ലോണിന്റെ പലിശ നിരക്ക് 14%ൽ നിന്നും 7%ലേക്ക് എങ്ങനെ കുറക്കാം - How to Reduce Loan Interest

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#loans #loansInterest #interest #manageLoans #segregateloans #multipleloans #loan payment #loanrepayment
What this episode deals with:
1. How to reduce the loan interest?
2. How to better manage your many loans?
Website: talkswithmoney.com
Call: 9567337788
.............................................................................................................
Nikhil Gopalakrishnan, qualified with an MBA in Finance and Marketing, and having gathered a decade of experience with Thomson Reuters, Nikhil is at present the driving force behind the stock brokerage firm, Pentad Securities that has its corporate office in Mumbai.
Pentad Securities also has a registered office in Kochi and has its presence in the whole of Kerala and Bangalore.
Call Us: 9567337788
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13 май 2020

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Комментарии : 923

@anandpv3075 4 года назад

Sir very good information I have already contacted with my bank .they replied positively many many thanks

@MoneyTalksWithNikhil 4 года назад

Happy to hear ❤️ , thanks for the comment.

@joe-rq8re 4 года назад

@@MoneyTalksWithNikhil Njn Oru pravasi aanu home loan edukan bankukale samipichu in their requirements asking 90k as salary..... What should I do can you please give me a advise....

@MoneyTalksWithNikhil 4 года назад

@@joe-rq8re thangal salaried person ane enkil salary ude adisthanathil ullu loan sanction ayi kittu. expected loan amount ?

@joe-rq8re 4 года назад

@@MoneyTalksWithNikhil 10 lakh salary 60k

@MoneyTalksWithNikhil 4 года назад

@@joe-rq8re Please contact me on +91-9567337788

@mohammedriyas6173 4 года назад

Hi sir, I have an education loan with interest rate 12.5% and I am paying almost 6k pm. I just would like to know how I can reduce the interest rate on this and close this loan since I would like to take another loan to renovate my house. Also, I used to hear govt used to provide some concessions for education loans. Can you please make a video about this.

@kapiljoanandamparambiljohn5127 4 года назад

currently i have a houseing loan with a bank, let me know can we get topup loan from other bank?

@MoneyTalksWithNikhil 4 года назад

You need to transfer the loan.

@abinmuhammed8805 4 года назад

Sir, Co-operative bankil ninum sthalam eedu vach ordinary loan eduthitud. Ee loan private bankilek transfer cheyth interest rate kurakan patumo?

@ajithsaju70 4 года назад

Sir. Ente vehicle loan privet financil aane. Ath natinerlised banksilekko corperstive bankilekko transfer cheyyan pattumo. Intrest rate kurakkan pattumo ippo 19.35% aanu intrest

@vivekchandran194 4 года назад

കമന്റ് ബോക്സിൽ വന്നു നോക്കിയപ്പോ എല്ലാരും ഇംഗ്ലീഷ്. ഞാൻ പോണ്

@MoneyTalksWithNikhil 4 года назад

Vivek Chandran 🙏☺️

@midhunkmi 4 года назад

,😂😂😂

@nasu009dot 4 года назад

😂😂😂👌👌

@subhashsubhash6394 4 года назад

🤣🤣🤣🤣

@jesudasc.a5756 4 года назад

😄😄😄

@ignou-bscgmaths5790 4 года назад

I have educational loan 4 lakhs from IDBI Bank in 2017. How can reduce the interest for repayment and close it .please help me out

@MoneyTalksWithNikhil 4 года назад

Please contact me on +91-9567337788.

@vipinsudhakaran1066 4 года назад

Hi Enikk Muthoot finance-ilum CO operative bankilum one lack above loan Und. Koshamatam-thil koodiya interest il gold loan um Und. Emi and intrst kooduthal.. Two lack interest rate kuravulla simple aayi labhikkavunna oru loan sajest cheyyaamo

@rajeevrajendran9965 3 года назад

Great Information Sir and thank you for sharing 🙏

@saajansunny2434 4 года назад

Sir, Thanks for the valuable information. I have 3 loans Car loan from Indus Indus Ind (9.5%) EMI -9630/- 2 wheeler loan from Indus Ind (9.5%) EMI - 2217/- Personal loan from icici bank(14%) EMI -5792/- Can u suggest any option to reduce my EMI

@michord740 4 года назад

Sir, Can you please share me any ideas how to close HDFC credit card total out standing. I had approached them to convert as EMI but not agreed. I had been remitted the minimum dues without any lapses every month.But still the total out standing balance is not reducing..

