WARNING: Why Buying a House Will NEVER Be the Same 

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To my own research In USA, individuals living in cars due to partial homelessness result from a complex interplay of factors. High housing costs relative to income, stagnant wages, and income inequality drive this issue. Job loss, weak social support, medical expenses, evictions, and lack of affordable housing also contribute, while systemic problems and inadequate policies further perpetuate the phenomenon.

Pedro and Jose dont need no steenkin building permit.

The average median income 25 years ago was 40K, now it's about 60k and look how much more things cost. No wonder there's no more motivation to work, there's no sense of self accomplishment. Picture your paycheck as being a large pizza. You get your check and pay taxes, two pieces are already gone, but then everyone else gets a piece, and most of the time you're forced to rent so nothing ever gets paid off. By the time everything is said and done you're left with one slice, but someone still takes a large bite out of your one single slice before handing it to you.

This is all about taxing everybody for everything.

I would never buy a flipped home. They're all pretty much a piece of crap. *edited for typo

Living in a van down by a river like Matt Foley is looking pretty nice, now.

*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*

Your delivery is the best! The content is great but there are others with great content. The way you speak your script is what makes your content stand out. I try to follow the other guys who read out loud and it’s so hard to pay attention to a monologue- but you speak to audience and THAT is what makes listening to you fun and interesting. Thank you for your work!

I'm a certified inspector and a plans Examiner when somebody dies from no grounding on that pool light they will wish they got a permit

These laws will push the prices of houses up up up into the clouds . Permit processes are very slow , includes over regulation , over building , so very very expensive .

A house is a home not an ATM

The next step: If you don't use certified contractors for electrical work and renovation of bathrooms you wont be able to insure the house.

My landlord just gutted and rebuilt one of his apartments with no building permit and no inspection. He also decided to dig up the front and his contractor did not get a permit so they didn't have the electrical prints for the wires coming into the building and they got cut. I really hope these laws go nationwide.

In the Spokane area. the amount of homes that have come on the market has increased. There are more homes now that are for sale than there as been in the last three years. The prices have also dropped 15% from the high of two years ago.

When you own it you can do it yourself you can pull a permit.

Not every building inspector is honest. You can get a permit and inspection in some cities for a nice lunch and a few hundred bucks.

When I was 11 years old my mother lobbied to get me a paper route with the Oakland Tribune even though the minimum age was 12. I didn't know she had convinced them that I was very responsible and diligent and conscientious and I was embarrassed when I found out that I hadn't got the job based on my own charisma and charm.

Thank you Dan!!! Have a great day...

Dan thanks for taking time and giving us your feedback of the the economy 😊

It's designed to help buyers! I would never buy a renovated home for fear of a quick rehab and shotty work.

Nebraska is a Zone 9. Huge wind/hail and tornado risk. Kansas and Oklahoma will be next.

What happened to “BUYER BEWARE” and “HOME INSPECTIONS”?

Hey Dan, anything good going on?? Besides the beautiful weather and landscape around you..

As a contractor for 62 years I'm in agreement with the new laws. One leading factor other than just plain greed is the lack of skilled individuals and group workers in the US. And it's not getting any better. Even if permits are pulled the same results will probably still result in defective workmanship as the workmen are unskilled. And they are unskilled because we, as a nation of parents and school boards have equated a college degree with intelligence while snuffing out the individual spirit of those wishing to work with their hand and their minds producing not only well built and designed consumer products, such as homes, but every conceivable product such as appliances, roofing materials to nails along with ability to combine them to make a final long lasting product such as homes or buildings. I have seen so many residential, commercial and industrial "projects" built or remodeled to a level so low it's really unbelievable. When the law passes the biggest problem is going to be finding qualified inspectors to fill the overwhelming needs for intelligent and qualified field inspectors along with enforcements of the violations.

"that shanker...." bahahahahahahahahahahaha! My new word of the day.

Thank you Dan

Nebraska was hammered this year by severe storms. Tornados ripped through Lincoln and Omaha in May. Love your show!

Great stuff, Dan...I live in Kansas, but my neighbor to the north - Nebraska - has had major tornadoes this year with great devastation in some places. This could explain the jump in insurance premiums.

