WHAT is a SUSTAINABLE PENSION DRAWDOWN RATE?

Подписаться 8 тыс.

Просмотров 3,8 тыс.

50% 1

Is the 4% rule for pension drawdown still relevant today? With current market conditions coupled with lower than average expected investment returns for the coming decade, we probably need to be reviewing our planned rate of pension drawdown.
Draw down too much too soon and you could run out of money in retirement and faster than you think. Here we explore what a sustainable drawdown rate may look like today to your retirement income planning.
Pension Income Planning Series: • Pension Income Planning
2020 Financial Pension Drawdown Calculator: www.2020financ...
Pension Wise FREE PENSION ADVICE: • HOW to get FREE PENSIO...
State Pension - do you qualify: • UK State Pension Expla...
Retirement Lifestyle Planning: • Retirement Planning LI...
Top drawdown providers: • TOP 3 DRAWDOWN Providers
Dark side of drawdown: • Pension Drawdown Top 3...
No savings at 50: • NO SAVINGS at 50 - Is ...
Interactive Investor - open a SIPP: clkuk.tradedou...
Interactive Investor - open an ISA: clkuk.tradedou...
**Support This Channel**
Buy Me A Coffee: www.buymeacoff...
**LINKS**
The Richest Man in Babylon: amzn.to/3qjPrLe
Think and Grow Rich: amzn.to/3KS0sLq
The Little Book of Common Sense Investing: amzn.to/3CWt1oz
**EQUIPMENT USED**
Camera: Nikon D3200 DSLR: amzn.to/2NnWvps
Lens: Nikon DX AF-S NIKKOR 35mm 1:1.8 G: amzn.to/3tUIiBg
Camera light: Neewer CN-216: amzn.to/2ZdoM4L
Microphone: Boya Lavalier BY-M1: amzn.to/3rPJ1lh
Tripod: Tairoad T1-111: amzn.to/3afj60j
Camera batteries: Neewer compatible with Nikon D3200: amzn.to/3afiCY6
Lighting batteries: Neewer: amzn.to/3tPHWvL
Memory Card: Sandisk Extreme Pro 128GB: amzn.to/3b03Qnr
Tubebuddy: www.Tubebuddy....
Canva - use this link to earn a Canva credit for a premium element for free and I'll get a credit too: www.canva.com/...
Legal Disclaimer - Some links found in the description box may be affiliate links, meaning I will make a small commission at no extra cost to you. I only recommend products that I use and like. Buying through these links is just one more way to support this channel and help it grow :)
Keywords:
Bouncing Back, what is a sustainable pension drawdown rate, sustainable drawdown rate, sustainable pension drawdown, pension drawdown uk, pension drawdown, what is a sustainable drawdown rate, pension drawdown strategy, pension drawdown examples, how to calculate pension drawdown rate, pension drawdown how it works, pension drawdown how does it work, pension drawdown calculator, retirement planning, pension planning uk, drawdown tips and tricks, 4 percent rule, 4 rule
DISCLAIMER: This is NOT financial advice, it is financial education. Be sure to seek a professional financial advisor for advice tailored to your needs.
Follow me:
Twitter: @BouncingbackR
Instagram: @PARSON.HELENA
/ bouncingback

Опубликовано:

6 окт 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 42

@LorenaG.Cresswell 11 месяцев назад

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.........

@brownwellson54 11 месяцев назад

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge/professional

@GudrunScharrer 11 месяцев назад

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850k with the help of my advisor from an initial $120k investment..............

@brownwellson54 11 месяцев назад

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?......

@GudrunScharrer 11 месяцев назад

There are a lot of independent advisors you might look into. But i work with Stephanie Kopp Meeks” and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.

@brownwellson54 11 месяцев назад

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII......

@marcolorenzo4851 2 года назад

>Inflation is killing my budget and my salary. I can't invest anymore and it seems like I will need to sell all of my risk assets to keep my head above the water this year.

@fabriziorossi5664 2 года назад

Investment on risk assets (stocks, crypto, etc) is easier with proper guidance, especially from a proffessional it really helps reduce the chances of running into losses

@fabriziorossi5664 2 года назад

I had this experience during the last downturn and thought I had lost everything but thanks to Ms. Jennifer Marie Ferguson who managed my portfolio, I recovered all my losses.

@fabriziorossi5664 2 года назад

Stop managing your portfolio and write to her since you keep losing money, she's a trading pro. She will help you win passively.

@lucagiovanni658 2 года назад

Jennifer Marie Ferguson is the best contract trader I have traded with, I have made good profits with her and I am growing my portfolio every month through DCA.

@marthajones1450 2 года назад

I lost a lot in the stock market crash, please I need help. Thank you 🙏

@downburst1 Год назад

I’ve watched a few of your videos and I want to thank you for your excellent service here. Top class work.

@robbloom272 2 года назад

Thoughtful and relevant as always, thanks Helena 😊

@whatsappme---4869 2 года назад

@tancreddehauteville764 19 дней назад

If what you draw down is less than what you would get by buying an annuity then what's the point? My recommendation would be to draw down 4% or even 5-6%, if you retire before state pension age, then buy an annuity at state pension age.

@xxhank 2 года назад

I can't tell you how shocked I am by those regional average pension pots....they are TINY

@suekay5782 2 года назад

I agree, it is demoralizing, would probably be more so if presenters actually used this figures, instead if the 200K or 400K to illustrate benefits.

@whatsappme---4869 2 года назад

@Dunk1970 Год назад

I had the same initial thought, but this is scaremongering, as it doesn't give you all the relevant information. ie This is not the pot size at time of retirement. These numbers include those just starting out in their careers, who obviously have no pension pot yet. Back in 2021 it was estimated that the average pensioner was earning £17,200 after tax and housing costs in addition to their state pension. The website analysing this suggested this would need a pot of £280,000 for a 65 year old who wanted to take their 25% tax free lump sum and was budgeting for 15 years. Anyone budgeting for longer than that would obviously need more than this, so clearly the reality is that people's pension pot at time of retirement is way above the average pension pot halfway through a career. Seeing the regional variance is interesting though.

@Toby_the_Glen 2 года назад

Love your videos! Please, please, please, be brave and enter the world of private pensions and 'benefits'. For those of us that life went wrong. For those of us 'renters', would we be better off using a pension pot to buy a caravan to live in? :-)

@whatsappme---4869 2 года назад

@MrM-il9dr Год назад

Hi , any advice please would be appreciated. Been working for NHS since 2008 and want to retire next year at 60. Question is can I take ALL my NHS pension then to put with another pension I have then retire and drawdown annually without being penalised? Thanks