You suck at saving money. Let's change that. 

Please share your own money saving tips below this video! Use the code RU-vid at checkout to get 20% off our financial freedom course and membership: jointheorder.co/

From age 16, my mum taught me to save 50% of everything I earned, so every time I have a salary coming, half of it is transferred automatically in my savings account. You wouldn’t believe how easy it was to live on half of a salary, even though I paid a little rent to my mum. I’ve saved so much money by the time I was 20 and ready to travel the world. And I did. I worked a lot outside of my studies and managed to get student financial help sometimes, and always saved half of it. Thanks Mum!

Myself and my partner started doing no spend weekends to challenge us to save more money. It’s actually become one of our favourite things. Finding fun activities that you can do for free that weekend. Examples: volunteering, exploring, hiking, board game nights, replaying old video games, trying a new recipe with only food from the pantry ect

When I turned 30, I realized that consumerism only led to short term happiness and debt, whereas saving and investing led to a more lasting happiness. And that’s what motivated me to stop spending, start saving and smothering debt. I made mistakes, but learned from every misstep.

It's so much easier to save money when you have a plan for that money! When you have a plan for it, your money wants to stay with you. Saving up for a specific goal gives you a good reason to not waste money on things that are not of value in your life because you know that wasting money will bring you farther away from the goal you want to attain!

Personally, to me saving is like a videogame: I'm collecting points that I can be proud of to fight the final boss later on. I always enjoy putting it aside, no matter if it is a tiny pourcentage or a bigger one depending on the month, and I feel so rewarded when I count this money. It just gives me pure endorphins!

I had to work in a retirement home for a few months (I´m a nurse) and it was so highly shocking that I said to myself: I never want to live like this. I want to be able to get a qualitative care when I am old. It sucks but it is true: You get much better care when you can afford it.

My neighbour (family friends of ours who are very financially free) always used to say “I got a bill today!” with a level of happiness - when I asked him “why are you so excited about a bill coming?” he said “because I can pay it, and I remember when I couldn’t” That hit me! It’s that mental switch isn’t it?

I started saving money well because I was tired of the life I was born into and wanted to be free to create and live. it worked!

I simply started with 1% allocated from my paycheck to a separate account and increased it by 1% each month until it hit 60%. The gradual transition allowed my mind to catch up to the lack of funds in my checking account. The relief I felt by being able to “spend” what was in my checking removed judgement.

Going sober really helped me get emotionally attached to saving/investing. It was like a switch flipped - the mindset changed to "now I'm looking after my present & future self by putting aside that money I'd otherwise spend". Funny thing is, I'd often use drugs to take the edge off - money being a huge stressor - now I don't worry as much, instead just keep saving & being sober. I've hear its good to substitute one thing for another. Now I'm hooked on pursuing financial freedom!

Re name your second or third bank account (savings account, where you actually save). Name it something positively enforcing like "owning my own freedom" so when you look at the digital statement it reads as transfer to 'owning my own freedom' or 'my home that I own' so it doesn't feel like it's been taken away from you.

I love how you're blending your filmmaking skills that you've used in your main channel into this one! Bravo!

y'all, so this is what worked for me: 1) reduce my expenses and use the money that I am saving from lowering my expenses to pay off my debt 2) finish paying off my debt 3) saving 4) saving enough to change my life/job 5) change my life/job, but still live frugally.

*"It is not how much we have, but how much we enjoy, that makes happiness." Charles Spurgeon*

I started prioritizing saving after reading The richest man of babylone: it says that a part of all my earn is mine to keep.

The only purchases that I enjoy making these days are high quality items that I know will retain value. Escaping the consumer lifestyle and saving/investing instead is so freeing.

What forced me to change from a spending to a saving mindset was literally writing out every single transaction I made into a spreadsheet. I have it set up in a way where I can see what my monthly savings will be after all of my payments are taken out, and it decreases every time I spend. And I don't want that number to go down much so I just don't spend! Seeing the numbers out in front of me like that can really help me see where I can cut back to keep the final number high. It works for me at least!! & also tbh your videos helped a TON with mindset. I definitely had the money = bad mindset before watching your videos & now I lowkey love money and spend it ONLY on things I truly want after thinking about it a long time.

