Woman may not get her money back after $80K stolen from her bank account 

I believe Wells Fargo was making an effort to reorganize their bond portfolio. Yes, they would lose money if they sold their low-yielding bonds. But, they were trying to make up for it by repurchasing bonds on the open market at the higher interest rate.

Although the economy has so far held up, the Wells Fargo scenario serves as a warning that Fed rate hikes are still having an impact. At times like this, investors must be vigilant about the next inevitability. You don't have to act on every forecast, therefore I'll advise you to hire a financial counselor. This has been my fallback position for a while.

@@williamDonaldson432 Could you kindly elaborate on the advisor's background and qualifications?

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Sharon Ann Meny for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@@williamDonaldson432 Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

They magically lost my 14k bonds from the 90s. Factor in the compounding interest for almost 3 decades. Big mad

@@God7ODthat’s bullshit there dirty people and your right that’s big money sorry that happened to you

amen

This! Best banking advice EVER.

Do you say the same about Chase, Bank of America, Citibank, U.S. Bank, PNC Bank, Goldman Sachs Bank, Truist Bank, Capital One and TD Bank . Maybe she shouldn't have fallen for a scam that FBI , Police have been warning everyone about for years .

Sound like they’re doing the same thing to this “customer”. They are the bank robbers.

What?? Omg!

Exactly!!!!!!! Same here with first horizon

That happened to me. S15k. They said that I did it because I took to long to report it. Back then I didn’t have alerts and didn’t check my account daily.It was with Bank of America. Never again I will put my money there.

@@RMRen same here mine was 2600 . I think if it was 15,000 I would have made the news . It was a lesson well learned .

Yes,inside job!!!

Why? So she can lose another $80,000 to some scammers in Nigeria?

​@@sean2015WHY? BECAUSE ITS HER MONEY!!!

@@WonderfullyMade5518 not anymore. She lost it. Banks can’t keep your money safe if you click on some phishing email and give away your account number, SSN, mother’s maiden name and all this other information.

@@WonderfullyMade5518 not anymore, she gave it away. Banks can't keep your money safe if you click on some bogus link and willingly give away all your personal information. Which I guarantee you this woman did. Of course, the news media as usual did a brilliant job of telling only one side of the story. Two banks did an investigation into this woman's lost money and both declined to reimburse her, which tells you there is much more missing from this story. Would you also complain about a home security company failing to protect your belongings if you willingly gave your passcode to a burglar?

Oh yeah there is no doubt that people within Wells Fargo working there are definitely messing with people's money I know for a fact that they are

😅

Yes an inside job

It's definitely the employees. They know all of the processes to do everything down to changing your profile information.

Ive been saying that for years, they are a part of all the fraud their customers deal with. They need to be investigated big time

details please

Really? Did they steal from you too?

I pay my bills from my Wells Fargo account. I don't have any savings anywhere.

@@prettyyoungthingpyt5015 Exactly, my money is in a Schwab brokerage account transfer money to Wells Fargo to pay bills. Check daily.

@@mame-lomamee Just pay attention to the news and you'll realize that they are a dirty bank. This is not the first or the last time that you will hear about them. I think most of it has to do with their employees. They hire scum to work at these banks.

There is immense pain in losing a large amount of money but to garner courage to speak about it says a lot about the person’s great character.

I got scammed out of my retirement money but I was new to it. thanks for sharing will definitely get in touch with them

Sorry about that, just don't understand how so many human beings can be so heartless to people like that

I'm sorry

It seems you have valuable experience in getting recovery. Thank you for sharing the name of the company that helped you.

Chase is just as worse

@@MangoTroubles-007 been with chase for a while never had any problemos

Why are you not checking your account with 80 thousand on a regular basis?

Im banking with Wells Fargo. Don’t let your password be “password” and click on “unatgtorized wells transactions” messages. My password and secreted question answers are 18 random characters long. I never use my raw debit card anywhere only apple pay or credit cards with no numbers aka Apple Card or the cup coming x1 numberless card

@@topher7716 Why? It is in a bank, not under your matress.

Nah. They didn’t give it to anyone. They just put it into their own accounts. 😩

Right…

No they didn't. This is all her fault for not keeping a better eye on her money and falling for a scam .

Probably her family

@@CryMeARiver63 agree 💯💯

Trump bank

@@jeepguy4499 Biden bank.

