So then this 3rd clip is about debt SETTLEMENT, not consolidation, correct? I love what Dave teaches in his videos. I know down side to settlememt is lowering credit score.
You are absolutley correct! Debt consolidation is an umbrella term for Debt settlement, and you are right, settlement programs does potentially lower credit scores you are spot on!
Dave’s debt advice is awesome for the financially irresponsible and financially illiterate. However, Dave’s advice isn’t good for those that are financially capable of making smart decisions but have come up on unavoidable circumstances
Nadezhda Vladimirovna Mitrofanova, have not been allowed to perform my song about Moscow for more than 20 years, I have an award - a Diploma from the Department of Culture of the city of Moscow!!They deprived me of my job, solo performances as an individual entrepreneur for the elderly in the Department of Labor and Social Protection!! They have deprived me of my job and want to steal my songs!! They're bastards!!
