YOU Get Cheaper Car Insurance With THESE Hacks! 

Just passed my test today, 9 hours of lessons with 1 minor, can safely say your videos have helped me a ton, thanks for all of your hard work that goes into them

I’ve literally spent the last 3 months over analysing insurance premiums for a lower price man 😭 thank you

Additional drivers is a weird but useful tip. I added my mum and my cousin and it knocked my premium down significantly, about £150 cheaper.

I Past my test first attempt on Tuesday and ur videos helped me to pass along with my amazing driving instructor...smart choice school

Thanks for the tips guys, after a long wait for my test due to seeing no spaces I’ve finally passed my driving exam on the 12th September, got 8 minor faults so not a small amount but that could be to do with the fact I passed first time in an area I’ve never stepped foot in never mind drove a car there. really enjoyed the video no bs’ing or wasting time just straight to the point concise and informative 100% will help me to get cheaper insurance as the prices I’m seeing right now are insane 3.5k for a 1.5k car lol crazy crazy prices.

I passed my test last week I watch so much of your videos thank you so much

Thanks for this 👍👍 I think I'll get a black box when I pass. That bit at the end was just typical french car quality!!!

I’ve got a black box and honestly it ain’t that bad, you sort of learn how hard you can break before it marks you, first week I went below my minimum points but soon went back to 100 and is staying at 100 😊 Also be careful if you keep changing things when seeing if you can get it cheaper, they pull you up on it and can see how many times you’ve tried

Great video like always; could you do a video searching for a car and how to pick one on how many miles it has done, fuel, price etc… thanks

Another tip is the the date you choose for your insurance to start is important as well. Trying to pay for insurance a month in advance will bring it down.

Deep down, we all know you love this Peugeot 😂. Brilliant content Please could you make a video on how to find a decent car & price range for a first-time driver or in general e.g. ranking brands, mileage, n.o. previous owns. Thanks 😊

Thanks for the tips. Quality Video. Quality Info.

Really helpful as always

Whether this is helpful for people or not, when I passed my test I got a brand new Peugeot 108 on a ‘just add fuel’ deal which I paid £270 (will obviously vary person to person depending on deposit and yearly mileage) a month and that included the cost of the car, insurance, they also pay for 3 years worth of tax and you get free roadside assistance and 3 years of free servicing BUT I had to have a black box for 3 years because I was under 21. This didn’t bother me as i do think it made me a better driver, it just annoys other people more😅 You have to be 18 but they don’t require a certain amount of years experience so it’s great for new drivers and it’s a 3 year finance contract! I found it so much easier to manage everything in 1 payment, it was such a good deal to have as a new driver! I think Vauxhall do something similar aswell! 😊 Now I’ve been driving a few years and I’ve got my no claims built up, I have my dad as a named driver as he’s been driving 30+ years and he drives for work so that has also brought mind down slightly! Doing it early also brings it down slightly, I did mine 3 weeks in advance and saved myself about £25-£30 so worth looking!

what I've found is that if your car is too old than the insurance is also higher, atm the sweet spot is 2008 cars

Can you do a video on secondly traffic lights please?

Thank you

Black boxes wouldn't work in my country because it's more dangerous to stick to the speed limits when everyone else is going double it 😂

I’d bet getting a black box would save you money on fuel too. It’s essentially encouraging you to drive smooth.

BE CAREFUL not to heavily quote insurance companies. You WILL get black listed. I was messing around with a fair amount, and some times it would increase a lot which I didn't understand why. So I kept changing and eventually the cheapest companies stopped giving quotes to me... I dont know if it can be revsersed

I’m going to uni in around 6 months can I get an insurance for less than a year

For the rare cars it’s true bey For 2.7 V6 coupe SE. and I was like 6months new driver costed me 780£ for entire year.

My friend got insurance for his car then a week later he got an email saying the insurance company wanted to see it's vo5 then a few days later they emailed saying he had to pay £80.00 more no reason given . He basically gave them the same info when he filled the form out the first time, cna they get away with that ?

With your very last tip, be careful - the exact same car, but with different reg plates, can cost way more or way less. I see this a lot, with the worst I've seen being two identical Suzuki Swifts where the same company offered £992 for one but about £1800 for the other. I think they look into the history of that particular car and go off that

So is the black box kind of like the Otimo app, that tracks your drive and tells you how good your doing? If so that’s good. Also you need to declare any mods on your car, I have a ramp for my wheelchair and you need to tell them about those to, even down to stickers/decals can up your insurance!!!

How does that affect my insurance premium

I found mileage doesn’t really affect my insurance cost I put 12000 miles then I put 15000 miles and I got the same quotes at the same price

Love video

thank you so

21 years old, monthly pay is £170 et4 125cc

Man I’m getting 7k+ and most places say they can’t get me a quote I’m really losing hope

What happens if YOU are driving and have an accident in your car though? If you add your mum for example, Is your mum penalised in any way by being named on your policy. Does it have any impact for her insurance or NCD if your the driver? Or does it only impact you if you had the accident?

Would doing a pass plus course do anything significant to your insurance quote?

The winks told alot😂😉

When I was doing my theory it said that 3rd party insurance was mandatory, it never mentioned any other insurance types. Interesting

Black box didn't really reduce my insurance by much, for a 1.4 Polo I was quoted £1.4k with a black box and £1.6k without

What can happen if you are the main driver of the car but you put yourself as the 2nd driver and one of your parents as the main driver?

i liked it

Thanks for support Francis 🙏

Very hard to pass in uk and expensive to have a car. I had over 100 hours of driving and still not have the skills to pass, lots of money spend in this country.

Im on a black box and im paying 500 a month for a corsa 1.2 i dont understand why ?

how does this work for new mature drivers?

I ask What is this algorithm for working out the policy? Second, if I have given 10k estimate and in 3 months I have not even used 200miles meaning I may not be using even half at the end of the year all things being equal, how much can this reduce the insurance the next year. As a comment a blanket approach doesn’t sound like giving people all the room to get a quote specific for them. How another person drives affecting everyone else’s insurance?!?!

Currently looking at insurance, 5 years driving, 3 years NCD, 500 miles a week for work, insurance group 13 car. I was paying £82 a month for the past year, £64 a month the year prior, the insurance tried sticking me to £195 a month. Ive gotten them down to £150 ish but thats still shocking. Any advice? I do have my mum as a 2nd driver

I’ve found out that newer cars have cheaper insurance than older cars

What if you're a new old driver like me???? New but mature lol

Not all of us builders are shit drivers but fuck me they wanna do us in on the prices, I’m currently down as a maintain man on mine

I have just passed in December 2023 but I have over 20years of driving experience

I can't even pass my theory test never mind get cheaper insurance

Are you mind readers cos Iv been looking for insurance 🤣

insurance should be banned

Don't say you park on your drive Get your policy to start 3 weeks later Play around with job titles

just buy a beater car for your first.

Love video