C1 has the best card earners tbh. You can have a 2x catch all, 3x on dining, groceries, entertainment, and streaming services for only $95 a year (Venture+Savor One). Their biggest issue is the transfer partners imo. If they had either Hilton, Marriott, or Hyatt + a domestic airline, they would be looked at as the best ecosystem.
Thanks for watching! If you decide to go for it, using our link supports the channel in a big way and helps us continue making new videos every week. No pressure either way! rdguarantee.link/Capital-One-Venture-X
Vx is seen hyped as a good card . I think if you take away not needing priority pass beyond the normal use of other card issuers and not using the 3 airports that have a C1 lounge much of the card isn't worth being excited about.
I think this is a good counter argument. It's the unlimited lounge access, the Hertz President's Circle, and other travel benefits that elevate the card. If you don't think you can/want to visit lounges 5-10x a year, the argument for other cards gets stronger! In this instance, if you don't really visit lounges you could replace the VX for the Venture Rewards for only a $95 annual fee.
They have airlines in the 3 alliances so you can easily fly on United, Delta, American, and Alaska/Hawaiian easily using points. Hotels are a bit weak, but Wyndham points also are redeemable at Caesars properties globally so there's that.
Great breakdown. The big point I’ll add missing is the gas category. That being said all my gas spend is on the vx so it gets 2x. I just think c1 could improve this even on the vx/venture family. In my perfect world I’d like to see c1 improve the venture family to be the ulitimate travel cards for everything in the us. Discounts/enhanced earnings at national parks/reserves, an rv rental partner through their portal, and even a cruise partner.
I really like your perspective, that’s a unique take on the benefits that cart could have that you really don’t hear a lot of other people talking about. That would add really unique value and make it the perfect card for some people
It's worth mentioning - although this video focuses on the Venture X in the duo, it can be replaced with the Venture Rewards card that also earns 2X on everything at only a $95 annual fee! While I think the Venture X is worth it, those who want to avoid high annual fees and don't find value in lounge access and other travel benefits may find this to be a better fit for them. p.s. It also has the same 75K mile sign-up bonus: rdguarantee.link/Capital-One-Venture
I think the Venture X is only worth it if you are only using the Capital One duo or don't have another luxury credit card. Once the credits start adding up from other cards, the $300 travel credit through the portal becomes a pain to use.
In 2016 I opened up my Robinhood account (an early customer for sure). But I kept other accounts in various other brokers during this time. Those included JP Morgan Investments, Merrill-Linch (BOA) and E-Trade. I recently transferred ALL of my accounts into Robinhood and it has been very beneficial, including the Bonus additions. Sticking with Robinhood and even own their stock as well.
Another alternative motive video without transparency. Clicking the Sapphire card link provides 10K bonus points to the OP if you're approved for the card. I'm willing to bet this card is not at all used and rather just hoping for the referral bonus points. Smart strategy- I just wish there was more transparency in the video...
First of all, thanks for watching! I do, however, consistently use my Chase Sapphire Preferred for every day spending. I even have a video coming out soon that highlights how I've used the card over the 1st year having it. And of course, the links I provide help support the channel financially. If you watch my videos consistently, I let viewers know that there is never any pressure but using those links are the #1 way to support the channel and allow me to continue to make educational credit card content.
Shouldn't you always start with the Blue? Take the sub and open a Gold later? Maybe even take an upgrade offer on the Blue the same day you open a Gold and double dip?
For some people, that would work great. Even the small sign of bonus is going to be a big opportunity to earn Skymiles for other people, it’s not going to be worth opening up another credit card as they consider things like opportunity cost, and application velocity
Thanks for this video. I am starting my own company and writing books - I know that I will need social media numbers and skills to land the book deal I want. I think the video answered my questions - but I will ask anyway. Will this course help independent business owners and entrepreneurs to build and manage their own social media presence? THANKS!!
