What's In Our Bags?? (Try Wives Edition) - You Can Sit With Us Ep. 57 

i loved the 'credit' section discussion of this ep!! As someone in their mid 30s with bad credit (i was in debt for a while and finally paid it all off this year!) i would LOVE for you guys to have a guest who is an expert on financial advice and financial planning for people in their 20s and 30s! i feel like we'd all love to hear you guys have a frank and helpful discussion about finances and give helpful info!

Hearing Rainie go “Ohhhhh!” when they were talking about credit cards was so cute

As an avid fan of the try guys for YEARS, I have to say you ladies are that special, fun, fab boost of estrogen and serotonin I need as a woman in my 20s. Look forward to this podcast every week!

Wes carries HIS LIBRARY CARD! Welp there goes my day now I need all my nieces and nephew to have little wallets for their library cards

I can’t say it enough, Zack is the luckiest guy in the world. Maggie is the most beautiful girl in the universe

I’m in my thirties and my dad always told me about credit cards as “money you don’t have” but other than that I didn’t know ANYTHING else about credit cards. The credit card section was so helpful! I really wish schools (high schools especially) would teach us this “normal life stuff” rather than how to test well for college.

The one criticism I have (and have ever had of these wonderful ladies) is when they were talking about not spending money you don’t have, I wish they had acknowledged that being able to do that is an enormous privilege in this country. For a lot of people after mortgage/rent, utilities, and childcare are paid - things that HAVE to be paid - often times there is no money left for things like gas and groceries and those thing have to be placed on a credit card and pile up because there is no other choice and people gotta eat.

I don't know why but Ariel's enthusiasm for outdoor gear and gore-tex makes me so happy :)

I LOVEEEEE this podcast so much because it is one of the few that are hosted by women that doesn't rely on gossip or overly sexual content, I just wish we got more than one episode per week! you ladies are amazing

omg maggie i completely relate to your mosquito bite allergy!!! I think I'm allergic too because i have a 75% percent chance that a mosquito bite will welt up and potentially get pus in it and turn into a boil and then scar up!! When i went to philippines when i was 17 i got DESTROYED by mosquitos and i got bites EVERYWEHRE even between my toes and my knuckles. all my bites got infected and had to be 'popped' and hten they scarred for years and it was my secret shame for so long. It took a lot of applications of scar ointment for them to fade. I. HATE. MOSQUITOS!!!!!

My mom's favorite is to get store cards and pay them off immediately at the store after she uses them. Get all the rewards without worrying about interest or carrying a balance. This is such a useful conversation, thanks for the tips and perspective!

Have Chelsea Fagan from the Financial Diet on the pod! TFD's whole philosophy is helping women become financially literate, very on brand with the podcast. Modern girl talk!

This is just a good tip for anyone in any conversation: try to make sure everyone has roughly equal speaking time. Ask someone questions if they haven’t been able to get a word in. If you’ve been talking a long time, ask someone a question and let them talk for a while. People will LOVE you for this

Can we please have more practical life advice like how to buy a house, save for retirement, manage credit, decorate your house, etc?

Hi! I'm freshly 20 and I've lost both of my parents during COVID and I almost cried when you guys started talking about credit because I have no one to explain this stuff to me so I seriously seriously appreciate you guys talking about adult stuff like this!

Rainie saying "Ohhhhh!" when they talk about how credit works is legit me cause I have no clue what I'm doing haha

Certified cutiebooty here!🤧 This is one the podcasts that I really look forward to listening. Keeps me sane throughout this pandemic. Lots of love from the Philippines! 🥰🇵🇭

Watching this. I realized my bag is pure necessity. My son's backpack from.past year. Content of main section. Wallet. Baggie with hand sanitizer, lotion, advil. Zipper bag with period needs. Zipper bag with pens. Zipper bag of make up essentials. Sunglasses in. Hard case. A ziplock with mini umbrella. A ziplock with 3 reusable shopping bags. In front pocket. Keys. 4 lighters. Pack of cigarettes. Ice tea flavored mints. Extra masks. This pocket is where I keep my phone. External side pocket - water bottle.

please have sol Carlos as a guest, she is amazing and an inspiration🤗

Please have a Sol Carlos as a guest. She is really inspirational for every people like me! Pleaseee

We need an episode where you guys talk about books!!