Thanks Mate, the sad truth is that no one has a clue, we all react to what happens as it happens and try to analyse it but can’t predict an iota of what is going to unfold in the markets… content creators are like amplifiers, when times are good they affirm it and try to tell you why it’s good and that it’s looking bullish but then all of a sudden the market turns bearish and everyone affirms it again and try to analyse why… it’s so sad that many are so powerless and it's not about guessing the market's next move; it's about playing it smart and steady during trading...managed to grow a nest egg of around 2.3Bitcoin to a decent 19Bitcoin in the space of a few months... I'm especially grateful to Linda Wilburn, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

Yes, TK has great info, especially on Stellantis

Hey Dan Ed here!!!! I just bought a home in Florida and they do that here you have to pull a permit on everything being done to a home here it's for the county they get the money for the permit that's what it's about my realtor explained this to me she couldn't believe in California we didn't have to do that just letting you know!!!

Here in Georgia if you are holding an Open House for the Seller, you do not have to have buyers sign anything to look at the house.

Thank you Dan. Business Insider reported this week that a real estate crash is forthcoming.

MOST of everything you said.. We're doing that in Florida right now.. PERMITS, yes Seller disclosure Yes now.. NOT worried at all.

Finest helpful news for people

As a remodeling contractor, I approve all of these disclosures and permits that need to be pulled!

Nebraska--blizzards, lightning, floods...floods in iowa lately.

Major salute brother. Yeah I just can't stand what Stellantis is doing to a storied brand to take a highly profitable company to dead in 36 months. So crazy. Also every time I want to buy a house in Huntington Beach I see these new bills and laws in California. I may just have to bite the bullet and do it.

Hello Dan 🤝 Stay low brother gotta watch those shanker’s 🎉👊🏼

The Las Vegas Raiders head coach is Antonio Pierce. Antonio Brown is a (former?) wide receiver with his own set of issues ....

The stereo sound is very nice at the end of your presentation.

I really like this channel.

I am retired after 48 years in construction.... Flippers need to be OUT!!! They do Sloppy 1/2 assed work 99% of the time.....Sad that it will end up costing buyers more money to get rid of them.

To avoid any confusion, there needs to be a standardized questionaires for sellers so it will protect them from lawsuits.

That was hilarious what you said about that guy that shanked that golf ball! Do you play much golf? That game is a lot harder than it looks but you were very funny

You talked about house insurance. In the paperwork of our last renewal it states that they will not pay for roof replacement if the roof is more than 15 years old.

The permit is permission from the owner to make alterations to the owner's property.

Habitant for Humanity are also foreclosing on many homes because of high PROPERTY TAXES AND HIGH PROPERTY INSURANCE.......more homeless on the streets with their kids. Government does not give anything to Habitant for Humanity. This comes from businesses and the community as donations.

neat. loved this inaugural episode of 'joe goes'

Wow, just the other day I was telling a relative to NEVER BUY A FLIPPED HOME. Then I was trying to figure out ways to spot those flipped homes and if it is even disclosed. Well, it's good to know that building permits are going to be required. I have heard too many horror stories of people buying a flipped home and finding out after they move in that there is mold and other bad things wrong with the house. I wouldn't have a problem with flipped home IF they were done properly but most contractors are in to do a cheap quick job and they don't care about the hidden problems. They screwed themselves.

Another awesome video! 😊

You're so great...!!!!!!!

Got a precious metal yesterday Dan.. was a 1954 silver dime at the store. Wonder how that little rascal made it so far. I give it a nice home with many other like friends.

We sold our house to a flipper. He sold it for more than twice what he paid. Just looking at mls pix, I could tell he cut corners. We are now looking at a HUD mobile home, needing some major repairs. Now, I'm thinking differently about who to hire for that work. I don't remember permits on our window for roofing jobs, except on one. New thought process!

I look at my own finances...don't go on vacation but confident enough to do my grocery sky is the limit at Walmart...@17:32 a golf ball missed you🙃🙃🙃😎😎 your lucky day !!

