10:90 Payment Plan or The Subvention Plan: All you Need to Know

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Subvention scheme in real estate is the most popular payment plan for promoting under construction flats. Subvention scheme are basically buy now pay later payment plans in real estate which were created to promote real estate investing and led to growth and subsequent down fall of real estate in India. In 2019, RBI put a ban on subvention scheme in real estate, inspite of this ban developers are still marketing subvention schemes such as 10:90 payment plan, 20:80 payment plan and many more. In this video, I will discuss what is subvention scheme in real estate and is it really a scheme or a scam just to attract first time home buyer.
In this video, I will discuss
1. What is subvention scheme
2. Understand subvention scheme
3. How does subvention scheme in real estate works
4. What are the different types of subvention plan such as 10:90 payment plan, 20:80 payment plan and many more
5. Why was subvention scheme created
6. How subvention scheme impacted real estate investing and created new category of real estate investor
7. Why was subvention scheme in real estate banned by RBI
8. Different types of subvention schemes
9. Bank Subvention
10. Interest subvention scheme
11. Builder subvention scheme
12. Why developers use subvention scheme
Advice for first time home buyer
About This Channel
Objective of this channel is to help young Indian know the unknown about buying a property in India
My mission is to educate young Indians about property buying process, starting from
1. How to find & buy your first house
2. How to invest in Indian real estate and make passive income
3. How to create wealth from real estate
4. Learnings for property buyers from real estate case studies
Who Am I?
A Realtor, Entrepreneur, Investor & Educator
I have worked with top developers of the country, have been an entrepreneur into Proptech space & a real estate investor for last 14 years
I want to share what I have learned to help you make a better informed decision based on awareness
You can reach me
Email: info@flatsandkeys.com
Whats app no: 9625111400
#10:90paymentplan #subventionscheme #realestateindia #trending

Опубликовано:

30 мар 2023

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Комментарии : 103

@AdityaSharma-wq1cj Год назад

Mark my words, this channel will have millions of subscribers soon due to its High-quality content!

@flatsandkeys Год назад

Thank you so much !

@sureshvenkat4830 Год назад

Fantastic

@AbhishekSharma-er2rd Год назад

Thank you so much for explaining this in such an easy manner.

@ankurphogat4647 Год назад

Your delivery and classification is commendable.

@MrSkohli 2 месяца назад

Highly informative. Your all videos are too good.

@gautamzyy Год назад

Very nice video and content. This will help many home buyers. Thank you Sir. Please make more videos, so people will be aware of such plans.

@SK-mf2ez 8 месяцев назад

Very concise and informative. Your effort is invaluable. It would help many buyers in taking proper decisions and protect themselves from scams.

@SushilKumar-th6nq Год назад

Very well explained, thank you 🙂

@kingindia3 10 месяцев назад

Excellent explanation... Thanks a lot bro...

@charlesgaikwad1491 Год назад

Very much helpful video it was sir…salute ur doing good job sir

@mukeshsharma2234 Год назад

Very good details provided. Every buyer with the help of this video will sure not get fooled by the developer

@rohitmore4806 3 месяца назад

Such an informative video. Really good job sir.

@Arun_Singh4079 Год назад

Bhai you are doing a great work 👏👏

@rameshkrishnan7928 8 месяцев назад

Excellent.. very useful information..

@shivangjayswal1508 3 месяца назад

Thank you so much sir for valuable insights about subvention plan

@FactoDeepak1997 7 месяцев назад

Great information.very knowledgeable.

@dheerajsingh4749 10 месяцев назад

You make the video very understanding. It's highly helpful. Thanks

@flatsandkeys 10 месяцев назад

Glad it was helpful!

@aniruddhdave9357 7 месяцев назад

Precised info.. Ure a good speaker 👍

@abhishekchaturvedi8570 2 месяца назад

really really insightful! Keep it up

@yuktasingh986 Год назад

Best explanation 👌

@anticduniya9149 4 месяца назад

Bohat acche se samjhaya apne 🎉

@satvikkhare1844 Год назад

Such an underrated channel to know the nuances that of real estate. I may buy real estate in this decade but having knowledge is also important for such a costly purchase of your life.