I will only refer to my bags as "tactical bags" and "bags for fun" from hereon out. Thanks, Miles bahahaha

please have sol Carlos as a guest, she is amazing💓

Please have Sol Carlos as a guest😍

In my country most people do not even have a credit card. Debit cards are the norm here. I also find credit scores such a weird thing. I only have a credit card for going abroad and using it to rent a car for example or for online purchases from other countries. I find it so weird to pay something with money you do not have. While on the debit card there is the money that you do have.

My first phone was a tiny silver Samsung flip phone and I ALWAYS had little charms on it, it was so cool at the time haha. And now my new phone case has those two holes again, not sure how I feel about being old enough to see this trend have a comeback... haha

Becky on finance is so right- my dad made me an authorized user on one of his rarely used credit cards, and because he has an 850 credit score by the time I was twenty I had a credit score of 812. If you never ever charge more than you can pay it is an amazing way to earn credit. But even if you don't have a parent with a credit score that can give you help, opening a card at 18 is great even if you only charge gas- just never over charge anything. Also a great card is the apple credit card- I believe you get 3% back if you use apple pay, it has no late and foreign transaction fees and the privacy is higher than almost any other company. It is my personal favorite

Me as a handbag enthusiast hearing Becky and Maggie say how they don’t like carrying bags 😦

I love how muck general knowledge Becky has, she know a little about everything, must be a great person to ask advice or chat

The Gore-Tex convo!! It’s a thing gals! But if you’re not an avid outdoorsy person, or you don’t live where you’d need it… I see why it would be unrecognizable

Please have sol carloso as a guest❤

When they say they they arnt fancy and most of their stuff is from Madewell. I look up madewell to do some shopping and see all the jeans are $130+ 🤣 Im gonna stick to my $20 old navy jeans 😂

Please have Sol Carlos as a guest💗

Please, have Sol Carlos as a guest. She is such an inspiration, and her content is helping lots of people. I would love to see her in this!

When I was a supervisor at a large distribution center, I'd be running around a lot but would need a pen handy. I always kept my pen behind my ear. One day someone pointed out something was going on with the pen. It had exploded. I have very bleach blond hair. When I went into the bathroom and took my hair down there was just gobs of ink in my hair. I literally had to bleach it out, lol. I stopped doing the ear thing.

I’m 16 and going off to college next year so this talk about credit cards was really eye opening. I really do think financial literacy is important and it made me want to learn more about it.

The way to play credit utilization: Keep the balance on the card long enough for the statement to cycle. Wait a couple days after the statement has cycled, then pay the entire balance on or before the due date. Each card is going to have a different statement cycle date. Even 1 individual card can have different cycle dates for each month. Keep on top of that detail closely. Becky is correct, 30% or lower is the sweet spot. Honestly, try to aim below 10% to see more of an impact.

Becky calling the singles out of the washer her tip is so Midwestern of her 😂❤️

Please have sol carlos as a guest💞

Becky: my bag is boring Also Becky: Pulls out a wide variety of lip products and proceeds to describe all of them 😂

When Ariel said $50,000 in credit I audibly yelled "FIFTY?!" My credit limit just got tripled and it's not even a tenth of $50,000

Sol Carlos definitely has to be on the next podcast, her content is about respect for all bodies, she is a feminist, she promotes self-love, she is amazing.🥺

Please have Sol Carlos as a guest, she’s amazing! 🤩❤️

I used to be so on top of my credit and so careful. My mental health went bad, I can’t work anymore and now I’m falling behind on my card. Thousands of dollars in student loans not being paid and TENS of thousands in hospital bills in collections. It is easy to think “don’t spend money you don’t have” until you don’t have any money and it costs just to exist. *insert the “I will never financially recover from this” meme*