What an idiot would say, more like Joe Biden. 😅

Some people don't know about that

The lending practices that led Wells Fargo to foreclose on homes in 2016 and in 2018, cars and homes. They’ve been busted and forced to pay out $$$ several times. In the meantime they’ve been allowed to remain in business

Sadly

@@tbrwn2548 yes it's very sad that this woman who worked hard for her money has to go through this ordeal with this Bank. Pretty soon people are going to start using the mattress once again.

Exactly. Bcse if she tried to withdraw that she would have had to go through hoops. Aka why you need the $? Proof of pending transaction she needed it for? Someone, I know recently went through something similar w their bank. She thought it was an inside job. Bcse it started after she got a replacement card. She reported the unauthorized transactions. They supposedly X her debit card. Yet additional transactions came in days later after getting a new card. under the old.

Oh definitely. There’s no way they weren’t responsible. Bank transfers need a customer’s permission. A bank employee could have easily looked up her information and got her social security and name to do it themselves. That’s if more than one person are not doing their job correctly.

The problem is some of the management. A few years ago, I was almost scammed. I caught it in time, however, went to Wells Fargo, my bank, Yes, Wells Fargo, to report the scam. It was advised that I get a new credit card, and debit card. OK. Although I've been banking with Wells Fargo for years, they implied that perhaps I had scammed myself. I told them that I would never do that, however, they said that some people would. MOST unusual behavior on the behalf of Wells Fargo.

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $650K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.

My partner’s been considering going the same route, could you share more info please on the advisor that guides you.

Just research the name Angela Lynn Shilling. You’d find necessary details to work with a correspondence to set up an appointment.

Thank you. I just checked her out now and I've sent an email. I hope she gets back to me soon. I've been thinking of doing this for a long time now, and I've procrastinated enough already.

Too busy tracking down conservative protestors

Because none of them have the authority to question the bank and they never will. After all, these banks control everything.

They're too busy doing jack shit.

I kind of wonder if she fell for a scam and just wants to get her money back. Things aren't adding up. I get that Wells Fargo is garbage, but they do still have the same type of laws as all the other banks have. She should be able to get her money because it is insured by the bank. So, there is something fishy going on and I don't think that we are hearing the whole story.

Per Google: Has anyone lost money in FDIC? No depositor has ever lost a penny of insured deposits since the FDIC was created in 1933. The FDIC official sign -- posted at every insured bank and savings association across the country -- is a symbol of confidence for Americans.

She's lying. Won't appear on camera, has no statements proving that this money was stolen. Claims to have had this account for five years and only made three debit card transactions. Every time a story gets that oddly specific (I only withdrew three times in five years), it's suspicious. Where is the banking statements or any correspondence backing her up? Also: as much as the media likes to hype up stolen money, it's not that easy to lose that kind of money and either not notice or throw up red flags at either institution. This woman sounds like a little girl trying to make up a story based on what she heard in the media, not like an actual victim.

Same here. I would call right away even if it's $1 transaction

Because people put money in the bank to draw interest. Not an account they use for checking. Just to get interest. Only they have the account number. Not sure why you clueless. Many people have 4 or 5 bank accounts because FDIC is only good for 250k.

@@jamescole3152 I think you're the clueless one. Banks haven't been paying any real interest for the past decade and a half. Up until recently, they were paying on average between 3% and less than 1% interest. Even so, you still get statements each and every month.

@jamescole3152 Most people tend to know how much money is in their account. Why did she not check her statement for five months?

She needs to file a police report. Hopefully the FBI will track it if they're not too busy surveying moms at school board meetings. The truth is that it took her almost half a year to notice. That trail is cold.

She also needs to hire an attorney and sue Wells Fargo. It is clearly their error for not alerting her and checking with her in a timely manner.

@@chrisganesha she knows all this. Obviously we indians are not new to scams. She went to the law enforcement and they treated it like identity theft like any other american. Now she is mad and wants to go public blaming the bank, when she could have set up alerts on her credit agencies, frozen her account.. lots of venues.. she chose to blame the bank

@@chrisganesha She clearly didn't have alerts set up on her account. It's offered, but you have to set it up. She failed to protect herself.

Her money suppose to be cover by FDIC since it’s under 250k

I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.

This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

Just research the name Angela Lynn Shilling. You’d find necessary details to work with a correspondence to set up an appointment.

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

😂 I do too and I am broke. I do it because I swear Apple takes money every other day. 😂

Lol I thought I was the only one who did this I have the bank app on my phone so it’s pretty easy

@@Hello-iz9hl Yes it is pretty easy to brake- in into your bank phone app .

