Why I DON'T Use Credit Card Cash Advance!

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Is Credit Card Cash Advance Worth It? Yan ang sasagutin natin sa video nato!
Credit Card Cash Advance is the easiest and most convenient way to get cash from your Credit Card. Ang kaylangan mo lang gawin ay pumunta sa ATM at magwithdraw ng pera gamit ang credit card mo.
But having said that, it comes with a great risk. Because Credit Card Cash Advance includes different kinds of fees and charges na pwede talagang makapag pahamak sayo.
So bago mo isipin na gamitin ang credit card mo for a cash advance transaction, make sure to watch this video para informed ka sa mga risks na pinapasok mo.
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Опубликовано:

29 мар 2023

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Комментарии : 103

@jelinepanizales9845 5 месяцев назад

Hello sir ask ko po if mag ca po kayo and epapay po automatic babalik ba sa cc limit mo?

@theleoalagar Год назад

I use PayNow features ni Metrobank, wala processing fee, walang interest basta mabayadan ko yung Credit Card ko in full the next billing statement

@WaWeCris Год назад

good topic sir! Mas okay kaya kung personal loan nalang kesa cash advance?

@NoyFinanceVlog Год назад

Ok din kaya lng mas mtagal ang approval non so not good for emergencies. Mas ok tlga yung mga cash2go if needed tlga for emergencies

@ahnedhelcentseptony2568 28 дней назад

gud day po, ask ko lng wat if sumobra yung cash advance mo sa cash limit, ano possible n mangyari? thanks po sa pagsagot

@truytayaba2415 Год назад

Yehey.. Another credit card content. Thank you very very much

@NoyFinanceVlog Год назад

salamat po :)

@natzumelhominura4966 Год назад

Need po ba may existing card ka para dun sa mga bank na un?

@jamescavan9338 Год назад

Pano po nag request po kayo ng cash advance pin pero hindi nyo ginamit. Mag kaka interest parin po ba yun?? Thanks in advance

@hyunjinki1995 Месяц назад

But the thing is if you’re a regular worker guy working in 9 to 5 You can’t able to do that due to your work and we know it takes ages for you to get entertained I hope can offer that also thru online as well so that while applying you don’t have to get out or be absent on your work just for that special banking day

@chrishoneygadgetsunboxing5443 3 месяца назад

Hello po ung cash advnce po ilng mons po dapt byran sir?

@user-pf4xi6mz2b Год назад

hi sir ask lang po di ako nag approve sa bpi credit card tapos bigla po nagkaroon ng 2.4k tapos pinapabayad ako

@irishdianneramiscal1401 6 месяцев назад

Daily po ang interest ng cash advance? ilang percent po un? Eh d ang laki non kung daily siya

@baeklight04 5 месяцев назад

question po. what if nag cash advance po ako 02/17, then statement date is 02/19, due date march 03/01. so if di po ako nakapag full payment sa full total due ng cc ko, mag i incure ng interest. but what if nag pay ng half po sa total due ng cc total due, magkaka cash advance interest parin po ba? mas more than po payment amount compare sa kinash advance

@wilsonpoquiz4532 2 месяца назад

coconvert po ako credit card available limit to cash.

@jennycaballes5352 3 месяца назад

Sir pag mag bayad ka ng cash advance in full my interest pa rin po yan?

@td5760 6 месяцев назад

cash advance is similar ba sa DirectPay or SimplyPay?!?

@m2mstv625 6 месяцев назад

So meaning po ba everyday may interest na 3% simula nung nanghiram?

@cabalonline9765 6 месяцев назад

pero sa Zelo wala pong interest rate sa Cash advance. tama po?

