortgage interest rate for USDA loans? Average APY?

@WinTheHouseYouLove Год назад

www.winthehouseyoulove.com/rates

@GullahGeecheeFarmer Год назад

Would this benefit those that are into agriculture as well as home buying?

@WinTheHouseYouLove Год назад

No, USDA doesn't allow income-producing properties

@mrsvivie100 Год назад

what if the person doesn't have anything at all

@Rcalvio Год назад

Am I able to get mortgage insurance through State Farm since I already have it?

@WinTheHouseYouLove Год назад

You'd have to contact State Farm, I'm unaware of their stuff

@derekwhittom1639 Год назад

How do we find lenders who can do USDA for something like a 2br/1ba around the $60k mark. I live in a USDA rural zone and median household income is around $35k. Most lenders either don’t want to or “can’t” work with homes under $100k. What to do?

@WinTheHouseYouLove Год назад

Email me we can help kyle@winthehouseyoulove.com

@seawolfbarbershop1679 Год назад

I thought it does have a loan limit. I have seen them listed and there are no homes in my area within those limits.

@WinTheHouseYouLove Год назад

USDA Direct has a loan limit. This video is about USDA Guaranteed

@kirkturkey6278 Год назад

I own land in USDA area. Can I get a loan as easily?

@supertomlogan4411 Год назад

Hi, I loved your video, but did not see anything about income requirements only proof of funds. Would that mean you only have to provide bank statements? Do you have to show two years of income/ tax filing etc?

@WinTheHouseYouLove Год назад

31:09 Income and Employment

Далее

USDA loan requirements (BEST 0% down loan)

48:17

USDA loan requirements (BEST 0% down loan)

Просмотров 667 тыс.

AVOID These Home Updates That DON'T Add Value

11:36

AVOID These Home Updates That DON'T Add Value

Просмотров 32 тыс.

Румыния - Нидерланды | Евро-2024. Обзор матча 1/8 финала

04:42

Румыния - Нидерланды | Евро-2024. Обзор матча 1/8 финала

Просмотров 163 тыс.

Как так вышло, что младшей сестре уже 18?

00:13

Как так вышло, что младшей сестре уже 18?

Просмотров 402 тыс.

Ана Ракси Равшан ва Латиф Баттл Тренд 2024

00:33

Ана Ракси Равшан ва Латиф Баттл Тренд 2024

Просмотров 112 тыс.

Новый Тренд Деньги Звонят #янгер #shorts

00:15

Новый Тренд Деньги Звонят #янгер #shorts

Просмотров 585 тыс.

Every Home Buyer Will Get This Document (Your Loan Estimate Explained Line-By-Line)

31:10

Every Home Buyer Will Get This Document (Your Loan Estimate Explained Line-By-Line)

Просмотров 104 тыс.

NEW 2023 Conventional Loan Requirements | Complete Guide For First Time Buyers

1:11:36

NEW 2023 Conventional Loan Requirements | Complete Guide For First Time Buyers

Просмотров 79 тыс.

Refinance to Payoff Debt | Paying Off Credit Cards with Your Home Equity

5:39

Refinance to Payoff Debt | Paying Off Credit Cards with Your Home Equity

Просмотров 2 тыс.

CEO of Microsoft AI speaks about the future of artificial intelligence at Aspen Ideas Festival

45:22

CEO of Microsoft AI speaks about the future of artificial intelligence at Aspen Ideas Festival

Просмотров 160 тыс.

2023 USDA Loan Requirements (1%) - The Complete Guide For First Time Buyers - USDA Direct

10:35

2023 USDA Loan Requirements (1%) - The Complete Guide For First Time Buyers - USDA Direct

Просмотров 8 тыс.

This is my Ideal Rental Property (size, materials used, buy box)

36:36

This is my Ideal Rental Property (size, materials used, buy box)

Просмотров 22 тыс.

USDA Construction Loan Requirements | How to check your eligibility and get approved

19:32

USDA Construction Loan Requirements | How to check your eligibility and get approved

Просмотров 77 тыс.

The Ultimate FIRST TIME HOME BUYERS GUIDE - Top Tips And Tricks

49:26

The Ultimate FIRST TIME HOME BUYERS GUIDE - Top Tips And Tricks

Просмотров 938 тыс.

2023 USDA Loan Requirements - Complete Guide For First Time Home Buyers

16:53

2023 USDA Loan Requirements - Complete Guide For First Time Home Buyers

Просмотров 289 тыс.

NEW 2024 FHA Loan Requirements - First Time Buyers (Q1)

21:03

NEW 2024 FHA Loan Requirements - First Time Buyers (Q1)

Просмотров 82 тыс.

Румыния - Нидерланды | Евро-2024. Обзор матча 1/8 финала

04:42

Румыния - Нидерланды | Евро-2024. Обзор матча 1/8 финала

Просмотров 163 тыс.