Before considering buying a home check first to see if the land comes with it. Many older homes passed down through the families do not own the land just the house. We recently tried to buy a house on a nice piece of land and when we went to the lawyers to draw up the paper work, we found out the person trying to sell us the property only owned the house not the land. Years ago it was common for people to just pick a piece of land and just build on it. Squatters used to be a big thing here. The woman who was trying to sell us the property never told us that her father had built a house on it before and the family was in court trying to argue who owned the property. The woman only owned the house she built on it herself not the land.
I was born and raised in Dorado,PR. At the present time I live in Chicago. but I definitely recommend to really take a deep look at the places where this cheap houses are located. This neighborhood can be dangerous. Best option is to buy/rent in an access controlled neighborhood. Definitely recommend Dorado, Guaynabo, Rincon, Isabela and caguas. Also Diane Cohn I think your videos are very wise and accurate. Thanks for the education.
I am so glad you mentioned growing your own food!!!! I cannot believe that people on the island actually buy stuff that they can grow themselves. I am first generation mainland Puerto Rican. My dream is to by a place in PR and just plant whatever I can. I am so disappointed in my family members when I visit and see store bought sofrito in their fridge!! I live in Chicago and I make my own. How I would love to plant all the ingredients myself in PR and harvest. Love your videos.
Hello Diane got to tell you i love your videos they are very informative. I am from Aibonito but live in Florida and you are definitely right about the prices away from San Juan .
If you have lived your life in the states would recommend visiting first. I don’t usually curse but these pot holes the size of a wheel barrels in heavy high way traffic you fall right into them .
Please hear the lady, as a native the best advice she's giving is coming to see for yourself 1rst... From my 60 years living here... "Cheap isn't always safe"... People, beaches, "global eating"...in the right place FOR YOU, and your preferences only.. this will be a true paradise... Blessings!
Hello Frances, I took my wife there and she fell in love with the island and culture. She really wants to move there, but I'm afraid that she may not like it once we're there. any advice
Sold! Enough of these northern Illinois winters! We are coming down to semi-retire, grow peppers,.make sauce, and sell it at festivals, along with our vegetarian tacos! We will go back to the mainland to do some state and county fairs, but otherwise, we are for.la Isla.
You've impressed me with you're words ☝🏾 this is my home, came across this video and wondered "let me see what this person from up north has to say about us" very accurate especially for those wishing to come down here and invest in real estate ☝🏾 thank you for this awesome video 🙏🏾🇺🇸🇺🇸🇵🇷🇵🇷
You covered a LOT in this video and all true! I love Puerto Rico and coming from a big city where everything is so readily available takes a lot of thought, planning and soul searching when contemplating a move there. I have gone every year for 8 years for 2 weeks. This year I spent a month and was sad to leave. Next time I go I hope to stay for 3 months. I need to slowly stretch out the time so that I can get used to the way things work there. Eventually, I want to be able to stay there 7 months out of the year.
You can live very inexpensively in Mayagüez.3 bedroom house very near the Caribbean Sea for about $60 thousand. Shop where we natives shop. Would be happy to speak to you. We moved here after retirement. Ramon Fernandez.
We are excited to get started on remodeling our home near Vega Baja but now we are unable to travel to it from the mainland. We are ready to enjoy the beautiful island!
@@dorkladytravels I like the idea of living in a small mountain town for the cooler temperatures. Are they also safer? And are there fewer bugs in the mountain towns if one manages to live in the city proper rather than out in a more forested area? Thanks so much for your fine work.
What a great video; cautious and honest review of these three towns; recommendations by you are so grounded and sincere; a good review - honest, buyer-beware, review! Thanks !
Did you complete the video on how to buy a house? I had a trip planned which was cancelled due to Corona but I have been actively looking and would def be interested. Thank you!
@@ucla81803 Retirementality has some good content about investing, rental properties, earning money on RU-vid, island life etc, and we share back and forth. He lives in St. Thomas but owns property here and in Florida. He hardly ever mentions Mold, but he covers pitfalls and issues that do matter.
Tried for four years. And problems with moldy clothing. Windows open all year round. Next mice problem. Can't have any food out. But still no generator due to cost .. not know almost impossible to garden here due to chickens everywhere dig up garden. 4 dollars per watt for a generator. Plus my salary dropped almost half. . So I had to change stuff. Concealed car insurance . Home owners not available. But home is concrete. Still trying to figure out cut costs.
