What I Spend in a Week as a 20 Year Old Living in London + 5 tips for saving and budgeting

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ep. What I Spend in a Week as a 20-Year-Old Living in London + 5 tips on saving and budgeting
Hi everyone.
In this video, I share with you how much I spend in a week as a 20-year-old student/RU-vidr living in London. I also share with you some of my easy tips and advice on money.
Thank you for watching and I’ll see you next week
intro 0:00
why I’m making this video + disclaimers 0:42
weekly fixed costs 2:27
weekly variable costs 4:25
tips for saving and budgeting 10:06
investing 11:27
opportunity costs 12:21
free notion template I use (I switched up a bit!):
www.notion.so/templates/budge...
Ali Abdaal - How to Invest for Beginners (2021)
• How to Invest for Begi...
🍓
if you haven’t watched already:
HOW to: goal-setting, self-development, values, habits
• HOW to: goal-setting, ...
🥭
instagram / jjuliecho
email juliechowork@gmail.com
spotify open.spotify.com/user/juliech...
filmed on Canon G7X mark III / final cut pro

Опубликовано:

27 июл 2024

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Комментарии : 159

@LoFiGi 2 года назад

Great topic Julie. It’s so important to budget while you are young. You need to enjoy life but I promise once you get older you will thank yourself for being mindful of your spending and will have more money for important things (house, investments etc)

@khalilahd. 2 года назад

As someone in their early 20’s still navigating financial literacy I think this is a great topic that so many people can learn from! 💜💜 due to your diverse travels hearing your experiences with money could be so helpful ☺️

@thobsss 2 года назад

Unrelated but I love seeing you under Julie and Ashley's vids

@lu.amaral 2 года назад

we SHOULD talk about money!!! as a generation i feel like most of us struggle through similar stuff and it's so important to have a common ground and people talking about it, so we can share experiences and all grow from it!! like u said, we don't get this from school and usually we learn through trial and error, so thank u for this and congrats on the initiative!! 💜

@user-mg1ox6hf3d 2 года назад

18살인 저로서는 곧 있으면 보게 될 미래..니까 열심히 봐둬야 겠어요 :)) 늘 영상 올려주셔서 감사해요!!

@llouvell 2 года назад

I’ve marked you as one of my role models. I admire too much things that you do. I always end up using one or more of your tips and advices either in my life or school related situations. This video topic was so good too, definitely going to take these into consideration in the future as well. 💗

@yankads 2 года назад

right?? I found her channel like a month ago but she’s a role model to me as well (and she’s 4 yrs younger than me!)

@kyu.24 2 года назад

I'm amazed how u're so independent, I'm nearly 20 but I'm still so shy plus an introvert 😂 I don't hav true friends either, so it's just me, myself and I

@thana9227 2 года назад

this is SUCH a great video and it still amazes me how you pack in so much content so efficiently into your videos

@Meinonenie 2 года назад

Julie, besides inspiring me you're now a source of happiness. Was in the worst mood then opened RU-vid and your face graced me. The instant relief was so amazing and then I was surprised by how you affected me positively.

@kch4900 2 года назад

Thank you for your transparency Julie!! Really appreciate this video

@robertking1367 2 года назад

Thank you Julie for your breakdown. I do the things like you, but in a paper notebook. It helps me for what bills come out in a month, so I can see when to expect them. I think your advice was good and it is helpful in just hearing it. I live alone so it is hard making decisions on things. Often I look at the cost of things and find myself saying no. By setting a cut off point you also pay attention to what is a priority and what can wait. It will be the weekend for you, enjoy!

@DaestrumManitz 2 года назад

You have provided us with some stupendous financial advisory tips. Focussing on the long term benefits of monetary prudence will pay dividends latter on when it is really needed! Excellent advice! 😎

@anyasyht 2 года назад

It's so important to know how to manage your money- thanks for sharing Julie!

