Тёмный

What happens if I’m at fault for a car accident 

LawFull
Подписаться 11 тыс.
Просмотров 80 тыс.
50% 1

Did you cause a car crash and wondered what happens if I’m at fault for a car accident? I am Chicago personal injury lawyer Barry Zlotowicz. Welcome to the LawFull Channel.
As a personal injury attorney, I normally do videos on what happens if you’re not at fault for a car accident. Today though I’m going to answer the question of what happens if you caused an accident. What is going to happen to you and what can you recover and what can’t you?
If you caused the accident, you are the “at-fault” party and when the injured party files a claim against you with your insurance company or files a lawsuit against you, you will be the “defendant.” You are defending yourself against the claim of another person.
The first think you should do is file a claim with your insurance company. This is the reason you purchased insurance in the first place right. Turn it over to Geico or Allstate or whoever you use and let them run with it.
Be advised, per your insurance contract, you have an obligation to work with your insurance company after a claim is filed. That normally means giving a recorded statement, getting your car inspected, providing them pictures etc. If you don’t cooperate with your insurance company, they could deny the victim’s claim against you which could require the victim to file a lawsuit against you to get you to act and you don’t want to deal with that believe me.
So what are the practical ramifications of hitting someone? Well, they could include:
Increased auto insurance rates. That’s what everyone dreads and we’re all concerned about right? Listen, the accident happened, it happens, and an increase in your rates is just a fact of life. Look at it this way, if you didn’t have insurance, how much would it cost you to fix the other guy’s car and pay for their medical bills and compensate them for their pain and suffering? A lot more than the increase in your rates that’s for sure.
Second, chances are there’s damage to your car as well. Hopefully you have what’s called collision coverage on your vehicle. If you don’t have collision coverage you should get it. If you caused the accident, this insurance will cover the repairs to your own vehicle. Though you will likely have to pay your deductible.
I’ve had several people call me saying they caused an accident and want to collect for their pain and suffering. If you caused the accident, you will not collect anything for your pain and suffering or for your medical bills. One exception on the medical bills, you may have what’s called a medpay policy. You can add it to your insurance policy and it will cover your meds after an accident up to $2500 or $5k regardless of fault.
Another thing people ask about is collecting for their lost wages - again if you caused the accident, you are not going to collect for lost wages generally speaking though people with PIP or personal injury protection insurance may be able to collect for lost wages.
Finally, you might want to get a rental car while your car is in the shop. But this depends on the terms of your auto insurance policy. So if you get in an accident, make sure you request to see a copy of your policy.
A couple other thoughts about being a defendant in an auto accident that I want to share with you. First, you may not be 100% at fault for the accident. Most states recognize some form of “comparative negligence” where fault for the accident can be apportioned between the parties. For example, in my home state of Illinois if you can prove that the other party was more than 50% responsible for the accident, that person is barred from recovering.
Second, just for the sake of mentioning it, it is possible that you could get hit with what’s called an “excess judgment.” This does not happen that often. But what it means is so for example, you’ve got a $25k insurance policy. Meaning that your Geico insurance is only on the hook for the first $25k in damages you cause. But what if the victim’s case is worth $500k or whatever. Geico is not going to pay that extra $475k. Now can you pay that, no, you will more than likely have to file bankruptcy if that happens. That’s why I recommend getting as much insurance as you can. Increasing your limits from $25k to $250k is much cheaper than you would think.
One final point, what if you caused an accident and don’t have auto insurance? Well, you’ll get cited by the police and you are on the hook to pay the victim’s damages out of your own pocket.
If you caused an auto accident and want to talk to an injury attorney about what comes next, feel free to reach out to me at info@legalvlogger.com.

Опубликовано:

 

19 окт 2018

Поделиться:

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист
Посмотреть позже
Комментарии : 869   
@nbdb23
@nbdb23 Год назад
I was involved in an accident where I was completely at fault. I was pulling out of a parking lot and only looked right and not left and right due to overconfidence. I ended hitting a box truck where thankfully nobody was injured. But the financial impact and the emotional trauma from my carelessness will haunt me forever. It’s tough recovering from the whole situation because I feel like a horrible person now. I’m 22 years old now and I really don’t know what will happen in the next 50 years or so.
@LawFull
@LawFull Год назад
Listen, accidents happen. If they didn't, there wouldn't be a multi multi billions dollar insurance business....
@renamanvelova5200
@renamanvelova5200 Год назад
Dude don’t feel bad it happens that’s life anyone can make that mistake.
@nagasrinivasg5812
@nagasrinivasg5812 Год назад
I was at Same scenenario like you.. because I daily take my car out side from curbside, where on that my car was in between two cars, where I was trying pull my car outside carefully so that it would not hit the car infront, unfortunately my car got hit by Another Toyota Tocoma pickup 🛻 truck and this happened as on 09/22/2022. I was with Geico insurance where my monthly insurance raised from $128 to $301. Now I moved to progressive, now I’m paying $126/month on average, which excludes Rental reimbursement feature.. Trust me if you had accident forgiveness feature, trust me you would have got saved. again not all insurances companies offer that “Accident Forgiveness” feature. It depends from state to state again. I think “Nationwide” provides that accident forgiveness feature..
@nagasrinivasg5812
@nagasrinivasg5812 Год назад
Can I please know which auto insurance were you with during your accident???
@nbdb23
@nbdb23 Год назад
@@nagasrinivasg5812 progressive
@precioustche9464
@precioustche9464 4 года назад
so grateful to have stumbled upon this life lectures! these are things i never knew where to begin to start building in in my life. thanks so much!
@johngavin3180
@johngavin3180 2 года назад
Thank you for this video i had my first accident earlier today and had no idea what to do, i was so stressed out and needed this guidance. I will be doing all of this tomorrow with my insurance provider.
@rav1zturnbull614
@rav1zturnbull614 2 года назад
i got into my first accident today i don’t think it was my fault cuz they were speeding on a sharp turn but their witness they know and they are trying to blame me
@flaviustitus5695
@flaviustitus5695 3 года назад
Thank you for taking your time and teach about that situation . I really appreciate !
@LawFull
@LawFull 3 года назад
Thank you for the comment.
@praisehim77712
@praisehim77712 2 года назад
I really appreciateyou taking your time and putting these videos together to help people. Much love to you.
@I_Lemaire
@I_Lemaire 2 месяца назад
Thank you, Mr Zlotowicz.
@RyanMiller-mr3bh
@RyanMiller-mr3bh Год назад
By the way love your channel , I admire your knowledge and also respect you for helping others learn as this is not taught to us. This is something that should be widely taught
@jianruli3750
@jianruli3750 2 года назад
thank you for the info
@codyparsons2832
@codyparsons2832 2 года назад
I got into my first accident today. I was turning left on a green light when there was a gaping traffic, when a truck came and smashed my taillight. I believe the other party was speeding but said nothing when talking to the cops. I overhead some witness talking to the cops saying they thought "she was going a bit fast". I was curious if I had and chance to get out of a failure to yield on a left turn ticket in that situation. Thank you for you're time in making these videos. Came across them and they have been very helpful.
@LawFull
@LawFull 2 года назад
Hi, so you were making a left and the other car was going straight and hit you in the rear end of your car? But it was not a rear end accident right? It's a toss up to me. Sounds like you were pretty far through the intersection and if the other party was speeding you may have a shot at avoiding 100% of fault for the accident at least. I wish you the best of luck on this one!
@thecharlierafashow9036
@thecharlierafashow9036 10 месяцев назад
Same thing happened to me 2 weeks ago but am waiting for the court date to challenge it. What did you end up doing?
@a.christina3353
@a.christina3353 Месяц назад
@codyparsons2832 What was the final judgment of your situation?
@brooklynzoo81
@brooklynzoo81 3 года назад
Informative, thanks.
@personalinjuryshow
@personalinjuryshow Год назад
Awesome advice.
@sissycynara6585
@sissycynara6585 4 года назад
Thank you very much
@jmccapi3811
@jmccapi3811 2 года назад
Hello Im glad to come across this video. I live in California and wanted to see if I can do anything as he did a malicious act. I was in an accident that was reported as my fault. I was traveling west bound on Fruitland ave. I was driving behind a AAA tow truck. We came up to a red light and proceeded to go when the light turned green. After a while I tried to pass the tow truck on the left side crossing a double yellow. As I did this the tow truck sped as I tried to get back into the right lane the tow truck driver purposley hit me on the back right side of the car causing me to spin and hit the side walk. The tow truck lost control because of his speed and hit a light pole. I wanted to see if I had some kind of case considering he did this with malice and hit my car .
