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What Should I Do With My Savings? 

The Ramsey Show Highlights
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What Should I Do With My Savings?
Nix the guesswork and scrolling. We’ll connect you with investment pros we trust: bit.ly/3hc6Pgt
Did you miss the latest Ramsey Show episode? Don’t worry-we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
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26 авг 2024

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Комментарии : 193   
@blacksnk
@blacksnk 3 года назад
This is the first quality call I've seen in months. Someone young making some cash and calling in to decided how best to make his money work for him. Not someone taking a loan to have that blow out wedding or someone having 200K in student debt in education then wants to be a SAHM.
@Iceman240Z
@Iceman240Z 3 года назад
If I had a welding business, I would invite Dalton to shadow me. I am not in the welding business but this guy has his head on straight and is heading the right direction.
@maxcadey9223
@maxcadey9223 Год назад
It's Dalton!
@j.m0ney133
@j.m0ney133 3 года назад
$100k a year for a welder is really good! I am sure it is tough work but good for this guy! 👍
@vintageswiss9096
@vintageswiss9096 3 года назад
$70k is entry level for a welder. People highly underestimate the pay in the technical fields.
@yoopally4136
@yoopally4136 3 года назад
Isnt it just connecting things with a flame? Doesnt sound like much brain power, no offense
@aolvaar8792
@aolvaar8792 3 года назад
In the 1990's, High temp, high pressure welders working 45 days on, 45 days off Supercritical Steam Generators Superheat tubes 12 hours a day at 1.5X ~$1000/day with per diem. The power plants have RV hook ups.
@mattwalter6207
@mattwalter6207 3 года назад
@@yoopally4136 i dont want you welding at any nuclear plants by me!! Thats a highly regulated and skilled industry
@Soljarag5
@Soljarag5 3 года назад
@@yoopally4136 anyone can weld.... But it takes skill and years of knowledge to weld properly
@jeremysparage2378
@jeremysparage2378 3 года назад
Dave: “good for you. WELDone”
@FireFortuna
@FireFortuna 2 года назад
Ha!
@NotYourAvgJoey
@NotYourAvgJoey 2 года назад
🤣
@JustEden768
@JustEden768 2 года назад
This young man has his head on right, pray continues on the right track, and be mindful of the commitments he makes too early, like women and children.
@deboramarcotte4203
@deboramarcotte4203 3 года назад
Christy is one smart cookie...she really knows her stuff! Dave is a good teacher!
@LVXD0
@LVXD0 3 года назад
Cookie lol
@scottcampbell96
@scottcampbell96 4 месяца назад
Would love to hear how callers like this are doing today. I find myself rooting for Dalton and glad that he’s got his head on straight at such an early age.
@Lourd-Bab
@Lourd-Bab 21 день назад
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Lourd-Bab
@Lourd-Bab 21 день назад
@SammyIglesias4665 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments
@Lourd-Bab
@Lourd-Bab 21 день назад
@SammyIglesias4665 Clementina Abate Russo is her name
@Lourd-Bab
@Lourd-Bab 21 день назад
Lookup with her name on the webpage.
@Lourd-Bab
@Lourd-Bab 21 день назад
@SammyIglesias4665 You are welcome .
@DemetriPanici
@DemetriPanici 3 года назад
Put it in the S&P
@tdontv448
@tdontv448 2 года назад
I haven't listened to the video yet, but knowing Dave, I'm guessing the best thing to do with $85k in savings is put 20% down on a brand new Rolls Royce.
@kylemccarthy02
@kylemccarthy02 2 года назад
😂😂😂
@hughmungus7230
@hughmungus7230 2 года назад
LOL great idea!
@AR-me9jy
@AR-me9jy 2 года назад
😂 😂 right
@the.ramey.showhig...4985
@the.ramey.showhig...4985 2 года назад
❁WhatsApp❁
@jillanglemyer3168
@jillanglemyer3168 Месяц назад
Finance that car and invest the money instead of paying cash.
