Credit Card 101: DOs & DON'Ts! 💳 (+ how to avoid interest charges) | tita talks 🍵

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hi guys, sharing with you the long awaited part 2 of our credit card 101 series-the dos and don’ts of credit card 💕
💳 apply for citibank credit card:
citi rewards card ⭐️ bit.ly/CitiRewardsCC (highly recommend! no annual fee for life min of 20k spent within first 60 days - until oct 2021)
citi simplicity card bit.ly/CitiSimplicityCC
citi cashback card bit.ly/CitiCashbackCC
credit card 101 💳 for beginners (basics + pros & cons) | tita talks 🍵 • credit card 101 💳 for ...
ADULTING 101 PLAYLIST:
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love lots,
thea
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Опубликовано:

1 авг 2024

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Комментарии : 494

@TheaSyBautista 4 года назад

💳 apply for citibank credit card: citi rewards card ⭐️ bit.ly/CitiRewardsCC (highly recommend! no annual fee for life min of 20k spent within first 60 days - until oct 2021) citi simplicity card bit.ly/CitiSimplicityCC citi cashback card bit.ly/CitiCashbackCC Hello guys!! Here’s part 2 of my credit card 101 series-tips on how to properly handle your credit card. 💳 Hope you’re all safe 💕

@sheinaandeza9593 4 года назад

Great content as usual! ❤🙌

@joanfernandez4457 4 года назад

Tnx po

@nicoleseo4641 4 года назад

Thank you ate thea stay safe as well:) fr. Korean tita of ortigas

@madonnaa.7725 4 года назад

Recently got my CC. This video helps me a lot 👍👍

@vincemorales4191 4 года назад

Bakit po ako hindi makapag over the limit? Last time i have 22k remaining balance and then mag swipe sana ako worth 23k. But ayaw po niya, rinerequest po ba yun sa bank? I have BPI cc btw. Thank you

@jozieg5811 4 года назад

THEA! I just want to say thank you for guiding me with your financial advice. Did you know, before I applied for a new credit card, I revisited your video countless of times and took down notes. I am now 8 months in and religiously paying for my card! Also, establishing my credit score. Thank you for teaching us what they don't in school. Please keep it uppp! A big fan and supporter here. Hehe

@JayJoaquin 4 года назад

I so love this girl for opening my eyes especially when I got my second card. Having a gold card is not a rights... It’s a privilege but you need to establish a good banking relationship. Meaning paying off your balance on time and even paying the minimum due to avoid being on a negative balance. Kudos! Please keep making these helpful videos to spread financial awareness.

@danielangelo1189 4 года назад

Thank you Ms. Thea for creating another content on the subject of credit cards. Just received my own at the beginning of the month so these information are really relevant.

@roxannelacuesta7365 4 года назад

Hi, ate Thea, I've been waiting for your upload. I really appreciate you taking time to research, sharing your experiences and for making these kinds of videos. Love your #titatalks 💕

@graciedelrosario4477 4 года назад

Thanks for uploading another informative video. I have learned new ways to protect my credit card. I love the correction tape tip for the CVC. I will do that too. I hope you can upload more videos. Is it possible for you to make a video on budgeting with Excel presentation? Take care.

@janmaritanga-an6082 2 года назад

Hi Ms. Thea! Thank you so much for this. I was having a difficult time choosing which card was perfect for me. Although articles explained the differences in between one card over the other, your content however covered the basics and precautionary tips perfect for beginners. I really appreciate this. I will be one of your regular viewers starting today. Thank you very much and continue to spread financial awareness! God bless.

@verifiedacc5318 3 года назад

Watching your money talks or tita talks. It really helps me to be more careful about my spending, btw i`m on my 20s that is why im happy because i saw your videos. Informative and Helpful, keep it up

@gerald8596 4 года назад

For tip #6 - this happens to most banks, your credit limit gets replenished everytime you pay. Here’s a tip, for BDO cards it doesn’t work this way. Every month/cut off, your credit limit gets replenished regardless if you pay or not. Say for example your limit is 20k, and you used up the entire amount, on your cut off, your limit gets replenished and you have another 20k even though you have not paid yet

@jyddm9168 4 года назад

Thank you Thea! You clearly explained the fine print in owning a credit card. Very helpful tips, as always I appreciate your videos. All the best to you!