@MoneyTalksWithNikhil 4 года назад

Please contact me on +91-9567337788

@rajeevanpv2729 4 года назад

It is dangerous to pay only minimum balance, because the interest on overdue will increase every month. The only way to pay total amount due shown in the statement once.

@MoneyTalksWithNikhil 4 года назад

@@rajeevanpv2729 Yes, need to pay additional amount too.

@FoodieIn_city112 3 года назад

actually Minimum due is a trap by credit card company .. don't fall in that trap.. talking from my experience.

@mrsandeeppn 4 года назад

Hi Sir, can we do anything to reduce the interest rate of LAP. I have a loan of 30L against property with 11.5 % for 15years (started an year before) Have another LAP of 15L @ 13 % with Cooperative Bank for 5 years. Your advice to plan it properly ?

@nishageorge6882 11 месяцев назад

Co. Operative bankil ninnum nationalice bankilottu take over cheyyan pattumo pls reply

@shamsukottakkal5417 4 года назад

എനിക്ക് രണ്ടു ഹൗസിംഗ് ലോണും ഒരു വാഹന ലോണും ഉണ്ട്. ഹൗസിംഗ് ലോൺ യൂനിയൻ ബാങ്കിലും വാഹന ലോൺ HDFC യിലുമാണ്. വാഹനത്തിന് പതിനേഴായിരവും ഹൗസിംഗ് ലോൺ ഒന്ന് 13'500 ഉം രണ്ടാമത്തേത് 6'500 ഉം ആണ്. ആദ്യം എടുത്ത ഹൗസിംഗ് ലോൺ അഞ്ച് വർഷം ആയി. . രണ്ടാമത് എടുത്തത് രണ്ടു വർഷവും വാഹനത്തിനെടുത്തത് രണ്ടര വർഷവുമായി. ഒന്നും ഇത് വരെ മുടക്കം വന്നിട്ടില്ല. ഈ ലോണുകൾ എല്ലാം ഒരു ബാങ്കിലേക്ക് മാറ്റി ഒറ്റ EMI ആക്കാൻ വല്ല വഴിയുമുണ്ടോ. അത് കൊണ്ട് പലിശയിൽ കുറവ് ഉണ്ടാകുമോ

@MoneyTalksWithNikhil 4 года назад

Shamsu Kottakkal pattum.

@mdisaamdisamal2749 4 года назад

Ane.onnum.panayam.vakanillaa

@MoneyTalksWithNikhil 4 года назад

@@mdisaamdisamal2749 Loan ellam koodi consolidate cheyan sadhikum. eath enklilum oru bank ne approch cheyu.

@nisaminisami1737 4 года назад

Sir, ettevum kuravil interest rates properly lone kodukunna bank edanu?properti ude ethra percentage vere amount kittum..

@isaacsfantziworld8017 3 года назад

Very good information! I have one housing loan! Was more than 5years now! Please whether i can reduce the interest rate by any mean?

@jamesmathew2615 4 года назад

What about education loan?? Is this helpful for education loan?? Please do reply

@MoneyTalksWithNikhil 4 года назад

Please contact me

@Gilfredjos 3 года назад

@@MoneyTalksWithNikhil yes education loan aanel eth applicable aano?

@MoneyTalksWithNikhil 3 года назад

@@Gilfredjos Bank managerod samsarich nokkuka

@alisonvlogs619 3 года назад

@@MoneyTalksWithNikhil contact details

@user1991hvc-ddxxd 4 года назад

നിലവിൽ ഒരു housing ലോൺ ഉള്ളവർക്ക് വേറൊരു ബാങ്കിൽ housing ലോൺ എടുക്കാൻ എങ്ങനെ കഴിയും. ആധാരം ആദ്യത്തെ ബാങ്കിന്റെ കൈവശം ആണല്ലോ.

@dr.nazeerkhan7950 4 года назад

The second bank will transfer the loan from the first bank after paying the balance amount.