@satyajitnanda242
@satyajitnanda242 3 года назад
Hi.... Thanks for the informative Video..... i was involved in an accident few weeks back in a multistory parking lot in San Diego, CA . i was taking a right in a T intersection and got hit by a car going straight..... i am a good driver with no prior accidents and i always look carefully before merging into a lane..... this time also i saw no car in the straight lane and make a right and this car came out of no where and hit my car...... i believe the other driver was over speeding in that parking lot.......After the accident, the other driver accepted his fault and said sorry..... He even said that he was in a hurry to work and did overspeed...... at that time no one was injured and the other driver was 18 years of age who just got his provisional driving license...... now after 2 weeks my insurance company called me and telling me that the other driver is putting the responsibility to me and my Insurance company (GEICO) can not prove that the other guy was over speeding and they are saying the other driver had the right of way in that parking lot... they are saying at this point "i am at fault" 1. What are my options in this scenario ? 2. my wife was there at the time of accident and she also heard what the other person said ..... can i use my wife as a witness? 3. also the other guy is also claming bodily injury even though he was not injured after the accident . what kind of injury claim he can do ? i have a 100/300K Bodily injury coverage..... and it was not a major accident....... will my insurance company cover all the cost....... is it possible he can claim more than 100K in this kind of small accident ?? please advise
@LawFull
@LawFull 3 года назад
1. What are my options in this scenario ? YOU CAN ARGUE TO YOUR INSURANCE COMPANY YOUR SIDE OF THE STORY; OR YOU CAN FILE A LAWSUIT AND TRY TO WIN (IN 2 YEARS OR WHENEVER IT GOES TO TRIAL); YOU CAN FILE IN SMALL CLAIMS COURT AND GET YOUR DAY IN FRONT OF A JUDGE MUCH QUICKER IF YOU HAVE MINIMAL DAMAGE AND NO INJURIES ON YOUR SIDE 2. my wife was there at the time of accident and she also heard what the other person said ..... can i use my wife as a witness? YES SHE CAN BE A WITNESS 3. also the other guy is also claming bodily injury even though he was not injured after the accident . what kind of injury claim he can do ? i have a 100/300K Bodily injury coverage..... and it was not a major accident....... will my insurance company cover all the cost....... is it possible he can claim more than 100K in this kind of small accident ? JUST LET YOUR INSURANCE TAKE CARE OF IT - THAT’S WHY YOU HAVE IT. HAPPENS LIKE THIS SCENARIO ALL THE TIME
@satyajitnanda242
@satyajitnanda242 3 года назад
@@LawFull thank you sir for your advises.... you are helping people like us by giving very good information … God bless you
@LawFull
@LawFull 3 года назад
@@satyajitnanda242 Best of luck to you sir.
@societyofroodest.590ad9
@societyofroodest.590ad9 5 месяцев назад
Thank you, this is very educational. You would make a great law professor. If you were, I probably would have made a better grade in my business law class.
@AliseIam
@AliseIam 2 года назад
I caused an accident on the highway due to passing out from a medical condition I didn’t know I had. It’s called Syncope and my blood pressure suddenly dropped outta no where which caused me to pass out. I have no memory of the accident and I’m insanely lucky to be alive. Thankfully I was the only one hurt. I’m now working with my doctors to make sure this never happens again. Prior to this I was a perfect driver. It’s tough cause there was nothing I did to cause this, my life style isn’t crazy… but I was still at fault.
@sowhat616
@sowhat616 2 года назад
@RobinNiece whats your instagram I need too ask you something because I'm new too this
@user-gd5dj2nj6c
@user-gd5dj2nj6c Год назад
​@@sowhat616🤣🤣🤣🤣🤣
@skg5067
@skg5067 Год назад
Thank you are amazing
@BrandonTalbot
@BrandonTalbot 3 года назад
This morning. This video Really cleared things up for me
@LawFull
@LawFull 3 года назад
Glad I could help. I'm releasing a new video today. If you want to sign up to be notified when I release new videos and other legal stuff you can do so here: mailchi.mp/chicagolegalgroup/clg
@oscar6571
@oscar6571 5 лет назад
Hello, so two years ago i was at fault of an accident in California, the settlement for property damage was token care of and now (two years later) im being demanded 15k for bodily injuries. State farm says i have coverage for 25k property damage and 15k for each persons injuries. I no longer have this vehicle insured with them so would state farm cover this in case the suit goes trough?
@LawFull
@LawFull 5 лет назад
Hi, yes. If you had state farm at the time of the accident it should cover it.
@ryanealon
@ryanealon 4 года назад
Hi there! Just got into my very first car accident today. I’m a 25 unmarried male, and I own a 09 Honda Civic. I was driving in Hollywood and a driver 2 cars ahead of me swerved out in front of the person in front of me, she slammed on her brakes, and unfortunately I ended up rear-ending her. We filed a claim with our insurances, no police report was filed because damage wasn’t substantial-her bumper will need to be replaced and the front of my car has a small dent. I guess my questions would be 1. How badly will this affect my insurance if I’m named the at-fault party? 2. How long will this accident last on my record in the state of California?
@LawFull
@LawFull 4 года назад
Hey good morning. Sorry to hear this but that is what insurance is for. Those questions however are better suited for your insurance agent to be honest. I dont work with insurance rates. Sorry I cant be more help.
@jessepickar3297
@jessepickar3297 3 года назад
I just got in an accident in Hollywood, well actually more northeast LA. Can you let me know what happened to you after?
@ryanealon
@ryanealon 3 года назад
@@jessepickar3297 Hi Jesse! So sorry to hear this. Honestly, this was where I got into an accident, so I understand how frustrating and sad it is. Insurance for me didn't go up that much--only about $5 more a month. Insurance thankfully covered the whole thing for the person I hit, but not for me. Still have the battle scar to show for this! LOL
@ryanealon
@ryanealon 3 года назад
Something that I wish I could've done in the moment was to file a police report. No matter what. If there's any piece of advice I can give you is to never openly admit to the fault of it especially if someone else caused the accident. Honestly, the person who swerved out in front of the other driver and I could've been blamed, and part of me wished I fought harder, BUT what's done is done. Just know that this happens to the best of us and that you're not alone.
@jessepickar3297
@jessepickar3297 3 года назад
@@ryanealon we did get a police report, it was on the 110 northbound. Hopefully I don’t have to pay for this guy
@anniemarielilly2052
@anniemarielilly2052 3 года назад
My dad was in an incident a month ago. He was driving on a straight lane and then he stopped to see if it was clear to continue around the roundabout. The car he was to give way to was a good distance away. So he decided to carry on driving. However, once he started driving that same car came out of nowhere and crushed the side of his Jeep, leading to the left side of his door handles being broken and a large dent left in the center. Thank God my dad and the other driver wasn't physically injured. The driver was a woman who seemed like she was unstable and her personality was really horrible. I believe she was speeding since her vehicle wasn't near the intersection of the roundabout. This week my father got a bill in the mail from her insurance company demanding that he pay 10,000 for the damages of her car. It's got all the photos and all. My dad doesn't understand what's going on because she was the one who hit his car and he had to fix the damages she made. My dad didn't even touch her car. On that day of the incident, the police came and she told them that my dad didn't give way to her so he was accountable. My dad doesn't have insurance or the money to pay for her car. I'm scared and really sad for him. We don't know what to do. I believe it was a false claim against him. But me and my dad have didn't take photos because we didn't know it would be that serious 😭😭😭 Please God help us 🙏🙏🙏🙏🙏
@LawFull
@LawFull 3 года назад
Hi, I am really sorry to hear this. The reality is though if you do not have the assets to pay for the damages there's not much the other side can do.
@anniemarielilly2052
@anniemarielilly2052 3 года назад
@@LawFull really? They won't take my dad to court? There's no evidence that we did those damages to her car. There's no evidence on both sides...so are we still accountable? A friend told me that the police can't get involve because it's an insurance claim. And that we can sue her for dishonesty but then again we have no proof.
@LawFull
@LawFull 3 года назад
@@anniemarielilly2052 Hi, they might file a lawsuit against you.... What I'm saying is, if you do not have the money to pay them, then what are they going to do? File a lawsuit and try to collect.... but how? Not sure what you're saying about the police but I wouldn't listen to friends about issues like this. As far as evidence, you said the police found your dad at fault no? No you can't sue her for dishonesty
@anniemarielilly2052
@anniemarielilly2052 3 года назад
@@LawFull dang that sucks 😣💔
@LawFull
@LawFull 3 года назад
@@anniemarielilly2052 Sorry.....
@lionel7410
@lionel7410 2 года назад
Hello Dr, I got into a car accident few days ago. I was double parked to answer a phone call. I check the mirror to see if someone was coming and didn’t see nothing . Once I tried to merge on to the lane this black Lexus came and hit my car from the side causing him to crash into me and another vehicle. I say he was going over the speed limit because if he was going at a regular speed , he would of had time to brake or just hit my car. Not impacting me and hitting another car that was on the other side of the lane. Keep in mind I only have a permit but I’m 19. My dads car has insurance and everything is up to date. What can I expect ? I’m from New York City ! Hope to hear from you soon thanks in advance.
@LawFull
@LawFull 2 года назад
Morning, listen, just turn this over to your insurance company and let them run with it. This is the reason you got insurance. There shouldn't be that much for you to do once you turn it over to them....
@Burgerman1171
@Burgerman1171 2 года назад
Love this thank you !
@Djevan41598
@Djevan41598 2 года назад
That was very good and informative. I had a teacher who was at fault in a car accident but the person he hit didn’t bother to exchange insurance. The person he hit just decided to leave the scene. A few years later she somehow got his insurance and now he’s being sued. Do you think the victim should be charged with hit and run even though she wasn’t at fault?
@LawFull
@LawFull 2 года назад
Hi, to be honest I don't know. That's a criminal charge and I don't know anything about criminal law. It would depend on the laws in your state.... Sorry I can't be more help on this one. Barry
@AspieTrips
@AspieTrips 2 года назад
Yah he's in big trouble are you alright and can you respond?
