It's simple. Most people don't work with a plan. Alafu watu wasiogope kufuel gari...weka mafuta save less time ukitafuta petrol station... I run with Bolt na i will not lie. I always achieve my target at the end of the day. I use uber as a substitute. Alafu usiskize watu, weh fanya kazi yako.
In Kenya uber driver, mama mboga matatu driver, everyone wants to be a millionaire overnight. Thats why most of the people also try betting to try luck and be that millionaire much earlier
Very good discussion, esp on affordability, unfortunately our reasoning nowadays has been politically poisoned, fellows will always look for a way to badly paint a working sector