@flatsandkeys Год назад

Thank you so much ! happy to share my experience

@Esquare2K 10 месяцев назад

Very well explained.

@bijuchetry2516 Год назад

Excellent content 😍

@pinjari8394 6 месяцев назад

Very helpful videos as concerned subvention plan really you made very hard wok Tnx

@AniketMadhye 6 месяцев назад

Properly explained!!

@foxysardar Год назад

Very good information

@kanchanvishwakarma9461 Месяц назад

Thank you for your informative video 👍

@ArjunSingh1988 Год назад

Very nice information

@family-funtime 8 месяцев назад

Amazing video.. very well explained.. thanks

@flatsandkeys 8 месяцев назад

Glad you liked it

@nkagarwa 9 месяцев назад

Very well explained....

@sghsjsrxz2481 Год назад

Exceptional, unbiased content

@flatsandkeys Год назад

Thanks !

@Mats_Monteiro 22 дня назад

Very much informative.. Thank you for sharing your knowledge.

@flatsandkeys 20 дней назад

Glad it was helpful!

@jeevansagar6374 5 месяцев назад

Very helpful

@zialal3311 10 месяцев назад

बहुत बढ़िया सर

@viditvia 10 месяцев назад

Bhardwaj ji I watched 6 of your videos today! Great job!

@flatsandkeys 10 месяцев назад

Thank you !

@rameshdoifode5938 5 месяцев назад

Great information

@sugatasen6533 7 дней назад

It was good informative video. Why the banks are giving loan to home buyers under subvention scheme if RBI has disallowed it.

@AbhishekJindal-im4jm Месяц назад

great content

@sarthakgrover3092 Год назад

High quality content!

@flatsandkeys Год назад

Thank you!

@sudhirtalekar5464 3 месяца назад

Thank you so much

@ReviewSmartTech 7 месяцев назад

Great info… I wish you have explained everybody that builders subversion is the best way to go about it because in that case the risk is lower and builders, obviously confident because otherwise he will lose money so if that option is offered that means, doesn’t matter if builder has good reputation or not,. I think you knew that and but you didn’t mention it specifically that this is the best method and safe method to go about it so I thought I just put it out, Let me know if you think differently.

@Narendraatalkar Год назад

❤ acha laga keep going on

@hareshgidwani812 6 месяцев назад

Very nice video

@ManojSingh-ko6fx Год назад

Very good analysis

@flatsandkeys Год назад

Thank you

@devinderyadav6483 Год назад

Very good analysis of sub vention plan I started watching your videos level is very good

@flatsandkeys Год назад

Thank you !

@sghsjsrxz2481 Год назад

Another risk, if interest rate increases, the builder may not re-negotiate the price in case of reimbursement method

@ssppkgsanjaysharma7262 Год назад

Good knowledge given sir.

@flatsandkeys 11 месяцев назад

Thank you

@jkneet-jeegroup Год назад

Good content

@AbhishekMundra1 Год назад

After watching this video, my mind forced me to subscribe this channel. Mark my words, the future of this channel is super bright and it’ll happen very very soon!

@flatsandkeys Год назад

Thank you so much for your kind words and wishes 🙏🏻

@vishwasgundurao8107 10 месяцев назад

Very useful

@flatsandkeys 10 месяцев назад

Thanks a lot

@ankitbhutada1509 Год назад

If Kotle Patil like developer is giving this scheme to NRI client, should we opt for it ?

@jaydeep2148 10 месяцев назад

A Few chennel like this one for reality market.. keep it up..

@flatsandkeys 10 месяцев назад

Thank you !

@adityatukati 8 месяцев назад

How to check with banks if the builder is paying the monthly interest ?

@GauravKumar-ig9iy Год назад

What are your thoughts about SmartWorld from Gurgaon? Would it have any impact of whats going on with M3M case? Also, the 10:90 subvention plan SmartWorld offered is a bank subvention with ICICI, how come after RBI ban ICICI is providing this plan, where the builder is paying the interest to bank in the first payment only?