@fairystaronly 4 года назад

I always love your videos/content! Straight to the point and very informative! Walang paligoy ligoy and pinaghandaan ang content even if matagal bago ka maka upload ulit, that’s why its always worth waiting and/or watching for kahit pa mahaba yun video. I hope before the year-end ma-achieve mo na ang silver button. 💗

@aralacanlale3844 4 года назад

Thank you so much for the tips!! Saktong sakto kakadating lng ng CC ko yesterday, nung pinanuod ko part 1 nag-plan pa lang ako kumuha. This is so helpful ate thea!! ♥️♥️ ♥️

@karlamargarettang9243 4 года назад

I remember nung part 1 wala pa akong cc, now I have na. Still this helps even if I work as csr for financial bank

@florentinoencabo298 4 года назад

Wowm ako din meron na credit card. Di ako nag aply pero pinadalhan ako ng bdo, siguro dahil sa ginagamit ko sa mga transaction ko ang bank account ko, mga transper transper lang lang gcash and bank to bank,.

@MelPB15 3 года назад

anong bank cc mo? at ilan credit limit mo?

@karlamargarettang9243 3 года назад

@@MelPB15 unionbank gold

@japanesejapanese6620 3 года назад

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

@karlamargarettang9243 3 года назад

@@japanesejapanese6620 no po wLa 0

@pachamba1444 4 года назад

Next time, talk about the Secured Credit card. Your limit is your money. Kinda hold you back from overspending. Also, the money being held by the bank usually earns higher interests than your usual savings account. Plus of course all the benefits, perks and convinience of having a normal credit card.

@akotosilyn 4 года назад

Please update a video on how you prepare for community quarantine for covid-19. I want to get some ideas from you. Your one of my favourite youtubers by the way. Please upload more videos 😘

@maricelmeullo269 4 года назад

Finallyyyy!! Been waiting for this ♥️

@joannabellosillo5598 4 года назад

Been waiting this since nung napanuod ko yung Credit card 101. Thank you so much ate Thea

@MDMTB97 4 года назад

Favorite series 👏🏻💖

@kaizeenladrido913 4 года назад

Super grateful for your tita talk videos 💖💖 I learn a lot as in 💖

@mariellicccc 4 года назад

Ahhhh need this! Liked before watching. ❤️❤️❤️

@PureHomeCooking 4 года назад

Yey!! Always looking forward for a new upload 😲😄❤❤❤ Also looking forward to see how you're doing in this times 😷

@nicam5751 4 года назад

I was waiting for this! Thank you so much!!! ❤️❤️❤️

@katrinajeanortego6172 4 года назад

Very informative and timely for me at the moment. 😊 I'm curious on the Metrobank No Anual Fee Credit Card.I have an existing ccard (other bank),and I wanted to avail of that No Annual Fee Metrobank CCard one.How likely can I be approved if I apply?Thanks 💕

@mainegamutan7002 4 года назад

More of this! More of tita talks! More of budgeting! More of adulting! Hehe. Love your content girl. And also missing your make up reviews. 😍 Love you 😘 P.S. Please do a review on Sunglow by Rei Germar and Mae Layug ♥️

@anngiecl 4 года назад

Very comprehensive and helpful! Salamat, Thea!

@ninaa6397 4 года назад

Wow. I know almost all, except dun sa installment na mababawas sa total credit limit, very helpful kasi kaka purchase ko lang kanina ng installment. Thank you so much! 😊

@erviejanedelossantos931 4 года назад

Been waiting for this. Thankyou ♥️♥️

@carolineanacay5944 4 года назад

Napakalinaw ng explanation mo hija. Thanks .God bless you and more power to your channel

@SenKnowsBest 4 года назад

Was waiting for this vlog! Thank you so much!

@jessetteannbaldevino418 4 года назад

Hi! This series and your other financial series are very helpful. question, what are the fee/s you have to pay monthly if for example di mo ginamit yung credit card mo for that month?