I love this video!! Once I got SO sick of having debt and living paycheck to paycheck, I just made it a priority to get RID of it so I can someday live so much for freely and happily in the moment! I started with $250,000 USD in debt (mostly student loans) and am now down to $187k, have my first investment property and plan to be debt free and semi-retired in 4 years!😄🤞🏼 I’m also documenting the whole journey here on RU-vid to keep myself accountable.🙂

Started as a "one step at a time" vision for me in 2014. I prioritized attaining my goal, i.e. buying a new laptop, and then as soon as I achieved that goal, set another one IMMEDIATELY. Okay, got my laptop, now I need my first car. Okay, got my first car, now I need approximately 5k to 10k to move out of state and have a cushion while I enjoy life for a lil 2 month vacation and THEN look for a job. Okay, then once that's done, I want an apartment, so I need money for a down-payment for that. I by NO MEANS am a saving expert. But I do feel I am more financially free than MOST of my friends. Not at ALL where I WANT to be. But I am gradually working on it. My next goal is top surgery, which is approximately 10k, then it'll be a new vehicle ( mine's falling apart ), and then it'll be a down-payment on a house. A house will help me save more money than apartment rent, so then I can save quicker, and work towards my goal of being financially independent through my craft: Art.

Something I find helpful is putting the price for things into perspective. If I earn x amount of money in an hour, am I willing to eat out for lunch every day and spend one hours pay, or do I pack my own lunch? How we value items and contemplating the price of things gives us our power back. When we never question, we merely consume.

Here are my 10 extra tips to INCREASE your daily manifestations that I’ve learned over the years..👇🏾 1. Practice gratitude every morning. When you wake up, list everything that you are grateful for and feel that gratitude in your core. Feel free to write things down in a journal so it is easy for you to remember. 2. Replace your negative thoughts with positive ones. Every time you feel a negative thought coming on, make a positive spin on it right away. 3. Take ownership for things that happen in your life. It's easy to blame others however you will feel much better when you realize that most issues stem from us. 4. ALWAYS believe that good things are about to happen. By being open to new possibilities you are inviting abundance into your life. 5. Remember that like attracts like so you get back whatever you put out, whether it is good or bad. So do good AND received good. 6. Meditate for five minutes a day. During this time focus on how you want your life to be; but place your focus on how you feel AND feel that feeling as if you have already accomplished those goals. 7. Step outside of your comfort zone. Stop playing it safe and make that decision to finally go for your dreams. 8. Focus on activities that make you feel truly happy. When you are truly happy you have the best vibrational frequency to manifest your desires. 9. Avoid the naysayers and surround yourself with people who only lift you higher. Downers will be downers, don't let them drag you into their misery. 10. Don't be afraid to dream and know that you are always supported by the universe. Hope this helps! - Your Friendly Neighborhood Coach ❤

During my early 20's, things were rough but I was still lucky that I live with my parents and had minimal expenses. I was also lucky that my first job paid well. Because of that, I was able to save 70% of my income. I know 70% is unrealistic for people who have a lot of unavoidable expenses but key is to really minimize your expenses and delay treating yourself starting when you're in your early 20's

I'm an artist, so delayed gratification is a must for us. Until the final stroke is done, everything looks incomplete.

I got serious about saving when I found my passion of art and realized that it's what I wanted to do. I started saving so that I could leave my 9-5 job and it has saved me a lot of anxiety now that I'm a full time artist. What I've done that worked for me is having an excel sheet listing everything that I make and spend. Savings were part of my spend list and it was on top of bills. It doesn't mean that I saved more than my bills but I made sure to pay myself first every time I got paid. It has become a habit now and I can't imagine living the way I did before I started saving :)

A savings tip I've implemented into my spending is if I see something I like and want to buy, I do not buy it instantly to satiate that instant gratification. I will wait a few weeks and if I am still thinking of and do actually want that item then I will purchase it because I can see that it wasn't just an in-the-moment response. I also tend to buy online now because I have the chance to search for and apply discounts I wouldn't otherwise be able to use in person.

