What is special event insurance? 

Do I really need insurance for my wedding?
As an event organizer, you may be on the hook for any injuries or property damage that may occur during your wedding.
Aren't I covered by my wedding venue?
Traditional venues should carry their own insurance, which protects them from property damage and liability claims.
However, many venues require wedding organizers to also have their own insurance coverage.
What if I'm getting married at my house?
Your homeowners insurance may cover you from liability events that occur on your property.
However, special event insurance can provide temporary liability coverage, so that you don't have to file claims against your homeowners insurance.
What are some common coverages to consider?
Liability Coverage: Protects you against accidental injury and property damage.
Cancellation coverage: Can protect you against lost deposits in the event that you have to postpone your event.