@swaggahboy3627 7 месяцев назад

First time credit card holder ako, plano ko sana gamitin yang cash advance para mag babuyan pero wag na baka yunv pagbentahan ko pambayad din lang 😅

@NoyFinanceVlog 7 месяцев назад

yes po. kung plan nyo mag negosyo using credit card, mejo delikado tlga kasi mabilisan ang payment ng credit card unlike normal loan

@chrishoneygadgetsunboxing5443 3 месяца назад

Sir saan po pde mg convert to cash

@IrishRafols-zo8bs Месяц назад

Sir paano po mag cash advance sa UB cc

@meinardguillermo7031 Год назад

New Citi CC User here, pwede ba magamit yung payall ni Citi para maaccumulate yung 20k spending for NAFFL. And detailed instruction and computation about paylite sana Thank you!

@maki1459 Год назад

Update on this?

@daisybaricuatro453 Год назад

Hello sir. New beginner po ako hingi po ako ng idea kong paano ko malalaman ang balance ng credit card ko po . At paano kong magagamit ko ang credit card saan ko malalaman kong magkano ang fee pk?

@bicolurbanagri8881 Год назад

Much better po enrolled kayo online banking, by that ma te-trace Nyo po mga gastos mo gamit ang debit or credit card Nyo, Pati narin balance makikita nyo

@jeseroindayletlet1120 Год назад

Hello sir ako po,, installment 105 000 nag iinterest nang 0.49% sa loob nang 3yrs pero nag negosyo ako

@jefftvmix 6 месяцев назад

Hellow poh pano poh ung sa annual interest rate nia

@user-yr3rh3mo8w 4 месяца назад

Nakareceive ako ng BDO CC ..na activate ko….pero di ko pa nagagamit….pwede ko po ba ipablock o ipastop ang BDO CC kahit naactivate ko na…kung hindi pwede..mga gaano katagal na pwede ko na ipastop ang CC ko..

@pinoyforestrynz Год назад

Hi sir. Ask lng po kung magkaiba po ba ang cash2go at cash advance sa metrobank. Salamat po.

@NoyFinanceVlog Год назад

Yes po magkaiba. Inexplain ko yan mabuti sa video

@KhaVargasInbayter 17 дней назад

Magkano po sir ang annual fee sa bdo cc?.

@joshuainfante9295 Год назад

Sir paano po pag di pa pinapadala ni bdo yung pin 2 weeks na nakalipas nung nag request ako

@joemariedeguzman9204 Год назад

Tumawag ka na sa Customer hotline nila para mas mabilis

@Dyewreack Год назад

Magkakaroon po ba ng charge ang credit card kung dimo naman sya ginamit pero activated sya? Thank you po sa sasagot.

@janiellacalabio6511 Год назад

Annual fee Meron na yan Basta activated na

@natoyngapala8535 Год назад

Sir ok lang po ba gamitin yun BIR ko kahit bago plang . Para mag request ng credit limit ingcreas

@MarcCulaste 6 месяцев назад

Yes. ITR is a proof of income.

@ryanjohn5487 Год назад

Hello Sir Yung Statement date ko po sa BPI is Every 14th day of the month tapos po yung Due date po is 20 days after statement bali tanomg ko si anong date po Yung Due date ko?

@karenmangulabnan5237 Год назад

4 or 5 po yung duedate mo

@rolandocauntoy4803 Год назад

Sir. Good evening Po. Ask lang Po Ako.. If nagpay Po Ako sa BPI cc Po sa aking bill sir.. ilang araw Po ba bago bumalik Ang binayad ko Po? Or mag revolve?... Salamat Po.

@MarcCulaste 6 месяцев назад

Credit limit is replenished 1-2 days, subject to holidays and business days.

@josephgollena794 Год назад

Hi po. Pwede po ba mag cash advance sa bangko gamit kontrata sa ibang bansa?

@klawdspeys8532 10 месяцев назад

Pde. Depende kung accredited like mastercard/visa and all, but it depends also sa issuing bank plus kung saang bank ka mag withdraw

@inodoge1897 Год назад

Hello sir, tanong ko lang kung anong magandang credit card para sa cash installment or credit to cash loan? Kailangan ko po kase ng malaking budget at sana low interest monthly kase magpapagawa sana ako ng extension sa amin bahay. Currently may cc na po ako sa security bank. Salamat po

@NoyFinanceVlog Год назад

kung pagpapagawa ng bahay, better ang mga personal loan ng banks instead credit card loans.