@sam272sl
@sam272sl 3 года назад
Dave Ramsey you should get Mike Rowe on the program to talk about things like this 👍
@quychang4471
@quychang4471 2 месяца назад
Mike Rowe's shpeel has grown monotonous and tiresome. He only wants other people's kids to go to war while his sits in an A/C office.
@joeplem5329
@joeplem5329 3 года назад
This kid will be able to semi retire by the time he's 40 if he keeps his head on straight IMO.
@briom1425
@briom1425 3 года назад
Men who marry or have relationships with women that has children deserve it , they should be smarter
@ghostmane2643
@ghostmane2643 3 года назад
@@briom1425 Yikes it's not too late to delete your comment
@aolvaar8792
@aolvaar8792 3 года назад
The thing about retiring young, is healthcare, I'm retired young and my cost is $600/mo, my former employer pays $1500/mo. $2100/mo total
@briom1425
@briom1425 2 года назад
@@ghostmane2643 why would I , it’s true . Never marry or have a relationship with a woman with kids . There are women out there without all that extra luggage and headache . Plenty of women out there who don’t have kids or never been married before.
@nicholasmaynard2309
@nicholasmaynard2309 2 года назад
I don’t know if the show reads the comments, my question to Dave is if he could go back to his 21 year old self what would he tell him to do differently, and what would he have done differently ?
@megblackwolf5470
@megblackwolf5470 3 года назад
You don’t need to go to college to learn how to run a business. Talk to people that do, read books, watch videos, write your ideas down. You do the LITERAL same thing in college so save yourself 85K and skip that buddy.
@mikemclenison8200
@mikemclenison8200 3 года назад
Great call and advice!
@pclindholm
@pclindholm Год назад
What practical and caring advice.
@donnahilber8701
@donnahilber8701 3 года назад
wow, that was great advice to a young ambitious person who wants to get into business!
@the.ramey.showhig...4985
@the.ramey.showhig...4985 3 года назад
PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@theramseyhig...4921
@theramseyhig...4921 3 года назад
❁WhatsApp❁.
@ShoppingwithRina
@ShoppingwithRina 3 года назад
This is so nice to hear
@theramseyhig...4921
@theramseyhig...4921 3 года назад
❁WhatsApp❁.
@theramseyhig...4921
@theramseyhig...4921 3 года назад
PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@mirabella2154
@mirabella2154 3 года назад
Transfer it to my bank account.
@yayyareaa2997
@yayyareaa2997 3 года назад
Facts
@tones_2466
@tones_2466 2 года назад
excellent mentorship👏🏾👏🏾
@Frosty2014
@Frosty2014 10 месяцев назад
Love the content guys God bless!!!
@ruththomas7164
@ruththomas7164 2 года назад
Stay independent- managing ppl is harder than manual labor- I prefer indie contracting- stay tuff- 💪😎🇺🇸
@caiquefrancis
@caiquefrancis 3 года назад
Good for him! Doing really well! Now the question arises, what should I do with my savings? This video never tried to answer that lol
@pattycake1939
@pattycake1939 3 года назад
Lol 😆 does it ever?
@wwbabe
@wwbabe 3 года назад
The answer what to do with the savings was to buy a “sufficient” truck (not an expensive nice looking one) and outfit it with the welding tools he needs to start his own business. (Once he has received a sufficient amount of mentoring and has read the book Dave is sending him)
@DoctorSmartyPants
@DoctorSmartyPants 3 года назад
Scheduling is a big one.
@mensb1936
@mensb1936 2 года назад
awesome this call makes me excited for him
@jeanlenor1858
@jeanlenor1858 3 года назад
What should I do with my savings?
@ZacharyBuhler
@ZacharyBuhler 3 года назад
Follow the baby steps, it works every time.
@PlanePreacher
@PlanePreacher Месяц назад
He did say that it was his boss that suggested that he start his own business. Why doesn’t he just ask his boss to be his mentor?