So’ why you left then??? Not everything is as nice as you say in this video sadly. I am born and raised in the island but have lo leave because of the poor employment opportunities
OK, you convinced me Not to move there...I couldn't live without reliable medical system now that we are over the hill...Very comprehensive review, especially regarding Home Insurance where my US agent told me specifically what would/would not be covered in the event of earthquake on my earthquake insurance. It's important to go in with eyes wide open.
It’s February 2021 and Realestate has gone through the roof! Rent for a year because all these pandemic buyers will be sellers once the realities of the island sink in.
I enjoy your videos very much! What is the annual real property tax rate in the metro area? I saw an article citing ranges from 8.03% to 11.83%! That sounds extremely high. We plan on living in Puerto Rico for two years and then plan on moving to the mainland and renting out the condo for about a decade and then return to retire in our 60s. Should we just rent for now?
Hi Diane Cohn. I am planning to retire to PR. I am interested in health insurance. How do I go about getting health insurance? Is the health insurance from United States transferable to PR? I am planning to live on the East side of PR, such as: Luquillo, Fajardo or Humacao.
I would like to expand on the minimum wage topic.The minimun wage in Puerto Rico is comparable to most Southern States but there is a huge difference in take home pay. If you work in Puerto Rico there is no Federal or State tax deducted from your paycheck.
We spent $19K to move an entire shipping container of belongings from Nevada to Puerto Rico, including insurance in 2014. We did not ship a car. I would imagine it's even more expensive now.
Q bello es. Soy de humacao y vivo en kissimmee Florida hace 25 Años. nada se compara vivir en el campo. Algunos dicen hoy no hay luz o agua ok q esperan cuando vives en el campo. Cuando me retire en mi trabajo en 3 años comprare un pedazo de paradise como usted. Gracias por ese video. Dios bendiga tu familia y a Puerto Rico.🤠🙏🏄♂️
Greetings Diane, thank you for giving those great advice to those who want to come and make our Island theirs. I hope you the best our Island have to offer and enjoy the Isla del Encanto!! If you come to Villalba you can pay $6.00 for water a month, at least where I leave. Have a great journey.
I am from Dorado area. I left puerto rico at the age of 20 and I am 56 now. I have a great job offer which may make us move back to Puerto Rico but I am scared of the medical, insurance and government. Thank you for your video and for your honesty because I talk to my mom every day and she tells me the lines and all the waiting to see their doctors. If I get the job I'll be working for a 5 start hotel so I hope that I will be somewhat protected by the fact I will be working for a big corporation. Any tips are welcome. Thank you
@@amylee9 I end up not moving to Puerto Rico. I had a much better job offer in Texas. Trying to get my mom to come and stay with us. My dad passed away so I’m trying to get her here. Although my brother is there I’ll love for her to come and stay with us.
Hello Diane. I really enjoyed your video. I am from Aguada currently living in Connecticut. I'll be retiring in about 4 years and l am coming back home. Hope to meet you in person some day. Thank you.😘😘
What an incredible video. Tons and tons of information backed by prices and examples and details. AWESOME. Is there a new one, this is April 2020. GREAT JOB.
If you're planning to move to San Juan or nearby, *Optico Fiber* is the best with 1Gb down/up for $70 a month flat fee. After that would be Liberty Cable and then Claro.
great tips we are moving there the people are nice and not anywhere near whats going on in the USA.i love my country but we need to see how Puerto Rico makes things happen even with all that they had to ?they are still amazing people my hat goes out to and island that,s never been treated correct been part of USA.that,s so wrong what they have done to it....its Ok GOD HAS THE LAST MOVE.AMEN
If your neighbors have chickens/roosters you have rats and lots of them. So best bet is an HOA that doesn’t allow chicken/roosters or moving to the mountains because even those there will be farm rats there will be less than in a community (urbanization) with chickens in them. Lived there and hated living next to ppl with chickens because I couldn’t even let my pup out at night because of all the rats. Leave NOTHING out because of sugar ants but screens will keep any other bits out and depending where you live have a machete for the “cienpies” they sting pretty hard and some can kill a small dog. I used to put my pets food in the fridge because of the sugar ants. But I’ve rented a 1b1b apt water and elect included for $350 and a 5 b for $550. Just avoid living near certain areas because reggieton at 2am full volume from a drive by or those crappy motorcycle bikes loud at 2am SUCK. I always lived near more elderly people because they were quiet and just super lovely and great to have coffee with in the mornings there was always a great sense of community with them.