Since Sorelle mentioned you should create a habit for saving money, I would highly recommend the book Atomic habits cause there you can find some usefull ideas for saving money and for creating habits in general :)

Motivator: Inflation. Learning that purchasing power decreases over time. Rather than spending, learning that investing can outpace inflation - and seeing the gains plus dividends overtime - were significant motivators.

While saving actually never was a problem for me, your videos are always inspiring and you didn't disappoint my expectations. Here is my tip: Finding the balance between spending and saving requires to know why you want something: Because you truly want it for what it is, or because of what it symbolizes for you or perhaps for your environment, or because spending itself is the joy by causing a feeling of temporary gratification? Reflective thinking requires the unpleasant acceptance of personal weaknesses, but also allows to know and reach your goals by building a path that does not conflict with your nature. Now if only I could phrase that as cheerful as you always act.

That cozy warm outfit though.

I laughed so hard with "how on Earth is saving so boring" because it's literally my financial habit that I find the most pleasant and that keeps me motivated to be responsible for my money. I literally have fun thinking about the next transfer i Will receive and thinking about how much more Money Will go into my savings account LMAO

You are amazing. You changed my life so much and I'm so excited to see you continue to grow and share you knowledge with us. Gratitude, Sorelle.

The 10% rule is the best way to go! Just by being such a simple principle - it changes the whole perception about money. Super easy to do - super exciting to observe. It opens the door to a world where you want learn how to control of your finances, save and get the best out of your situation, no matter where you stand. I started to apply it when I was dead broke and it has changed my life ever since. For that - thank you Sorelle and of course “The Richest Man In Babylon”.

sorelle!!! i forgot to tell you!! I finally made my Patreon with the inspiration of one of your videos as my fuel and I'm making thousands now just a few days into it!! thank you for the inspiration and also thank you for the advice to price yourself higher!! I did it and it worked well!!

I started prioritising savings when I discovered “the great barrier” and how exciting it’ll be to (mindfully) spend interest from my savings from the other side instead of spending the principal that retains that great barrier. I also to refer to savings as investing because there’s a more substantial sound psychologically to investing as opposed to savings for me.

SAVING TIPS: I use saving accounts with very specific goals, so some of them are, gifts (because I like being able to spend money on them whilst making it creative), good cause (speaks for itself), only me (so money 100% for ME), health care and rainy day for when I might need it. In 2016 I really wanted to go to pentatonix (acapella band) and I also really wanted to go VIP and those tickets were more expensive so I saved like a thousand euros for that which was unnessecary but I got SO excited that it was just fun to look at that number grow. I also have 2 savings that I can get money out of, because I never have money on my running account so I always have to 'get' money that is meant for my things from the savings that were meant for it. So, I have groceries and I have piggy bank and the grocery one is kinda obvious but the piggy is for travels with the train or a quick bite to eat or something else. And it's funny because most of what sorelle said I already do. I pay bills first and save and divide the rest into my specific savings. Not having money on your running account makes it easier to know where it goes because you always have to take it from somewhere and because of that you're more aware to what you spend your money on. And how much. You want expensive shoes, make a savings account and name it those shoes and see how fast you have them. My bank has this option in an app I can't say you do too but definitely check and otherwise call your bank to see the possibilities!

Thank u so much! This is so inspiring! I’m in the tiny beginning of my journey. I just received my first pay check with a lot of money compared to what I’ve earned until now - enough money to not be struggling through the month. I’ve seen a few of ur videos before and when I received this pay check I knew I didn’t wanna do the same thing I always do and adjust my spening to my income. And after watching a few more of ur videos it’s becoming so obvious to me how unsustainable it is to have these habits I have and sell my time and not to upskill and sell that instead. So thank u for helping me open my eyes more to my unsustainable habits, to the dynamics of society and my potential and power 🙏❤️

Great breakdown of the pleasure vs pain dilema. Truly one of the hardest things to overcome but one of the most powerful!