Please, have Sol Carlos as a guest 🥺 She is a true inspiration, guys. She is such a nice person and shares a lot of your ideas I just need to see her in your podcast

Please have Sol Carlos as a guest, she is such an inspiration and incredible person

⭐SOL CARLOS⭐ please have Sol Carlos as a guest

Please have Sol Carlos as a guest!!!

please have sol Carlos as a guest, she is amazing and an inspiration💌💘

The talk about credit was so important & I'd love to hear more about adulting in future episodes!

Hands down one of the best episodes of the pod because of the money/credit section. Same as Maggie, my parents are immigrants from Peru. I didn't get a credit card until I was 26 and married. I don't have any debt (except mortgage) but I have barely any credit history. I'm so in for a credit expert to come on the pod!

Please have Sol Carlos as a guest. No one never changed myself as her! She's a wonderful person helping someone who need it! I've never saw someone like her. Everyone who knows her always say the same that me!! She can perfectly be an option for those types of videos. If you meet her I'm sure that you will fall in love!!! Thanks for reading and sorry for my english 😊😊

Giiirrrls!! Bring here Sol Carlos. I would love to see her talking with you. She talks about body love.She's just amazing!! Please🙏

Maggie is the CUTEST human being ever.

My purses are strictly tactical, if they are cute it's just a coincidence

Please have Sol Carlos as a guest!!✨✨

Please have sol carlos as a guest!!

Please have sol Carlos as a guest !!! ❤️

Hearing Maggie talk about mini pens is a game changer. I work in the legal field and I am constantly on the go and in a professional setting I think a pen is a necessity. I too hang a pen off my lanyard for whenever I need to fill out any documents and hearing her mention mini pens is such a convenience lol. I've never commented before but it was pretty cool hearing that . Great podcast ladies.

I have to put in 2 cents on the pocket pens! My Opa used to always have a pen in his pocket and my fondest memories growing up always involved asking him for his pen so I could doodle on the to-go boxes or napkins. Or reaching and grabbing his pen and his itinerary out of his pocket and writing down my name for every meal he was in town for. Just hearing you ladies talk about pocket pens gave me a wash of emotions this morning thinking about him. When he passed and my mom and sister received his possessions from the nurse they put aside his pen for me much to the nurse's confusion on why they both started crying over a pen. His pen is one of my most treasured items left from him.

Lol I can relate with Becky's bag. Even the smallest bag or purse I'll bring at minimum 5 lip stuff (lipbalm, nude lipstick, bold lipstick, nude liquid lipstick, lip gloss) 😂

I identify as the person in the background going "Aaaaaaah, okay, okay" when discussing credit. Thank you Try Wives for explaining credit in a way I could understand! The credit monster seems less scary now.

Please have Sol Carlos as a guest, she is such an inspiration and incredible person

It stinks these stans, who likely don’t even listen to this podcast, are spamming the comments. Don’t like that a content creator would asked her fans to do this. I actually like to read other avid listeners comments for their stories and insight into the topics.

how do we not know about the freaking expensive but AMAZING material that is gortex? I'm with you Ariel! amazing...still VERY expensive though

Please have a sol carlos as a guest

Please, have a Sol Carlos as a guest ✨. She is an incredible girl that creates content about body positive and self-love. She is a great inspiration for many people 💖

I saved this episode in my "adulting" playlist and I am now listening to it as I pack to move out of my parents house for the first time! So excited thank you all for your wonderful advice!

Please do a finance episode!! I'm only 17 but i would rather start now than later. My parents have scared me about debt and I rather be responsible especially with college coming up.

"Liberté égalité FRATERNITÉ" is the phrase from the French revolution. "Fraternité" means "brotherhood", not freedom (that would be "liberté"). So the tote bag that Ariel mentioned changes brotherhood for maternity. I felt it needed to be said. Love the pod, girls 😘

i love maggie going all "KEYCHAINS!!!"