@rosereenzacarias2727 Год назад

Sir ano nga bangko sa pinas maganda for cash a availment

@vissiontothemoon Год назад

sir pano ba pababain ang minimum amount due?TIA😊

@MarcCulaste 6 месяцев назад

If di na po kayang bayaran ang balk, communicate with the bank and they can propose a more manageable payment scheme for you.

@natalinsruzol7624 Год назад

Sir gud am po...pwde po bng hnd gamitin ang cash advance...instead i pang purchase n lng po ng items

@MarcCulaste 6 месяцев назад

Yes pwedeng di gamitin. You may choose to pay in installments instead of paying the full amount upfront with cash. However, always make sure you can afford the purchase. A good rule of thumb is to have at least three times the amount you're planning to pay in installments.

@mrpredz6745 8 месяцев назад

Hello po pano po qng nkarequest kna ng pin pero d mo nman gagamitin ok lng po ba un?

@NoyFinanceVlog 6 месяцев назад

yes ok lng po yun

@franciadelacruz449 Год назад

Hello sir ask ko lang po kung ang limit ng card mo ay 30k then ang cash advanced limit mo ay 15k. It means 45k po ang limit ng card mo? First time cc holder po, please enlighten me po. Thank you.😊

@teachtv7122 Год назад

No po.,30k limit ng card mo at binigyan k lng po ng 50% na cash advance depende po sa hawak mong credit card...yung iba 70% ang pwede i cash advance at yung iba nmn ay 100%

@ronelliebayang8591 10 месяцев назад

@@teachtv7122sir paano po pag mag pa change # sa mobile banking bdo otp hndi ako maka recieve pg e activate ko ang cc ko

@user-yr3rh3mo8w 4 месяца назад

15k na lang ang natira sa cc mo..

@manifestationchannel6115 Год назад

ako nag cash advance ako pero pinapautang ko sa maasahan na tao at tinutubuan ko ng 20 percent na tubo per month so win win situation ako nag charge sila ng 200 sa c.a fee then nag earn naman ako ng 2k sa 10k na c.a per month ...

@TRL-lz7ed Год назад

Fake news

@NoyFinanceVlog Год назад

if it works, good for you po :)

@Roqui88 Год назад

Masyadong mataas yang interest mo

@dangabrielmendoza936 Год назад

20% is too much😢

@ljm5279 Год назад

Pede po ba pababain interest rate sa credit card?😊

@MarcCulaste 6 месяцев назад

Hello, fixed rate po ang interest ng credit card unfortunately.

@user-gg8ew6fu9x 6 месяцев назад

sir nareceive ko din po visa credit card from bdo, inactivate ko po sya, pero hindi ko pa po ginagamit. may babayaran po ba ako,? kahit hindi ko po ginamit?

@td5760 6 месяцев назад

Yes. Annual fee

@dennismichaelarenas2929 9 месяцев назад

How about using credit card to top up digital wallet such as PAYMAYA and GCASH? Consider naba din yan na Cash Advance? or anon charge pag ganung transaction?

@janiellacalabio6511 Год назад

Sir paki explain nga NAGUGULUHAN ako my dumating na credit card from BDO pro I never applied nmn , Ang nakalagay is statement date is every 7th days of a month ,tapos 25th days after statement date. Panu po ba un d kc ako maruno g gumamit nitong BDO credit card 1stimer

@jonnelorence702 Год назад

Yung cut off date ng transaction mo kada 7th of the month. Tapos ang due date mo ay kada 2nd of the following month (kasi yun ang 25 days after ng 7th of the month) So bale kung gagamitin mo yang card from May 8 to June 7 ang due date non ay sa July 2 na. Tapos pg ginamit mo naman ng June 8 to July 7 ang due date non ay Aug 2 na. Yung due date di nmn fixed na every 2nd of the month. Minsan naiiba yan depende if may mga holiday ganun. Reply yan ng friend ko. I actually experience the same scenario. Sana nakatulong po.