I'm not convinced that you need to use the Dunkin, etc. benefits to make it worthwhile over a 3x card. I believe my household will spend $14000 on groceries and $5000 on restaurants this year. If the value of a point is $0.02 (and it should be if transferring to partners), then I would earn $1520 at 4x and $1140 at 3x, a difference of $380.
Thanks for watching! Yes, it sounds like you're just above the "breakeven" point. Those who spend what you do or more can in theory not worry about any of the AmEx Gold credits. However, if you are able to use them naturally throughout the year then you're saving even more money.
DO NOT APPLY. They offered 70 k sign up bonus and denied it later on because i had another AMEX card oped 5 years ago. No Lounge access. 1 free checked bag BUT !!!! it has to be MAIN CABIN NOT ECONOMY CABIN, in another words you dont get free bag ! Horrible card and i am closing it !!! Total scam..
Why do you say the Amex Gold's 4x benefits will never return the $325 value? If I spend only $4063 per year on groceries and restaurants (everybody spends way more than that), then the card pays for itself on that alone (assuming points are worth $0.02 each). $4063 x 4 = 16250 x $0.02 = $325.
I have read October is the perfect time to pick the cards up since the three months you have to earn your spending bonus will carry into January. However, the reason you want to apply now instead of closer to the end of the year is the welcome bonuses are elevated for a limited time only (until October 9, 2024). My questions is do you have to worry about have three billing periods in 2024?
Hey Joseph, you've definitely done your research! What do you mean about the three billing periods in 2024? The important part is that you time your minimum spend to hit in 2025. You want the points from the cards to come in around the same time in 2025 to hit companion status so you get it all of 2025 and then all of 2026
@@TheRDGuarantee What I mean about three billing cycles is does it mean 3 months from the date the card is issued or three billing cycles, my concern is if I get the cards on October 5th will say a billing cycle in October November and December call the rewards to be awarded in 2024 or can I do the last spending in January on say the 4th. I guess my real question is it 3 months from the date of issue of the card or three billing cycles required for the spending.
That’s awesome! We actually went to Puerta Valletta this summer and did the same thing. We didn’t do all inclusive, but that may’ve been more worth it because we spent a lot around the town. Chase sapphire gives great rewards. Keep it up broski & keep taking sweet trips!!!
If you transfer into Ally Invest they will cover the fees form the outgoing broker, but they wont transfer from a lot of brokers like Webull. Does Fidelity cover the transfer fee's from Ally invest?
Great video. I liked your content. I'm planning to enroll in the Digital Marketing course this week. I already have tech and marketing experience in the marketplace at where I'm employed at PepsiCo International, as a upper lead marketing manager. Thank you ❤
I have both, I just two tickets to Cabo for each at 19k miles round trip with a $44 pay… love Amex and love the video. Had 19k in miles and only needed to transfer over another 19k. Thought that was a good buy.
I have the little brother setup with the SavorOne and VentureOne. I am also a team with no annual fee. I looked at an article on nerdwallet, and they were saying if you spend less than $12,667/year on the card then its better to get the VentureOne which is my case. I cant lie though that SavorOne is my workhorse. I also have a navy federal credit card as well.
I'm 95% sure that does not.... which is really stupid in my opinion. However I've not reached out to Fidelity customer service to verify this for sure.
If your the right person for the Aspire it's S tier. Who's the right person? You don't get the value unless your actually staying at Hilton. Point values? Redeem 5th night free at higher end locations and get more than a cent a point. Giving true value for this card greater than 34%. Card x14. Hilton honors membership x10. Included Diamond status with 100% bonus x10 for x34. The question if you stay at Hiltons isn't should I have this card, it's should I have more than one. The $550 annual fee can easily be covered with the food & beverage credit. Making those who actually stay at these properties positive value greater than 1k for this card after the annual fee We have recieved Diamond status for a second room for our party giving us a combined $80 F&B credit per day. The Surpass with stay equally has positive value. Use of the stay credits or changed into gift cards for use with the Aspire. On its own could also cover its own Annual fee in just several several nights 2 person occupancy with the Food & Beverage credit.