I got into an MLM , I'm no longer in it but they taught me how to basic budget and financially plan and set goals . They got me thinking about how being financially set up well would help not only me but my sick mom and the rest of my family , I'm fortunate after loosing my childhood home a few years back and almost becoming homeless to live with grandparents and save money ,I work just about 24/7 but My goal is to save 10,000 a year and buy a house in the next 5 years . I went from nothing to working to meet as many goals as I could set for myself . I also have worked my way up to making more money but haven't really changed my expenses to match which helps me save , a strong budget and a plan can work miracles , especially if you wright it out often even just for fun . 3 month plans, 5 years plans ect. Are Game changers . You have to have a dream and a reason , something you picture paying off after you sacrifice a small bit . Love your videos!❤️

Your new intros are awesome Sorelle! :)

I love your attitude and your fashion, soooooo charismatic and random. Thank you so much for the knowledge you share with us.

This video was released on my birthday and it is my favourite video. I love you and your content! 💓💓💓

Here's something to keep in mind. In the USA, there are so many people who hate their jobs. So many people get depressed on Sundays. Or their health might suffer from all the stress. But on the other hand, if they live frugally and save as much money as possible, they can leave these bad situations since they have that cushion.

I read a quote, “ i want to be so financially stable, that G_d uses my pockets to bless others.” I come from a single parent household. Where my mum sacraficied the little that she had for me. the motivation behind my wanting to save and learn to invest is to be able to look after my mum in her retirement and pay it forward to the charities and organisations that are working to make this world a better place. ANd to travel.

Your vids are slowly turning a notch better with each posting in eye candy and content quality. Keep it up.

Love that upbeat positivity and cheerful intensity of yours. Watching your clips is like a relaxing meditation.

I am only at the beginnings of my savings habits journey...but what changed for me were a number of things, (over a decade).. getting to experience better mental & physical health services, (dealing with the source issues) and I as finally getting into perimenopause & the changes in my hormonal cycle saw my finally bring able to save money a bit longer each time.i am still in the early stages of this, but being on the cusp of menopause has helped me significantly.

I used to be absolutely horrible wit saving money but my mindset has changed recently as I began to set myself little goals for saving. i almost made it into a game and now saving is so much fun watching my account grow bigger and bigger. I have nearly saved 10k CAD playing this little game, and will definitely set another goal for the new year to save another 10k even sooner than October! I’d love to see how these vision boards work as I want to eventually buy a plot of land but don’t even know where to start with this goal

Ms. Sorelle, you are a doll. I enjoy your information. Your voice crushes ! Thank You so much. Even my Alexa has an Aussie accent. Love it.

I'm an aries moon too. We're not so patient and demand things fast, but you did it. Thank you for being so real! I have hope

i don't save in a bank, i drip extra money into my crypto investments, but i decided that hustling hard won't do a thing to change my predicament until i hustle at building for the future. i was already a minimalist of sorts, so i didn't need to cut back much. momentum grows painfully slow at the start, but it speeds up as you get further into it. you just need more patience than you think you will need in getting the foundation built in the right path. great content and fun to see you acting up a bit. 🙂

I started by reading books, hiring a finance consultant to manage and start saving money - It completely changed my life and I also started to learn and doing it by myself

The one thing that I took away from Robert Kiyosaki years ago… pay yourself first… and that’s how I learnt to save… also learnt early that pay off the credit card in full every month… so you can have credit card for convenience but never get into unmanageable debt!! Love your videos… you have a lovely practical inspiring vibe!! Power to you!!

I, for one, just got SICK AND TIRED of being in debt and more often having more month at the end of my money instead of money left at the end of the month! So I HAD TO make some sacrifices and now I am on a MISSION to help other people with their money, money habits and relationship with money!