@appleapple3855
@appleapple3855 Месяц назад
I wish I had gone for welding instead of getting a bachelor's degree.
@markrosolini2934
@markrosolini2934 3 года назад
Buy stable coins ( usdc) put it in Celsius and get passive income with no fees whatsoever.
@XianTC6
@XianTC6 5 месяцев назад
When you do find that person to shadow, do we offer to pay them for their time? Or do you find someone would share knowledge willfully?
@multistack1502
@multistack1502 3 года назад
Here before Casey the most hated spammer
@Epro95
@Epro95 2 года назад
Copy paste inspirational quote about finances
@mikeshaw4610
@mikeshaw4610 3 года назад
He is going to need a tax person that can help him through the reporting that is required.
@megblackwolf5470
@megblackwolf5470 3 года назад
😑
@theramseyhig...4921
@theramseyhig...4921 3 года назад
❁WhatsApp❁...
@theramseyhig...4921
@theramseyhig...4921 3 года назад
PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@BunkMasterFlex77
@BunkMasterFlex77 3 года назад
Dave was laughing in the thumbnail on how little this guy savings compared to Dave's
@simplyme922
@simplyme922 3 года назад
Young and trained = Work the hours. Stack the chips young man. Future you will thank you.
@VS-fo9py
@VS-fo9py Год назад
Did this lady leave the show? Haven’t seen her in current episodes.
@E9EXPO
@E9EXPO 3 года назад
Put it all in BBIG
@Primitive_Code
@Primitive_Code 3 года назад
just reading the title "what should I do with my savings" to me implies that someone worked a job and saved money like a maniac, now doesn't know what to do with their savings like me. Seems like this guy does know what he wants to do, so kind of misleading title.
@DoctorSmartyPants
@DoctorSmartyPants 3 года назад
They didnt actually answer his question.
@jasonjosephlee
@jasonjosephlee 3 месяца назад
House hack and buy your first rental property, add value to the properties you buy and keep buying in markets that appreciate.
@livingunashamed4869
@livingunashamed4869 3 года назад
One word......F.I.R.E.
@drewconway7135
@drewconway7135 3 года назад
“Nuke-yu-lur”
@dougprentice1363
@dougprentice1363 3 года назад
Love it. Kid is doing great.
@theramseyhig...4921
@theramseyhig...4921 3 года назад
❁WhatsApp❁.
@theramseyhig...4921
@theramseyhig...4921 3 года назад
PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@user77654
@user77654 6 месяцев назад
his friends paying 100k per year for school, and he making 100k per year working yea he is ahead, trades are in short supply now
@Lianne459
@Lianne459 3 года назад
He needs to take business courses before opening his own business. Otherwise he could get into tax and accounting trouble.
@queen.kristal8395
@queen.kristal8395 3 года назад
Or u can hire a reputable cpa. U don’t have to know taxes and accounting to do it.
@matthewm2643
@matthewm2643 3 года назад
Definitely not necessary. There are people to hire for that.
@lotuswolf1518
@lotuswolf1518 3 года назад
@@queen.kristal8395 cpa will cost him a lot , he's a not a millionaire , if you make 400 k annually ,he can give 100k to the cpa
@queen.kristal8395
@queen.kristal8395 3 года назад
@@lotuswolf1518 lol we only pay our accountant $250 a month and make almost 400k a year .u don’t know what your talking about.
@lotuswolf1518
@lotuswolf1518 3 года назад
@@queen.kristal8395 I think works for multiples people not just for u, I thought u were talking about getting a full time cpa who only works for ur company , my bad 😅
@triple_gem_shining
@triple_gem_shining 3 года назад
buy a 2022 honda odyssy
@flexusanm
@flexusanm 3 года назад
🤣 it would probly go up in price
@wreckingopossum
@wreckingopossum 3 года назад
He needs an old Toyota Tacoma
@kevinkang1028
@kevinkang1028 3 года назад
Can’t haul or load much
@wreckingopossum
@wreckingopossum 3 года назад
@@kevinkang1028 All he has to haul or load is his welding tools. Just so he isn't driving the Winnebago daily to the job. He needs a reliable old truck and Tacos are one of the most reliable old trucks
@plants4thewin
@plants4thewin 3 года назад
I have one and LOVE IT...I haul all kinds of stuff.