Same

Did you set that up with your bank? Have you seen the limit on deposits and transfers at Pentagon Federal Credit Union? It's $999,999.00. Do you think they would flag EVERY transfer under that amount? It's the bank customer's responsibility to set up alerts. You did well in doing so, Dave!!

@@ReddingRed no I didn't set it up, It's standard policy. Banks have no reason to allow fraud of huge amounts of money, banks have taken advantage of tax payers for decades for their failings and it's time we call them out for it instead of victim blaming.

@@daveray5655 That's not a huge amount.

@@daveray5655 I assure you it's not standard policy.

@@daveray5655I agree with Dave. That’s the bank’s responsibility to protect their customers and maximum amount to withdraw. They should have ask that question since the day the customers open the account. Banks should have been careful with other people’s money.

Yep. Where did the money go from the Citi Bank that it can't be restored to her? If she were attempting to scam the bank she would have been arrested. This case is strange.

my thought too

It was my first bank. I got tired of calling them for charging me fake fees for no reason. I switched to chase and havent had a fee since.

what do we switch to?

@@erickkisreal9398 Capital One has been good for me.

Chase is horrible. Hidden credit card fees and they will hike interest rates if you miss a payment

@mikeg5365 I never had problems with fees in over 12 years. I always paid my card on time though.

who falsifies reports?

@@ErinIsReal is that a question? I don't know friend, WHO falsifies reports? Are you implying the police have a reason to falsify the report of someone who got scammed by someone who stole her identity? Your right, she should call the FBI. Steling someones' identiy is serious biz.

There’s ALWAYS 3 sides to a story: HER side; THE BANK side; and THE TRUTH!! We’ve ONLY hear her side…so far!!

Oh so the police has her money huh dummy

pluse when you open A NEW ACCOUNT AT A BANk they ASK FOR A VALID DL....

You said it! I would not be that relaxed with missing money or new fees.

@@williamc2930 EXACTY! She is too unbothered.

It's what THEY do all the time.

Ahhh, the know-it-all who has all facts. You're just a pompous future victim.

Sounds like your mistake. I've never had an issue with them.

They have stolen from me years ago maybe you didn't have enough money for someone to steal

@@richardbice980 had plenty of money for them to steal. But nobody ever stole it. User error IMO. The reason they're not helping her isn't because they don't want to 🙌🥂

​@@richardbice980 😂😂

She also needs to make sure she has an affidavit and the law involved. Her claiming the account isn’t hers without any legal backup to an investigation is odd for a bank.

The bank is liable, she needs to sue.

there's more to the story she is not providing.

Like another commentor mentioned, who got the money from the Citi bank account the $81, 400 was transferred to? Last time I opened an account (7 years ago) I had to provide proof of who I was, ID and birth certificate. Completely different from decades ago, so someone at Citi Bank has to know who opened the account that the $81k went into. IF it had been her the banks would have already called the police and she would have been arrested. Banks don't take kindly to scams nor accusations.

Someone once said only poor people check their accounts daily. I’m the poor people

@@shaunaadams6924well apparently it looks like rich people may have to start checking daily too 😂

Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down 🤦 of myself because of low finance but I still believe in God.

She's a licensed broker in the states 🇺🇸

After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for my son's surgery (Oscar). Glory to God.shalom.

Wow that's nice She makes you that much!! please is there a way to reach her services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me.

Please how can I contact her? I’d love to see for myself

So many news stories with these idiots. Bank of America is just as bad.

But this info has been around 10 years and she still banks there?

That's suspicious. I hardly use cash, and even I go to the ATM more often than that. The laundrymat doesn't use a POS system. I have to put cash in.

I bet she knows where it is and trying to double her money right

One of her friends. It's a scam. She made sure her friend got away with the money.

Either at the bank or someone involved with the house sale

And had to have some form of identity to withdraw 81k from Citibank

cause its a bank like bank of america or chase

Because they're somewhat decent for higher income customers. Also, they have a national branch network, which is helpful for those who frequently travel. The issue the woman experienced could happen with many other banks, including smaller ones and even credit unions. It's a lesson to regularly log into accounts and view bank statements.

​@@ronbennett7885 Right that's why I have them but that account is used just for that, easy access for atms and banks. I move my money out immediately from that account

I've resolved multiple successful cases w Wells Fargo .. great experience so far

They're a good bank.

I leave enuf in the bank to pay bills. That's it.

Yeah that's months and it really didn't make any sense. Like seriously how did she not know after that much time had passed. Plus I'm gonna assume she was paying bills and everything with that money from that account so how did she REALLY not notice her money was gone.