@Sorelle, I decided to do this. This thing of my business. Started saving. Planned some goals. But I still have doubts. I'm a beginner graphic designer/illustrator/artist (let's say) and there's so many better ones out there. I don't know how to sell a product which I don't really like myself. I mean, it takes me like 24 hours to see that I don't like the stuff I made. I know being a millionaire isn't gonna happen overnight, but I'm just sooo concerned about the fact that I really... don't know what I want to do. And if I'm able to create beautiful, desired stuff. I put my schedule - updating social media and all of that but then my "Goal" section is really vague - I don't feel like I have the skills needed (drawing and so on) and also I don't feel like my ideas are worth anything (and they are not really unique) and I just feel like a mess. Any advice? ... Anyone? ;^;

Hey Sorelle, I looooove your videos and energy! What do you think about the book "rich dad, poor dad"? I have some mixed feelings about it. Some great advice, but also sometimes sounds like seeling your soul. Not caring what you do to others for profit. I love how you stay true to yourself and try to rather have a positive impact. Much love 💚

One of the things that help me save the most currently is being emotionally invested in how much security and freedom money gives and how void of anxiety I am when I know I have enough in the bank, in case something happens and I need it or in case I want to reward myself or do something nice for others. I'm frugal AF, especially at the moment, when I don't have a high income. And it's become a bit of a fun challenge to find ways to save without jeopardizing my health and overall wellbeing. But I also grew up with an incredible grandmother who always taught me the difference between luxury and necessity. So I always ask myself how much I need something and why. Gotta be careful with that too, though, so I don't overlook things that I do need but may not be as obvious if I get too stingy. Thanks again for another great video! Love how you go about all this!

Thank you so much for your videos Sorelle! Last year I started a money group for women in Playa del Carmen, Mexico. We spent a lot of the first meetings talking about emotional blocks, bad spending habits and saving and the resitance towards it. Now after a year we have all made giant leaps in our careers our relationship to money and our talks now are more focussed on investing and reaching our life goals. Women like you and Selina Gray (mine'd app) have really inspired us and given us amazing guidance. Having a group to support you, especially women really changes everything about how you see money and it releases a lot of the shame of making bad financial decisions in the past. I really recommend it! Thanks again Sorelle, you are helping so many people!

You are getting so creative with these intros and I am here for it 😂

Started saving when your first video on this channel came out. I am really suprised with the results already and have no intention to touch this money until I have a good plan. Thank you! 😘

You are great - you're money videos are just getting better + better!

Lovely Sunday morning here on the top of mountain. So instructive, helpful and inspiring watching your video. Cheers from the top of the mountain.

Finally a video you made on the finance channel where you’re yourself! Absolutely nothing wrong with other videos on this channel but I was glad to see you being much more comfortable making videos you’re so good at, even though the expectation on a financial channel could be more “professional”. Love the originality.

Hey, I couldn't read all of the comments, so most probably someone has already mentioned my advice, and it is kind of similar to the first reason why Sorelle could start saving money. I grew up in a household where we couldn't always afford everything we needed, so we had to make sacrifices. I wanted one day to be able to live free of fear that something might go wrong, I might lose my job, and have no money and be in a situation similar to my childhood's. The other thing is just my freedom, which is the most important thing for me, I don't want to depend on anybody for anything. This is why saving money is a priority. Plus, you can still buy new amazing stuff, and have savings, it's about planning and conscious shopping. I hope this helps, cheers :)

In med school, im always happy to learn from your channel so that as soon as i start making money in 3.5 more years i will know how to handle the money immaculately

Thank you for sacrificing your warmth for content and entertainment. Your energy just blasts out of the screen, great way to start the day.

Mine was growing up with parents who always had money troubles and stress around it. In college I was very broke for the first couple years, but then I decided since I was supporting myself, I should really try to learn as much as I can about personal finance. From there I became a little obsessed and now I’d say I am quite well off thanks to me going out and understand the system I live in.

That was a FANTASTIC opening, I was thinking our Sorelle is stretching herself by getting in some acting, impromptu, dramatically minded scenes. So seeing the deserted tractor, thingymajig digger (with the flat tyre) and imagining it to be a Martian landscape IS the first step in the creative process as a Method actor. So act on girrrrl!! You said that was one of your dreams to get into acting so this is it.

I'm in CODEX but I'm always waiting your videos on tuesdays and thursdays. I think there are great and with huge value. THANK YOU 😁🙏🏽

This video was perfect! let's keep this discussion going 👏 👏 👏 I've been watching you for months now and I have witnessed how we have both grown. Well done Sorelle!