@sdavis8087
@sdavis8087 2 года назад
Congratulations young man
@the.ramey.showhig...4985
@the.ramey.showhig...4985 2 года назад
❁WhatsApp❁
@the.ramey.showhig...4985
@the.ramey.showhig...4985 2 года назад
*PLUS ONE SIX ZERO EIGHT THREE ONE NINE THREE NINE THREE ZERO *..
@psychedelicdaemon4914
@psychedelicdaemon4914 3 года назад
buy a motorcycle, or boat and enjoy a bit before you feel burning out halfway through
@flexusanm
@flexusanm 3 года назад
Comment great sir. Bye good hi
@_jessica_toussaint
@_jessica_toussaint 3 года назад
Give it to me if you don’t know what to do with it 😫🤣
@yayyareaa2997
@yayyareaa2997 3 года назад
That hard labor will wear you down long term tho
@chantalreneehayles7976
@chantalreneehayles7976 3 года назад
thats why i dont believe it should be a life long career. maybe a few years, 10-15 max, save as much as possible and then move onto something else.
@DisabilityExams
@DisabilityExams 3 года назад
He should use his money to get a tuba degree
@ryankiel4895
@ryankiel4895 2 года назад
Haha I remember that video!
@jonc2276
@jonc2276 3 года назад
People skills are a big deal. I need to work on it.
@theramseyhig...4921
@theramseyhig...4921 3 года назад
❁WhatsApp❁
@theramseyhig...4921
@theramseyhig...4921 3 года назад
PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@RBTMOTORSPORTSLLC
@RBTMOTORSPORTSLLC 3 года назад
Good head on his shoulders, raised right. Rust free well kept rust free lbz duramax welding rig. Keep at it, be careful what women you let in your life 👍🏻
@aaront936
@aaront936 2 года назад
Invest everything over your emergency fund.
@the.ramey.showhig...4985
@the.ramey.showhig...4985 2 года назад
❁WhatsApp❁
@the.ramey.showhig...4985
@the.ramey.showhig...4985 2 года назад
*PLUS ONE SIX ZERO EIGHT THREE ONE NINE THREE NINE THREE ZERO*..
@alexandruf9408
@alexandruf9408 3 года назад
Get a Celsius Account and get %10 yield
@mrlover4310
@mrlover4310 3 года назад
Yeahhhhhhhhhh I love Celsius.
@Answers721
@Answers721 3 года назад
He can make far more in Kucoin than what Celsius is paying.
@mrlover4310
@mrlover4310 3 года назад
@@Answers721 yes but I think Celsius is much safer
@ChrisMFlorida
@ChrisMFlorida 3 года назад
I prefer farenheight
@RedPillGrimReaper
@RedPillGrimReaper 3 года назад
Deep in the money LEAPS with SPY & QQQ
@the.ramey.showhig...4985
@the.ramey.showhig...4985 3 года назад
❁WhatsApp❁.
@the.ramey.showhig...4985
@the.ramey.showhig...4985 3 года назад
*PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@RoBDeeZL42
@RoBDeeZL42 2 года назад
sell out of the money cash secured put options with it for premium, 2-3% return a month. 30-40% compounded annually. Dave dont know about all that tho...
@KennedyIvy
@KennedyIvy 3 года назад
Purchase a new gaming PC
@markgumayao1656
@markgumayao1656 8 дней назад
22 yrs old, 100k$ per year? DEYM
@jblue1299
@jblue1299 3 года назад
Christy should get a job delivering pizzas!!!
@flexusanm
@flexusanm 3 года назад
Wut lol
@webfreakz
@webfreakz 3 года назад
She's great, why the hate?