@skloise 2 года назад

my queen always pulling through with these videos!! thank you for always uploading quality content, julie! ❤

@sadeiofficial 2 года назад

Love that you are talking about finances. It definitely is taboo for some strange reason, and to be honest, financial literacy should be a core course provided in our education system. Money is so ESSENTIAL to our lives. Needs to be spoken about more. TY for sharing. Aloha!🌸

@dilipb.5902 2 года назад

as someone who’s going to london this summer and also a student, it was so so helpful to see this video (also i’ve been loving your other videos!! ur editing is amazing and your vibe is immaculate

@april_positive 2 года назад

can’t emphasize how much you inspire me in many ways 💕 love your contents so So SO much! ❤️

@solene-solene 2 года назад

It’s the first “What I Spend” video I’ve ever watched, and I have to admit it’s pretty interesting lol, thank you for your tips!

@hazelzhan 2 года назад

yasss another video! thank youuu so much for the tips :D have a good day julie~

@amy7309 2 года назад

Interesting content! I really admire how well grounded and eloquent you are. Looking forward to more videos😁

@abbyklake 2 года назад

Your videos are always so aesthetic and informative, I really love them 💖

@didi9126 2 года назад

I would love to see a comparison between all the places you've lived/live and which is the cheapest.

@stpsht6730 2 года назад

i'm a silent fan of yours julie and this video helps me a lot since i'm in my 20s struggling thankyou!!!!!!!!!!!!

@poppycalliope 2 года назад

A very interesting video! I love your maturity and look of things! So inspirational 💕

@ttmoore8750 2 года назад

I'm back in London after being in a very cheap seaside town, my account is always in shambles. I don't what took me so long to actually start making an effort to save because of the number of living costs while studying and living in London as a student. Thank You, your effort means well and I take it well. I need more side hustle to add to my overall spending pot. I agree, I'm now late 20's and only understand this now.

@j.jharieee 2 года назад

I am a business ad student and I understand your explanation better than my prof's explanation.

@hafsasheikhabdirahman6753 2 года назад

Can't believe that I hadn't subscribe till now 😪I literally wait for you to uploade I swear girl 😍just love you as fellow 20yr old can't get tired of you

@kaella5356 2 года назад

OMGGG! Julie living her best life while constantly making us happy too😭🤍

@silque575 2 года назад

i love your videos especially this one! thanks sm for ur tips!!

@somebicycle6684 2 года назад

Wow! It is super interesting to see the differences in spending between different people and different locations. Its great to talk about and normalize! I am a 20 year old living in the rural midwest (USA) and I work part-time as a cashier while attending college part-time. My husband and I together make an average of 700 per week.

@louise9524 2 года назад

love the video, as always! oh and thanks for sharing ur tips julie

@violautiful 2 года назад

평소에 쥴리님께서 인생을 열심히, 즐겁게 사시는 모습이 정말 멋지고 닮고 싶었는데 다 이렇게 돈까지 꼼꼼하게 성실하게 관리한 덕분이였군요 좋은 팁까지 나눠주시다니 천사이십니당😍 이번영상도 넘 좋아요 ㅠ 노션을 정말 잘 활용하시는 것 같은데 혹시 다음에 잘 활용할 수 있는 팁 공유해주실 수 있나요? 맞다 이탈리아 여행은 잘하고계신가요? 3월도 행복하세용❤️❤️

@_bibi__ 2 года назад

you did a good job showing the tips to save your money especially when you are young 💗

@sandraavenido5666 2 года назад

You're such an inspiration to everyone. Thank You Julie ❤️

@julianne1611 2 года назад

ure literally an inspiration to everyone 😭 aaaaa im a finance student n this vid really captured my eye 🤧🤧 U R MY COMFORT RU-vidR 🥲💖💖

@user-qx7jx8vk6w 2 года назад

This video did really encourage me 💗💗 thx for the video

@somintong8558 2 года назад

Thanks for making this video! You're doing really great! Super impressive for a 20 year old girl.

@reeyakumari7210 2 года назад

One of the best things I did in 2021 is that I STARTED WATCHING HER VIDEOS 💗. Best wishes for you Julie ❤️.

@Rita-pu5ed 2 года назад

You’re an actual icon, I’m so glad I found this channel 🤍🤍🤍

@suzeeabdelrahman6978 2 года назад

Great video! Was thinking of investing with Apple as well. Keep thriving Julie 🤍👌

@feelgooddayss 2 года назад

if you want to save on groceries, try going for cheaper supermarkets such as Lidl, Tesco, Sainsbury's (M&S is top of the range). it's good that you have such a good sense of financial literacy at such a young age! thanks for sharing xx

@samanthalansang2075 2 года назад

love the video, as always! oh and thanks for sharing ur tips julie super helpful hihi

@renee8906 2 года назад

omg can you do a notion tour? i'd love to see how you organize your life!

