Is that not better than going into a business in Africa so employees will steal and collapse it.. T bill is for savings in Africa we don't hope you calculate and do..
I did establish that if you really wanna grow your money fixed deposit isn’t the best way, it’s business. You must not always start a business with employees. Start alone and let it stand first before you think of employing. Yes there are risk but that’s how we grow However, if you wanna keep your money so that you can be checking it and be happy that it’s alive then fine 🤩
Man you're not explaining things well... Look u can put in money and take upfront interest.. even banks go in for t bill... Don't confuse profit margins with inflation.. Inflation cut across all avenues in our financial life in Africa