@intelcore6877 4 года назад

It will be a takeover loan.

@MoneyTalksWithNikhil 4 года назад

@@dr.nazeerkhan7950 Yes , you are right ❤️

@vishnuvijayan3578 4 года назад

സഹകരണ ബാങ്കിലെ പേഴ്സൻ ലോൺ ഉം വേറെ ബാങ്കിലേക്ക് ട്രാൻസ്ഫർ ചെയ്യാൻ പറ്റുമോ?

@MoneyTalksWithNikhil 4 года назад

@@vishnuvijayan3578 പേഴ്‌സണൽ ലോൺയും മറ്റൊരു ബാങ്കിലോട്ടു ട്രാൻസ്ഫർ ചെയ്യാൻ സാധിക്കുന്നതാണ് .

@SanthoshKumar-sm4dk 4 года назад

How can I contact you... Some queries regarding my existing home loan

@jebinjoseph6371 4 года назад

House Loaninu interest rate marginal (mclr) rateil alle.. Appo interest rate change ayii kondirikkille?? 9.5 ippo automatically 7% ayikanilke? Please reply..

@sreeharikannan3344 4 года назад

വീട് പണിക്കായി എടുത്തതാണ് 1900 qrft വീടും 12 സെന്റ് ഭൂമിയുംആണ് ഉള്ളത് റോഡ് സൈഡിൽ ആണ് വീട് .. സെന്റിന് 3 ലക്ഷം വിലവരുന്ന ഏരിയ ആണ് ..

@MoneyTalksWithNikhil 4 года назад

നിലവിൽ ലോൺ ഉണ്ടോ ?

@thareshcp5256 4 года назад

ഉള്ളത് ഒരേ ഒരു housing ലോണ് ആണ് സഹകരണ ബാങ്ക് ആണ് പലിശ കുറക്കാൻ എന്തേലും വഴി ഉണ്ടോ?

@sreejith3318 3 года назад

Reply tharu chetta valare upakaram ayirikkum

@anooppreman7890 4 года назад

District co oper bankil ninnum take over cheyyan pattumo sir

@vivekam101 4 года назад

Thank you sir for valuable suggestion. Home loan vechu income tax kanikkunnundu.. with top-up loan will I be able to get reduction ?

@MoneyTalksWithNikhil 4 года назад

Yes

@vijeeshk8152 4 года назад

മലയാളത്തിൽ പറഞ്ഞാ മതി ഇംഗ്ലീഷ് മിക്സ് ചെയ്യണ്ട ഞങ്ങൾ സാദാരണക്കാർക്ക് പോളിടെക്നിക് ഒന്നും ഇല്ല സോറി

@MoneyTalksWithNikhil 4 года назад

അഭിപ്രയം രേഖപ്പെടുത്തിയതിനു നന്ദി ❤️ കൂടുതലും മലയളത്തിൽ തന്നെ പറയാൻ ശ്രെമിക്കാം.

@mattmatt5278 4 года назад

Vijeshe pachaan vittappo paachanamaarunnu.. jai mongi zee

@abhineshthonikkaraabhinesh9694 3 года назад

Very useful video sir🙏

@Manu-dc9hi 4 года назад

Ellam kettittum onnum manassilaayilla enikku car loan and a personal loan und Ennepoole manassilaavathavr like adichooolooo

@MoneyTalksWithNikhil 4 года назад

Thankalkku enth ane mansil akathe ? Doubt und enkil parayu. 😊

@krishnansethuramanhariomna4150 3 года назад

Thankyou for your valuable information sir.

@nidheeshms2349 4 года назад

Sir.. Nice video... Sirnte aettavum nalla prathekatha.. Sir ellapeeure cmntsinum anivaaryamaaya marupadi nalkunnu.. Aareyum nirashapeduthunnilla...nannayittundu sir...

@rphroopesh470 4 года назад

Sir DHFL housing loan eduthu 20 laksh for 15 years .. epo 2 years aayi 21500 every month adakunund.. Eth egane adach pokane epo vazhi ullu.. vere anthelum margam undo.. loan eduth adakkan .. eee palisha kuravano? Vere bankil lek matti Eth close cheyyan patuo

@safeenasafiya 4 года назад

Sir, veedu vangiyathanu. Dec 2019, 10 lakhs personal loan eduthu, 100 month 16, 000 emi. Nilavil intersest rate kuravulla vere scheme undo? Pls reply? Ithine kurich valiya arivilla.