Because it is. She hasn’t mentioned. Police or affidavit anywhere

@@somoody9322two weeks ago a woman had 250k stolen from her account. Guess what she appeared in the news and had her face on it. She called fbi, police everyone. Guess what within a week she had 80% of it recovered. Yet this one is hiding without public. Why hide if you are going to the network?

I do a quick glance at all my accounts daily. These companies are shady and the faster you catch something, the better

Folk who ain’t living check to check don’t need to check their accounts like that. If it’s not a primary account and you just have it sitting that can easily happen.

Agree!! There’s ALWAYS 3 sides to a story: HER side; THE BANK side; and THE TRUTH!! We’ve ONLY hear her side…so far!!

LOL I thought the same exact thing. If thieves have your personal information and are able to transfer money out of your account, why would they set up another account in your name at a different bank to transfer it to and risk having it snagged at that point? I also found it strange that she didn't want to show her face on camera - like she did something that she doesn't want anybody else to tie her into that activity.

Yep, alerts are key. Problem is many don't keep their contact information current and miss them. In this day and age, email addresses and phone numbers are not disposable. Frequently changing them will cause problems. Not just missing important information, but also authentication (2FA) issues. With that said, never solely rely on alerts. Sometimes they're not sent for various reasons. Regularly monitor financial accounts.

you missed "and to the city services to pay her bills", memphis ?

@@brianblithe2271that was the part that made me go hmmm… Progressive but work in finance and have worked with credit card/debit card fraud world. If she had a debt with the city, using her own 80k to pay it would be better than a loan. She also wouldn’t need to get a loan for a house. That’s a great deposit for states. Also where are the cop’s affidavit? Do they have an investigation? 80k would warrant one.

@brianblithe2271 You don't provide the city with your SSN to pay bills.

I figured that

Those lenders should be investigated

Her story doesn't pass the sniff test. It's not that easy to steal that amount of money under someone's nose unless they were victim of a phishing or some other scam.

Well, thats why she is looking for help🙄

@@AtomicGirlNYC-fu9xy Seems to me that she said she gave her information to "at least two different lenders" in 9/23 (2:07). Have to wonder if one of those lenders was really a scammer.

​@@Peace-nm6bx Lol it's hilarious how you're not even smart enough to understand the convo. You're a child. The point here is not that she was not seeking help, but that she didn't explain to the media what led up to this event happening. No mention of it whatsoever.

@@BigfistJP "and to the town she resides in to pay her bills", memphis ?

Her accomplice or even herself.

Exactly. I don’t believe her. Who doesn’t notice that kind of money missing for over 60 days!

@@lb6056 Someone who doesn't check their account balance within 60 days, obviously.

​@@lb6056Exactly! Somethings not right with this situation.

I find this story a little fishy too

@@lb6056did you not hear her say Wells Fargo never notified her Sam he didn’t use the account much because it was her savings account

She is part of the scam.

That is still not the victim's fault. Imagine someone is in the hospital for 60 days. Isn't it the bank's responsibility to make sure funds are safe?

Her mistake? There is no law that says you have to check your bank statement every time it comes in the mail. It could be she has had money in there for years with no problems so she got a little lax about checking her statements.

@@zenwilds2911 If you give someone money or access to your account because you are naive that is on YOU, not your bank!

Exactly!

She may have fallen for a scam but Idt she's some sinister villain. I watch a ton of these videos & this is the only one where ppl are suggesting she was a part of the scam. It's giving xenophobia tbh bc she's also the only Indian victim I've seen. There's definitely more to the story & a lack of accountability, but I bet that $80k looked to good too pass up to corrupt WF bankers...

@@mistermylo8607this has happened on more than one occasion with Wells Fargo but if you don’t think this is light weight for a scammer

iPhone user😂😂😂😂

Indeed!

lose*

That does both ways, Jorge. You don't care when banks lose money, you care when you lose money lol.

It took her 5 months to notice that 81k was missing!

There is more to the story. I can't blame the bank on this. There is no way to transfer the money unless they know all your info

💯 This story sounds half damn crazy. I'm looking sideways at her.

The more I read it the more I thought the same. She doesn’t want to appear either. She didn’t call the bank for months? No cops and no affidavits?

There’s ALWAYS 3 sides to a story: HER side; THE BANK side; and THE TRUTH!! We’ve ONLY hear her side…so far!!

Add BoA

Chase pnc boa are close behind

Which bank wont steal your money?

True dat

Once a year or so is all anyone has to check an account, It is in a bank. Not under a mattress.