@richardpetersen1367
@richardpetersen1367 Год назад
I was involved in an auto accident where the officer and insurance declared me at fault. Doing DoorDash with my two kids and girlfriend in the car when we went through an intersection and was t-boned ended up flipping our car over on our roof. The officer submitted a DMV re-examination and not it’s putting my driving privlegde at risk. All this ordinal has been overwhelming on my emotions giving i deal with depression to begin with. My father-in-law is letting me use one of the cars he has but i just feel like I don’t deserve it anymore. I’ve been really beating myself up over this. I don’t get why it’s called a car ‘accident’ when they don’t treat it as an accident more like a ‘it’s you’re fault and I’m gunna ruin your life’. Emotionally it’s been hard and tearing me up
@LawFull
@LawFull Год назад
Hello Richard. I'm not sure what to say other than I'm really sorry this happened and that you're going through this. Barry
@rashaadp.2299
@rashaadp.2299 Год назад
Great video. Thank you so much. I have a Question, do you recommend getting a defense attorney if found at fault? No major offenses was made, i just failed to yield towards on coming traffic and accidentally caused someone to hit me. I reported the claim to my insurance and they said that we would be considered at least 90% at fault. The other guy did request an ambulance ride to the hospital so I imagine he's going to come after my insurance which is only going to cover upto 60k in damages and legal fees. Whats my next move here? should i lawyer up? This is my first accident after almost 20 years of driving.
@LawFull
@LawFull Год назад
Hi, well, your ins co should assign you counsel to represent you. I would ask that attorney that question. I can only speak from our experience, and that is, there has never been much reason to go after someone personally for damages because people don't usually have the assets to pay for the damages. I would not say anything further about this online. Talk to your ins co, talk to the attorney assigned to your case (if there is one) and then you'll be in a better place to make a decision.
@rashaadp.2299
@rashaadp.2299 Год назад
@@LawFull Ahh i see; ok thank you for your response.
@2Awesometay
@2Awesometay 4 года назад
I was stopped at a stop sign on a side street. I was planning to make a left hand turn onto the Main Street. The traffic light at the end of the street was RED. traffic coming from my left stopped to keep the lane clear. They were stopped behind the beginning of side street, with the rest of the traffic stopped on the other side(Traffic was backed up because of the red light). I saw that there was no more traffic coming from the right side of the main street so I proceeded SLOWLY to make my left hand turn passing the STOPPED TRAFFIC. As soon as I passed the stopped traffic I was hit by a car going atleast 35-40 mph WHICH I COULD NOT SEE BEHIND THE STOPPED TRAFFIC, which was headed to the red light, mind you it was RAINING. From my point of view, it looked like the car went around the stopped traffic, to try and pass them If I could add, I wouldn’t blame either one of us. I feel like there should not be a stop sign on that street! I think a STOPLIGHT would be better in that area. With traffic lined up, it was hard for me to see the other lane of traffic. There is no reason for traffic to be lined up behind an intersection for a STOP SIGN! there needs to be a stoplight there on both sides of the street. It is too dangerous
@2Awesometay
@2Awesometay 4 года назад
The police officer that arrived on scene after the accident gave me a ticket for Failure to yield, and said that I was at fault. I also just got off the phone with a lawyer who said the exact same. I am fully covered with Safe Auto. My car was announced as a Total Loss yesterday from the Appraiser who inspected my vehicle.
@LawFull
@LawFull 4 года назад
@@2Awesometay Sorry to hear this. If I understand the facts correctly, I think it would be a tough case for you to prevail on unless an independent witness corroborated your belief in what the other party did.
@isshak1
@isshak1 7 месяцев назад
Thanks a lot. What if the bodily injury coverage is less than injuries sustained Is getting a lawyer defending the one at fault a good idea and what might the lawyer be able to do in that situation defending at fault defendant ?
@LawFull
@LawFull 7 месяцев назад
Morning - what is your ins adjuster saying I'm curious to know.... You caused an accident and your ins policy is not enough to cover the victim's damages? When I was faced with this situation, my client would normally turn to their own ins policy for coverage if there was any first. And we'd make the defendant sign a document confirming that they didn't have any assets that could be used to compensate the victim - that kind of thing.
@shawno876
@shawno876 2 года назад
Finally got some understanding on this. On 2nd accident and idk what to do. Tried to get an attorney and they said they couldn’t help because the police put me at fault (which isn’t true) now I’m stuck without an job and bills
@LawFull
@LawFull 2 года назад
Sorry to hear this. But yes, if you're found at fault for the accident on the police report, it's tough to find an attorney to get involved unless you have severe injuries. It will just be a major uphill climb for the attorney with the insurance company. Unless, you have an independent witness who can corroborate your story or GoPro video or something like that. I'm sorry you're dealing with this....
@hardyboi_og7337
@hardyboi_og7337 2 года назад
I was being irresponsible and crashed into a building on a deep turn in Monroe Louisiana. Car is totaled and the front of the building is messed up, what can I expect goin forward. How bad did i mess up.
@shaunaeowens6062
@shaunaeowens6062 2 года назад
I just got into a car accident 4 hours ago and I feel really bad for it I wasn’t paying attention.
@LawFull
@LawFull 2 года назад
Hi, just turn it over to your ins co - this is why you've paid for it in the event something like this happened..... Just turn it over to them and let them take care of it. Barry
@frankvivanco7938
@frankvivanco7938 3 года назад
what's the main difference between no-fault and tort in automobile insurance, I recently accepted tort through geico in the state of Kentucky should I change it to no-fault?
@LawFull
@LawFull 3 года назад
Hey Frank, to be honest, I don't know much about insurance policies in KY and I don't want to give you bad advice. I would check with a local attorney or better yet your local insurance agent.
@aaronm9925
@aaronm9925 3 года назад
Hello. I just got into my first car accident. I accidentally rear ended someone and there were very minor damages to his car (slight crack on the bumper) and almost no damage to my car. I was able to give them the insurance on the car but unfortunately I was not able to get their information nor did I take pictures. Everyone in the car seemed to be perfectly fine after the accident but I'm worried they may try to milk it for more. The car I was driving was under my mom's name and she is the primary insurance holder although I'm also listed on the insurance. My mom is terrified that this may turn out with us losing our home. Is this really a possibility and what steps should we take to avoid this?
@LawFull
@LawFull 3 года назад
Hi, tell your mom not to worry. Just turn this over to your insurance company and let them run with it. That's why you've had insurance this whole time. There should be nothing to worry about.
@aaronm9925
@aaronm9925 3 года назад
@@LawFull Hello again. I was just told by my insurance that because I was driving for postmates during the accident, there might be a chance my moms insurance (AAA) will not cover damages. By the way, there were three passengers and they hired an attorney and also went to the hospital for "injuries" after telling me they were perfectly fine after the accident, which is what I expected they would do. On a scale of 1-10, how bad of a situation are we in because we are both stressed out and terrified of what we may lose.
@LawFull
@LawFull 3 года назад
@@aaronm9925 Morning, what is 'postmates'? If its like grubhub or uber or whatever, you should report the claim to them. My guess is, if its like those others, then they'll have a process for reporting insurance claims....
@bloopjessibloop
@bloopjessibloop 2 года назад
Hi there. First of all thanks you for this very helpful video! I know in California it’s an automatic at fault when merging into incoming traffic, but in the case of being rear ended by a drunk driver shouldn’t that be more at fault?
@LawFull
@LawFull 2 года назад
Hi there, not entirely sure what you mean. But if you were rear ended, then yep liability should be pretty clear.
@bloopjessibloop
@bloopjessibloop 2 года назад
@@LawFull sorry I wasn’t detailed. I was merging into the middle lane (where one can make a left hand turn or u turn) when the incoming driver reared me and he ended up getting arrested and dwi but I was at fault because the report claimed I was going into incoming traffic even though I was already in the lane.
@LawFull
@LawFull 2 года назад
@@bloopjessibloop Hmm. Well I really don't know what to say. Sounds like b.s. to me. You can 1. use your own insurance to get your damage fixed 2. if the guy's insurance denies your claim, you can file a lawsuit against him. If you suffered injuries you can get an attorney to help you. If not, you'll probably have to do it on your own. If thereis minimal damage, you can probably file in small claims court. Does this answer your question?
@bloopjessibloop
@bloopjessibloop 2 года назад
@@LawFull yes he also refused to give me his insurance information. It’s been a little over a year since this occurred and I didn’t know what to do since this was the first time something like that has happened to me. I’m sure it’s too late now right? But he’s that did answer my question thank you!
@myriamfiallos2197
@myriamfiallos2197 3 года назад
If a person is at fault 70% and the car insurance personal liability is 100,000 but the injuries of the other person received were severe which means it goes beyond that amount ...how can one protect oneself from being suit for assets like a house?
@Jordavis93
@Jordavis93 4 года назад
2 years ago to the day I was at fault in an accident. My insurance company and the victim did not come to a settlement. Yesterday, one day before the statute of limitations, I am served lawsuit documents. I am working with my insurance and they said they will represent me. I’m scared.
@LawFull
@LawFull 4 года назад
Hi, no need to be scared. Your insurance company will provide counsel and they will take care of it. Just assist your attorneys best you can.
@smsdamiracle
@smsdamiracle 3 года назад
Hey, I wanted to ask how did you get served the lawsuit documents? Like did they send them in the mail or call you or?
@AlexFernandez-yl4up
@AlexFernandez-yl4up 3 года назад
Hi jordan how everything went through with your case?? im going through the same process right now
@sowhat616
@sowhat616 2 года назад
@@AlexFernandez-yl4up hey Alex what happened what's the update?