Very informative video and thanks for taking the time to put it all together. Now I have two tiny questions (1) Is there a reason why you didn't use examples from the East side of the island (as in Rio Grande, Luquillo or Fajardo) and (2) The link for cell phone plans, doesn't give provide coverage information for Internet service, is there a link out there for that?
Could you recomend a good real estate agent? I cant one to return phone calls? Did you finance thru a local bank? Difficult level? Recommendations? Sorry for the long msg. Thank you for great info!!
Jmrealtyinrincon.com Josue Troche they are located at the west side of the island lovely place beaches restaurants close to Mayagüez and aguadilla airport check out there web page all the best
Yay Diane! Me gusta mucho, tu video! Estoy tratando de aprender español, porque tengo planes de visitar Puerto Rico pronto! Mil gracias por toda la informacion! 😎
Si viene a la isla visite Cabo Rojo ,pueblo del suroeste de la isla .Tenemos las playas mas bellas como Boqueron ,Combate , Buye ....tambien esta el Faro (ligth house) muchos turistas vinen y se hospedan en el poblado de Boqueron hay varios hoteles pequeños y paradores .Puede buscar mas informacion en la alcaldia 787-851 1025 o em google.
House prices are not accurate, I was born and raised in the west of PR . Most of the stuff she said are ok, but PR is not ship. Houses have double the price sice the pandemic and the cost of living are expensive. Gas , clothes, and other daily needs are expensive in PR. A single family home on a nice are sells for about 150,000 .
Puetro rico doesn't have a apply for health insurance online based on incomes like the states. You send in your tax papers and health plans come up. Found out puetro rico all must pay full premuin no matter your income bracket. Don't forget that. But it costs less here. But my home went through Maria and quakes. Without coverage since u can't get it where I live. Who know some towns aren't insurable. Humucao isn't one of them. But still here. As I bought my home before Maria. But recommended don't buy a wood house. Buy concrete buy pvc furniture not partial board. Floods are common here. Here you need flood tolerate furniture. Couches made of pvc with removable cushions. At moment is no night life. They won't end cuwfews. So if one moves now plan on doing nothing . Me throught get same income. It will be like half. Had to change my lifestyle. Learn live on less . If I bought all the insurance it would cost 600 a month. You won't have same things as states here on less.
Puerto rico is good for vacation not to buy homes to live a normal lifestyle. The natives always get properties back at cheaper prices because outsiders have to sell low all the time. Expect hurricanes that will destroy your home every five years or so. Expect black outs for 3 months. Outsiders have to be very quiet don't complain to people because they will get you out! Puerto rico is not a state the commonwealth working on new laws USA don't have control of properties here.
Nice video. We just got back from PR. We did the whole island 🏝. Highlighting the people, places and culture. Please check them out and Allways thanks for sharing and watching 🏝❤️🇵🇷
So, hubby and I are thinking hard about spending winter, mid-October to mid-March, in PR. We live in Denver now. Hubby works remotely in the healthcare software industry and his company has two clients in PR. He does need reliable high speed internet to work. I don’t need to work, but might want to do so just to fill 6 months. After watching your other PR videos, I’m thinking that making friends with a few RE agents in the areas we are looking (Condado, Ocean Park, Old San Juan, Isla Verde) is the best way to go. Since they don’t work for the renter, they are not likely to show properties not listed by them. We are mid 50s, decent health, just need to get out of the Colorado winter. Any suggestions that you instinctively want to tell me? Thanks for all the great information. You save a lot of people a lot of headache.
I was born in barranquitas and l live in a farm l wonder how much is to rent an apartment in the farm quebradillas l had a house there but is 50 years l don't see pr.
Yes, my best friend and I would like to move to Puerto Rico, but we are very low budget. We are house rich, though, we have a beautiful spot in New England, we also have a adorable little cabin in the Maine Woods on the coast that we are willing to trade for a small cottage on the beach in Puerto Rico. Anyone have any interest in swapping out properties out there? We are open to hearing from anybody. thanks
Thank you Diane for such an extremely informative and in-depth video! I’m planning on relocating to Puerto Rico for tax savings. I do have a friend that lives there but I’m still making connections because I know I’ll need them. Be blessed!
@@dorkladytravels i lived in Arecibo born in NY.. My dad is from Arecibo mom from Humacao.. I retired n decided Aibonito is the place for me to relax after all these years of working.. Im looking in internet..