Y'all I would LOVE a finance/credit episode!!! I have already learned new things just listening to you girls and would love an expert too. Please please please!!

Please have Sol Carlos as a guest! she is a wonderful girl and it would be a great honor to see her on your podcast!

Please have sol Carlos as a guest 💛💛💛💛💛

Please have Sol Carlos as a Guest 💗🥺

Please have Sol Carlos as a guest, she is such an inspiration, and she is so very talented.🥰💖

If you ladies would like to bring a financial expert guest and/or have a whole ep dedicated to finance, budgeting, investing, etc. That would be AWESOME. Thank you for the Credit Corner today ❤

Small correction for those soaking in the credit/finance info-Maggie and Ariel were 100 on point with the multiple hard inquiries in a certain time frame. However, when Becky mentioned there’s two type of credit scores that wasn’t right. There are three main “credit bureaus” (equifax, experian, and transunion) they all may give you a different score but there’s usually only small variation between the three. When you’re checking out your score you should look at all three because sometimes there may be some items reported at one bureau but not the others. Also-totally disagree to start with a “store card” the interest is usually pretty high and the points are only for that place. Whereas there are some “starter” cards through big banks like chase slate that are made to help build credit. Or find one with a very low limit to build responsibility. And just for context my husband is a CFA and has helped me to rebuild my credit from my mistakes and unsecured debt. Cheers

Please have Sol Carlos as a guest!!!!!!!!!!!

Please have Sol Carlos as a guest!!!!!!!!💜💜💜💜💜💜

Pleaaaaaase have Sol Carlos as a guest!! She has such an incredible personality and is so funny and creative, but also deep and mature. You will not regret it!!! ❤❤❤

PLEASEE have Sol Carlos as a guest

Love the financial talk. I’m a college student and there’s plenty of student cards you can apply for that turns into the regular non student card when you graduate. It’s nice to build up your credit score while in college. Just make sure to put down you have an income of some sort (campus jobs are great!!!) so you qualify for it. Based on my experience and my friends’ Discover student cards are easier to qualify for and have great perks. Meanwhile Chase student cards are a bit more hard to qualify for and don’t exactly give you a reason why you don’t qualify for the card.

Please have Sol Carlos as a guest!

You must bring Sol Carlos in. She is one of the few influencers that discuss body positive, feminism and equility!

Pleaseee, have Sol Carlos as a guest!!!

I was an authorized user on my dad's credit card too in high school for gas. So when I got my own credit card I got a great credit limit. BoA also just randomly moves up your credit limit when you have a certain credit score. (But I always pay it off every month)

Maggie is so on top of trends in her own way!! I love all the ladies. :)

I work at one of the 3 credit bureaus, Experian, and love that the importance of establishing, building and maintaining good credit was brought up during the call. Financial literacy at an early age is important!

Love this segment! Moms always have the most random things in there bag 🙃My sister works for Clare V & shared this with her. They will be thrilled to hear this 🥰👏🏽

Editing because this comment is a lot harsher than I’d like it to be. I do enjoy Ned’s financial tidbits, they’re entertaining, this conversation was just more relevant and helpful to me “Neds financial corner” on the try pod can eat shit after this episode because this was so much more informative than he’s ever shared …

hey guys! i just need to see Sol Carlos here, pls heve her as a guest, xoxo

Please have Sol Carlos as a guest 🥺☀️🌼🌻

Please have Sol Carlos as a guest🌼 She is a wonderlful girl and has a lot to say🥰

We need Sol Carlos in the podcast! 🛐

I find it very cute that Ariel was helping everyone explain their bags.

I think Ariel's triangle thing is suppose to be a stand where you can put it on the cover on the back of your tablet for it to stay standing.

Please share smart savvy financial advice! It is so useful and so practical and so empowering!

Loved this episode. You gals are great! And needless to say, of course we all miss Ariel 😊

Becky makes me truly happy. She is so laid back and funny.