I started this channel in October 2020 to share my journey on making the most of my personal finances, lifestyle, and home life.
I hope to inspire others that you can make smart financial decisions that take your future into consideration all whilst loving and enjoying the life you live now! It's not about either-or, it's about finding a healthy balance between it all.
I hope you enjoy the content I share on this channel :)
You can also find me: Blog: www.financedee.com Instagram: Finance_Dee Twitter: Finance Dee
Is it possible if director is from Canada and business is registered in uk base company as LTD can open monzo account? Secondly person is not in uk so there is any issue to open account what I understand that not to use vpn. Appreciate for ur assistance for opening account. Thanks in advance 😊
I've been thinking about getting into blogging/freelance writing and wondered if you had previous experience or qualifications that helped you get your monthly guest blogging job? Do you always blog about the same topic i.e. finance or motherhood etc? How did you choose what to blog about? If you have any tips for someone starting out that would be really helpful and any websites you'd recommend for finding jobs. Thinking of doing a Udemy course to get something under my belt as it were. Thanks.
Hey 😊 I didn’t have previous experience writing blogs but I have always enjoyed writing and always wanted a blog. One amazing thing about putting yourself out there on the internet is opportunities start finding you. I generally blog about finance topics that are relevant to the time or something of interest to me that I feel I can talk about. I haven’t gone into motherhood yet but honestly would love to as that’s now a huge part of my life of course. An Udemy course is never a bad idea. But my biggest tip is to find a way to put yourself out there, network, and be diligently looking for opportunities.
Hi Dee, hope you and the family are well. Just wanted to say we your fans haven’t seen any RU-vid content from you lately. Please come back. You’re sorely missed ❤
I so appreciate this message! ♥️♥️♥️ I do GENUINELY intend on coming back in the near future. I just need to finish a project first and then I will be able to get back to recording, so please stay tuned 🙏🏾 😊
In the 'why' part you mention because of the fund choices, and the low fees but you stay in one fund and don't say anything about the fees you saved, making me unsure about exactly why you did this. Please don't take this as criticism, I still think it's a useful video and like the way you're using real figures and showing us screenshots, I'm just wondering how that fund compares with the one from your employer's pension.
I did it as the overall fees were lower with vanguard (cannot recall exact figures at the time of recording) and I really wasn’t impressed with the fund choices with my employer pension. A little confused with why those reasonings make you unsure.
Thank you so much for all the great advice! I had a question- for all the lovely pots you made to budget (Gifts Christmas Holiday Giving fund Baby Car insurance Home insurance Pet Pampering (nails) Takeaways) How much of monthly income, percentage wise, would go towards each pot? :)) cheers !
This would vary VERY much according to peoples personal finances and circumstances. But if you’re just curious to know what it is for me, these pots are around 10% of my income, excluding my giving and holiday pots as these can be quite a lot depending on what’s going on. Hope that answers your question 😊
@@FinanceDee thank you so much! That for sure helps😊. So do you suggest distributing the 10% across all pots? Or 10% of income for each pot? And how much of your income would you suggest goes to savings? I’m trying to live by the 50-30-20 rule and am trying to input your suggestions of distributing pots from income within the 50-30-20 rule so all help and guidance would be much appreciated :))
@laurahihaha I don’t actually suggest anything as it will really depend on personal circumstances, I was just sharing the pots are around 10% of my income. Instead of looking at all the pots as one, maybe try looking at them according to your 50-30-20 rule. For instance, fun money and pampering would be a part of wants so should be within the 30% of your income allocated to that. Car insurance and home insurance would be a part of essentials (50%) and giving would be a part of financial goals (20%). So you would still need to make sure you’ve got enough budget for all the other things in those categories as well as your pots. Hope that helps!
'mentioned about perhaps sharing any regrets' pleased you asked, as I was just thinking the same and was looking for that video too! Hope to watch it soon!
Your RU-vid channel is amazing! The content you create is instructive and informative, The production quality, creativity, and passion you put into your videos are evident in every frame. you are keeping me hooked with every video. Keep up the fantastic work, you're doing a fantastic job! 😊👍
They are out of the market for about a week only it seems. It’s not very clear to be honest, but definitely not the entire time the process is on-going.
The only way I can see this is happening is if the nursery was to refund you and then you process the payment again. The scheme won’t back pay you unfortunately as you need to put the childcare fees through the online portal.
Haha yes! Funny you say that as I just completed a product switch and am going to make a video about it 🙂 planning to have it up either this weekend or next so stay tuned!
It's an informative video, but it would be great if you made a list of links to the products you bought, or a list of their names. It would be much easier to find it 😊
Thanks for the video really helpful and informative. I have a doubt if you could please clarify for me. For instance I have purchased a flat for 300,000£ and have put up a 10% deposit (30,000£).Now I get 2 years fixed term mortgage and let’s say I pay 1400£/month. Now after 2 years if I wanna remortgage and buy another house of 400,000£ and sell this one, then how much will be my mortgage value on the new house and will I get my deposit back? Just wanna know the figures. Thanks.
Hello. I can’t provide exact figures because there’s no crystal ball but the concept is if you were to sell the first house you would get whatever equity you have in the house at the time. Equity will depend on how much you have left on your mortgage and how much the house is valued at the time of selling. Remember, house prices can go up and down, so there’s no 100% guarantee that you would get all of your deposit back if the value of your house went lower than the amount you paid for it.
My goal is also to become financial independence in my 40's. I've learned so much over the last few years and love hearing FI plans similar to mine. Thanks for sharing.
Glad I discovered your channel today I was searching about Remortgage and you popped up. Sharing really is careing. Thank you for that. Good luck with all. ❤
Yes some of it we did ourselves (not plumbing, not electrics). Most of the kitchen (90%) was done by a kitchen fitter who was an all around handyman so not extortionate prices. Hubby did the last 10% of bits. I don’t recall saying in the video we paid £1,000 for plumbing, electrics, and kitchen fitting though 🤔
@@FinanceDee I think it’s high too, i have two almost identical quotes, maybe I need to find someone from out of town. (I live in a small town in the East Midlands)
I loved this! Definitely getting the pot holder and the under cupboard storage unit. Best kitchen is an organised and accessible one. Your kitchen is beautiful❤