Nebraska has major flooding as of today, and in the last few months major damage from wind, hail, and tornados. You can't even drive through it safely anymore. Same for Iowa, South Dakota, Wisconsin, Minnesota, and Illinois.

Ty

My friend, he doing his own Reno/wiring work, say, "I wired the 'ceiling light' but is not working".. I was gonna use the chop saw, *the saw and the light come on* .. Oh Oh!

I had a recall on my chevy trail blazer took it to two dealers and they said its not bad yet

I follow this subject closely (coastal SE Florida). Lower interest rates will not return for a long period. Only drop in sales price will result in offers. Of course, some sales are all cash

I rescue. Haven’t found one in 15 years. Gid bless your heart🙏🙏💕💕

Re: permits. Twenty years ago, my seat neighbor on a plane was a lady from India. She was visiting her two daughters, completing medical degrees here in the US. She spent the next hour showing me pics on her phone of beautiful buildings in NY, Chicago, and Houston. She said India has building codes, but the inspectors are so corrupt, they are bought off, and soon the buildings crumble, killing and maiming thousands of people each year. She was impressed with what she perceived as ethical laws in the US, that made beautiful, tall buildings safe.

Nice wotk, Dan!

Its just a way to increase tax (permit) revenue. The biggest issue with pulling a permit is the wasted time meeting the inspector for an inspection. You have a delay, inspector gets delayed, and time is wasted. The govt has no idea how understaffed they will be if everybody complies.

Patriot gold group $10,000 minimum purchase requirement that’s insane.

I wonder how many new home buyers are going to get stuck paying the contractors after they moved in and lived in the new home only to find that there are now liens due to contractors not being paid. It's happening in Florida. Everyone buying a home or signing loan contract needs to thoroughly read understand that contract line per line!

How do we make up for the loss of commercial real estate property taxes ?

Retired real estate agent here and the way I understand the existing law in California, a home can be sold without permits on improvements as long as it is disclosed to the buyer. Some buyers may not be comfortable buying a home that has had improvements, or changes made without appropriate permits. 968 is putting in a strict timeline and I agree, it makes it more difficult for house flippers when selling. I don't think 968 will increase house prices, but it may shrink profit margins for house flippers.

Dan, it payday. off the top, 1/3 goes to me.. the vultures get the rest. The 'me' money can be allocated to anything.. but my smart move, is to save it in alternative assets that grow, not melt.

So I need a permit for the cat enclosure I’m building with my 8 inch diameter 2 foot deep concrete footings for support. Does the city want to get involved?

Arizona (northern) is home to largest ponderosa pine forest in the world...wildfire country. Nebraska grassland fires.

Tornados in Nebraska

I think you need to visit the "flyover country" sometime to educate yourself on what has been going on lately all over the Midwest weatherwise

We're gonna be leaving in caves before its over with.

in Ca .. we had credentialed contractors remodel bath and kitchen .. never even consider asking permission from the government …

I had a cousin that got a permit to build a deck. But when the inspector came, he measured it an said it was bigger than what they were permitted for by a foot. The guy said u can tear it down an then reapply for a new permit or face a $500 per day fine til its tore down. He immediatelytore it down, refused to build a deck an moved outa PA.

Sounds like IRS would love this information too.

I see some good, some bad. Permits make sure that things are up to code. Of course, I wonder how they're going to catch it if work is done and not reported, if it's up to code. How can the government departments tell? If you rewire part of your house, how do they know when it was done if it's up to code? If was code before and it's code now, can they tell it was done last year?

As far as the Ford F150 recall. That is a 12 year old recall and the new recall notice just added 2014 year to the list.( previously was 2009-2013) I own a 2014 f150 and never had an issue and the truck or its transmission is pushing 200k miles. Im taking it in next week for the recall anyway since its a 5 minute computer update

Disclosure is a good thing. Permits have been required for a long time now. A good contractor will already have that information in a file. There needs to be accountability from contractors. Every once in a while, California does something to actually protect people. Although I expect it serves their own interest more.