@vidyavasudevanpm7194 3 года назад

Sir ennikku 2 lones undu.personal lones 2different co operative bankil .Monthly 5000 adakkanam.can i combain thetwo lones.please replay sir.

@aghileshkumar 4 года назад

Very informative and well explained.Thks

@MoneyTalksWithNikhil 4 года назад

Thank you ❤️

@3mttech742 4 года назад

Sir, ente wifinte veettukar 30 lakh business loan eduthirunnu.. 2016il apol saudiyil wifinte pithavinu business undayirunnu.. business aavashyathinan eduthath.. but 2018il business thakarnnu.. adhehathinte aarogyavum moshamayi.. interest 12% aan 10 yr... ithu cheriya interest lek engane maatam

@nehasn7985 3 года назад

Second hand car aanengil home loaninte koode top up loan kituo sir, 425 aanu loan engil top up ekadhesham ethra kittuayirikum, allengil top up loan kittanulla way endha

@PKVijay-gn3pn 3 года назад

Excellent presentation n really informative n helpful

@e_jju802 4 года назад

Sir Enik Oru Home loan und ₹ 1000000 20year aanu loan Duration 10.5% interst rate Und Ea loan Enghne Nammuk Pettann Adach Theerkan Pattum loan Duration Kurakkan Pattuvo 10Year Loan aayi Churukan Pattuvo pls Replay Me?

@rinzlifestyle1133 4 года назад

Sir nte vedios ellam valare useful aan, Top up loan endhan nn manassilaayilla

@praceee1975 4 года назад

Sir, Thanks for your good information, and good presentation.

@MoneyTalksWithNikhil 4 года назад

Thanks for the comment. Do you have any loans?

@mittitv4073 4 года назад

PMEGP loan engane anu varunnath enn paranju tharan kazhiyumo??

@jipsonpmmazhuvanchery4751 4 года назад

Sir എനിക്ക് 2 loan und , interest rate 12%, remaing amount 206000,100000 etc ... engane Interest rate kurakan pattum?? Edcb bankil aan loan... ordinary loan enan mention cheytirikunath... plz advise me

@PraveenKumar-kv2zw 4 года назад

👍👍Sir, Very good information for all..

@MoneyTalksWithNikhil 4 года назад

Thank you for the comment ❤️

@jyothijayapal 4 года назад

Sir, kindly point out some reliable institutions to approch for mutual fund investment.

@MoneyTalksWithNikhil 4 года назад

Jyothi Jayapal ok. Call or WhatsApp our number. Will support

@sreesanputhuvelil7921 4 года назад

Sir can we amend the loan repayment period from 7y - 5y. Now its 3rd year running.

@MoneyTalksWithNikhil 4 года назад

Sreesan Puthuvelil yes. Just pay extra emi. You will able close early

@noushadm1017 4 года назад

Enikkum oru loan 12 laksham interest koduthu maduthu..epo pakuthi ayi.12/interst avar pidikkunne.5laksham kooduthal ayi intrest koduthu .epol vere bankil ellam intrest kurachu ennal ee bankil anneshichapool angane utharvu avarkku kittiyittillennu ariyan kazhinju shariyano????

@PradeepKS-ksp 4 года назад

Thank you sir... Really good information...

@MoneyTalksWithNikhil 4 года назад

Thank you ❤️

@alwaysonline2712 4 года назад

എല്ലാവര്ക്കും ഉപകാരപ്രദമായ മെസ്സേജ് നന്ദി സാർ

@MoneyTalksWithNikhil 4 года назад

Thanks ❤️

@parkashparkash2677 4 года назад

വളരെ ഉപയോഗപ്രദമായ വിഡിയോ താങ്ക്സ് sir

@MoneyTalksWithNikhil 4 года назад

Thanks ❤️ ലോൺ ഉണ്ടോ ?

@informationinformation2363 4 года назад

Hlo sir bang... Shakaranabangil ninnu loan matti verwaa bangikil akkan pattuvo

@MoneyTalksWithNikhil 4 года назад

Mattan sadhikunnathanu. Thangalk Loan undo ?