@suzainezausa4609 2 года назад

Whenever I watch your vlog, I get so motivated on studying & literally be a bad bitch in life with lotsa goals!!! ILY!!

@22_ximipa6naylarahmaputria8 2 года назад

she's always gonna be my motivation 💙😘

@Sunnshinee365 2 года назад

thank you Julie for the breakdown of the weekly cost. it's really helpful

@maxiecoleen5970 2 года назад

I luv this vid sm, thanks for the tips!

@may_myong4470 2 года назад

im sooooo into your vlog these days💶💶

@dchen1010 2 года назад

good stuff!! It's important to talk about saving/investing especially when the odds are stacked against our generation. eg.. difficult for majority of younger people to afford a home. Well done 👍

@ivanadwiputri5398 2 года назад

make notion tour pleaseeee. your notion seems so simple and organize

@shreeyaxs 2 года назад

u r the energy i aspire to be in 2022

@karolinar6800 2 года назад

If you are a full time student in UK you don't need to pay council tax! Look into this you might be able to save a couple hundred pounds per months

@sharon4737 2 года назад

I was thinking this!

@h4rr4m 2 года назад

thank u so much for this julie ilysm💞

@yazzeeb6068 2 года назад

Just you----ya face and the way you speak gives me so much drive to study. i love you♥️

@sairungisrainbow 2 года назад

useful content !! all in details and wonderful tips. Thank you for making this video.

@eliem7591 2 года назад

This video came right on time! thank you :,)

@Elizabeth-jk4yj 2 года назад

First time here, would love a video on how much you make, or atleast your streams of income. Great video, Keep them coming! Thank You!

@pigletpal 2 года назад

this vid is very useful

@magdeliarnstrom2237 2 года назад

interesting video! i think the complete opposite about opportunity cost, like I’d rather spend time cooking than spend more money, so it’s fun to hear someone else’s thinking :)

@maeannramo799 2 года назад

a woman of substance 👏👏👏 love from the Philippines ❤

@amorediaries 2 года назад

i didn’t know you were 20 😮. thank u for the video!

@nicolai1205 2 года назад

That moment when the weekly budget is just about my montly budget. Hot damn

@vibesarereal 2 года назад

Wow this video was so helpful!! thank you Julie!!!

@Dewgijoy 2 года назад

Thanks for sharing in detail!👍

@valerysanchez 2 года назад

SHIIIIIIIT you spent in one week what I make in one month hahah goes to show the ABRUPTAL difference of life in a first world country vs a third world country. Still, with my salary I wouldn't be able to live comfortably in my country if I didn't live with my parents. Great video! Very eye-opening, thanks.

@JamRujee 2 года назад

I have you as my role model. Love everything about you. From Thailand always supports

@user-dx1rq9yo8z 2 года назад

사실 저도 쥴리언니가 어떻게 매번 여행을 계획적이고 알차게 다니시는지 궁금했었는데 이렇게 자세하게 알려주시다니 넘 좋아요,,팁도 주시고ㅠㅠ미래에 꼭 참고할게요😍💕💕(앗 그리구 혹시 한국어 자막 달아줄 수 있나요 언니..?😭🥺)

@michelleejung 2 года назад

I needed this.. we're the same age and i'vr definitely learned a lot from this vid ty 😚💗

@j.jharieee 2 года назад

GOODEVENING!!!! I'LL WATCH THIS LATER BESTIE.

@khinshoonlai9644 2 года назад

Thank you Julie! ❤️

@kch4900 2 года назад

Julie could you do a video on how we can increase our earning capacity while still in school!!!