@juniorpretzantzin3520
@juniorpretzantzin3520 2 года назад
Help Need advise on insurance claim (California ) I got into an accident last year around October and I was 100% at fault my insurance only covered $5,000 for damages on other vehicle, I got a letter in the mail from the other auto insurance stating that the damages were estimated to over $20k and since my insurance only paid out the $5k it left me with a remaining balance of $15k, I really think the amount is very excessive and really can’t afford it since I work a part time job and currently in college. What are my options ?? My insurance said they can’t do anything about it since they already paid the 5k for damages since that was the insurance coverage I had during the accident
@LawFull
@LawFull 2 года назад
Hi, first I don't know CA law. But you only had $5k in property damage coverage? Well, you can try to negotiate it lower. But sounds like you can't afford it. So I would just tell them that. They could come after you. I assume in CA they'd have to file suit against you, win, then try and collect. If it were me and I knew you couldn't afford it, I would drop it. But that is from a small p.i. attorney's perspective ot from an insurance company perspective. Not sure if this helps at all...
@okkev902
@okkev902 3 года назад
I was at fault for a accident that happened a month ago, i was on the way to work and it’s a hour drive so I was feeling drowsy l. The accident happened at a intersection light, there was a suv in front of me and I remember putting my foot on the break slowing down but I never fully stopped and rear ended the suv. I had put my head up and closed my eyes just before this happed and after the hit we pulled over at a gas station. No one was hurt and no police were called. We exchanged information. Insurance.. etc, my front bumper and hood were damaged and their rear bumper was damaged. The following day my uncle calls saying that my insurance bailed on me and that I had to go look for a new insurance company because I wasn’t a listed driver on the policy. I get phone calls from the persons insurance about making a claim and I haven’t answered to them because I am not sure how I should go about the situation.
@LawFull
@LawFull 3 года назад
Hi, if you don't answer them you'll probably get sued. If it were me - just if it were me - I'd answer them and say you filed a claim with your insurance and you were not covered. They will then go after their own insurance under the uninsured motorist coverage - hopefully they have it. But this is just generally speaking. I also would not say anything more online about this accident.....
@mnraiders8546
@mnraiders8546 3 года назад
Hello, I was at fault for an accident 6 months ago where I was taking a left turn on green both ways and unfortunately crashed into the person while making my way to the other side. I did file a claim with my insurance company immediately after the accident and ended up with total loss for my vehicle. The problem is I have to go to court, what would you recommend in to do in this case?
@LawFull
@LawFull 3 года назад
Goto court for what? You got a ticket? If so thats a question for a traffic ticket attorney. I do injury stuff. But definitely you can find someone local to help you out
@mnraiders8546
@mnraiders8546 3 года назад
@@LawFull Thank you for the response, I'm going to court for the accident as mentioned above and I was given a misdemeanor as well for accident.
@LawFull
@LawFull 3 года назад
@@mnraiders8546 Sure. Best of luck with that. Again though consult with a local traffic ticket attorney....
@PolymurExcel
@PolymurExcel Год назад
I just had an accident back in February and caused serious injury to the other party. I filed a claim and everything seems to be going fine so far. The problem is, I know for a fact my insurance policy isn't going to cover the costs that their demand letter is asking for. It probably won't even cover the settlement amount. My dad didn't have umbrella insurance and I just recently declared my assets to my insurance attorney. So, I own 33% of a house that I cosigned with my brother and I was told that is gonna be at risk and absolute worst case, they will make me sell the house and take the portion I own. Reaching out to other attorneys right now for consultation because my insurance supposedly won't help me after the case settles. I am still waiting for more information, but it's got me seriously worried.
@jokingroad
@jokingroad 9 месяцев назад
Sorry to hear that. I have a similar situation. How it works for you now
@JBedford4444
@JBedford4444 Год назад
Hi I'm in the UK and have just had my first accident about 2 hours ago. I was reversing out of a parking bay at night in the rain. I didn't check my blind spot and hit the side of a car driving past. Would it be worth getting the CCTV from the store and if so would I have to get the police involved to do this?
@LawFull
@LawFull Год назад
Hi Jason, I honestly don't know. I don't know anything about the law in the UK.... I'm sorry, I wish I could be more helpful. Barry
@TAK1991
@TAK1991 4 месяца назад
What are my options if at fault insurance coverage for collision is less then the damages that have occurred should I take it or negotiate even thou they told me that is the limit they can pay I would really appreciate if you give me advice about this
@LawFull
@LawFull 4 месяца назад
Hi - have you consulted with a local attorney yet about this by chance? May be local rules that I'm not aware of. Very generally speaking, if insurance is limited, not much you can do. But there are ways to confirm that the person doesn't have any personal assets etc. That's why i suggest you consult with a local attorney...
@santakumar4260
@santakumar4260 2 года назад
I live in Pittsburgh and I got wreck in Maryland (not drivable). Will insurance tow my car from different state?
@LawFull
@LawFull 2 года назад
Hi, you really need to check with your insurance company on that one.
@cadenrobertson7322
@cadenrobertson7322 Год назад
Quick question if I pull out and look left bud not right and I come close but don’t come in contact with the other vehicle but the other vehicle drives on the surface of the ditch and the passengers and the vehicle is unharmed can they make an insurance claim on me?
@LawFull
@LawFull Год назад
Hi - I'd think there is a state law about whether there needs to be contact in order to find you at fault for an accident. I would strongly suggest you consult with a local attorney about that type of issue. Sorry I can't be more helpful on this issue.... Barry
@emilyvargas8902
@emilyvargas8902 3 года назад
Hi, I was in a car accident in 2017. I was driving on the freeway when an suv quickly switched lanes in front of me. I wasn’t able to see that the truck in front of it was stopped. When I did realize the truck was stopped I tried to move lanes also, but couldn’t. I ended up rear ending the truck. The driver of the truck also saw the suv switch lanes very fast and that I didn’t have time to avoid hitting them.(the police officer wrote that in the accident report). My car was totaled and there was damage to the other vehicle. Unfortunately my insurance was 3 days expired. I just got served a summons this past Saturday from a law firm on behalf of the other drivers insurance for $18,000. I don’t think I should pay that much since I don’t think the accident was 100% my fault. I tried to avoid it, but was unable to. What should I do?
@LawFull
@LawFull 3 года назад
Hi, first I'd check if they filed the lawsuit within your state's statute of limitations. Is this for property damage or injuries too? If PD only the statute is likely longer than an injury claim. Then get back to me.
@emilyvargas8902
@emilyvargas8902 3 года назад
@@LawFull I live in NM. the summons says they are only wanting money for the property damages. but reserve the right to seek personal injury in the future.
@LawFull
@LawFull 3 года назад
@@emilyvargas8902 Ok so they may be within the statute. Bottom line is you can pay them, answer the complaint and defend yourself or ignore them. I guess you could also try and negotiate with them.
@roxyquinones3593
@roxyquinones3593 3 года назад
Did you loss your driver license ?? This happens to my husband they want him to have a insurance call sr22 and the bankruptcy to don’t loss his license can you tell me how your case Is ending to have an advice thanks
@LawFull
@LawFull 3 года назад
@@roxyquinones3593 Hey Roxy, I don't know anything about bankruptcy and how that might affect things I'm sorry to say....
@eric.1k
@eric.1k 4 года назад
I was in a car accident the other day and i was driving on my way to school and there was traffic. When the traffic cleared up the lady in front of me started to accelerate and I did as well but she then slammed on her brakes and came to a dead stop because there were more cars in front of her . I then slammed on my brakes but still hit her and then I got hit in the back aswell. My car was totaled but her bumper was the only thing damaged. The ambulance came and checked her out but she was fine . I asked her if she was ok and she said yes but her head hurt a little. She is now filing for a lawsuit against me and my insurance only covers $10,000. I do believe she was distracted because of she braked so sudden. Is there anything I can do to defend myself ??? Please respond
@LawFull
@LawFull 4 года назад
You just need to turn it over to your insurance company and let them handle it. Nothing more you can do to be honest. If the first event that happened was you rear ending her, you're likely going to be found at fault unfortunately. This is the very reason you have insurance. Accidents happen...
@iwonderwhatmydognamedme4000
@iwonderwhatmydognamedme4000 4 года назад
That’s bullshit. I’m so sorry she’s at fault. She’s the one who slammed on her breaks making u slam on yours. I’m sorry people are idiots.
@tictac9367
@tictac9367 3 года назад
Im in a similar situation did your case end up going over policy limits or were they able to settle within policy limits?
@yahyaraage3741
@yahyaraage3741 2 года назад
Hi I got into an accident at a school drop off line at school and I rolled into the car in front of me all that happened to his car was a little line dent on his rear bumper and my front bumper popped off I called the police and told them what should I do should I get a rent car to wait for my car and I also have full coberqge
@respinoza89
@respinoza89 4 года назад
Hi, I was working transporting as a subcontractor for a non emergency transport company. I was involved in an accident and my insurance says I am most likely at fault. However they denied the claim because I was driving for charge so I am not covered. I then turned to the company I worked for and their insurance says I’m not covered since I’m not an employee of them. I am stuck in limbo and other driver has already retained an attorney for damaged and injury. What can I do? I am very stressed
@LawFull
@LawFull 4 года назад
Hi, you might be on the hook for the damages personally. But I wouldn't just take what your insurance company says as the truth. Make them show you where in the policy it says you are not covered in a situation like this.