I just found you and I'm sooo glad. You've renewed my need to save. I'm gonna give this a go. Thank you for your advice.

I’d love a video about your journey with having to incentivize yourself when you’ve been in the saving mindset for so long. I save 75%+ of my income which I’m grateful I’m able to do but I almost have to convince myself to make purchases. Almost the polar opposite of ‘normal’ savings issues!

Awesome Sorelle, loved it! I can say I am not the saving person, I usually used all my salaries on travelling, personal growth and fun, not consumerism, but experiences and at this age now 35, I am starting to change my money mindset and really appreciate your videos in this new journey!!! I can see and understand how I can do better to have more financial freedom and become more financially abundant!

I'm from Argentina and since I was very little I started saving (my family encourage me to do it) in USD, and saving in a stronger currency really helped me because it's way more painful to change that money back to pesos, and then spend it, and also there's a lot of loss in value in changing it back to pesos. I also always wanted to live abroad and travel and the goal of having from 5k to 10k available for that first big jump was a HUGE motivator, every birthday or holiday I asked my family to give me money to keep on saving, instead of presents that I would not really use or enjoy. If I ever wanted something specific (a computer, a phone) I would talk to my parents and either work for it or help them in some way or capacity so that they could help me get it without touching my savings. The key is to know that YOU CAN MAKE MORE, be creative to find those opportunities to either save more or make the amount you need for X item or experience, instead of using what you already have saved. That money is untouchable.

I started prioritizing my savings since I was a kid. I think it was a habit of mine and when I became a teenager, I realized that savings skill is not a norm, not everyone has it. What works for me is tracking all my expenses and income. My pain is that I don't wanna be poor (as horrible as it may sound lol). My pleasure is that I wanna travel and retire early. Btw, thanks for your videos Sorelle! I love em so much, and you too!

Through the process of natural healing and becoming more present & aware, also slowly embracing a more minimalist lifestyle - I’ve started enjoying saving and making budget and writing all expenses down!

Saving is important, and everyone should have a certain amount in an emergency fund, but it makes more sense to pay off credit card debt over savings. First, get out of debt. Once you are on track to reduce debt, then skim a bit to the side, and every time one bill is paid off, take the money going to that bill and pay that much more on the next one. Although prioritizing the highest interest rate debt makes more sense from a financial point of view, working on the lowest balance debt means you will pay that one off faster and getting that dopamine rush from making the final payment is pretty nice too. So, highest interest or lowest balance, picking a method and sticking to it will lead to success. And even a couple of bucks a week in a can as emergency savings will add up.

Thanks so much Sorelle! Don't stop making these vids! I need you lol

I use the money jar system to manage my money. So I'll split my monthly income into 55% - Necessities, 10% - Financial Freedom (savings for investments or something to grow your wealth), 10% - Education, 10% - Long Term Savings for Spending (for when large expenses come up eg. Buying a car, to replace a fridge etc., 10% - Play (coffee outings, treats or adventures) and 5% - Give (giving is an important one no matter how much you earn, we need to give to others without the expectation of anything in return).

Hard to think about saving money when my main focus is to actually start building an income, gotta take it step by step I guess!

Such a great video thank you ❤️ traveling changed my mind and also how much I consumed. Living 3 years out of a backpack which got smaller and smaller throughout that time made me realize that I didn’t need all those things, because our real happiness comes from how we choose to feel, from the inside and not dein external things.. 😊

I loooovve that opening! Do more of those. That shows your artistic side, lets you show your competence about interesting and professional video creation and gives me joy!

I'm so happy you made this video! thank you!

Love your new style, Sorelle! It's so great you mentioned the society 🙏 because as soon as I listened to people like you, started my entrepreneurship journey and read the financial literacy books I WANTED to share emotions with my friends how AMAZING it sounds... But 👀 Surprisingly, they say they are "living the moment" spending their whole *salary* right away, and are "motivated" by the loans they take in advance to buy useless passives. To me, that's not motivation... That's a chronic pressure, stress and fear they create themselves. I can't find like-minded new surrounding yet...

I horrible at saving money, be t you are inspiring me. I finally have an extra few bucks to start a savings account. It's not too much money, but enough to get started. I think I can do this!