They already do this in Canada. I had a basement flood, bought 12ooo in materials. Paid with credit card. Hardware store told inspector company They had my address from card 😮paid a visit

Good law for a purchaser

Dan, do you know when these changes will take place? I have a cousin who has a home she is thinking of selling her home and she has a part of her home that was not permitted. Just wondering 😊

Arizona - major hail damage in past 2-3 summers.

I have a 2003 Ford Explorer sports track. With all the bells and whistles all leather inside no carpeting, etc., and sunroof hard covered tunnel cover. And there were problems with these vehicles, but thank God, I haven’t had any issues. This vehicle is beautiful, like a charm and I’ve been so fortunate to not have issues with my vehicle. Oh, and he has 100,000 miles on it. This is a tank truck! People want these other vehicles because they have metal side panels not fiberglass. My insurance isn’t that high through Progressive I don’t drive it every day sometimes I don’t even drive it once a week. But I did ask my insurance company, progressive why does it cost me just the tiny bit more is only $124 a month, what does it cost me more than for a newer vehicle? And progressive told me that because my truck is metal. It has all metal panels and it can do more damage to the other person’s vehicle.😅 I replied to him and said, that’s a good thing because if I’m driving the vehicle, I want to save my life! It’s up to the other person to have the proper shirts on their vehicle or the proper vehicle. Save their own life! I said is it my responsibility that I have a good strong vehicle and they have a crappy little vehicle That I have to possibly die to save their life!? I said well that’s crazy. They need to cover their own butt. I’ve got this vehicle strong and I want to be protected if I’m in an accident expect everybody else to go out and do the same thing and try to save their own life, if they’re in an accident! 🤦🏻‍♀️ everything is backwards and screwed up😵‍💫😖 😍 beautiful hair! Your hair color is beautiful and your haircut is perfect. I’ve never seen anybody who can walk in the wind and their hair. Still stay in place and look as good as yours Dan!!!😅 You should receive best hair reward!🎖️🏆 Sometimes it looks a little thin or short, but that’s perfect right there the way it is right now it’s not too short around the sides. It’s perfect.😊❤

Times have got to be bad I didn’t see anyone on the golf course until they almost hit you. Surprised they let you walk around the course. Permits have always been a good thing. Someone neutral to make sure work was done correctly. The problem with California is the price of the permit. When I bought my house there was a new meter and breaker box with a nice big green tag on it. Peace of mind

I have completely abandoned the notion of buying a house. I have now completely switched my thinking into purchasing the next best thing, (maybe even the better thing), buying gold. I am using all the money I save up to buy a house and buying gold with it. Gold is the new real estate. 🤑

Those are good things for the buyers.

We love Dan Dan

NE gets blizzards, tornados, floods, giant hail. Duh

To get copies of required permits for every job done on the house is virtually impossible. I just bought this house and I know there were no permits pulled for most of the job done. I guess when I sell the house, I will have to list it "as is".

Dan, here in Australia, ths prices of an ordinary home is approx one million, some under in lower type areas but then its seven hundred, younger generation will not be able to afford their own home unless you have a big wage, anything less will be i possible. Horrible thing for them to look forward to. Also our car insurance went up 30%. From say $650 to $1000 for 12 months thsn the house insurance will be a sky rocket no doubt, inflation here is terrible and hard on single income people. Best to you and info on US situation, we take notice.

Just got a renewal notice from safeco on personal residence in Co. Went from 5k to 10k. Insane.

Thank you for the video Dan! ❤👍🏿💯👌🏿

The insurance companies are but one example of the gouging going on. Yes, inflation is real but not at these levels.

Sounds good. The flippers make the housing market unaffordable. I am planning to buy a house for amount 3 years, not be able to get one.

What if you diy you home improvements. We have depot and lowes and they never asked me if I had a permit to buy materials.

Dan if I'm right part of Nebraska is flooding right now along with South Dakota and Iowa and I think Minnesota... Not positive but for sure Iowa and South Dakota are flooding... At least parts of them are. I think Nebraska the part that's closest to Iowa and South Dakota. I think that is flooding. Minnesota's about to have a major flood because they have a problem with a dam

Dan, how do you operate with gold, ie groceries, etc