@irshadshamsudeen394 4 года назад

Very good advice sir.. thanks to share this valuable information

@MoneyTalksWithNikhil 4 года назад

Thank you for the comment.do you have any loans ?

@cishafeerfrom1446 4 года назад

Sir 4year bfr njn oru veed vandi purchase loaniloode adikam mudangathe adachu 13.35%aanu interest boopanaya bankilanu trissur dt wadakkanjery annu njn ippo purathanu AAA interest kurakkan patto ini blnce 4lak nu mukalil und enthenkilum oru vazhi undankil pls help

@MoneyTalksWithNikhil 4 года назад

please contact me on +91-9567337788

@LTT_VKR 4 года назад

Can you help me with this...I don't know much about investments or mutual funds..if I want to invest for a short term ..like 5k per month for a year or two ..where should I invest

@MoneyTalksWithNikhil 4 года назад

Please contact me on +91-9567337788.

@mishalnidhi5903 4 года назад

Sir good information thanks Housing loan undu intrest 9.45 percentage anu KGB anu loan pls advice me engananu loan interest rate kurakan patuka . Pls explain

@MoneyTalksWithNikhil 4 года назад

Please contact me

@SAN-dk6bj 4 года назад

Sir co-operative bank il ninnanu loan eduthittullathu.. avidey interest rate reduce cheyyumo?

@nasriyak978 3 года назад

Same doubt

@saltandtamarind 4 года назад

great video, tons of value. I will be in touch with you soon. Thank you for sharing this video with us.

@MoneyTalksWithNikhil 4 года назад

Thanks for the comment.

@jayarajeshjr8707 4 года назад

Njan Army service person aanu. Enikku ente salary yude expense maintain cheyyan vendiyulla oru indian aap paranju tharamo

@charlesninan5526 3 года назад

Sir, education loan for abroad studies, what is the criteria etc...etc..

@sindhumanikandann764 4 года назад

Thanks sir,🙏🙏

@mekhanair3524 3 года назад

Hi Sir, I have a personal loan from icici bank with 10.5% interest and my husband has a personal loan from hdfc bank with 11.25%. How to restructure that?

@MoneyTalksWithNikhil 3 года назад

Please send loan amount, repay amount and income details to nikhil@talkswithmoney.com

@manass2702 4 года назад

Great case study. Never heard of this strategy before 👌🏼👌🏼👌🏼

@MoneyTalksWithNikhil 4 года назад

Thank you for the comment ❤️

@afsarkochi 4 года назад

Sir njan personal loan eduthaarnu athinu enthenkilum vazhi undo Tata Capital Aan Loan

@MoneyTalksWithNikhil 4 года назад

@@afsarkochi interest rate etrayanu ?

@rajeshraghav1095 3 года назад

Top up loan inte interest rate kurakkan kazhiyumo...8.3 aanu ippo

@ShibymolBabu 2 года назад

Sir please do a video on tds and how to claim it back

@Pra-pe9xh 4 года назад

Thank you sir Nice, and simple,explaining

@MoneyTalksWithNikhil 4 года назад

Thank you for the comment. ❤️

@artscreation1271 4 года назад

yes good.

@MoneyTalksWithNikhil 4 года назад

@@artscreation1271 Thanks for the comment.

@crazy_students__ Месяц назад

വളരെ ഉപകാര പ്രദമായ video

@MoneyTalksWithNikhil 29 дней назад

❤️👍

@RBLX1073 4 года назад

Sir,I am not understanding this.How to switch existing loan into other bank?

@MoneyTalksWithNikhil 4 года назад

Loan transfer option available ane.

@KrishnaKumar-bf9ol 4 года назад

സാർGSTയെ കുറിച്ച് ഒരു വീഡിയോ ചെയ്യമോ

@sheelaabraham3218 4 года назад

Is there any possibility to get back the excess amount paid as interest before rescheduling the loans ?

@MoneyTalksWithNikhil 4 года назад

Please contact with bank

@visionmaxmedia 4 года назад

Sir njan housing loan edutharunnu . 14 per interest. Enike fed bankil lote change aakan chothichapol .njan loan edutha bank paranju angane cheyan pattillanne. Loan edutha bankinte permission ellathe change aakan pattillanne paranju. Enike enthenkilum cheyyan pattumo.

