VOO vs. SCHD $100k IN → Which ETF Is Better? 

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Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!

I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totalling over $250k. I took a big hit in Q2, 2023. Right now i am just looking for ways to recover in 2024.

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

Buying of ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.

Opinions on the market diverge; some claim overvaluation due to rapid gains, while others cite strong economic fundamentals justifying high valuations. The notable surge in tech stocks, a significant part of the S&P 500, raises concern for my $600K portfolio given the index's increased tech concentration.

A blend of different ETFs is my favorite way of investing. For example, you could have some covered call etfs for dividends and other etf`s for growth. A combination such as : JEPI , DIVO , VOO, SCHD and JEPQ. You have to combine them according to your own personal situation. I tallied my dividends for the previous year; $102k. Blessed, grateful, disciplined and focused.

This seems like the worst period. Even the market are now very unpredictable. Started investing recently when the market prices were a bit high, today I am more than 60% down!

I recently sold off a good portion of my stock holdings totaling about $400k, with roughly half of them being tech stocks at their peak. If inflation is a possibility, should I buy ETFs or hold out for a market correction?

What do you think will be the next APPL in terms of growth, considering the constant market volatility and different manipulations by big sharks?

My 3 fund portfolio: 40% VTI, 50% SCHD, 10% QQQ. I'm age 60 so lighter on the QQQ allocation, but I like it!

Just own both,and call it a day.

In portfolio visualizer none of the calculations are valid. All of these numbers are incorrect. 100k one time into each produces about 484k for voo and 422k for schd over 30 years with dividends reinvested. I don't know where the numbers mentioned in this video is being drawn from. I am guessing that the person that made this presentation is using the annual return rate as a linear figure which would be castastropically wrong. That would be the same mistake similar to Dave Ramsey saying that you can pull 8% safely. Entirely wrong.

I hold 30/30/30 VOO, VGT, SCHD.

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

I am regretting not investing in stocks ever since but still grateful i kept money in the money market. With about $200k maturing soon, i plan investing in the stock market. What stocks should I look into as a newbie to safely grow my money?

I am doing an excel file of formula for the SCHD and using your Dividend Yield, Dividend Growth Rate and Price Appreciation but couldn't get the 10 years of (315, 873) May I see your formula?

Interesting video, but the problem is that using averages don't work in real world. If you compare these two funds in Portfolio Visualizer you can see that since 2012 (the most data available based on age of oldest fund) if you invested 100K then VOO would be valued at 509K vs SCHD valued at 430K a pretty large difference of 79K in 12 years. Even further if you compare it with VTI the total US stock market for the same period its VTI 488K vs SCHD 430K still a difference of 58K in 12 years. Another factor not mentioned is that if you hold these in a taxable account you will have to pay your taxes yearly which will eat at your growth unless you pay the taxes from a different source. The main thing is to know what you are investing in and why. It would be more in line to compare two Income ETFs, because they do vary. A good thing is that both of these funds are low cost and diversified. But they are designed for different purposes.

VOO vs SCHD : Total return (including Dividend) 1Y ~(27.1% vs 17.72% ), 5Y~(15.87% vs 13.57%), 10Y~( 12.94% vs 11.59%). 2023 (26.32% vs 4.57%), YTD (19.5% vs 13.07%). Data from Yahoo finance. VOO has better returns than SCHD.

Schd + vti all day!

Thank you, perfect timing for me

VOO vs SCHD!!! This is like Tyson vs Holyfield! Lakers vs Celtics! Martina vs Chris Evert!!!!

Can someone help me understand how can I invest more than $7,000 per year? I understand the Roth IRA allows a maximum of 7,000 of investment per year. What kind of account allows me to invest more than $7,000 so I can take advantage of an ETF like VOO?

Its a good showcase. However its unlikely to think SCHD will grow at that rate compared to VOO long term. Its also kind of dangerous to assume the dividend growth will continue by 10 % long term, thats where the numbers go crazy. If you put in something like 3 % then you will get way less spike towards year 30. Just my two cents. My calculations says that they will be VERY similar, which still makes SCHD prefered as its less risky.

Great episode! Thank you!

Stocks in the short term look more likely to move downward. I Just inherited $500k which I Look forward to invest. what stocks should I look into as a newbie to safely grow my money?

Investing in both would be the better strategy, and also buying the dip heavily will produce significantly larger returns for VOO.

Great content, love the channel! Who do you use for the animation?