@MrInfoPhilly
@MrInfoPhilly Год назад
Anyone reading, this is why if conducting business in you personal vehicle, switch your policy to a business policy, and maybe get an LLC
@respinoza89
@respinoza89 Год назад
You are correct. In my defense however, I worked for 2 different companies. The first had provided coverage similar to what Uber does to their drivers. The second one did not. Guess who I was working for in that particular case.
@jennyhernandez6239
@jennyhernandez6239 5 лет назад
Hello! I just got into a car accident yesterday, with a commercial trailer to be specific. The office gave us both tickets. He stated that I was not our fault for making wrong turns. The truck driver had progressive insurance and I had insurance too but had no coverage to it. The trailer had no damage but my car was crushed. No injures. Is there anyway I can get a rental car from his insurance?
@LawFull
@LawFull 5 лет назад
You can try. Often happens. Just ask. They may even arrange it for you. Barry
@jennyhernandez6239
@jennyhernandez6239 5 лет назад
The office stated that it was both our fault* correction.
@leomessi6302
@leomessi6302 2 года назад
My situation is quite tough, my friend was driving my car and he caused an accident he hit someone’s truck but no body was inside and nothing really happened to it just some damage but in the other hand my car was so damage that I couldn’t fix it anymore so do you think my insurance will cover my car and the other person vehicle ?
@LawFull
@LawFull 2 года назад
Hi Leo, it's impossible for me to know. Have to file a claim with your insurance company and see what coverage you have to really know.... Sorry I can't me more help on this one.
@theresaespinoza6228
@theresaespinoza6228 2 года назад
Hi! I was at fault for a rear end collision 2 years ago. My insurance paid their damages. But now they are suing me. What questions should I be asking? What steps should I taking after being served?
@LawFull
@LawFull 2 года назад
Good morning, just turn this over to your insurance company. They should assign counsel to represent you. This is why you got insurance so turn it over to them and don't sweat it.....
@IrenesBraids
@IrenesBraids 2 года назад
I'm currently going through this exact situation.
@prettymuch142
@prettymuch142 Год назад
Why are they suing you? We’re anybody injured?
@LPSCaitelyn
@LPSCaitelyn Год назад
If your insurance paid for it why are they suing you?
@eliaflores6
@eliaflores6 5 лет назад
Hi my son had a car accident on the 17th of March. But my insurance didnt reinstated till the 18 and they dont want to pay. It was his fault but he didn't hurt no one he hit a light post what can I do
@LawFull
@LawFull 5 лет назад
Hello Elia, is the accident was on the 17th, and there was no insurance in effect on that day, there is unfortunately very little you can do I'm sorry to say. I've seen countless situations where there was no insurance. If it were me, I'd get the insurance company to document everything. Prove to you that there was no insurance in effect. Don't just take their word for it. Unless you are sure you didn't pay and just tried to reactivate it after the accident..... I'm sorry to hear about this situation Elia.
@dcdmarks
@dcdmarks 4 года назад
I was just in a minor fender bender where the other driver was at fault (I was rear ended while waiting for traffic to clear) and I contacted his insurance but they will not assume liability until they talk to him. He has not talked to his insurance after they tried to contact him 3 times and he is also avoiding my calls to his own phone. So good luck to everyone else!
@LawFull
@LawFull 4 года назад
It happens. Just file with your own insurance company and they should pay to get the car fixed. You'll have to front your deductible but should get it back. And your insurance company will subrograte or go after the guy's insurance company for reimbursement.
@minhkieu21
@minhkieu21 4 года назад
I was at fault for an accident 2 years ago. I had provided my statement to my insurance yet the inspection team did not arrive to estimate my damage, they later denied my claim. Now I’m being threatened by the victim with the lawsuit. I really don’t know what I should do next and need help
@chicagolegalgroup2870
@chicagolegalgroup2870 4 года назад
Why did your insurance company deny your claim?
@ahkilbrinkley9715
@ahkilbrinkley9715 4 года назад
B
@usingThaForce
@usingThaForce 3 года назад
Amerikkka sucks
@sowhat616
@sowhat616 2 года назад
@Minh Kieu this comment was 2 years ago whats the update ?
@EjPwned
@EjPwned Год назад
Update?
@kmillion9586
@kmillion9586 4 года назад
I hit a car, I coudn't see over the car in front of me, so when he went I assumed it was ok to go. It was a red light, so I was hit by a truck. The truck was more or less fine, but the guy driving it didn't own it, he worked at a dealership or car repair shop and was taking the car on a test drive. Could the company sue me? I guess the actual owner couldn't sue me for injury, but what about the guy driving it? Or the company he worked for? My car was totaled, and I don't think it's going to get fixed by the insurance company. It's sixteen years old. I have to appear in court, any advice?
@LawFull
@LawFull 4 года назад
Hi, I wouldn't say anything further online about this Karson. I wouldn't no what to tell you about the traffic ticket as that is out of my domain.
@genesisj7088
@genesisj7088 3 года назад
Hey so I was in a fender bender and lightly tapped the back of the car we got out and checked out the car and everything was fine a week later she says there was something wrong with her bumper but I didn’t hit her bumper what is going to happen next
@LawFull
@LawFull 3 года назад
Just turn it over to your insurance company and let them deal with it. That's why you got insurance in the first place. So that you don't have to deal with b.s. like that if something happened....
@kellystormz2319
@kellystormz2319 5 лет назад
Hey Yesterday I Was Involved In An Accident In Memphis TN I Was Driving On The Express Way In Going Northbound I Made A Lane Change , An Tractor Trailer Jumped Behind Me At A High High Rate Of Speed , I Proceeded At The Speed Limit The Traffic Suddenly Went Under The Speed Limit Due To Police Presence I Slowed Down Also The Car In Front Of Me Was Braking So I Braked Her Brake Lights Went Off So We Both Proceeded The Out Of No Where She Braked Hard As Ever And There Was No Reason In Front Of Her Too , The PST Officers Arrived She Was Cited For Suspended License And I Was Cited For Following To Closely And Expired Insurance It Expired Two Days Prior I Didn’t Know I’m A Truck Driver I Had Just Gotten Home The Night Before How Can I Keep This From Going On My Driving Record
@LawFull
@LawFull 5 лет назад
Sorry to hear this. This is a little hard for me to answer - how to keep this from going on your record. That is really a question for a traffic ticket attorney in Memphis. I'm a p.i. attorney so i deal with more on the injury side. If you would like, we can chat by email and I can connect you with an attorney down that way. Barry Barry@chicagolegalgroup.com
@candyland7511
@candyland7511 3 года назад
I have a question so I got in and a accident I have no licence in surance but the other person did more damage than what I did to her what do I do?
@LawFull
@LawFull 3 года назад
Hi, well, it's not about who did more damage. Who was at fault for the accident? That's the question. If they were at fault, you can file a claim with their insurance to get your car fixed. If you were at fault, and you have no insurance, you have an issue to deal with because you're going to have to pay to get your car fixed and then the question is what is the other side going to do about it.
@KamalTiwari82
@KamalTiwari82 2 года назад
The driver who caused my accident didn’t handover their details and they got away with it because the police couldn’t identify them and they done a lot wrong at the time of the accident.
@abekoyf8023
@abekoyf8023 12 дней назад
Ouch 😓 that’s not good
@KamalTiwari82
@KamalTiwari82 11 дней назад
@@abekoyf8023 I agree that’s not good, in hindsight that driver attempted to extort me blaming me for the accident when their vehicle walked away with a scratch and mine ended up being written off along with me not having access to a vehicle for a few years, eventually things got settled via insurance but I think I could have got more.
@milkywayproductions4943
@milkywayproductions4943 5 лет назад
If I was making a left turn from a side street to a busy street and couldn’t see to my left due to parked cars and came out and one car stopped and the other hit me, I’m at fault right? And what should I tell my insurance company if this is the case? Also, what if the other person went to the hospital and called my insurance company already?
@LawFull
@LawFull 5 лет назад
Hi, Im not entirely clear on the facts. But very generally speaking if you were taking a left turn and collided with a car going straight, I almost always see the left hand turn held at fault. I would work with your insurance company in whatever way they need it.
@sarahlee6797
@sarahlee6797 4 года назад
I had a collision with another party. Both of us got fined, no one admitted who's fault it is. I dont have a collision coverage but I file a claim report to my insurance. will insurance still they gonna pay for it?
@LawFull
@LawFull 4 года назад
If you dont have coverage, you will have to look to the other driver's insurance
@getreky1474
@getreky1474 3 года назад
i just got in an accident and i was in a rental i rear ended someone and there was very little damage just scratches and paint transfer how would i go about it
@LawFull
@LawFull 3 года назад
Turn it over to the insurance company. That's why you got insurance in the first place....
@fredstevens9448
@fredstevens9448 2 года назад
Hi barry I recently had a car accident on Christmas Eve 12/24/21 and I honestly cant say what color the light was when I proceeded through the intersection but I won’t say who is at fault but there were cameras in that intersection to figure that out. I am not on the policy and the policy was not started at the address I reside. The insurance company sent a certified letter to me and my son saying fraud because I was not on the policy as living in the household. At the end of the day his car is wrecked in the driveway and none of this is his fault. I drove the car and now it’s wrecked and National General seems to be denying all liability . Whatever happens to me is fine but I hope to find a way to get his full coverage insurance to pay to fix his car. Any suggestions?