@MoneyTalksWithNikhil 4 года назад

Eath bankil ninu ane loan eduthathu.

@viveka362 4 года назад

Sir, I like your style but the same time you look little nervous.I would suggest you to give exact figure in your calculations rather than random figures.you are sharing very valuable informations..keep it up

@MoneyTalksWithNikhil 4 года назад

VIVEK A good feedback Vivek.

@sreejank5473 3 года назад

Njaan ippozhaan sradhichath kaaranam ipol enikum loan undey. Ithaanel 1 varsham munne paranja kaaryangal aan. Enik kure kaaryangal ariyaan undaayirunnu. Aal ippol undo endho

@prasannachanner4403 4 года назад

Thanks for your good information.

@MoneyTalksWithNikhil 4 года назад

Thanks for the comment

@shyamlal4246 4 года назад

Sir വിളിക്കുമ്പോൾ interest & EMI മാത്രം പറഞ്ഞുതന്നാൽ മതിയോ എനിക്ക് 2 lone ഉണ്ട് അത് ഒറ്റ emi ആക്കുന്നതിനു വേണ്ടിയാണ് interest വളരെ കൂടുതൽ ആണ് സാറിന്റെ വിളിച്ചാൽ help ചെയ്യുമോ

@rahulshaji3360 4 года назад

Sir please tell about property loan ...to buy land with house......

@rejink 4 года назад

Hi sir..i have a home loan with andhra bank (bangalore)and car loan with axis bank(kochi)....can you please advise the best possible way to merge and combine these loans...

@MoneyTalksWithNikhil 4 года назад

rejin k nambiar need a discussion for solution

@jezinp8883 4 года назад

Good advice sir.

@janesebastian821 4 года назад

Sir, thank you for good information,

@MoneyTalksWithNikhil 4 года назад

Welcome 🙏

@kurienmathew9770 4 года назад

Sir, vehicle loan interest @14.25% was nowhere in the market for the last one nd half yrs.I had taken vehicle loan in 2018@9.30%

@MoneyTalksWithNikhil 4 года назад

9.30% is good interest rate. Are you playing EMI properly ?

@SREEDHARAN_M 4 года назад

Good information, thank u sir

@MoneyTalksWithNikhil 4 года назад

Thanks for the comment

@santhoshkuriyedath6412 3 года назад

Sir, Good message

@jijumathew863 4 года назад

Education loan ഇങ്ങനെ ചെയ്യാൻ പറ്റുമോ??

@sharafudheenthekkayil3834 4 года назад

സർ എനിക് ഗ്രാമീൺ ബാങ്കിൽ ഒരു കാർ ലോൺ ഉണ്ട് 11% ആണ് interest-2015 ഇൽ എടുത്തതാണ്-അതേ ബാങ്കിൽ തന്നെ ഇപ്പോഴുള്ള interest rate -ലേക്ക് interest rate കുറക്കാൻ പറ്റുമോ??? (അല്ലെങ്കിൽ interest rate കുറഞ്ഞ മറ്റൊരു ബാങ്കിലേക്ക് എന്റെ ബാക്കി അടവ് മാറ്റാൻ pattumo??? കാർ ലോൺ ഏറ്റവും കുറഞ്ഞ interest rate ഉള്ള ബാങ്കിന്റെ പേര് ഒന്ന് പറഞ്ഞു തരാമോ???

@sharmilak7124 4 года назад

Sir I have a housing loan for Rs. 1800000/- at PNB Housing finance Ltd. I took the loan on 2018 @ interest rate 8.45% but from last 3 months they increased the EMI and said rate increased to 9.5% and now my EMI became Rs.17289/- per month. So I requsted them to reduce the rate and they said the maximum they can reduce the rate to 8.95%.Sir Can I take over the loan to any other banks now?