@esdeath9723 3 года назад

the first time i watched this wala pa yun cc ko due to lockdown pero i have it now na. i searched for this video para ma-refresh ako sa mga do's and don'ts para iwas extra charges sa cc

@jocelynreyes2871 4 года назад

Much infooooo!! Thanks, Ms Thea. More kinda vlog like this 🙂

@marikon875 10 месяцев назад

Napaka helpful ng vlogs mo. Unlike othe content creators. Very precise and full details. Not even a waste of time. 🎉

@gracegermedia7833 4 года назад

I was planning to apply my very own cc since I’m on the stage of tracking my finances and would like to build my credit score! Thanks for this video! 😊 would just like to ask your opinion on pre-approved card applications given by banks?

@lmao1873 4 года назад

Love these kinds of vids from you ate!!! 💓💓

@anjanettebugayong7992 4 года назад

Always waiting for your content 😊

@lovewendyxdiane 4 года назад

Super informative and helpful! Thanks for this! 👍🏼

@thetimecapsuleproject4090 4 года назад

Thank you for teaching things they never teach us in school!!

@disleybaclayo7527 3 года назад

Hi, Ms. Thea very timely ng pag pop up ng vids mo. I'm planning to have my first cc then I saw this vid. Though, I've watched the 1st part po 😅 Well explained! Full of info nasa viewers na lang kung paano i-digest. Thanks for sharing the information 🤗

@0228kkmn 4 года назад

Thanks for the vid, Ms. Thea! 😊 more contents pa pleaaasse! Just had ny CC pala.

@zainabkhair1689 4 года назад

love it! you covered everything on this video!

@sickocell 4 года назад

Very straight forward, simple and informative.

@shiela091695 4 года назад

Hi Ms. Thea! I'm currently working in a bank but still this is so helpful thank you for giving us a wonderful content 😊💖

@rokheesook4763 4 года назад

This is very helpful and informative! Thank you for uploading!😘 Take care and stay safe!😊

@geraldmarco 4 года назад

THANK YOU SO MUCH! THIS IS REALLY HELPFUL FOR ME AND TO OTHERS

@markmadrid8556 4 года назад

Very helpful and informative 👍🏻 loved it ❤️

@christlejoytom7060 4 года назад

Hoping you'll do a review of the cc you have, especially how their customer service are. For reference lng din for new cc holders. Thanks po! Love this tita talks po. I'm learning a lot!😊

@lilyfabio 4 года назад

This is so timely :)) kailangan ko to. thank you thea!!

@jhecaquitaleg8639 4 года назад

I miss your tita talks ate thea! Pls do more tita vids relate na relate ako!

@lkomkho 4 года назад

Tagal ko na rin inabangan ang part 2 nitong credit card series. 😊

@austinelee6286 4 года назад

More videos like this please! Thank you 🙏🏻

@maebelcorrecesmedina1764 4 года назад

Sooo helpful! Thank you sm Ms.Thea ❤️

@chrishaannecarlborja1580 4 года назад

Thank you for uploading this hayyyy tagal kong hinitay.

@Lykacute95 4 года назад

Thanks for this, Ms Thea! ❤️

@queenella5819 4 года назад

Thank you for these info! Very helpful! 😊👍

@SimpleBisdak 4 года назад

This is a great topic, because most of the people forget how to use their card.

@japanesejapanese6620 3 года назад

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

@mvrvxtz 4 года назад

Budgetarian goals forever!!!!

@ranzalegre361 4 года назад

Very much needed infos. Thanks thea!

@seanleandre2606 3 года назад

Thanks Thea, new subscriber here, BDO sent me a BDO Diners Club International Credit card today, I don't know if I will activate it, I'm in my 30's and I always use cash to pay for everything. So helpful yung topic mo, I am thinking of using it actually! :)

@rich6013 4 года назад

Very informative! Thanks for sharing!

@junniepearl6580 4 года назад

Love love love this thanksss

@elizmendoza7371 4 года назад

Yay thank you Ms. Thea for another adulting vid. 😊🙏

@mickeecandelario 4 года назад

Very helpful. More of this kind please. 😍

@jennynarca6175 3 года назад

Very helpful abd informative content. Thanks Ms. Thea ♥️

@NotiShounen 4 года назад

Thank you for this. It's very helpful. Abangers talaga ako sa #TitaTalks haha.

@cabgor8488 4 года назад

Dami kong natutunan. Thank you. I will apply these tips for my 4 credit cards.