@LawFull
@LawFull 2 года назад
Hi Fred, I'm not sure I entirely understand. But generally speaking, sounds like your or your son's ins carrier is denying coverage. So you should act immediately and appeal the decision. Don't wait. Get a copy of the policy and figure out how you are supposed to appeal. Usually involves arbitration of some sort.
@fredstevens9448
@fredstevens9448 2 года назад
@@LawFull thank you for your insight I do appreciate you getting back to me. The information you provide people really is very helpful to people who don’t have any idea of how claims work God Bless
@acetech9237
@acetech9237 Год назад
Does it help your case for future suits if the vehicles involved in an accident all decline medical or an ambulance?
@bz3232
@bz3232 Год назад
Morning - I'm not entirely sure I understand what you're asking. Do you mean if you cause an accident and the victims in the accident did not seek medical attention? If so, it just goes to the fact that they weren't that badly hurt. If that's what you mean....
@jenniferherrera1282
@jenniferherrera1282 3 года назад
Hello! I was driving my dad car but it’s under his name and insurance. It was my fault for hitting the other car. Luckily we both were not injured. However, we both had no clue on what to do, so we left without giving each other our number. The cops did come and gave us the case number. My questions is... Can the lady claim false injury ?? and Do I have to wait for her to upload her claim to the indy ?? What is next step after getting home with the police case number and no car?
@LawFull
@LawFull 3 года назад
Morning, well generally speaking what you want to do after an accident is report it to your insurnace. Chances are this other person is going to file a claim with your insurance anyways.....
@paranormalPostIt
@paranormalPostIt 4 месяца назад
hi, i had my first accident last week. i was placed at fault since i was turning left out of a plaza and couldnt see oncoming traffic. there was a person in the turn lane and we collided. i have insurance, but since i was doing uber eats at the time theyre telling me my insurance wont cover anything due to material misrepresentation. do you have tips? im working on trying to get in contact with a defense lawyer but i dont really know what im doing :( there were no bodily injuries and airbags werent even deployed.
@LawFull
@LawFull 4 месяца назад
Hi - don't just take their word for it - make them show you where in your policy their denial is based upon. And look into appealing any decision against you. Just don't delay.
@paranormalPostIt
@paranormalPostIt 4 месяца назад
@@LawFull thank you 🙏 ill do my best.
@michellep6631
@michellep6631 4 года назад
I scratched a car from behind while we were in traffic but my car has no damage. Will my insurance go up and do I have to file a claim for my car?
@LawFull
@LawFull 4 года назад
Hi, if you rear ended the vehicle 1. That driver will likely file with your insurance company 2. Your policy likely says something to the effect of if you are involved in an accident you are obligated to report. Some do and some dont. If you do not, it could threaten your coverage. You would have to check your policy.
@MMA2018
@MMA2018 4 года назад
Hello. About a week ago I was involved in a collision, it was raining and i was on a country road going about 45 mph (the speed limit for the area) a car in front of me was turning left, i went to brake and began hydroplaning. I attempted to steer out of the way but was unable to. My front left side hit their back right side. I am 19 years old and have worked as a pizza delivery driver for almost a year. I've been pulled over once in my entire life and that was for loud music(only recieved a warning that day) The cop arrived at the scene, got both sides of the story. He did not give me a ticket. he gave me a court date. Its tomorrow, no one likes going to court, if possible could you give me some sort of summary of what may go down?
@LawFull
@LawFull 4 года назад
Hi, why do you have a court date if you were not given a ticket?
@emilys.5112
@emilys.5112 4 года назад
My bf rear-ended a woman who then rear-ended another woman in a bottleneck on the freeway in CA (I was not in the car so I did not witness this happen, but he was not drinking or anything; he was driving a standard and did not hit the break in time). The car he was driving was financed and he only had it for 5 months. Luckily he had gap insurance from VW so he did not owe the rest of what was due on his car. It was a total loss. The woman in front of him was also a total loss, no injuries. I saw her car in the tow yard, it was a mid-2000s Camry. Apparently the woman in front of this woman was transported to the hospital (I didn't see her car following the accident and don't know what she was driving). Anyway, it seems like Geico (bf's insurance) covered her ambulance and that portion is resolved. Now, for the cars, one of the women has AAA and the other has Mercury. These insurers have sent letters directly to my bf requesting the money for the cars (AAA wants approx. $12,000 and Mercury wants about $6,000). Their letters CLAIM they have already been in contact with Geico and that Geico will not pay more based on coverage. However, I am finding this hard to believe because we live in California, and for some reason I just have it in my mind that you are required to have high collision/liability due to the area we live in (I also have Geico for my 10 year old car and I pay over $100 a month just for it to sit in my garage -- I hardly drive anywhere but Geico doesn't care - based on my zip code and age I am "higher risk"). I'm trying not to meddle in his situation because it is stressful. I do know that he forwarded the documents he's been receiving from the other insurances to Geico, and Geico says they are in negotiations. Is it possible that my bf will have to personally pay these women/insurers the requested $18,000? He has not purchased another car following this accident and thankfully does not need one. Are there other options such as declaring bankruptcy? I am stressed about what is to come.
@LawFull
@LawFull 4 года назад
Hello, I would not worry about this at this point. Let the insurance company handle it. Is it possible that there is excess property damage that needs to be reimbursed? It's possible, but you don't have to just pay it Upfront. For them to really recover on that they have to file a lawsuit against your boyfriend and go to trial and win and then recover the damages. So that's a long ways off. Let your insurance company handle this right now.
@emilys.5112
@emilys.5112 4 года назад
LawFull thank you so much 🙏🏼
@tictac9367
@tictac9367 3 года назад
I am in a similar situation. Were they able to settle the case within policy limits?
@user-pb2yr3fz6k
@user-pb2yr3fz6k 5 месяцев назад
Hi! Last November on highway when I changed the lane to pass this white car, this dark car came from nowhere with the speed of 100 mph and tried to pass me, and if I didn’t move over, the dark car would have rear-ended my car and caused a ‘life and death’ terrible accident. So to avoid that, I had to move over a little bit to the right so the dark car could pass me without hitting me, and my car touched the white car on my right when I moved over. No damage to both cars. No injuries. The state trooper gave me a written warning (not a citation) right then and told me to give the info to insurance agency and company. The accident summary states that Operator #2 (which is me) was found at fault and issued a written warning. Yesterday I received Surchage notice. I thought a written warning doesn’t affect the rates. How is that possible? Any help would be appreciated. Thank you.
@LawFull
@LawFull 5 месяцев назад
Hi - to be honest, that's a better question for an ins agent rather than an injury attorney. I don't know that much about ins rates. Sorry I can't be more helpful on this one.
@1chaka5
@1chaka5 4 года назад
Good video
@LawFull
@LawFull 4 года назад
Thanks
@mmaloha67
@mmaloha67 4 года назад
Hi, i was at fault car accident while driving for Lyft. I had two passengers thank god no one was injured. The other driver was ok also and all his airbag went out but none of my airbag went out. My car is totaled and Lyft insurance will only pay cash value of my car. I am injured and no income, however i can't find any attorneys that will take my case. WHAT SHOULD I DO?
@LawFull
@LawFull 4 года назад
Hi, if you were at fault, unfortunately there is no p.i. attorney who will get involved. There is no money in it for a lawyer. Sorry to say
@veerpandher8396
@veerpandher8396 5 лет назад
Hi there please help me out I got involved in accident I am driving semi tractor and trailer I got hit from rear by car and it’s a police report which states that I got struck from rear by vehicle 2 but after that accident my commercial insurance going very high now it’s very hard for me to get job because my insurance going too much high please help me what can I do even it’s not my fault I have police report as well but still my insurance is very high. What is the best way to solve this ?
@bz3232
@bz3232 5 лет назад
Hi, I'm not sure how much I can help to be honest. If you got rear ended, I assume you filed a claim with the driver who caused the accident. If you were not at fault, why it is no guarantee, it theoretically shouldn't cause your rates to go up. That is not a hard and fast rule. Insurance companies can raise your rates if you weren't at fault. If you've had multiple accidents for example I've seen it happen. They really don't need a reason. I'm just saying, normally I don't see that. Barry
@ivonneee5562
@ivonneee5562 Год назад
What if i wasn’t in the insurance policy and in somewhat the one I hit was “injured” what should I do or say at court?
@LawFull
@LawFull Год назад
Good morning. I'm not sure I entirely understand what you're saying. If you're saying you were in an accident and you were uninsured, I would strongly suggest that you consult with a local attorney to discuss this matter....
@mounicakoduri4878
@mounicakoduri4878 Год назад
Hi sir , yesterday i am involved in the car accident where i came to the stop sign where there is another vehicle before me , it took the right turn and there is a van in the buffer line which is taking towards left into my lane . When the car before me took right turn then i came to complete stop at stop sign and looked towards my left for upcoming vechicles and saw there is a car truck coming from pretty far on the left with normal 35 mph approximately and thought i can take a turn to right i just came forward and the other vechicle which is on the buffer line took the left turn thats it i am blocked my view and couldnot see the upcoming truck moved right lane and speeded itself . It was so fraction of min that car truck hit my car on the front and it just went far away where i cant event go to him as i have my kid sitting on the back in car seat As i have to takecare of him first May be that left turn van just blocked my upcoming left view of traffic and its my wrong decision to go 😢 Yesterday afternoon i did filled a claim with the insurance as well Could you please advice here??
