Visa vs. Mastercard

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This video compares two of the biggest names in credit cards. Including their size, how they make money, how they've evolved, and any differences between them.
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Опубликовано:

9 июн 2020

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Комментарии : 3,9 тыс.

@R07ANDG 4 года назад

When I was young, I thought VISA is the same VISA required for traveling abroad.

@TBH_Inc 4 года назад

I’d say the biggest difference between Visa and MasterCard is that Visa cards start with a 4 and MasterCards start with a 5.

@unknownuser6757

Coke or Pepsi?

@bisqwikbatter6486 4 года назад

Always assumed they used the word Visa because of the term "travel visa", so associated with international traveling

@treborironwolfe978 4 года назад

"MasterCharge" and "BankAmericard" sounds like names from an alternate reality or parallel universe.

@Vinny_The_Hat 4 года назад

I like visa better because it's easier for me to make illegal online purchases anonymously!

@digapygmy70 4 года назад

Former retail employee here-- counting up the receipts at the end of the night, Visa would always be the most used card, followed by Mastercard, then Amex, and then Discover. We almost never had Discover card holders... honestly, I think we had more people use Apple Pay than Discover.

@crazy2242 4 года назад

When I was a kid, I always thought Mastercard is a more premium card than Visa because of the word "master"

@hrgames6978 4 года назад

And then there is Discover, where you discover the four places that accept the card

@Kylefassbinderful 4 года назад

i hope someday i create a company that fails so hard and so quick that Company Man covers it, I'd be honored.

@ddelony1 2 года назад

There's a difference in MasterCard's marketing from the other companies. While Visa and American Express seem to show people doing exciting things in faraway places, Mastercard's ads show things you could imagine yourself doing in everyday life, like going to baseball games, hardware stores, or grocery stores.

@kaiserwigglesiii2369 3 года назад

"Clout is Power"

@FinancialShinanigan 4 года назад

Random fact: Discover credit card was introduced by Sears.

@loufancelli1330 3 года назад

I worked for what was (and might still be) the largest credit card issuing bank, and for about 10 years was very involved in the data processing side of card transactions. You did a great job in summarizing the history of these 2 brands. You are correct that now there is very little difference between them, and absolutely zero difference for consumers. The big difference for banks until a few decades ago were mainly centered around 2 things - first of all a bank had to choose one or the other, I can't remember when that rule was dropped (it was some time in the '90s I think) you could only be a Visa bank or a MasterCard bank. The other big difference was which banks issued which cards. Visa issuing banks were much more cardholder focused, which is why the Visa brand outpaced MasterCard. The MasterCard banks were more merchant focused, so for those years the various rates that banks paid were slightly different, so between Visa cards being less costly and more cardholder friendly in terms of arbitration, there was an actual difference between them. But that hasn't been the case for a couple decades now.

@JasonPrice1 3 года назад

MasterCard used to be less accepted than Visa for a while so we had to have one of each for travel. 20 years on from then, no difference at all and although we still have one of each, we use the card that has the best rewards program for our daily lives, which happens to be a MasterCard branded card.

@alecmoriarty 4 года назад

I honestly never gave the difference, but I do have to give the “Priceless” commercial from MasterCard major props.

@ajaay9244 3 года назад

"I carry clout'

@jamesslick4790 3 года назад

In the old days, stores often used little metal plates (usually aluminum, or other soft metal that could be embossed using an "Addressograph" machine) as "cards". some with raised letters and numbers (to "scan" with an carbon paper machine, That feature lasted well into the plastic card era) I remember my grandmother talking about the "credit plates" she had from different stores!

@typingcat 3 года назад

"VISA, easy enough to pronounce no matter what language you spoke" -- Koreans cannot pronounce that word correctly, because there are no /v/ or /z/ sounds in Korean. It would be pronounced "Bija" in Korean.

@laranaarana 3 года назад

My Dad's first cards were Carte Blanche and Diner's Club. I acquired my first Debit card in 1984 when I lived in San Francisco. When I moved to Florida in 1988, the banks had no idea what a debit card was; it was not until the mid-90s that banks began to offer it.