@janiellacalabio6511 Год назад

Good morning sir salamat ❣️ sir sa BDO classic credit card po ba kng mg cash advance, mgkanonponkya Ang interest rate nila atbkng per day po ba Ang Ang interest or per month gusto ko kc Muna gamitin Ang CA maski 5k lng pronmy dadating nmn na Pera Kya mabbayaran ko agad ,gusto ko lng malaman kng per day or per week Ang interest at kng mgkno Ang percentage nila

@rolandoguiang6627 Год назад

Sir may bayad Po ba sa pagkuha ng credit card?

@mariakarenlara5270 11 месяцев назад

Wala pong bayad, kpg may account k sa bangko minsan papadalhan kn lang s bahay mo ng credit card, once n may credit card kn madali k ng ma approved ng ibang credit card bank.

@halikidikidokida5218 Год назад

Hello sir. May idea po ba kayo, meron kasi ako napanood na youtube video from 3 yrs ago na gamit nya yung paymaya para pag cash-in from bpi creditcard, is it the same from cash advanced and is it safe? Thank you.

@NoyFinanceVlog Год назад

From bpi to paymaya dko pa ntry. Pero ang tawag jan is quasi cash. Maggng normal straight transaction yun

@bhongmjr 10 месяцев назад

@@NoyFinanceVlog sir kailan po due pag ng cash advance i month to pay po ba yan bago user pa lang ako bdo visa card

@joyceannesacamay4390 Год назад

ibig sabihin po ba pag nagcash advanve dapat po bayaran agad hindi na po hihintayin na pumasok yung bagong statement of account?

@NoyFinanceVlog Год назад

Opo. Actually mas ok nga wg mag cash advance. Kung di tlga maiiwasan yung ibang option nalang na bngay ko sa video nato.

@joyceannesacamay4390 Год назад

paano po bayaran ang cash advance? same lang din po ba pag magbabayad sa mga swipe using credit card?

@princessbitun7382 11 месяцев назад

Paano magbayad nyan??? Makikita din ba to sa Soa

@td5760 6 месяцев назад

Nag-e-earn ba ng rewards points ang cash advance?

@camzbarnuevo3033 Год назад

Hi Sir, tanong ko lang po if tapos ko na po ba bayaran yung BALANCE CONVERSATION ko magagamit ko pa po ba yung credit card ko o hindi na. Magkakaroon pa rin po ba ako ng credit limit!

@NoyFinanceVlog Год назад

As long as hindi naman nag close yung account mo or cancelled card maggmet mo pdn

@RodelGuiuo 29 дней назад

Anyone can answer me pls help my Credit limit is 30,000 i only spent 20,000 as per the SOA stated and upon checking 5,500 na lng Ang available credit ko sa cash advance ang tanong if na maxxed out kona Ba si Credit limit?bakit Po Naging 5k na lang yung cash Advance?

@yeng4317 16 дней назад

Your total limit is always devided by Two. one is for payment and d othr is for cash advance thats why kalahati lang sa remaining mo pwede mo ilabas

@juanpaulolegaspi7341 Год назад

What if I borrowed 10K and pay it full in 1 month, how much do you think will be the total interest in 1 month?

@Soulebi03 9 месяцев назад

per day daw e so ang laki nyan. 300 per day

@babypandeling 8 месяцев назад

@@Soulebi03sa bpi lng po ba to

@ramiamercado2605 6 месяцев назад

Araw araw interest pag nag cash advance? Hanggat ndi fully paid?

@NoyFinanceVlog 6 месяцев назад

as long as hindi po paid nag kaka interest sya

@irishdianneramiscal1401 6 месяцев назад

Magkano naman po ang daily interest nya?

@yumiiiii672 Год назад

Hello Sir, ask ko lang if pwede ako magbayad any amount not lower than my mininum amount due po? For example, I have an outstanding balance pf Php 11,000 and my minimum amt due is 2,600, pwede ba ako magbayad ng 5,000 or 6,000?