@LawFull
@LawFull Год назад
Morning - I'm not sure I understand what happened in the accident. However, I would report it to your insurance company and if you think the other party is at fault, then you'll want to file a claim with their insurance as well.
@danielmurillo4601
@danielmurillo4601 2 года назад
I received a letter from the insurance company they want me to pay them ...what if I dont pay them
@ersugeam
@ersugeam Год назад
Thank you for this video! I have a friend who is at fault; made a left and end up hitting a motorcyclist. My friend insurance agent asked for permission to reveal to the amount of his liability insurance ($100,000) to the victim lawyer. He was not sure what to answer and told them to give him few days. The victim had few stitches and has a hard time walking. What do you think he should do?
@LawFull
@LawFull Год назад
Hmm. There must be a law in that state that requires permission of the insured to give that type of info. I really don't know. We don't have that here. Here, if you provide certain info/docs you get the info. So I'm not exactly sure what to tell you. Other than that might be a question better suited for a local attorney who can advise you why or why not you might want to do that. Sorry I can't be more helpful on this one.
@ersugeam
@ersugeam Год назад
@@LawFull Thank you for your reply. He decided to declassify the amount today.
@idalinelucero6141
@idalinelucero6141 4 года назад
I got in a car accident not that long ago and I’m at fault but neither of us had insurance due to unemployment during quarantine. Their lawyer had contacted us to get our insurance information but like I mentioned neither of us had insurance. What can be done in this situation???
@LawFull
@LawFull 4 года назад
Not much. They can go after you personally but usually if there is no insurance the person doesnt have the assets to pay for the damage or injuries anyways...
@idalinelucero6141
@idalinelucero6141 4 года назад
LawFull ok thank you
@LawFull
@LawFull 4 года назад
Best of luck
@user-mc1dl3py9p
@user-mc1dl3py9p Год назад
Anyupdates on your cause ?
@jasonhernandez4839
@jasonhernandez4839 5 лет назад
Hello; I was at fault for an accident and I’m an excluded driver; the other driver is going to file a claim and I plan on doing so as well; she didn’t require medical assistance immediately and said she was fine. There were no witnesses; I do believe that she is at fault too however because the line for the turn on the highway was moving and she was not and by the time I realized that she wasn’t moving I hit my brakes and there was loose gravel on the highway; my car slid and bumped her vehicle. There are no serious injuries or even serious car damages. The worst part of the accident is part of her fender came undone but she had also let me know that while in Florida with her husband that she was involved in another accident where she wasn’t at fault but didn’t report.
@ebayseller6040
@ebayseller6040 4 года назад
thats bad luck there buddy. even when people just sit on the road because they are texting or whatever its still your fault if you hit a non-moving car. I had something like this too but she suddenly stopped and I didn't have time to stop and apparently I am at fault too.
@itsjason4527
@itsjason4527 4 года назад
ebay seller What if it was raining hard? Can someone use that and not be 100% at fault ?
@Oregonprestige
@Oregonprestige 4 года назад
i don’t have insurance but the vehicle is covered. so i paid for my damage and offered to pay for his damage but he sued me for more than what it’s worth plus medical bills. when i called paramedics he refused to go to the hospital, mind you it’s a mild fender bender from behind going 10 mph.
@LawFull
@LawFull 4 года назад
Weird fact pattern. Do you have a question for me? Or were you just commenting? No problem either way. Thanks
@vmontgomery2406
@vmontgomery2406 4 года назад
Yesterday I was in my 1st accident and I believe I’m the one at fault. I was exiting my neighborhood hood trying to turn left and it’s a pretty busy street. I looked left first to check for cars and they were a far distance away from me so I looked to the right and no cars so I felt clear to go and let off the gas. All of a sudden a car slammed into me from the left. I feel I’m to blame because I didn’t check left before going when I should’ve. I’m only 18 though and I’m worried they’ll try to sue me for damages. They seemed ok to me though because not even a minute that I got out of my car, the other driver (he was elderly) started taking pictures of my car and that’s that he kept driving a little after hitting my car. The speed limit is 40 there but the way the impact was and how far he had to keep driving to slow down, do you think they were speeding and would that help my case? I am willing to say it’s my fault but if they were speeding could they also be at fault too?
@LawFull
@LawFull 4 года назад
Hello, first I wouldnt say anything more online about this. The short answer is if they were speeding there might be comparative negligence on the part of that driver. Sorry you are going through this.
@vmontgomery2406
@vmontgomery2406 4 года назад
LawFull Thank you for the advice 🙏
@elizabethzarate5861
@elizabethzarate5861 3 года назад
What end up happening ? I’m basically in the same situation expect there wasn’t any cars before I turn. The other drive had no damage to her car but had a scratched and mine had my whole door hit.
@rdewitt2
@rdewitt2 3 года назад
@@elizabethzarate5861 I ended up in nearly the same situation today but I ended up t-boning the other car 😫 he was coming from the left and speeding and I didn’t see him until it was too late
@thehemiolds455
@thehemiolds455 3 года назад
I was in first accident just a few days ago your case sounds similar to my accident no injuries I unfortunately i didn’t have insurance the cop mention that this is my lucky day and gave me two tickets and get insurance and present it on my date don’t know what that means it sounds to good to be true. Tha doesn’t mean the other party wouldn’t come back an hunt me my sweet dreams
@shazlossusshazam2.021
@shazlossusshazam2.021 3 года назад
I got in an accident about 8 days ago , I was going down a hill slowly ofc since the road was icy and then my vehicle started sliding, pressed the breaks and still kept going , tried turning left but it kept going straight, ended up hitting 2 vehicles 😔 , what will happen ?
@LawFull
@LawFull 3 года назад
Well they are likely going to file a claim for their damage with your insurance company. The let the insurance company deal with it that's why you have insurance in the first place.
@shazlossusshazam2.021
@shazlossusshazam2.021 3 года назад
@@LawFull ok thank you very much for the quick response!
@Nestonj1
@Nestonj1 11 месяцев назад
@@shazlossusshazam2.021any updateds
@lokeshsharma279
@lokeshsharma279 3 года назад
Is Car front and back Cameras are any help if an accident occurs and its not our fault ? do police or court have significant effect about case if camera footage is there.
@LawFull
@LawFull 3 года назад
Hi, I'm not entirely sure what you're asking. Video is evidence and can help prove who was at fault for the accident. The police and the court will look at it (at least theoretically) and it can help make a determination regarding fault.
@JF-rz3rh
@JF-rz3rh 11 месяцев назад
I was rear ended, so far the driver has not responded to the insurance company and give statement. Wondering when to file suit in Texas.
@LawFull
@LawFull 11 месяцев назад
Morning - I don't really know much about TX law.... Did you file a claim with your own ins already?
@Gg23beme
@Gg23beme 2 года назад
Hello, thank you for video. My situation is I hit Someone from behind at 25 mph , the sun was in my face and I was blinded for a second and didn’t see the car stopped, This car hit the car in front of it with minor damage. Now the car I hit was very old and I completely damaged the truck and number, smashed and they couldn’t close they truck. Now everyone got a claim number exchanges information and went on our way. So, today I get a statement 15 days after the accident stating 3 people have claimed injuries. When I called they directed me to the adjustments department , I left a message to call me back because I’m so worried they are going to sue me. Everyone got out of the car and was fine. How long before I find out if they are going to hit me with injury? I only have $15k bodily $k30 per car for accident. If they come after me I’m scared we would have to take money from our home.
@LawFull
@LawFull 2 года назад
Hi, sorry to hear this. Listen, just turn this over to your insurance company for now. Generally speaking, again, very generally speaking, an attorney will go after the insurance policy and then let it go. I question whether they'd come affter you for your personal assets. Can't rule it out but that would not be the norm - unless there are serious injuries. So for now, turn it over to your insurance company and see what happens....
@yunush
@yunush 9 месяцев назад
Hi Barry and thanks for this excellent detailed video. I have my 21 years old son in my policy and he recently was involved in an accident with a motorcycle and the police report deemed my son at fault for “side swiping” the other party while changing lanes. He’s a student with just a part time job and this was his first accident. We are in the state of CA and I have a few questions: 1. My personal injury protection was unfortunately low - $50K/person/$100K per accident (I have since increased it for future accidents). What should we be concerned about? They did have to call an ambulance to take him to the hospital but he was conscious (and I pray that he makes a full recovery from this unfortunate event). 2. Am I liable for anything given that he’s on my policy and even though he was found at fault. 3. Should we look into speaking and potentially retaining a lawyer in this case?
@LawFull
@LawFull 9 месяцев назад
Good morning - I'm very sorry to hear about this. These are really questions better suited for a local attorney. However, I can say that in regards to hiring an attorney, your ins co would normally hire an attorney to rep you and your son if it came to that. Have you spoken with your ins co - what are they saying at this point? Barry
@yunush
@yunush 9 месяцев назад
thanks Barry@@LawFull for your prompt response. The insurance is indeed handling the matter but given that my personal injury limit was lower than usual, thy said this can be a long drawn out process. I am just trying to take my precautious to reduce my own personal liability.
@LawFull
@LawFull 8 месяцев назад
Hi, sorry for the delay responding. Sounds like you're doing all the right things. Let me know how it turns out for you.... I hope everything works out ok. Barry@@yunush
@ZakiaKawian
@ZakiaKawian 6 месяцев назад
@yunush can you please update us on how it is going?