@bengood488 4 года назад

I like your contents when it comes to credit cards, I was enlightened with all the things I was worried/unknowledgeable enough ❤️

@japanesejapanese6620 3 года назад

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

@kristianvista3339 4 года назад

Hi Ms. Thea, How do you inform your bank regards going out of the country trip? Pwede po ba phone call or go to the nearest bank branch?

@janelamarzel 4 года назад

Love your segments like this! Though I miss you beauty reviews ❤️

@hamseleinsravina3983 4 года назад

Thank you. Very informative. Keep up the good work. 💳

@rhyarga 4 года назад

Dami kong natutuhan. Great things to know! ☺️ Thanks! ☺️

@robertrayfangonilo2869 3 года назад

BDO emailed and messaged me that I'm qualified to avail the Titanium Mastercard. U got any idea of the perks and advantages of having such CC?

@marieliezlsuyko4760 4 года назад

Very timely sa experience ko kanina. Worth the watch. 😊👍Thank you Ms. Thea! ♥️

@jesacaparino1755 4 года назад

Yess thizzzz is it!!

@MelAntigua 3 года назад

Thank you for this video learning a lot from this, new fan here.

@johnandreibatac4141 4 года назад

Thankyou so much sa pag explain about sa credit card. Very informative!

@ralphnathanjimenea1945 4 года назад

Very informative. Thank you 😊

@mariebueno9 4 года назад

Thank you po! Dami ko natutunan :)) 💛💛

@MyraMica 4 года назад

Super busog po kami sa info. Thanks so much. Very informative. Keep making these kinds of videos po.💚

@dianneclarisse4187 4 года назад

Yayyyy thankyou! ❤️

@MsFusionForever 3 года назад

Thank you so much Thea!

@katrinayvette1211 4 года назад

My first CC was approved yesterday. I am so happy. ❤️ very helpful tong video na to. I really love thea’s videos in general. ❤️❤️❤️❤️

@araaguilar4880 4 года назад

I love this video! huhu i took notes! salamat!

@phoebequiroz7703 4 года назад

Thanks for this vid! 😊

@charliepanganiban2128 3 года назад

Facts: The client has no other charges in the statement except the annual membership fee. He requested it to be waived without spending the required amount given as an option by the bank, but no avail. He then demanded to the bank personnel to terminate the service instead. Question: will he be liable for non-payment of annual membership fee which will result to penalty? Thank you.

@jpe09 2 года назад

Same question

@mcis4ever 4 года назад

Very informative! Thanks

@maedaydreamer8386 4 года назад

Hi Thea, naka on ba yung caption submission mo? Super helpful ng video mo so dahil bawal nanaman gumala, baka sipagin akong maglagay ng captions para makatulong din sa mga hearing impaired or di fluent sa English 😊😊

@bettinavalenzuela9942 4 года назад

Hi Miss Thea! Would you recommend using Wallet/Apple Pay as a credit card safe-keeping option too?

@liezelgolocino 3 года назад

very informative. thanks ❤️

@DailyBitesofWisdom 11 месяцев назад

Thank you for this!

@aluhv3602 4 года назад

Hi ate thea! I’m nearly entering college soon and gusto ko sana ng advice/tips on how to save up during college years kasi I really want to save up money while I’m studying. Which type of card would you recommend? Investment tips rin po for students like me would be highly appreciated! I really find your videos helpful! Thank you! 💞

@junilcajilig8039 2 года назад

Hello Thea, on my union bank, I have my last statement balance as September 15, 2021. Is this the amount I should pay before, October 15, 2021 to avoid interests? Thank you so much 😊

@madelfontanilla5147 4 года назад

First😍

@theraluca2086 4 года назад

BIG HELP!

@marvindomingo5600 3 года назад

Thank you Ms. Thea, helpful nman ng vlog mo.

@NoyFinanceVlog 4 года назад

Thanks for the tips mam. Credit cards can be your greatest friend or greatest enemy depending on how you use it :)

@johnmarwin7755 4 года назад

Salamat ma'am sa tips! 😀 God Bless po always! 🙏

@modernongpepe398 4 года назад

Ms. Thea, what documents do we need to prepare when applying for a CC? Every payday, our payroll is sent via email. Can I just have it printed then sign it? Needed pa po ba ang signatures ng management when applying for a cc?