@bijuv9236 3 года назад

Good information thanku sir

@sharafudheenthekkayil3834 4 года назад

ഞാൻ kerala gramin bank-ൽ നിന്നും ഒരു പുതിയ കാർ loan 8 വർഷത്തേക്ക് 11% interest rate-ൽ 2015-ൽ എടുത്തിരുന്നു -നിലവിൽ ആ bank-ൽ car loan interest rate കുറച്ച് കുറഞ്ഞിരിക്കുന്നു -എനിക്ക് ആ കുറഞ്ഞ rate -ലേക്ക് മാറ്റാൻ പറ്റുമോ??? അല്ലെങ്കിൽ എനിക്ക് ഉള്ള ബാക്കി car ലോൺ interest rate കുറഞ്ഞ മറ്റൊരു ബാങ്കിലേക്ക് മാറ്റാൻ കഴിയുമോ ?????

@prasadnair6834 4 года назад

Sir eniku Lone oundu June mutual August vare moritoriam coronayude problem karanam neetiyal enthenkilum kuzapamundo

@MoneyTalksWithNikhil 4 года назад

Eath type loan ane , loan details parayu

@deepthivs7834 3 года назад

Super sir thnku sir 👌👌👌👌👌👌

@chandravijayan6233 3 года назад

Top up loan amount kayyil kitumo?

@vickyk.s2885 4 года назад

Hi Nikhil...good to see you over RU-vid. It's been so many years. Hope you are doing well

@MoneyTalksWithNikhil 4 года назад

Hello, going well. Thanks for the support

@shibinvs143 4 года назад

Sir Excellent video, I will be contacting you soon for your guidence.. I am Shibin

@MoneyTalksWithNikhil 4 года назад

Thanks shibin ❤️

@nithinjohn7132 4 года назад

hello sir, I have a second hand car loan(6 lakhs) with 13.5% interest rate for 3 yrs,my emi is 20700/- per month,now i completed 1 yr. Currently i have some cash with me what u suggest sir should i pay to loan or i keep paying emi

@MoneyTalksWithNikhil 4 года назад

Please contact me on +91-9567337788.

@RajeshKumar-of5kr 4 года назад

I have a mortgage loan about forty lakhs in district co operative bank, interest rate is 13.5, monthly emi is 60000. Can I shift it any other banks with they have reasonable rates, please give me an advice.

@MoneyTalksWithNikhil 4 года назад

Rajesh Kumar difficult, we can try

@tincesebastian9580 4 года назад

Cheta education loan Patti Oru video cheyyavo...I live in Bangalore enik ividuthe bankil (KVGB) 2015 Ann loan of 2lac with arround 11%intrest rate ullath....any measures or scheme to reduce it.?

@MoneyTalksWithNikhil 4 года назад

Ok cheyyam. Loan repayment cheyundo ?

@joseybaby7429 4 года назад

Very good Sir ,Very nice information

@SunilVarghese 4 года назад

Lic യിൽ നിന്നാ ലോൺ എടുത്തത്..interest rate കുറക്കാൻ പറഞ്ഞപ്പോൾ 9.05 യിൽ നിന്നും 8.5 ആകും പക്ഷെ 10000+ tax (11800)fees കൊടുക്കണം..change ROI option ഓൺലൈനായി ചെയ്യണം...വേറെ option വല്ലോം ഉണ്ടോ..

@renukaaniyan5665 4 года назад

I have loans in two different banks so can I combine..? And it's personal loan so can I do dis

@MoneyTalksWithNikhil 4 года назад

Yes

@peterv.p2318 3 года назад

സർ,SBI യിൽ Repayment ന് പെനാൽട്ടിയുണ്ടോ?

@islahsa9833 4 года назад

Sir, Would you please do vlog for flat and deminishing interest rate and the formula for difference.thx

@MoneyTalksWithNikhil 4 года назад

Okey 😊

@visual_magic 4 года назад

Sir, personal loaninu ee option chose cheyyan pattumo

@MoneyTalksWithNikhil 4 года назад

Personal loan um transfer cheyan sadhikunnathanu.

@akhileshvv9697 4 года назад

sir co operative bankil anu loan Nationalised bankil take over cheydu rate reduce cheyyan pattumo Procedure& norms For self employed people.

@akhileshvv9697 4 года назад

Pls reply

@muneershan9350 4 года назад

Replay kanunnillallo 😁

@MoneyTalksWithNikhil 4 года назад

Yes transfer cheyan sadhikunnathanu, thankal transfer cheyan udheshikkunna bankum ayi bandhappettal. Loan take over ayi bendapetta marga nirdesham tharunnathanu.