I check mine everyday

What about Christmas money. Fishy Fishy

@@pamelamlsI check mine 2x a day. Once in morning and once late night ❤

exactly.....how rich is she?😂😂😂

She probably didn't even check online. She could have found out the money was missing until she went to the bank. I check my stuff every couple of hours.

@@pamelamlsmajority of people if not all church. She also didn’t go to the police it seems and file a police investigation either

@@pamelamls exactly. I checked twice today.

The money was also transferred to citi bank into an account IN HER NAME AND SOCIAL

i think she stole her own money. lol.

She’s an immigrant and immigrants tend to save much more than others, it’s been proven and live off of other sources, maybe her husband.

She is receiving welfare probably

No it not why would she touch her home emergency funds

Nah, you're just poor so you don't understand.

Some people save money.

She's a fraud. Won't appear on camera, has generic statements about "not trusting financial institutions." Everything is vague, just nothing but hearsay.

I agree. Citi would be liable if they allowed someone to open a fraudulent account in her name. Thanks.

She applied for loans. Some places ask for a copy of your drivers license. If you open a bank account online, this is exactly what the bank does. Their software reads your ID. From the report all but the phone number were her valid information.

Wow! A talking pillow!

I've opened accounts at two credit unions sitting at the same computer that I'm typing on now. One is based in Tyson Virgina and the other is in Vienna Virgina. I'm 2,780 miles west of them in California. They never saw me! How were they to know that the person giving all the correct information was ME? Because I had all the right data to give.

People are stupid as F for sure.... But sometimes some people make so much money they have to keep it in the bank. Because of the I.R.S. They suck. Literally.

Good thing you will never have to worry about that

@@kap1526 u calling me broke me no picture on your profile 😂😂😂

@@ThotamasPrime the cut runs deep in these fools! It's unbelievable

Where would you keep it?

Yes it is. Wells Fargo is the worst bank of the planet so changing banks is obviously going to help for any potential future problems.

@@alananderson7903 It won’t, She didn’t pay attention. Same problems will happen again.

Agreed. However, WF isn't going to lose $80K unless they're forced to. Best hope for this woman is litigation. Might find an attorney willing to take it on contingency for a percentage of the proceeds. While seemingly odd, it's all too common for customers to not regularly view bank statements. Account holders have some responsibility too. It's not all on the bank, much as many would like it to be that way. This could happen with smaller banks and even credit unions. Also, this highlights the importance of keeping one's address, phone number, etc up to date with USPS, their state DMV, and who they do business with.

maybe she can go withdraw the money from citi... it's in her name.

@@ronbennett7885before litigation there’s such a thing is an investigation. She should have gone to the police. Maybe with the bank’s guidance but without an investigation no bank will ever believe you. Think about it. What if the fraudster is her?

No these bank tellers really do have the ability to do this to people in Wells Fargo tellers definitely do across this country

she only made 3 withdrawals since opening her account 5 years ago

The wisest thought that is in everyone's minds today is to invest in different income flows that do not depend on the government, especially with the current economic crisis around the world. This is still a good time to invest in gold, silver and digital currencies (BTC, ETH... Stock)

I have heard about her excellent trading expertise in CNBC news, guess she's more popular in United States

YES!!! That's exactly her name (Sarah Jennie Davis) so many people have recommended highly about her and am just starting with her from Brisbane Australia

I thought I'm the only one that knows her well I guess her good reputations speaks for her now

This sounds so good and i would like to be a party to this, is there any way I can speak with her?

She's lying. It's not that easy to simply lose that kind of money unless from carelessness, like if she'd given her information out to someone. And if the second account is in her name, how come she can't withdraw it? She's full of it.

Are you part of wells fargo????? It sounds like you are.

@@Peace-nm6bx I personally have not done any business with big banks since Chase cheated me on a credit card in the recession of 2008. Cancelled them all and don't bank there.

@@AtomicGirlNYC-fu9xy Yes, once again today's "journalists" have not run down the full story. This is routine now.

@@Peace-nm6bx are you an economic illiterate Sounds like you are

This is what I suspect as well. She was careless with her personal information so scammers got her money. Meanwhile, she's blaming the banks instead of herself.

My sister is a client with that trashy bank so stop your hate.

​@@Peace-nm6bxI don't know what's worse, your non-sequitor or the fact that you aren't smart enough to even convince us that you're older than 11.

More likely that someone at the bank who had access to her personal information had an accomplice and opened the other account.

Exactly

What happened was an inside job. A lender or worker did all of it