I hold VOO, VTI, SCHD, VGT, QQQM, SMH, XLK

AMAZING VIDEO AND PROSPECTS! but did you use some dividend calculator or on portfolio analyzer? coz i see a huge discrepancy in the calculation between these 2 sources. Am I doing something wrong here? please guide. thank you :)

I started both for my son ❤!

Voo all the way for longterm goals! 👏🏽🥳

What about dividend taxes during that 30 years?

This is the classic Growth vs Value. Growth has destroyed value for a long time now so i'm not sure how he is calculating his numbers. Also, someone should explain the dividen fallacy to the author.

Does this include voo dividends reinvested?

Very well explained. 👍

This was great. Thanks

One thing you didn't mention is higher dividends aren't always a good thing for tax purposes. Those dividends get added as income which leads to you making less money overall.

Extremely misleading. Theres practically zero chance the SCHD continues growing that divvy at that clip rate. probably more likely 4-7%. redo the math. unless youre less than 8 years away from retirement, you dont want schd

So I have a hard time understanding how can You get 350 k annual return from 4 mil at 3.5% of divident ?

If we had 100,000 now to invest should you invest all at once or a little at a time over a few months?

Is investing in both a good idea for buy and hold investors ?

Is it better to just pick one and out all your money it in for fastest growth or should I split my money 50/50 into these 2 etf’s

Nice video! Could you please make one about QQQ and Nasdaq 100 index? A really interesting tech ETF

Build 🤑 first, then invest into dividend. 👍🏿

It seems to me that this video does not take into account the 30% tax on dividends. Even though the dividends will be reinvested

These calcs are off by miles.

Is 30 day yield and regular dividend yield the same thing. When I search for dividend yield percentage, some says 30 day yield and some say just dividend yield.

great information, thank you.

Hello, thanks for the video. It has a lot of interesting information and is very well explained. I wanted to know if, in the case of Latin Americans, we are affected by a 30% tax on dividends.

You didn't invest the same amount. You said you invested $100k each. But you failed to account for the taxes on the dividends earned every year through SCHD. So if SCHD has a 3.4% dividend, then the first year you need to account for that extra $3400 in dividends that was taxable, probably at 22%. So you had to come up with $748 extra in year 1 with SCHD to pay the tax on the dividend. So you failed to show that you will have paid a half million dollars in extra taxes with SCHD and that money needed to come from additional money that could have been invested in VOO, or would have been deducted from your portfolio, lowering the compounded returns. This video is very misleading.

I really don’t get it , HOW can SCHD outperform VOO so much if the total return (price appreciation + dividend yield) is almost the same. Even if you say you are reinvesting dividend …. Where the part lost to tax (15%)? How can two investments with the same total return yield such drastically results? Make no sense to me.

50/ 50❤

So you're saying you expect SCHD to yield 7.34% and VOO to yield 0.54%? This is the problem with running out these dividend focused projections long-term. While these projections are possible and even likely to occur at some point for each in a relatively brief timeframe, projecting it as the expectation is a ridiculous notion.

Both

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024

I'm very poor and very interested in investing stock so, i invested in SCHD ONLY 2.23$ price share. It will get monthly dividend or not. And so i also planning to hold 75/76$ price share. Plz help me..

Why wasn’t taxes taken into account?

Voo and schd are compliments to each other.

I don't want to wait 30 years. What happens if you have $200,000.00 to invest? Can you do that kind of comparison that focuses on getting to goals quicker rather than having to wait 30 long years?

Can you talk about SWN and CHK?

ignoring taxes. math crimes

Schd ain’t getting you the same returns as VOO , shits been still for the last 3 year

2 etf going my retirement account of Roth IRA every year 50-50..

Voo and schd can't be compared voo tracks the sp500 which means it tracks the best 500 companies versus schd has only 100 companies in which it performs consistently year over year

i am living in the eu. And i can not buy schd. any recommendations which etf is is similar to schd?

how about tax?

I like SCHD ❤❤❤

Neither is better. Buy SMH, SOXX or VGT. They are better!

If I buy SCHD through my Robin Hood app, does it cost me money? Or do I need to start a Schwab Brokers Account?

This video needs to include tax and inflation adjustment

JEPQ vs. SCHD please

The analysis is missing one key difference, taxes. Dividend yield is taxable income even if its reinvested. Good luck

thank you

What about older people who don't have 30 years to invest?

Two different types of etfs with two different objectives. Not comparing apples to apples.

VOO

Bitcoin better quicker

SCHD vs PEY????

i own both 😂

SCHD has NOT done well recently

This video said the same things for 6 straight minutes...

Dividend is KING

Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!