@shwettadawar5304 Год назад

Sir , how come M3M like brand is still continuing with such plans. what is the reason? Can you share some light on this?

@sarikaagarwal1836 7 месяцев назад

Builder ke financial credential kase check kare??

@PrakashKumar-oh5fc Год назад

Superb explanation!! Is it mandatory to process the loan with the bank with this 10:90 plan. I mean suppose I booked a flat with the developer by paying 10%, the rest need to do bank funding or can pay directly after possession. I need to avoid the bank loan and want to pay during possession

@omkartiv8223 9 месяцев назад

That's Builder subvention, check this video from 9min...you can do that but very less reputed builders give...it's good to take but usually the price is 10% higher to a normal CPL or bank subvention

@DheerajKashyap-sk7vd 3 месяца назад

Maine abhi subvention plan me book Kiya hai Sahi hai ya galat

@rahulvashishth7635 Год назад

One more thing. Reimbursement Subvention plans are not good for resellers. It is difficult to find a buyer when there is full loan compared to builder subvention

@neilhydra2450 4 месяца назад

Tell us more about redeveloper project

@ashokmeena-ie1fu 10 месяцев назад

Sir mene koi flat liya tha 2019 me liya tha subvention ke under.and pay to me pre emi intrest last 2years.abhi possesion nahi mila he to me ab full emi start karna chahta hu and bank agree for full emi to kya builder muje full emi ya full emi par jo interest lagega wo dega after full emi start.

@niteshparihar7873 2 месяца назад

Sir agar oc nhi aaya hoga tobhi 100% payment karna chahiye . Under construction flat after position

@pratikahire2375 10 месяцев назад

Very informative, could you also make some informative on investment in commercial real estate

@flatsandkeys 10 месяцев назад

Will surely cover commercial real estate very soon

@PrakashKumar-oh5fc Год назад

Do the 10% will include the SDR charges under 10:90 plan

@MrSkohli 2 месяца назад

M3M Mansion, golf hills is one such product.

@kalpanasaindane5142 5 месяцев назад

How about developer builder under construction launching time asking for 15%+ registration and stamp duty. And demanding as per level of construction. Its not subvention. Instalment wise and need to pay for 4 years. By reputed builder

@rameshbansal60 Год назад

How to evaluate the credentials and financial conditions of builder before buying the flat

@flatsandkeys Год назад

Will make a video on same very soon !

@VikashKumar-oi9vg 8 месяцев назад

I am buying property with 5-90-5 plan. Here, building is giving written they will pay interest every month till possession. Is it safe ? please reply asap

@rishabharora153 Год назад

When can we sell property which is purchased under sub vention scheme?

@flatsandkeys Год назад

It depends on the developers policy. Most developers will have a lock in period till possession or 1 year post possession. If no lock in period then you can sell anytime subject to developers transfer charges.

@harshit8740 9 месяцев назад

Credit card Emi me Maftr subvention amount kya hota hai

@BPMinocha_ 9 месяцев назад

Good explanation

@hirakdeka9603 6 месяцев назад

❤

@anoopahuja5262 Год назад

I have booked a floor in smart world sec 89 in gurgaon under subvention 10:80 scheme,now I want to know how can I exist?

@Abnakh Год назад

Same here, do let me know once you have the ans

@GauravKumar-ig9iy Год назад

Same case, for onedxp.

@BadnaamJaadugar 7 месяцев назад

Any update for u guys??

@BadnaamJaadugar 7 месяцев назад

Pls do provide me ur details so that I can connect with u, i have also purchased the property here

@VikasSharma-pj6ih Год назад

Sir Nice Content just minimise hand movements. 👍

@flatsandkeys Год назад

Thanks for the feedback. Will do !

@baddystar Год назад

M3M is launching subvention in the past years. It is fine if the market n company is good but if something falls. Buyer will suffer. After a fixed period liability is on the buyer. No liability on bank or builder.