@oakendaroakfist753
@oakendaroakfist753 3 года назад
Do you still reply to comments I have some questions about a incident I had very recently.
@LawFull
@LawFull 3 года назад
Hi, I am.
@annajones8494
@annajones8494 3 года назад
Yesterday I got in an accident in a company owned vehicle, it was determined my fault and I was ticketed with failure to yield at a stop sign. I did yield and look both ways but the intersection is an extremely busy intersection and famously hard to turn into; many wrecks have happened there before. The oncoming road also has a curve so it’s very hard to see cars coming. Also, the other driver was cited for driving without a license and because his brakes were somehow damaged (I forgot exactly why) but do you think this would be a strong enough case to maybe fight the ticket given?
@LawFull
@LawFull 3 года назад
Its hard to say - but you could at least argue that the other driver was at least partially at fault maybe even more than 51% at fault.
@ashleyyyidk5453
@ashleyyyidk5453 2 года назад
i had almost the exact thing happen to me two days ago and the guy who hit me from the side was speeding and didn’t try to slow down because he was under the influence but i’m still the one at fault and got the ticket because i pulled out right after i looked and no one was coming but i’m not sure what i should do either
@davidkatz7972
@davidkatz7972 2 года назад
Same thing happened to me today. Failure to yield at stop sign
@nakedmidgetmauluser7684
@nakedmidgetmauluser7684 2 года назад
@@davidkatz7972 I got in am accident today, I was cited as failure to yield while I was making a turn.
@breezywulong33
@breezywulong33 3 года назад
I got into a car accident yesterday, but is I was driving my brother's car. They put me at fault when I know I didn't cause it because he hit me. So if I'm at fault and I was driving my brother's car, plus I'm not on his insurance, what happens?
@LawFull
@LawFull 3 года назад
There may still be coverage. They'll file and we'll see what the insurance says. Just depends on whats in your brothers policy.
@tictac9367
@tictac9367 3 года назад
In this situation if his brother is underinsured can they sue his brother if his policy exceeds insurance limits
@April-Marie_
@April-Marie_ 2 года назад
I was at fault in a car accident about a month ago and Im lucky that since I rear ended a city bus and no one was on the bus, there were no damages 2 the bus and the driver was fine so I didn’t have 2 worry about getting sued. My insurance was really good. My car was totaled and they gave us money 2 compensate 4 the car as well as paying the towing fee and my medical expenses. Unfortunately my insurance did go up but I’m not sure how much yet 😬
@toonhvh3286
@toonhvh3286 2 года назад
do you know how much it went up now?
@prettymuch142
@prettymuch142 Год назад
Yeah do you know?
@bigfan2452
@bigfan2452 Год назад
Can you provide us with an update, I just got into an at fault accident on July 10, 2023 and the car has been totaled. I know our insurance will go up. I am at a total fault, this is sad.
@narcassassin8998
@narcassassin8998 6 месяцев назад
@@bigfan2452I’m in same boat can u please tell me what happens cuz I just totaled a 2023 car. Don’t even want to say the brand. 😒
@bigfan2452
@bigfan2452 6 месяцев назад
@narcassassin8998 our insurance prices went up and the insurance company paid us for the car. It was totally my mistake and I only blame myself. 2023 was an aweful year for me.
@DLICIOUS42
@DLICIOUS42 2 года назад
If you are a defendant in a accident lawsuit can you increase the liability limits on your policy before the case goes to court?
@LawFull
@LawFull 2 года назад
Only the insurance in effect at the time of the accident will provide coverage.
@marcym648
@marcym648 3 года назад
My son (who has his own car and his own insurance) borrowed my car with permission and rear ended someone (only $200 damage to our car; some trunk damage to their car). Several years later now the Plaintiff is taking it to Jury for a neck injury under my insurance. Does a $1mil umbrella policy encourage them to sue for more? And how does a Jury come up with a fair and reasonable dollar amount--by the Plaintiff's lawyer?
@LawFull
@LawFull 3 года назад
The jury will look at the severity of impact, injuries, permanency of injuries and other stuff like that. But let your insurnace company worry about that. That's why you got insurance in the first place to take care of things if this ever should occur.....
@chrisvoelkel4303
@chrisvoelkel4303 Год назад
I'm the atfault driver I rear-ended a driver totalling both vehicles. My Insurance company is telling me preliminary accounts they are telling me my full coverage insurance may not cover all allegations of injuries on the party I hit any my response for any overage. Should I trust the attorney my insurance company provides or should I get an outside attorney if it goes to a jury trial
@LawFull
@LawFull Год назад
Hi Chris. Hard for me to say. I would have been on the other side of things (meaning, representing the victim of the accident) and you need to consult with a defense attorney to understand your potential liability. I have to be honest, I can't advise you one way or another. I apologize. I try and help people on here but I just don't feel comfortable giving advice on a topic that a defense attorney should be consulting with you about. Sorry. Barry
@mahkylajewell6252
@mahkylajewell6252 3 года назад
Hello, in need of help. My boyfriend was driving my car and wrecked it. He was at fault. I immediately filed the claim the next day and did everything my adjuster asked me. I gave a recorded statement, gave the police report, he as well gave a recorded statement. I was told that they may not cover my damages because he wasn’t listed as a driver on my insurance. I’m the only one who drives my car so I never thought to do such a thing. He only drove it that one time. They are currently in the process of inspecting my vehicle. I also found out that the law in TN states that a person does not have to be listed on your insurance company if they do not live in your household. I live alone. So technically speaking it’s not required to list him. I have comprehensive collision and collision coverage. Please help with legal advice.
@mahkylajewell6252
@mahkylajewell6252 3 года назад
There are no injuries with either party. The police report stated that no one had injuries. So my case is strictly property damage.
@LawFull
@LawFull 3 года назад
Hi, don't just take their word for it. Ask for a certified copy of your insruance policy and tell them to show you where it says that he is not covered. If they continue with this tactic, you may have to demand arbitration. You can find out how to do that in your insurance policy....
@reysuayan121
@reysuayan121 2 года назад
I just received a subrogation claim against me. I'm at fault on an accident happened July 2021. My policy limits with GEICO does not cover the property damage the other party claims. What should I do at this point? Should I respond to the other party's Insurance company or wait on my Insurance company if they can settle? I just need to know what to do? Please help.....
@LawFull
@LawFull 2 года назад
I would definitely check with the ins co first before you do anything however. See if they can resolve it. If they can't then you can deal with it.
@ebayseller6040
@ebayseller6040 4 года назад
driver in front of me suddenly stopped and I hit her car. the cops showed up and said I am at fault. I did mention that when I called geico. should I bring it up again when I call geico? my coverage is 10,000 and damage to her car shouldn't be over 10k. but in this scenario, who covers her medical bill if she has to go get an MRI or any other medical treatment? is it her insurance company that pays for her personal injury(there was no injury I doubt I did much as my manage wreck my own car but her car was mostly fine) or my insurance pays for her personal injury?
@LawFull
@LawFull 4 года назад
Hi, just turn everything over to your insurance company. Thats what you paid it for. But generally speaking your insurance is on the hook for her meds and property damage.
@jeanies8495
@jeanies8495 Год назад
my friend was turning left today and the car coming straight seemed to come out of no where and hit the back quarter panel of his car. i dont know if he can prove the other car was speeding.
@LawFull
@LawFull Год назад
It's tough to do. Unless there was an independent witness or GoPro/other video to document what happened....
@ricedisposal
@ricedisposal 4 года назад
Hello I was not at fault for an accident but a police report claims it was my fault. I’m not sure how to go about fighting this. What should I do?
@LawFull
@LawFull 4 года назад
Good morning, that happens more often than you think. Police reports are not evidence per se. But its tough to overcome them at least when you're fighting an insurance company. You can go to the police department and ask to document your side of the story (if it's not already documented) and you can urge your insurance company to defend the claim.
@mygirlncali7212
@mygirlncali7212 4 года назад
Hello! I'm in school and I have to write an essay about a car accident. In the topic, I am at fault and must write a letter to the insurance company. I have to imagine I'm 16 and my parents allowed me to borrow their car for the first time. I stop for lunch in a drive-thru at a taco restaurant and accidentally hit the car in line ahead of me. Any advice on a successful letter?
@LawFull
@LawFull 4 года назад
Super unusual assignment. Everything I can offer is really in this video that you've already found. Did you have a specific question? if so I'd be happy to try and help. Barry
@xela6619
@xela6619 2 года назад
I got into a bad accident at work driving couple years ago and the other party was injured I was at fault, I was served papers today and it has my name and the company name on them , am I going to be responsible for paying them if I loose the case or is the company liable , (here in Ca)
@LawFull
@LawFull 2 года назад
Hey Alex, I dont know CA specifically. But check with the lawyers for the company who have been assigned to represent you.. Normally, it would be the company if you were in the course and scope of your employment.
@xela6619
@xela6619 2 года назад
@@LawFull Thank you very much, I appreciate your response !
Далее
Seven Secrets to Getting a BIG SETTLEMENT
16:35
Просмотров 46 тыс.
Китайка Шрек всех Сожрал😂😆
00:20
Auto Insurance Claims Process: Not-At-Fault Accident
19:28
Who's at Fault for a Rear End Auto Accident?
6:08
Просмотров 23 тыс.
How Car Accident Settlements Work
8:42
Просмотров 58 тыс.
How Long Does it Take to Settle a Car Accident Claim
11:08
What to do When an Insurance Company Denies Your Claim
11:27