With me it was the mind-set I changed 180 degrees. I was fed up being broke and limited in my life. Everything just flows, when you ask the Universe. I write twice a day affirmations and they become true.

I just set little saving goals, and once I hit that goal. It gives me some sort of peace. I liked the peace, some people would call it security, anyhow. So I kept setting the little goals and it has helped me

Some banks in my country have goal setting functions in their apps. I found setting achievable goals helpful for monitoring how much money I'm funneling into each of my accounts, and once I reach the goals, I'm not done, I just set the goal higher. This helps me stay in the mindset that the money I'm putting there isn't for spending anytime soon, but for the purpose of building wealth. This is a farcry from my week to week lifestyle i lived even a year ago. You're mostly to thank for that.

I've always been a saver, I think I'm just naturally a saver, but my parents also played a huge role. They would talk to us about money, and how important it was to spend wisely, ever since I could remember. Then the times I would go and spend money like crazy on dumb things I would always get this gut wrenching feeling. Also, I find so much joy just staying home with the wife and doggies. Also using my computer or phone.

I had become good at budgeting and saving due to being a poor student with no financial support. Forcing me to plan in detail not only spending, but also, how many hours i needed to work each week/month/year to pay for rent/bills/food and study materials. It included saving money when doing extra long shifts during student holidays to then work less during exam prep. It gave me a really good understanding of the difference between a need and a want. Therefore, once I had better income, I could save loads.

I started getting better at saving when I saw more than 100,- in my savings account (I'm 17, and that was my first salary, I put it all in my saving account) because if it was lower than that, I kept telling myself "well, there's only 40,- in my savings, I might as well spend it; it's so little". also forced saving, which sounds horrible when written down like that, but it was nothing more than refraining myself from buying basically anything for three+ months. and lastly, I'm saving up for a very specific something (currently photography gear & school), that helped me too.

I loved your intro. What helped me to enjoying saving is Robert Kiyosaki and Bodo Schaffer’s saying: pay yourself first! So you save as soon as you get your income, and spend the rest..

No matter what video of yours I watch, I can honestly say I adore your energy, and I love all of your advice ❤

Fantastic idea on having a physical representation visible like precious metals. That resonated with me instantly. Great tip!

I love this video, Sorelle. Thank you so much. I'll start my 10% pay-yourself-first this month; though I had heard it a million times I had never been motivated to start until now. So thank you!

Like you said, saving is boring. What helped me was investing in stocks instead. Every month, I'd take a portion of my income and buy some shares. The cool thing is you don't need a lot of money to do this. But even owning a single stock made me feel like I owned the company. I'd receive annual reports in the mail and really feel great. It was fun! Something else that helped was giving my stockbroker post-dated checks (effectively a direct debit). That way the only decision I had to make when the time came was which stocks to buy. Which was cool. Made me feel like Buffett. One more reason to invest rather than just save is that most savings accounts barely pay enough interest to cover inflation. So you'd be losing money if you just leave your money in the bank. On the other hand if you just bought an ETF that tracked the market, you'd definitely make more than inflation. So, don't save. Invest.

Thank you! Looking forward to the vision board video!! Your content helps me so much and I'm grateful for you sharing your wisdom.

Started out saving as much as I could into super. When you are young, the things you want are cheaper than those that you will want when you get older. Salary sacrifice had a lower limit when you are younger so each year I made sure I would hit the allowable limit year on year. As my salary went up, my super would go up. Also, I did a goals book/excel sheet. I would write my goal and when I wanted to achieve it, and then work out what I need to save out of each pay to achieve this and balance living expenses. Each fortnight I would tick that off and it showed a visual progression of success. I just hit 42 last week, I have 3 houses, 6 cars, and 7digit super account plus a happy family.

When I was in high school in the 70s. I had 2 house cleaning jobs a week. Every Saturday I walked down to the bank and deposited my $9.00 into my savings account. My brother needed money at one point and he sold me ten Elton John albums for $10. Sadly I have not kept up my savings like I started out doing but I am getting back into the habit.

yes please keep warm and teach about the making of the vision board