Welcome to the Everyday Money Guy channel! My goal is to explain money concepts in an easy to understand format and give the financial education that should have been taught in high school. I also cover major financial news and try to explain the parts that the major news outlets gloss over.
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So 30% on a credit card isn’t eroding your money ten times faster than inflation? Even in hindsight with high inflation and the markets doing well where do you beat 30%. If it’s a legit emergency you will carry that balance lose your ass.
I watched a lot of videos of compairing the difference between VTSAX and VTI , this video is helpful , thank you very much. But one thing no body talking about is their prices difference, as today April 18 2024 VTSAX is $120.56 and VTI is $246.89 , since they are very similar, why per share price is so different?
Im pretty lucky to work for a company that matches 10% for my 401K. So I contribute 12% and my employer contributes 10%. Im already at $55,000 is just 2 years. Almost there!
I watched several RU-vid videos on how to trade in the stock market but haven't made any head start because they are either talking some gibberish or sharing their story of how they made it and I do not want to make mistakes by taking risks in my own hands.
100%! I am going to follow your advice. For years have been hating the Credit Cards... After getting into several emergencies in the period of two months and in the middle of the tax rate and inflation crisis I reached to the point that I had no more emergency funds and was about to not make it to the end of the month, and I am very financial responsible. Was about to ask a big loan to the bank to survive and to replenish fast my emergency funds. Dumb dumb dumb. If I only had a credit card nothing of this would had been a problem. Now that I look back it makes no more sense to build a big emergency fund, a big waste of money to the inflation. Better to divide the emergency fund between a savings acccount and a credit card. I am going to follow your advice and put half of the savings account into some financial products.
@@christurner1431they do now . Cricket roams on US cellular and comnet. I was in the grand canyon recently and my cricket phone was roaming on comnet just like my mom's at&t post paid phone .
Dude make more videos! Just tell us how you process things and why you think that way about it. I stumbled on your channel today. I thought to myself “Omg this is how a wealthy Mind think” I was blessed by your opinions and transparency. I picked up so much gems. Thank you. Make RU-vid shorts!!
Cricket is shit!!!! Lately, they are making it impossible for me to make a payment. My only option is calling 611, and they charge 4.50 convenient fee. This is why they are making it impossible. So I am taking my business some place else. The dirty bastards!!!! 😡 😤
I know this video is 2 years old have you thought about doing an update? Are you still using cricket wireless? I am thinking about going to Cricket after 6/8 years of being with T-Mobile
Cricket Wireless is the same as AT&T starter. Price point with fiber 5 lines with AT&T is $112.50 plus taxes and fees. Less than $30 in taxes and fees, so less than $140 a month. Cricket is $125 no frills or $160 for 5 lines. AT&T you can get up to $800 sometimes $1,000 sometimes to get a new phone with trade in plus $200 per line you get a device and port in. So if you getting 5 Samsung S23 finance it for 3 years it would be $111.11 more on Cricket. So it all depends if you want to get phones heavily duscounted or pay full prices on smartphones.
Dogelon Mars is a doge-themed token project that aims to replicate the success of Dogecoin (DOGE) while piggybacking on Elon Musk's plans to colonize Mars. The founders of Dogelon Mars locked 50% of all the ELON liquidity in a Uniswap liquidity pool. The other half was donated to a wallet owned by Vitalik Buterin, the founder of Ethereum. Vitalik then sent the donated ELON to various DAOs and foundations, including the Methuselah Foundation, a non-profit medical charity focused on extending the healthy human lifespan. Since the founding team did not allocate any ELON to themselves, every token holder today either purchased the asset on a decentralized exchange (DEX) or received them as a donation from Vitalik Buterin.
Ive scoured the internet for info on the subject and i came up with close to nothing over the years. The reality is, the savings system is preached most because the overwhelming majority of people would rather save than to put in the work to improve income.
How would you know if something is index vs mutual funds in vanguard. Sorry newbie here. Theres so many products to choose from i just wanna invest my money and treat it just like a regular savings account where i can withdrAw without getting penalized. Could you pls help me. Thanks
Vakvi ymetnihki knigi imame vo strata kyha ito tyrski tapi. Za zemjata. Woe nawa zatoa imam znane iako nemam yheno familiata moja bila dobro zafatena reheno bila mohna zaednica. Ywte vo toa vreme kypie zetvarka koja rabotel a so cevgari. I ywte. Ə zatkyha. Vo selo. Kohe podam hevia slikam dae idite. Kupe a. E od bygaria