@BOBBYRSAWH
@BOBBYRSAWH 2 года назад
You are someone who have not yet learn anything about life and Responsibility
@ryankiel4895
@ryankiel4895 2 года назад
No, she should become a model!
@sorrygtfo
@sorrygtfo 2 года назад
Things are really exciting for this kid
@acemichael5510
@acemichael5510 3 года назад
Left and right people coming on this show asking the stupidest questions. Use google if you’re so curious.
@jeffgreagrey4585
@jeffgreagrey4585 3 года назад
Looks like the start of a common theme? Men are not going to a traditional college to learn woke-a-nomics and be shamed for their "xy" chromosomes and graduate with a degree in proper pronoun usage. They don't come out with 100-150k in student loan debt either.
@georgemendez6760
@georgemendez6760 3 года назад
he should have gone to college first and take out 100k in loans for a useless degree
@utrnagel9441
@utrnagel9441 3 года назад
In Germany they take it from you!!
@theramseyhig...4921
@theramseyhig...4921 3 года назад
❁WhatsApp❁...
@theramseyhig...4921
@theramseyhig...4921 3 года назад
PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@mariejones7136
@mariejones7136 3 года назад
He has more money than me and Im 67.........lol..
@the.ramey.showhig...4985
@the.ramey.showhig...4985 3 года назад
❁WhatsApp❁.
@the.ramey.showhig...4985
@the.ramey.showhig...4985 3 года назад
PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@666dynomax
@666dynomax 2 года назад
Kristy should be daves daughter she's good
@alexfonseca2063
@alexfonseca2063 2 года назад
Or his side dish/mistress.
@jovanpatterson9458
@jovanpatterson9458 3 месяца назад
There are so many people struggling with stuff and we have to hear these stories smh
@johny3133
@johny3133 26 дней назад
are these "experts" or its a TV show for foolish ppl?
@XavierSMG18
@XavierSMG18 3 года назад
Hi guys I’m 25 and I think it’s about time to focus on a career, what do you recommend?
@Logan69420
@Logan69420 3 года назад
McDonald's
@jblue1299
@jblue1299 3 года назад
Go to work for Dave …..
@flexusanm
@flexusanm 3 года назад
@@Logan69420 lol
@kevinb8881
@kevinb8881 3 года назад
Raising cattle!!!
@chocolatecookies5345
@chocolatecookies5345 3 года назад
Depending on your experience, I would say IT is a great option. Or at least get a Business degree as it opens many doors. I hope that helps!
@stromari
@stromari 3 года назад
Save Lol
@untouchable360x
@untouchable360x 3 года назад
He needs to find a single mother. He should help her with the bills and children just like any decent man.
@daver7929
@daver7929 3 года назад
Lol
@Random-yq1wu
@Random-yq1wu 3 года назад
Bad advice, This is kid is too good for a single mother.
@Dragon-pv5oj
@Dragon-pv5oj Год назад
Late responding on the comment but are you serious? I’m asking because you seem serious about what you are saying
@fredschair-heavytalk2683
@fredschair-heavytalk2683 8 месяцев назад
This kid worked hard, saved his money, and is seeking solid advice that will make him prosperous in the long run and you tell him to get a single mother and help her with her children… yea WE NEED TRUMP BACK IN OFFICE TO MAKE AMERICA GREAT AGAIN
@xchino0427
@xchino0427 4 месяца назад
​@@fredschair-heavytalk2683trump didn't make America great again when he was in office 😂
@johnmirbach2338
@johnmirbach2338 3 года назад
😎✌🖖👍👌😁
@icebergism
@icebergism 3 года назад
YOLO it into random shitcoins.
@theramseyhig...4921
@theramseyhig...4921 3 года назад
❁WhatsApp❁.
@theramseyhig...4921
@theramseyhig...4921 3 года назад
PLUS* *ONE* *SIX* *ZERO* *EIGHT* *THREE* *ONE* *NINE* *THREE* *NINE* *THREE* *ONE*..
@jackkubik9341
@jackkubik9341 3 года назад
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