八樣英國買樓一定要做的事 

very good and detailed !

You are terrific. Thank you so much👍👍👍

請問邊間銀行出的 Agreement in principle?

San San 謝謝，下次會大聲啲。

要比夠35年税至可以羅退休金现在的退休年齡暫時係68歲每年會推遲退休年齡 不过BNO来到英國係羅唔到退休金的因为無交过税

應該冇問題。當你揀銀行時，與銀行問清楚便可以。

Karen ho 好建議。我們兩個五年前搬到英國時，租了一年屋，然後慢慢睇合適的地區，才買現在住這間屋。

Hi Alan we actually have started including subtitles in our recent videos. In our earlier videos we didn’t have enough resources to do this as we were a smaller channel then. Thanks for your comment though.

Surveyor 會自己約時間入去睇，做完 survey 之後會由 e mail 寄個 report 比妳。。。。Viewing 唔洗自己去。。Online viewing 也可以。。。不過最好自己睇睇the surrounding areas 啦！

Please check out the UK government website below: www.gov.uk/first-homes-scheme

Lam Lam, yes, movingsocks@gmail.com

Both Wilson and Barrat carry NHBC 10 years structural warranty. Inaddition, Barrat also has 2 years fixture n fittings warranty. I do not see the need of AIP for a cash buyer. However, you will definitely need to proof the source of your finance being legitimate in compliance with anti money laudering policy. My sister purchased a house in UK last Jan as she was just a housewife, her husband had to produce proof of his income from his job plus ststements from his bank accounts and i think he also submitted his statement from his shares and dividends. Buying a new house from a reputable developer, in my opinion would be a better choice for retirement purpose since it will provide you with peace of mind and less unforeseen hassles and do away the need of a building survey as you would need with an old house. Please consider a house with north south facing, east west facing would mean the house would be very cold in the winter.

@@momojojo1933 thank you so much for your advice.!!! this is exactly what I need and this is so informative and useful.!!! I am exactly buying one for retirement purpose and what you share is exactly what I have in my mind. I hope I can find one with the backyard facing south so it can get more sunshine because of the latitude of the UK. Re Avant Homes, is it of good quality also...? I like their bi-fold doors opening to the backyard very much.

@@sunnyapple9543 The main advantage of a south-facing house or garden is the amount of sunlight you’ll enjoy. As the sun rises in the east and sets in the west, the south side of any house will see the most hours of sunlight during the day - especially in the Northern Hemisphere. When your house is warmer, you will pay less £££ in heating bills. For myself, i try to find a house with south facing living room directly looking out on a south facing garden and preferably with master bedroom on top of living room also facing the south. Ideally, the kitchen, bathroom, store room and spare room should be north facing portion of the house because they will get less used and will be harder to stay warm.

在英國買樓，買家和賣家反口是很平常的。因為很多時買家會搵搵到他們心儀的新樓，然後先再買自己現時的屋。如果他們賣不到現時的屋，就買不到新屋。所以很多時都是買家反口。

Moving Socks 咁買方無比訂金，如果簽約前及後吾買又有無需要賠償啦？另賣方如果吾賣又有無賠償啦，會吾會賣方已經確認左第一個offer之後如果有人出高價，業主係咪可以反口吾賣，又無需要賠償啦，咁去到咩時間點先有賠償呢？

多謝你的意見，未來videos會講吓英國稅務。記住subscribe 啦！