Why Builder's 10:90 Payment Scheme or Subvention Scheme is risky for Under Construction flat-buyers 

Very well explained sir. But please don't call yourself Urban Naxal. You are our saviour. Call yourself Krish.

I am believing ready possession price high or low doesn't matter. Minimum loan. Otherwise dont take. 10:90 or 20 80 not required. Krish sir well explained everytime 🙏

Very very good video. Buying a home is more of a social pressure. Being on rent for last 10 years in Mumbai gives me peaceful sleep without worrying about my job

Thanks for saving us. Some dealers are active on youtube, claiming themselves influencer and astrologer. Promoting these kind of schemes

bade shehron ki badi problems... i live in village and we build our home on our own land... but i love to hear these videos very educational

we new age home buyers don't know about this type of frauds thanks for sharing

I would rather suggest always buy ready to move flat. Don't fall in trap of investment while buying home.

Krish sir, one Suggestion, if some serial producer can produce 30 minutes series of dharawahik on tv that could be telecasted on Sony tv, Zee tv etc. Every day ....these are the true stories that people face...instead of making useless saas bahu episodes, these topics should be shown on tv so that people, govt can do something to eradicate such cheating practices.....fir builder bhi 1000 baar nahin, 1 lac baar sochega ...kuch bhi faltu harkat dikhane se pehle.....salute you sir as always

I think, buying a ready flat in one go will be better.

Amazing explanation. Salute. Never stop exposing

Thank you sir for sharing your valuable knowledge.

This types of video needs to be trending but those who don't want these videos to trend can very much influence yt I feel..

This is not complicated at all! If you have to take a loan before you were supposed to, you have been fooled !

Very nice explanation for hidden threats 🙏🙏

But NHB has banned subvention in 2019 by tripartite agreement. Nowadays builders go for 10:90 not by a tripartite agreement but very clearly mentioned in the agreement. I have bought recently under 30:70 from Lodha but they have clearly mentioned balance payment on OC receipt in agreement.

Mr Rao is a very good 😙 whistleblower !

Kris sir, RU-vid channel knocking news mein aapki tarah youtuber news editor hain, Mr. Girjesh vashisht....aap ki thinking aur unki thinking , views sab kaafi match karte hain....aap unke saath milker kuch videos karwao , aap dono ke videos ka laksh ek hi hai, aur woh hai galat practices karne walon ko expose karna....

you are best sir apki advice se bohot fayada hua hai

Also, the 90% demanded is on "Application for OC" not OC itself, so if OC doesn't come in because of some discepancies commited by the builder, your money's stuck and probably gone forever.

Very Deep information given from you.

Thanks a lot Sir

Sir not the actual possession of flat , its just offer for possession letter but in that the flat is still not ready at that time they do inner work after the full amount paid, also they take that you you not claim on us if they delayed too... Delivery of flat or done registry too .

After looking at your videos sir, I have given up the idea of buying a new house/ under construction house in mumbai. Now whenever I speak to a broker I upfrontly ask them to do not push for any under construction building. Subvention schemes are extremely pathetic, do not go for it.

Sir Mujhe builder Bol rha hai 100% subvention ka.. he is saying he’ll pay the down payment plus all the EMIs but I’ll have to sell the flat to him later and he will just give me some commission. Does it look legit?

You're doing social work sir awesome

Kehte hain chaand ki saair karwaoonga, le jaate haain najafgadh drain....sirr, aapko 10 % hee dene Hain bass 5 saal tak.... Aur 2 months ke baad 20 lakh demand karne lagte hain , agreement ke naam par..pehle agreement formality thee, ab agreement ki duhai dekar 20 lakh disburse karne ko bolte Hain... Fir pre emi ka dhoka, fir possession par dhokha......dhoka hi dhoka.....govt soti thi, soti hai aur soti rahegi....builder loot ta tha, loot ta hai aur loot ta rahega....dog ki dumm kabhi seedhi nahin ho sakti...jab pata hai, ki katega, toh kyon dog ke muhn lagna.....buyer log bhi iss harassment ke khud jimmedaar hain....Inka laalach hi inhe le doobta hai...baaki 2010 ke baad 1 in 1000 hi hote hain jinhe koi actual profit hia ho..makaan khareedkar..net result hai emi ke jaal mein fasna, bloddy bulder ki bakwaas baatein sehna...andar hi andar middle class har din marata chala Jaa Raha hai..

Funny thing subrambuilders ad coming under this video 😂

Builders ki bhasha dekhne wali hoti hai...offer of possession kehkar paagal tatha gadha bana dete hain aam mazdoor aadmi ko...actual possession ki jagah offer of possession bolte hain...Banda eggs khareedne bazaar jayr, toh ande wala kahega...aap payment kar do 10%. Shham ko andey aaney ka bill aayega, toh 90% poore de Dena....fir 11 baje dhamki deta hai, 20% aur do, fir 2 baje 30% mangne lagega..gir shham tak saare paise lekar kahega...andon ka bill(offer of possession) aa chuka hai....aapko ande baad mein milenge...pehle aap driver ka accident ho gaya hai raste mein, jara uske liye Dena 10% aur jyada....doctor ke liye bhi 5% aur, fir wo aayega kal, apne pariwaar walon ko chorkar, kitna risk lega,paairon mein pattiyon(band aid) baandhkar gaadi chalayega, aapko 20% aur Dena hoga warna aapka deal hatam.....kya aap aise ande waalon se eggs khareed kar body building karoge...body building toh bhool jaao , body hi nahi bachegi

नेक्सस है बैंक और बिल्डर और system की

THE HIGHLANDS, AT GODREJ CITY PANVEL can you pls make a video for this project ?

Sir which plan is best to buy house??

Agar flat turant mil raha hai to

I have also been trapped in this scheme.

Kya aise hi sakta he ki 10% down payment deke 90% bank loan le sakte he?

Haha ..wage example appropriately explained 😅

Yeh builders logo ko laalach deke fasate hai. 100 log mai se 5 log bhi phase tab bhi builder ka fayda hi hai na. Waise bhi builders kyu chahega ki usi k saath aap compete karo flats bechne mai. Sabse badi problem hai ki public ko itna pata nahi hota hai or builders log isi baat ka fayda uthate hai. Builders ko saare loopholes pata hote hai.

Is it with all the reputed builders like godrej, Mahindra and tata housing also.

Hum kaise fight kar sakte hai builder se

Hey bro why are you cursing people LMBO Back to you

मुझे ये नही समझमे आ रहा है आपके खयालसे builder construction का business करते है क्या fraud का?

this guy always speaks negatively!

Guru Ji .. Resale property le li woh bhi no broker se direct seller se .. Shift bhi ho gaya .. Ye builder chutiya bana rahe hain .. Log pagal ho rahe hain isliye ye builder chutiya bana rahe hain ..

It's all nonsense though 😊

Look at his hands on the video

this guy is totally one sided and only talks negatively, he thinks we are all mad and do not know how to calculate the finances.

Thank you Sir for your valuable Information 🙏