@lonny.andresen 2 года назад

I looove your content and the topics that you talk about 😊! I would be really interested to see your skin care (morning and night). When your interested in showing us your skin care I would love to see it, but not when you do not want to. Have a great day 😊

@Esther-oz4ts 2 года назад

London is expensive but there are ways to make it more affordable. M&S and Waitrose are both really expensive for groceries. Sainsbury's comes third, then Tesco / Morrisons with Aldi, Lidl and Asda being the most affordable. Would also suggest looking into getting a railcard. It's available for under 30's and offers discounts on TFL (except bus) and other rail services. Trainline sometimes has 50% off railcard offers as well

@jisu7360 2 года назад

꺄악 영상 가다렸으요~! 학교 다니는 일상도 궁금해요 ㅎㅎ 그리구 가끔 한국어 자막도 달아주세요!🥺

@CYAAA83 2 года назад

맞아요ㅠㅠㅠㅠ 다 좋은데 한국어 자막만 있으면 더 좋을것같아용 ㅠㅠ 줄리님 꼭 이 댓글 보시길...

@jadep7567 2 года назад

Please do a video on what classes you go to through class pass!

@aiishwaryaaa 2 года назад

woo I just started watching u and u seem so fun and organized!!

@Storyofvenus 2 года назад

Love you so much thankssss ❤️

@Meinonenie 2 года назад

Also, this topic is wonderful and I'm happy that younger people like us have réalisés the importance of investment and working towards it. As an economist it gives me joy seeing young people securing their future in a smart way and long term too. Finally, what happened to your right middle finger?? Couldn't stop staring at it when it showed up.

@Keziah_Official 2 года назад

Love your videos 💘. You've inspired to create my own Channel 💗

@heyadenden 2 года назад

Girl I really adore you so much you're my inspiration but can you make a video about being single and how to enjoy time alone. Love you alot!

@marwa_0812 2 года назад

I saw you talked about notion, can you please do a notion tour and how you organize your stuff there? it would be interesting, besides your videos are amazing 💕

@michelleback 2 года назад

In case she doesn’t see this, I use notion too and I’ve found some great tutorials on youtube as well as just exploring the site / app :)

@marwa_0812 2 года назад

@@michelleback Thank you, I will look some up ☺️

@leyash9065 2 года назад

Hey Julie or anyone new to the UK, Monzo or Starling bank is super easy to open in the UK. The application and everything is done on the app and the card will be mailed to you within days!

@berylmiao7461 2 года назад

Thanks for sharing! Recommend Iceland (online delivery), good quality and price for essentials.

@anabellesullie 2 года назад

I love this content so much, so helpful.

@nutchakhambunkoed6808 2 года назад

Really good content! you inspire me so much (in many points). I just know that you have ever stayed in Thailand before. Actually, I'm a Thai fan lol. It's true that you can get 20 mangosteens for 7 pounds haha. Anyway, you're stunning and smart, and I'll be waiting for the next video

@jessleaney3127 2 года назад

I love this whenever I ask someone about how u budget money I just get told “you can’t ask about other peoples money it’s rude” this was very helpful ty

@eden_s2 2 года назад

yaaaa great topic😏

@elizandrabiag 2 года назад

about the made an account you can use the revolut which its international, and the starling is my bank from uk, it's online so you can try do it! and it's not complicated..

@ilivi3333 2 года назад

Love how you always look out for people💗🤍

@DearTiktokChannel 2 года назад

New sub here! Great content. I am from Thailand, so quite surprised to see you mentioned Thailand here. ♥️ ♥️

@jisu7360 2 года назад

노션 사용하시는거 더 보고싶어요! 활용법이나 템플릿 구경하구 싶네오 ㅎㅅㅎ

@chocomusette 11 месяцев назад

Hi Julie! Thank you for this video! I hope you don’t mind me asking where you rented your room in London. Thank you! ☺️

@j.jharieee 2 года назад

I'm 28mins early bestie!!

@hussnainshakeel2372 2 года назад

should do one for every place you visit, 🔥

@vikarandia 2 года назад

i love this

@alwaysjoy7121 2 года назад

what what?! you're only 20?! anws love your vids!!!!!

@ayushprasadgupta7372 2 года назад

You're awesome 🔥🙌

@aleksandrawychowaniec2574 2 года назад

Giiirl! Get yourself a Revolut card so you won’t have to go through the struggle with Oyster card!

@shreeyaxs 2 года назад

girl i respect u so much to put this out cuz i had no idea how much it takes to actually live independently. bestie thanku for this and yeah smash the patriarchy ps ily